[Mark]

Great 👍 explanations Mr. Bill

I was invited to attend a Why NEXA Mortgage Zoom Call tomorrow per James Strebel and Lisa Marie Jones of Gustan Cho Associates Chicago Illinois Branch Office at 11 am CDT

Finally I can differentiate the difference between Business Development Manager and Dually licensed l9sn officer and real estate agent

I thought both job positions were the same but onr of it had a more sophisticated name.

[Mark]

Penny stocks have long been associated with boiler room operations and are highly vulnerable to abuse. Your experience at Stuart-James in the 1980s and 1990s reflects this type of misconduct.

Definition and Risks of Penny Stocks

• Under current U.S. regulations, a penny stock is defined as a small company stock trading below $5 per share and not listed on major exchanges such as the NYSE or Nasdaq.
• These stocks typically trade over-the-counter, have low trading volume, limited analyst coverage, and minimal reliable disclosure, making them vulnerable to manipulation.
• Penny stocks with low prices, illiquidity, limited information, and eager retail buyers create ideal conditions for fraud.
• It is easy to mark prices up, hard for investors to verify claims, and difficult for them to exit once insiders start selling.

For example, a firm may buy a large block of shares at one dollar, aggressively sell them to clients at three dollars while controlling most of the available shares, and then sell its own holdings into the demand it created. Clients are left holding the stock as its price drops toward one dollar or lower.

The Hustler’s Manual Of FraudGeneral Description

Stuart-James, Blinder Robinson, First Jersey, and Stratton Oakmont, among others, ran variations of the same basic model.

Most common examples:

Deceptive Control

• Underwriting or secretly controlling most shares in thinly traded speculative issues, and sometimes in shells that lack real business value.
• Manage initial allocations so the firm and its insiders control a dominant share of the float.

Boiler Room Cold Calling

• These operations often involved large groups of young brokers making aggressive, misleading, and unrealistic sales calls to customers.
• Sales scripts claimed and predicted all fees as certain, and regulators deemed them fraudulent.

Mark-ups, Pump and Dump, and Market Control

• Firms would significantly increase a stock’s price from its original level and promote it as a “hot” stock, thereby creating artificial markets, according to regulators.
• After retail customers purchase shares at inflated prices, the firm and its insiders sell their holdings at those levels, causing the stock price to fall sharply.

Hidden Markups and Overweight Commission

• Some companies imposed commissions or markups far above legal limits.
• For example, Blinder Robinson reportedly charged customers commissions of about 140 percent on trades.
• Regulators reported markups as high as 200 percent on the first day of trading for certain penny stock offerings.

Penny stock abuse became so widespread that regulators referred to it as ‘the fraud of 1989’ due to the large number of defrauded investors.

Stuart-James and Similar Operations

Stuart-James Co., your former employer, is recognized in historical records as one of the major penny-stock boiler room operations of that era.

• Stuart-James and its two principal owners were prosecuted by the SEC for defrauding customers, creating artificial markets, and applying first-day markups of 200 percent on certain new penny stock offerings.
• The SEC also alleged that the firm directed its sales staff to use misleading and illegal sales pitches, including overly optimistic projections about low-priced, speculative securities.
• Stuart-James, based in Colorado, was one of the largest penny-stock dealers in the U.S. with hundreds of brokers, before regulatory pressures and lawsuits led to its collapse in the 1990s.
• Regulators observed that when one such firm was closed, others often emerged to take its place, perpetuating the same boiler room model even as individual entities were shut down.

Major Penny‑Stock “Kings” And What Happened To Them

Several high-profile penny stock operators were banned or imprisoned, often for related offenses like money laundering and bankruptcy fraud.

Robert E. Brennan – First Jersey Securities

• Brennan developed First Jersey Securities into a leading penny stock company in the 1980s, selling high-risk stocks to retail investors and, according to civil and criminal cases, engaging in classic pump-and-dump schemes.
• As a result of civil suits, the SEC and the New Jersey Division of Revenue and Enterprise Services reached settlements totaling approximately $75 million and $55 million, respectively, for securities fraud related to the First Jersey case.
• After declaring personal bankruptcy, Brennan concealed assets in offshore accounts and was later convicted in federal court of bankruptcy fraud and money laundering, receiving a sentence of approximately nine to ten years.

Blinder Robinson & Co.

• Meyer Blinder operated one of the most notorious penny stock businesses.
• Blinder Robinson & Co. used unethical telemarketing practices and charged excessive commissions on highly speculative securities.
• By 1990, the company was forced into bankruptcy with tens of millions in debt and became known by the nickname ‘Blind ’em and Rob ‘em’.
• Blinder was later charged with racketeering and securities fraud, convicted of defrauding the firm, and served 46 months in federal prison in addition to paying a fine.

Jordan Belfort/Stratton Oakmont-

• Jordan Belfort, owner of Stratton Oakmont, aggressively marketed penny stocks and small-cap issues through cold-calling, gaining notoriety for high-pressure sales techniques that later became part of popular culture.
• The SEC perpetrated market manipulation and fraud-based sales practices.
• Stratton Oakmont was expelled from the securities business and was forced to pay restitution and fines.
• Belfort and some of his colleagues were barred from the brokerage business.
• Belfort was charged with securities fraud and money laundering for his activities at the firm in a separate federal case.
• He was sentenced to prison and ordered to pay substantial restitution to the victims.

More Significant ‘Boiler-Room’ Operators

• Other firms, including J.T. Moran & Co., Chelsea Securities, Hibbard Brown, and F.N. Wolf, were linked to penny-stock collapses, used boiler-room tactics, and caused significant investor losses.
• Several principals and brokers were prosecuted or barred, and the term ‘boiler room’ became widely recognized as a result of these enforcement actions.
• For example, an operator later associated with FSG Financial Services was charged by federal prosecutors with racketeering and securities fraud in a scheme that allegedly cost investors tens of millions of dollars.

Penny-Stock Crimes Outside The United States

Stock market fraud is not limited to the U.S. For example, in Singapore, Singh and his accomplice were involved in a penny stock crash that resulted in several billion dollars in market losses. They were ultimately charged with criminal market manipulation.

Wider White-Collar Context And The Scope Of Loss For Investors

While crimes involving penny stocks do not cause losses as large as Ponzi schemes or Enron-like cases, the cumulative losses to small investors have been substantial. Regulators and the FBI have identified this as a significant issue.

Some of the reasons for the losses have been:

Information Ssymmetry

• There was a significant information and control gap between issuers, broker-dealers, and retail investors, who often relied solely on the broker’s sales pitch.

Conflicting Goals

• Brokerage firms favored penny stocks, offering high commissions and incentives to encourage sales regardless of the investment’s outcome.
• Regulation of penny stocks was weak and fragmented in the early 1980s.
• Abusive firms often evaded enforcement by changing names after being shut down.

Enforcement Outcomes

• Most principals received industry bans and civil judgments.
• A minority, including Brennan, Blinder, and Belfort, received significant prison sentences due to clear fraud, money laundering, and asset concealment.

If you consider yourself an observer in a boiler room, the practices you witnessed—house-underwritten penny issues, aggressive cold-calling, significant markups, and repeated client losses—closely match those later documented by regulators and judges throughout the penny stock industry of that era.

https://www.youtube.com/watch?v=-aO–ly05aI

[Mark]

What happens when a baby monkey is rejected by its mother and the entire troop turns away? In this emotional video, we explore the heartbreaking journey of abandoned baby monkeys and ask the question: Can humans’ step in and help? From the first cries of a newborn who’s pushed aside, to the long path of healing through human care and compassion, this video takes you deep into the real-life stories of survival, trust, and hope. 🐒💔

Discover how wildlife caregivers provide warmth, nutrition, and emotional support to rejected infants. See how some monkeys find a second chance at life and even go on to thrive in sanctuaries or social groups.

https://youtu.be/aZ87SFE8iHk?si=wWhlD9WGH-qoaRFo

• This reply was modified 1 month, 1 week ago by  Sapna Sharma.

[Mark]

Jeremy has been coaching his girlfriend to make false statements to the Court and his legal rep. She has been playing him for months, agreeing to lie.

He can not comprehend how stupid his plan is, he would still be in violation of his requirements as he had access to the vehicles anyway. Another call Jeremy mentions his daughters pics are clearing the Jail censors even as his daughter is wearing a tank top. How he even thinks of this is weird.

https://youtu.be/59YOGt9_c4M?si=90ofmEfTpCG-IymO

• This reply was modified 1 month, 1 week ago by  Sapna Sharma.

[Mark]

Kevin O’Leary: Silver’s 2026 Explosion – Investors Beware!
2026 is shaping up to deliver the most violent silver move in decades — but it will destroy unprepared investors. This video exposes the hidden traps behind the coming silver explosion, from fake pricing in paper markets to premium scams, leverage wipeouts, and liquidity failures.

You’ll learn why industrial demand from AI, defense, energy, and healthcare is creating unstoppable pressure on shrinking global supply, why price and value are completely disconnected, and how disciplined investors structure silver positions to protect capital and profit safely.

The explosion is real.
The traps are everywhere.
Only the prepared survive.

https://youtu.be/5WkU8xztp40?si=YYyUqG9XH6tGJ8II

[Mark]

Jerome Powell has no doubt committed fraud. Who in theor right mind spends $4.1 BILLION renovating two Federal Reserve Buildings that was not even in bad condition. Unbelievable.

[Mark]

Something appears to have snapped in Minnesota, as chaos, political pressure, and street violence escalate all at once.

Reports indicate a DOJ grand jury is circling Minnesota Governor Tim Walz and Minneapolis Mayor Jacob Frey, sending shockwaves through state politics.

At the same time, anti-ICE and ANTIFA-style mobs have escalated from protests to storming a Christian church in St. Paul, shouting down pastors and worshippers during a Sunday service.

Video shows activists chanting slogans like “ICE out” inside the sanctuary, raising serious concerns about religious freedom and First Amendment violations.

Conservatives are pointing to a stark double standard, comparing the lack of enforcement against church disruptors to the Biden DOJ’s armed FBI raid on pro-life Catholic father Mark Houck, who was later acquitted.

Calls are growing for churchgoers to file police reports, pursue civil lawsuits, and demand accountability from city leaders who appear to be enabling intimidation.

Violence spilled into the streets when MAGA journalist Nick Sortor was attacked, robbed of his equipment, and dragged nearly 300 yards by a car, according to eyewitness footage.

As law enforcement morale fractures, Border Patrol leadership urged officers to uphold the rule of law or resign, prompting reports that 21 officers quit while 18 joined ICE.

Meanwhile, a political bombshell dropped as Michael Cohen admitted he was pressured by New York AG Letitia James and DA Alvin Bragg to “get Trump” before the election, raising alarms about politically motivated lawfare.

Cohen claims prosecutors pushed a pre-written narrative, reinforcing fears that justice was weaponized against President Trump.

Senate Democrat Chuck Schumer openly vowed that Democrats would impeach Trump again in 2026 and restore spending cuts, including USAID programs critics now label elite slush funds.

Democrats are also pushing to create another January 6th committee, even as Republican investigations point to FBI involvement and unanswered security failures.

With unrest growing and institutions under strain, many Americans are asking whether President Trump will invoke every legal tool available — including the Insurrection Act — to restore law and order.https://youtu.be/wpB5gBYal5k?si=M3aFogTrDxacewQB

• This reply was modified 1 month, 2 weeks ago by  Sapna Sharma.

[Mark]

President Trump is calling for the arrest of Rep. Ilhan Omar amid explosive new allegations tying her to a reported $19 BILLION Minnesota fraud scheme — just as she implodes during testimony on Capitol Hill.

At the same time, Minnesota Congressman Tom Emmer introduces new legislation aimed at deporting convicted fraudsters, escalating the political fallout.

Meanwhile, the DOJ launches an investigation into radical protesters who stormed a Minneapolis church during Sunday services — and files lawsuits against Governor Tim Walz and Mayor Jacob Frey for allegedly obstructing federal law enforcement.

The Pentagon places two battalions on standby as questions swirl over whether the President could invoke the Insurrection Act.

Plus — Trump turns up the heat on Europe, threatening sanctions tied to Greenland. Trish breaks down what this means for markets and global power dynamics.

And finally — in a moment no one saw coming — ABC’s The View suggests the Clintons should testify. When you lose The View… you’ve really lost it.

Join Trish Regan as she breaks down the biggest news events.

https://www.youtube.com/live/fZzPCDhr5tc?si=B6yCp9OVXh3Q9vew

• This reply was modified 1 month, 2 weeks ago by  Sapna Sharma.

[Mark]

#goldtosilverratio​ #silverpriceprediction​ #goldpriceanalysis​ #preciousmetals​

The gold-to-silver ratio is sending one of the strongest signals in financial history. After decades of distortion driven by fiat currency, debt expansion, and central bank intervention, the ratio is now threatening a rapid collapse back toward the historic 7-to-1 level. If this move continues, it could trigger a dramatic revaluation of silver and expose the fragility of paper money like never before.

In this in-depth 27-minute analysis, we break down the macroeconomic forces driving precious metals, why silver has been historically undervalued relative to gold, and what a collapsing ratio really means for investors. This is not hype or short-term speculation. This is about sound money, historical precedent, and the inevitable consequences of inflation, negative real interest rates, and unsustainable government debt.

You’ll learn why silver’s breakout potential is far greater than most investors realize, how monetary history is repeating itself, and why ignoring the gold-to-silver ratio could be one of the biggest financial mistakes of this decade. If you care about protecting purchasing power, understanding real money, and positioning ahead of a major market shift, this video is essential viewing.

TIMESTAMPS (27 MINUTES)00:00​ – Urgent warning: why the gold to silver ratio matters now02:10​ – What the gold to silver ratio really represents05:05​ – Historical norms vs today’s distorted market08:40​ – How fiat money and central banks broke the ratio12:15​ – Why silver is historically undervalued15:40​ – Industrial demand and silver supply constraints18:55​ – What a move to 7-to-1 would mean for silver prices22:10​ – Implications for investors and wealth preservation25:10​ – Final warning and what comes next

WHY WATCH THIS VIDEO, This video explains one of the most important and misunderstood signals in the financial markets today. You’ll gain clarity on why silver may be positioned for an explosive revaluation, how monetary policy is driving real assets higher, and why traditional portfolios are more exposed to currency risk than most people realize. If you want a long-term perspective grounded in economic reality rather than speculation, this video delivers it.

https://youtu.be/XO8yWK3wzRQ?si=wN1LEHf3ntyi2qTC

• This reply was modified 1 month, 2 weeks ago by  Sapna Sharma.