What does DEFUNDING the POLICE exactly mean? Why is Kamala Harris such a huge proponent and supporter of DEFUNDING THE POLICE. Why did Kamala Harris aggressively support the DEFUNDING THE POLICE movement after the George Floyd killing by Minneapolis POLICE. Why was Kamala Harris the biggest supporter of DEFUNDING THE LOS ANGELES POLICE DEPARTMENT by Los Angeles Mayor Garcetti. Los Angeles Mayor Eric Garcetti proposed of cutting the Los Angeles Police DEPARTMENT budget by $150 million dollars and Kamala Harris, at the time the United States Senator from California was Eric Garcetti’s biggest supporter. We don’t need a Presidential candidate who is anti-law enforcement and who doesn’t care about fighting crime. Kamala Harris is a joke. An international disgrace who is a disgusting example of a human being.

https://youtu.be/Cdd3XQv8LRc?si=kml_bvcjcCqHS4Bs

• This discussion was modified 9 months, 4 weeks ago by  Michelle.

How does OTC New Construction Loans work on Conventional Loans. What are the eligibility requirements for one-time-close new construction loans? What can you build with OTC New Construction Loans. What is the mortgage process on OTC NEW CONSTRUCTION LOANS? What is the down payment requirements, credit score guideliines, debt-to-income requirements, and what type of property can you build?

Joe Biden is expected to speak on his scheduled press conference at 530 pm EST. Joe Biden is in the fight of his life especially to show fellow Democrats he does not have dementia and is fit to run for reelection and be the candidate for the Democrats.

Do we love our pets too much?

Two-thirds of the people in the United States have pets. If they all voted, they would be the majority. This is a 138 billion-dollar business with nearly 40 million pets.

We treat our pets like members of the family; we have pet spas, pedicures, jewel-studded collars, and boutique hotels disguised as kennels. They are not family; they are animals, and I am one of those pet owners.

Years ago, animals stayed outside; barnyard dogs and stray cats were everywhere. Cats came and went whenever they wanted. Now we have scientific studies and biological proof of why we love our pets. Wounded Warriors has dogs available to vets because dogs understand. A dog will love you more than they love themselves, an unconditional love found nowhere else.

The problem with pets is that they never grow up; they remain children, and we treat them as such. Your pet animals get expensive, and we spend thousands of dollars to keep them alive and healthy. We wheel them outside to do their business and think nothing of it. When do we end their misery? Do we keep them alive because of selfishness?

When you decide to get a dog, or a cat, for that matter, it is a lifelong commitment. What happens when you decide that you made a mistake? Bringing the dog back causes psychological issues; the dog feels abandoned. Fido gave all of himself to you, and you abandoned him. The dog may have a problem with trust; all they want to do is love and please you.

I have had many dogs in my life; my current dog now is 12 years old, and I have sworn to him that I will be with him until his last breath. I know he is here for me until mine.

I realize an investment property is a property purchased specifically to generate profit through rental income, capital gains, or resale. As a legal concept, investment property appears in securities law and business law. However, What Classifies As an Investment Property? How do I qualify for a real estate loan on an investment property? What are the steps of an investment property mortgage loan.

Anthony Spilotro also known as Tony Spilotro was a ruthless Chicago Mobster. He rose up the ranks of the Chicago Mob Family

https://youtu.be/eD3qYR6aa18?si=aiqVaKsduMRCkZcf

Is the bird flu really here, or is it COVID-19 in disguise? The strain is HSN1, another flu strain, and each year they are getting worse, or are they really? In 2013, 900 people contracted the bird flu, and more than half died. Is this enough to be a pandemic?

Farmer workers and ranchers are at the highest risk of coming down with HSN1. I was unable to find where the 900 people got sick. I’m almost certain they worked on farms and ranches that lacked regular monitoring. Mostly found in meat and dairy, bird flu arrives and, voila, the price of eggs goes up, which has happened in the past few years.

I was amazed at the death statistics for flu deaths during COVID; there weren’t as many as previous years. I think all the flu stats were compiled together with COVID to make COVID worse. Thousands of people die of the flu each year, but not during COVID years. It was once called Trump’s flu.

With the election this November what will this flu be called, will CDC call it a pandemic? Or will it be a political stratagem? Biden Bird Flu, Biden Goodbye Flu, Trump’s Flu II. Both parties will cause chaos and come to the rescue, too bad the public will suffer.

It’s time to stock up on toilet paper and common sense.

Former Rio Arriba County Sheriff James Lujan, aged 60, was sentenced to three years in prison followed by one and a half years of probation after being convicted of two felony charges: aiding a felon and intimidating a witness. Lujan was found guilty of helping a former Española City Councilor evade police after a high-speed chase in 2017 and directing a deputy to conceal his actions. This conviction followed a retrial after an initial jury failed to reach a verdict. Lujan resigned from his position shortly after the conviction.

https://www.youtube.com/watch?v=ZP4gie6zVUA

“Extending professional courtesy” on a traffic stop typically refers to law enforcement officers giving leniency to other officers or individuals in related professions when stopped for traffic violations. This practice is somewhat controversial and varies widely depending on jurisdiction and individual officer discretion. Here are some key points regarding this practice:

What It Involves

Reasons for Extending Courtesy

• Professional Respect: Officers may feel a sense of camaraderie or mutual respect towards fellow officers.
• Understanding of Job Challenges: An appreciation of the stresses and risks associated with law enforcement might lead to more lenient treatment.
• Internal Policies: Some departments might have unwritten policies or cultural norms encouraging such leniency.

Ethical and Legal Considerations

• Fairness: Critics argue that this practice can undermine public trust in law enforcement by creating a perception of bias or unequal treatment under the law.
• Department Policies: Some departments explicitly prohibit extending professional courtesy to ensure all individuals are treated equally.
• Legal Implications: There can be legal risks if leniency leads to subsequent incidents or if it’s viewed as official misconduct.

Examples of Guidelines

Public Perception and Trust

• Transparency: To maintain public trust, many departments stress the importance of transparency and equal treatment in all enforcement actions.
• Accountability: Ensuring that all officers are held to the same standards as the public can help build community trust and accountability.

While extending professional courtesy is a practice rooted in respect among officers, it faces significant scrutiny due to concerns about fairness and public trust. Law enforcement agencies often strive to balance professional camaraderie with the need to uphold the law impartially. For more detailed information on this topic, you can refer to the guidelines and policies of specific police departments or legal analyses from reputable sources like legal journals and law enforcement ethics publications.

https://www.youtube.com/watch?v=QTcpAa1K4Ws

Oregon is a state located in the Pacific Northwest region of the United States. Here are some key facts and information about Oregon:

1. State Capital: Salem
2. Largest City: Portland
3. Nickname: The Beaver State
4. Population: As of my last knowledge update in January 2022, Oregon had a population of approximately 4.2 million people.
5. Geography: Oregon is known for its diverse geography, which includes coastline along the Pacific Ocean, the Cascade Range with several prominent volcanoes, high deserts in the eastern part of the state, and lush forests in the western part.
6. Statehood: Oregon became the 33rd state of the United States on February 14, 1859.
7. Economy: Oregon’s economy is diverse, with significant contributions from industries such as technology, agriculture, forestry, manufacturing, and tourism. It’s home to several major technology companies and has a growing wine industry.
8. Education: Oregon is home to several universities and colleges, including the University of Oregon and Oregon State University.
9. Outdoor Recreation: The state is known for its outdoor recreational opportunities, including hiking, skiing, camping, and fishing. It has numerous state parks and national forests.
10. Crater Lake: Crater Lake, located in southern Oregon, is the deepest lake in the United States and is renowned for its stunning blue color and natural beauty.
11. Portland: Portland is Oregon’s largest city and is known for its vibrant arts scene, eclectic neighborhoods, and environmentally conscious culture. It’s also famous for its food carts, craft breweries, and the International Rose Test Garden.
12. Wine Country: The Willamette Valley in Oregon is famous for its wine production, particularly Pinot Noir. It’s considered one of the premier wine regions in the United States.
13. Mount Hood: Mount Hood is a prominent volcanic peak in the Cascade Range and is a popular destination for outdoor enthusiasts, including skiers and snowboarders.
14. Political Landscape: Oregon has a reputation for being politically progressive and has been known for initiatives like vote-by-mail and legalizing recreational marijuana.

Please note that some of this information may have changed since my last knowledge update in January 2022, so I recommend verifying any specific details with up-to-date sources if needed.

Buying a house is a significant financial decision, and it’s essential to carefully consider it. Here are some tips for buying a house in Iowa:

1. Determine your budget: Start by assessing your financial situation to determine how much you can afford to spend on a house. Consider factors like your income, savings for a down payment, and other expenses associated with homeownership.

2. Get pre-approved for a mortgage: Before you start house hunting, get pre-approved from a reputable lender. This will give you a clear idea of your budget and make you a more attractive buyer to sellers.

3. Research Iowa’s real estate market: Familiarize yourself with the real estate market in the area you are interested in. Look into recent property sales, market trends, and the overall economic conditions affecting the housing market in Iowa.

4. Choose the right location: Iowa has a diverse range of cities and towns, each with its own unique characteristics. Consider factors like proximity to work, schools, amenities, and the overall neighborhood vibe when choosing the location for your new home.

5. Work with a local real estate agent: Engaging a knowledgeable local real estate agent can be immensely helpful in finding the right property. They can provide insight into the local market, negotiate on your behalf, and guide you through home-buying.

6. Attend open houses and inspections: Once you’ve identified potential properties, attend open houses to get a feel for the homes and their neighborhoods. Schedule professional home inspections to ensure the property is in good condition and free from major issues.

7. Review the purchase agreement carefully: When you find a house you want to buy, review the purchase agreement carefully with your real estate agent or a lawyer to understand the terms and conditions of the sale.

8. Consider plans: Consider your long-term plans and how the property fits into them. Will the house accommodate potential lifestyle changes like a growing family or retirement?

9. Understand additional costs: In addition to the purchase price, factor in other costs like property taxes, homeowners’ insurance, closing costs, and potential maintenance and repair expenses.

10. Negotiate wisely: Be prepared to negotiate with the seller, especially after the home inspection. Skilled negotiation can help you secure a better deal or address any necessary repairs.

11. Conduct a title search: Before closing on the property, conduct a title search to ensure no outstanding liens or ownership disputes could affect your ownership rights.

12. Close the deal: Once all contingencies are met, and the necessary paperwork is completed, you can close on the house. This involves signing the final paperwork, paying the closing costs, and transferring ownership.

Remember, buying a house is a process that requires careful planning and research. Take your time, ask questions, and seek professional advice when needed to make informed decisions. Good luck with your house hunting in Iowa!

https://www.youtube.com/watch?v=2En-IZ1xLNk

Like to congratulate Dino Hasapis for earning the best Chicago Real Estate Agent Award for Chicago Area. Dino Hasapis always goes above and beyond for all his clients. Dino Hasapis not only treats his clients like family but he follows up after each closing and makes sure his clients have no questions and is Johnny on the spot if his clients needs a referral on the area his clients moved to. Dino is trusted, loved, and respected by his clients, family and friends. All of Dino Hasapis clients become his lifelong friend and family. Very proud of you my man.

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Dino Hasapis

I am both humbled and thrilled to announce that I've been recognized again by Chicago Association of Realtors as a top producer. I'm grateful for each and every person I have had the opportunity to...

Peter Schiff REPORTS on Gold & Silver Sell-Off on Friday due to China stop buying Gold after 18 month buying streak. Government of China buying on Friday alarmed investors. Gold fell $40 per ounce on the initial news of the government not buying Gold. Then later in the day when economic data was released another $30 dollar an ounce dropped to end $70 per ounce for the day. With the economic news of surplus, China will be buying Gold. Non-farm payroll came out better than expected which are not accurate. Weak employment is the fact but government has a track recording of deceiving numbers. The economy is not stable.

https://www.youtube.com/live/dJiWMAJ0m_I?si=ENDLlN0LqtScI08g

The Lamborghini Murciélago and the Lamborghini Aventador are two distinct and iconic models produced by the Italian automaker Lamborghini.

1. Lamborghini Murciélago:

   • The Lamborghini Murciélago was first introduced in 2001 and was in production until 2010. It succeeded the Lamborghini Diablo and was succeeded by the Lamborghini Aventador.
   • The Murciélago was available in various versions, including the Murciélago Coupe and the Murciélago Roadster.
   • It featured a mid-engine layout and was powered by a naturally aspirated V12 engine, which produced different power outputs in various iterations.
   • The Murciélago was known for its striking and aggressive design, which included distinctive scissor doors.
   • It was one of the flagship models of Lamborghini during its production period and garnered attention for its high-performance capabilities and exotic styling.

2. Lamborghini Aventador:

   • The Lamborghini Aventador was introduced in 2011 as the successor to the Murciélago.
   • It, too, features a mid-engine layout and is powered by a naturally aspirated V12 engine. The Aventador has seen various iterations with power outputs, including the Aventador LP 700-4 and Aventador S.
   • Like its predecessor, the Aventador is known for its aggressive and futuristic design and its distinctive scissor doors.
   • The Aventador is a high-performance supercar that offers impressive acceleration and top speeds, making it a flagship model in Lamborghini’s lineup.

The Murciélago and the Aventador are renowned for their performance, style, and distinctive Lamborghini driving experience. These cars are often considered icons in the world of supercars and have a dedicated fan base among automotive enthusiasts. Please note that my knowledge is based on information available up to January 2022, and new developments or models may have been introduced since then.

https://www.youtube.com/watch?v=jp5FfeWTC2o

How much does it cost to live in the neighborhood boundaries of Chicago’s Top Rates Public Elementary Schools?

https://www.openhausrealty.com/blog/how-much-does-it-cost-to-live-in-one-of-chicago-public-schools-top-elementary-neighborhood-schools/

What home improvements would you as a homeowner, or soon to be homeowner like to take on in 2023?

Here is the list from Angie’s List – https://www.angi.com/articles/most-popular-home-projects-2023.htm. What do you think?

Most homeowners are focusing on continued maintenance, interior painting and bathroom remodels.

Historic Summit Avenue mansions are remarkable. The home to iconic author F. Scott Fitgerald, the Summit Avenue area encompasses nearly 5 miles of the best examples of Victorian architecture in the US. Walking tours of the area are available for those who wish to learn more about the homes and their rich histories. Nearly 85% of the original structures remain intact, and there has not been a demolition of a private residence in 60 years. This is such a beautiful neighborhood sprinkled with respected colleges, universities and churches. If you are considering St. Paul as your new home the attached article is worth reading.

https://www.visitsaintpaul.com/blog/summit-avenue-history-the-story-of-saint-pauls-famous-street/

Had a memorable great lunch with my two son’s Kristian (32 years old) and Tim (30 years) at Iron Age Korean Steak Restaurant for Father’s Day 2024. Tim called me last week extend an invitation for today at 11:30 am with Kristian. Iron Age Korean Steak House was near the corner of Lake Avenue and Milwaukee Avenue in Glenview, Illinois, an area I grew up but have not been there in decades. Had a great duper memorable lunch. Tons of food, great food, had a few drinks, smiles, and tons of good ole fashing laughs and more laughs. Busted Timothy’s chops and had a great time. Love you Kristian, and Tim. Missed my oldest daughter Monica but got a text from her. Monica lives 5 hours north. North of Wisconsin Dells, Wisconsin. Need to find time to go visit Monica and my new grandson, Alex. Thanks again, boys. Love you and had a great time and enjoyed every minute of it. Love you tons. Enjoy the rest of your Sunday and have fun and be safe. Talk to you, soon. Tim, send me video clips of your two cats. The cats you taught how to play fetch, bark, and act like a dog. Lol. @Chotime @Kristian

https://maps.app.goo.gl/g6fJQfMPDfPjHCGs5?g_st=i

• This discussion was modified 11 months, 1 week ago by  Gustan Cho.
• This discussion was modified 11 months, 1 week ago by  Gustan Cho. Reason: Forgot image
• This discussion was modified 11 months, 1 week ago by  Gustan Cho.

South Korean Global tech giant Samsung announced Taylor Texas will be home to Samsung’s U.S. semiconductor factory. The breaking announcement puts Taylor Texas on the global map.

https://youtube.com/playlist?list=PLnxykQ4xCbXu9EHcKzr0XqZioCz2CsDfI&si=mPANQR1Bv3ytMvAR

There are very minor reasons giving cops reasons to pull you over. Say you had a few glasses of wine during dinner and you got pulled over by a cop for one reason or another. A cop can cite you for driving under the influence of alcohol even though your alcohol BAC level is under 0.08. I know people who got into a lot of BS due to being pulled over by a cop.

https://www.facebook.com/share/r/k7W4tvxrjQXkKJU2/?mibextid=D5vuiz

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How You're Giving Cops Reasons To Stop You | How You're Giving Cops Reasons To Stop You | By VINwiki | Facebook

How You're Giving Cops Reasons To Stop You

Years ago when you worked 30 years for a company and retired they gave you a gold watch, a pension and a thank you for being a loyal employee. Today if you work for a larger corporation they give you a pink slip at 55. You are now too old for the company. They can hire two of you and save a bundle. At 55 your health becomes a concern, data shows you will get sick and it will cost the company dearly. No more loyalty, what are you supposed to do at 55? No one will hire you, you’re old. To me age is only a number a concept. If you stay healthy and avoid stress, stress is the big corporate killer, you may live a long life. Diet and exercise will help. I have my own theories of exercise. A rabbit hops around all their life and it lives many 8 years or so, a dog runs and jumps and lives to 12. Now a turtle sit on his ass all day and lived to 150. Be a turtle, no mortgage, no HOA and extremely mobile.

My latest novella about racial tension in Gulfport, Mississippi in 1950s.

What determines rural living? Being raise in NYC anything with a lawn was rural. Suburbia was the country to me. When I moved west and worked in vineyards I got a better idea. I can sum it up in two words. “Dirt Road” unsaved, pebbles is my definition, and a septic tank.

Biden Administration authorized use of deadly force in the use of the Mar a Lago Raid. Shoot to kill on former President Donald Trump, his family, and his staff during the Mar a Lago Raid by FBI agents.

https://www.youtube.com/live/nPmcGBynUJo?si=TUhJNbnMDSD–

Senator John Kennedy slams Joe Biden for ruining the United States economy. Joe Biden keeps on repeating he drove inflation down from. 9% to 3% and created jobs, infrastructure, and stability for Americans which are blatant lies..

https://youtu.be/X_hX0B5Glmc?si=KmJ6ljGXu90LH1rU

Here’s a short prank racist joke

https://youtube.com/shorts/ndGw5skUW_o?si=PU91DEHaxci8i7h0

Cheeseburger in paradise by the late Jimmy Buffet, no relationship to Mr. Bill Burger-King @Bill Burg is one of all time favorites.

https://youtu.be/jBsPZV14I-k?si=qGeMKkc52pY04ZHN

What type of security surveillance system would you recommend to install in my house. I want surveillance cameras as well as sound and voice activated security system. I heard many of these security systems are easy to install and many are portable wireless surveillance cameras and voice activated security systems. Do you know how much it is. Ballpark. Thank you

Any loan officers or real estate agents know about the new federal law on non-competes for NMLS licensed loan officers?

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Mike Kortas

I am super excited about the new rules for non-competes. These have been abused by so many mortgage companies hurting Loan Officers. It’s about time Loan Officers have the right to feed their...

I’m considering buying a home this year. I’ve heard from different sources, that I should wait to buy, once the market crashes, or to save my money by renting. Any advice would be very helpful.