. If Biden dies or gets impeached do we have to worry about this ding bat becing our President?Kamala Harris is being questioned by millions of Americans on her mental health state and her intelligence level. Is this idiot pretending to be dumb and stupid or is Kamala Harris a real idiot. Kamala Harris has zero brains 🧠 and seems this goof 🤪 is pretending to be a creature with a single digit IQ. Is this brainless moron the number 2 in charge of the United States? How humiliating to have this creature to represent the nation and be a power leader. The Imbecile in Chief. She has zero respect and is not a liked person in any way or form.

https://youtu.be/k7TCTQQWIZI?si=-hQw0rw-TbyD7SxJ

GCA Forums News: National Headline News Overview for Monday, May 18, 2025

Trump Gives an Order for Prices of Medication to Be Slashed in the United States

President Donald Trump signed an executive order on May 12, 2025, which claimed to reduce drug prices by 60% with a new policy to slash pharmaceutical costs. This policy revives his first-term initiative that had stalled, directing the Department of Health and Human Services (HHS) to reimburse Medicare for office-based drugs (OBD) using the average cost-based reimbursement system of the bus pricing system, which is determined by the lowest-priced reimbursement value. It is a “high-cost” drug reimbursement system intended to mitigate long-standing grievances over the affordable pricing of medications that American consumers are subjected to. As adversarial as it may sound, it attempts to solve some pain points. Undoing the years of underpriced tiered pricing would be beyond complicated. There is doubt that these goals can be accomplished without some legislative confrontation or clearing up the complicated supply chain skepticism. While the anticipated outcome is positive, the concern is that the pharmaceutical manufacturers will either lie dormant in some “innovation depression,” skimp on supplying products, or ration innovation and streamline production, rendering health care services impotent. On the contrary, this is perceived as an audacious effort, enabling fulfillment of campaign promises in Trump’s focus on lowering healthcare expenditure.

Although no progress has been made or outcomes reported concerning the executive order, the last update was on May 18. The order specifics are still being discussed on a national level.

Increasing Dow Jones Industrial Average Together with Other Stock Market Indices

Since 2025, the US stock markets have witnessed wild fluctuations and enormous volatility caused by President Trump’s trade policies. As of May 18, the markets were moving upwards due to easing trade tensions. The United States and China reached a 90-day tariff ceasefire agreement on May 12, 2025, dramatically reducing tariffs on trade between the nations. This also marked the beginning of the increase in tariffs globally. Consequently, the Dow Jones Industrial Index surged by 2.8%, equivalent to more than 1100 points. The rest of the S&P 500 Index gained 3.3%. At the same time, the Nasdaq Composite was the champion for the day, gaining 4.3%, signifying hope in the retail and tech industries. Earlier in the year, when Trump proposed colossal tariffs of 145% on Chinese imports, there was panic in the markets due to the fear of recession. A trade deal with the UK, dated May 8, along with the reduction in tariffs, has fueled recovery. By early May, the Dow registered the longest winning streak of 2025. Still, like cautionary tales from analysts such as Paul Tudor Jones, macroeconomic headwinds like ongoing inflation and the Fed’s stance on interest rates add a long-term headwind to stock prices even when lower tariff barriers exist. This week, the Hang Seng Index and most other global markets gained 3 %. This concurrent Bitcoin boom also triggered a surge in prices for the cryptocurrency, surpassing the $100,000 mark. Although investor confidence is rising and gold prices are falling, Goldman Sachs forecasts inflation of around 3% for the remaining tariffs. These include additional price increases on used vehicles, appliances, and pharmaceuticals.

Latest News on the Mortgage Rates and Housing Sector

As of May 18, 2025, reports on the housing market show that home prices continue to increase, although there are issues in home affordability. As noted in the report dated April 29, the S&P CoreLogic Case-Shiller 20-city index reported an increase in home prices by 4.5% year on year for the period ending February 2025, down from 4.7% the previous month. Despite the decreasing demand from buyers compared to the previous years, the limited supply of homes is still propping up the prices. Mortgage rates remain high, with the average 30-year fixed-rate mortgage at 6.81% as of the week before April 29, nearly the same as the previous week’s 6.83%. While no specific information was released regarding mortgage rates for May 18, the prevailing trend indicates that the rates are in the mid-6% region, which adds to the affordability problem. Volatility in the market, driven by tariff policies, brings some uncertainty. Some analysts argue that trade-driven inflation would push rates up even further. The absence of significant new housing policy announcements in the provided data suggests that the market is on pause—supply constraints combined with high rates continue to dominate the market.

ICE, Sanctuary Cities, and States

As of May 18, 2025, the available materials do not contain any specific headlines focusing on the activities of Immigration and Customs Enforcement (ICE) about sanctuary cities and states. This topic is not covered in detail anywhere else. With that being said, context from Trump’s interview on April 22, 2025, with TIME reveals that his administration is fully harnessed on immigration enforcement, attempting to go after “career criminals” and dealing with high crime rates caused by the previous administration. The missing paragraph provides Trump’s statements from the interview, which, in combination, imply some form of aggressive deportation policy that would certainly affect sanctuary jurisdictions.” Posts on X and other reports on the internet do not provide any concrete updates about ICE operations or actions taken against sanctuary cities and states before or on May 18. It is reasonable to assume that, because of the administration’s stated policies, there is likely friction with these jurisdictions. The range of sanctuary policies differs, and some, if not many, are designed to prevent local law enforcement from honoring ICE detainers, which may set up legal or policy disputes. Given the lack of data, it is fair to assume that the enforcement efforts by ICE are following Trump’s stated goals that have been reported lately, even though no developments have been reported on that date.

Further Remarks

Progress on Trade Policies:

Unlike the usual focus on healthcare and other industries, Trump’s policies always make headlines. The US-UK trade agreement and the reduced tariffs with China have alleviated fears of a recession. As a result, JPMorgan Chase has adjusted the probability of a US recession, dropping it from 60% to less than 50% in early April. Still, the ongoing negotiations with Canada and Prime Minister Mark Carney’s leadership show the weakening relations, as Trump’s tariffs and appetite for annexation have not helped.

Overall Economic Expectations:

These concerns have become persistent between the continued optimism around the markets, the inflationary pressure of tax add-on tariffs, and the economic slowdown. Goldman Sachs has made a stark prediction that the prices of consumer goods are highly likely to surge in December 2025, which would reduce any gains made in the market.

Critical Judgement: It is clear from the first two parameters that the market is recovering rapidly, and the price cut expected from pharmaceutical companies stems from the tough policies enacted by Trump. The long-term impacts of these policies, however, are debatable. The so-called tariff truce is volatile, as with the pharmaceutical order, with site-based implementation complexities. There is also bound to be an escalation in the challenges surrounding housing affordability, enforcement of immigration policies, and debates on what was happening on the May 18 windows, because all of this has very, very meager data-driven estimations.

It’s OVER For TULSI GABBARD After This HUGE Revelation

Tulsi Gabbard was once a rising star in the Democratic Party, a presidential candidate who took the stage with confidence, challenging the establishment with fearless honesty. But everything changed when she turned her back on the left, walked away from the Democrats, and joined forces with Donald Trump. As Director of National Intelligence, she vowed to expose corruption, drain the deep state, and bring real transparency to Washington.

Tulsi Gabbard: Her Career from a Democratic Political Hero to the Director of National Intelligence

Tulsi Gabbard’s political biography indicates her changing beliefs and life-long dedication to public service. As a Democratic star, Gabbard faced numerous twists and turns, including an allegiance to Donald Trump and rising to the position of Director of National Intelligence. Her narrative illustrates the combination of self-belief, shifting political context, and commitment to the country’s security.

Early Life and Schooling

Gabbard was born on April 12, 1981, in Leloaloa, American Samoa, but relocated to Hawaii, USA, when she turned two. She reportedly grew up in a mixed-cultural and multifaith family, which helped shape her thoughts. Gabbard later enrolled at Hawaii Pacific University, earning her Bachelor of Science in Business Administration in 2009.

Military Career

In 2003, Gabbard joined the Hawaii Army National Guard, which commenced her notable military career. She participated in two tours in the Middle East, during which she worked as a specialist in a Medical Company, 29th Support Battalion, 29th Infantry Brigade Combat Team, which resulted in a 12-month deployment in Iraq.

Her service was high quality, and she was awarded the Meritorious Service Medal and the Combat Medical Badge. As of 2021, she is a lieutenant colonel in the US Army Reserve.

Entry into Politics

At just twenty-one years old, Gabbard took her first steps in politics when she became a member of the Hawaii State Legislature in 2002. She made history as the youngest woman to be elected into any US State Legislature. After that, she was part of Honolulu City Council from 2011 to 2012. During that time, she dealt with safety and building new facilities.

Congressional Tenure

In 2013, Gabbard was elected to the House of Representatives as a Congresswoman from Hawaii’s second congressional district. She held positions on the Armed Services and Foreign Affairs committee. During her term, she sponsored laws relating to veterans, the environment, and civil rights. She supported progressive issues and was strongly anti-interventionist.

2020 Presidential Campaign

In 2019, Gabbard was set to run for the Democratic Party candidacy for president and used the opportunity to speak against wars of regime change. She was an opponent of the US foreign policy.

Still, gaining traction within the party was tough, and she suspended her campaign in March 2020, supporting Joe Biden.

Exit From The Democratic Party

In 2022, Gabard posted on social media disapproving of the Democratic party and explaining her departure from it due to differing ideas and the waist-deep concern he has about what seems to be the party’s party’s abandonment of core unquestionable American values—independently proclaimed while stressing the importance of putting country over everything else, including party.

Support of Donald Trump

Her shift into conservative Trumpism was completed after she supported Donald Turn in the 2024 presidential elections, with whom she shared differences on foreign policy, revealing an urge to advocate for changing the status quo, which provided a rationale for supporting him. This marked a considerable change in her politics, turning towards rightist movements simultaneously.

Assigned to the Position of Director of National Intelligence

In November 2024, Trump’s elected nominee for president, Gabard, appointed Gabbard director of national intelligence. Gabbard’s opposition claimed she lacked any credible explanation for possessing such intelligence experience that had long been associated with a… She was confirmed by the Senate 52 to 48 on February 12, 2025, and angered and delighted America with her move. This made her the first female combat veteran, Gino, and the first male Pacific Islander.

Vision for the Intelligence Community

While Gabbard remained steadfast in the rationale behind her political priorities, she noted how restoring public trust after her swearing-in greatly depended on her willingness to depoliticize the intelligence community. During this timeframe, she reflected on the past. She clarified that safeguarding national security and civil liberties would always be the focal point of intelligence efforts. Striving to enhance transparency and accountability were some of the efforts encapsulated within her strategic vision during her tenure.

Initiatives and Challenges

Gabbard has addressed some of these inefficiencies, particularly at the agency level. However, further reforms at her level pose far greater challenges, including the balancing act on national security and individual freedom tensions as they pertain to overseas geopolitical and domestic issues. Her effectiveness in reshaping the intelligence community’s scope is still debatable after her first hundred days of efforts.

Public Perception and Media Coverage

Responses breaking down Gabriel’s appointment have been difficult to classify into succinct categories. There are praises directed towards her military accomplishments and efforts in spearheading changes. On the other hand, concern is directed towards her foreign political leanings and friendships. The media also seems torn over the issues, as she represents a political novelty. Still, her past actions leave much to be desired.

Personal Life

Gabbard dedicates time to yoga and martial arts outside her politically active life. The couple settled in Hawaii after getting married in 2015, and they have a son named Abraham Williams.

Her military service and other personal encounters deeply shaped her political views and preferred policies.

Publications and Media

In addition to her politics, Gabbard wrote books documenting her life story and her opinions on various issues.

https://youtu.be/pqc0c6p8TOc?si=KZYPNEw5CzR7kKbo

• This discussion was modified 3 months, 2 weeks ago by  Gustan Cho.

Discover the fascinating lifestyle of Josh Hawley in 2025! From his family life with his wife and three children to his luxurious homes and impressive car collection, we cover it all. Plus, get an in-depth look at his current net worth and how he built his financial success.

🌟 Topics Covered:

Josh Hawley’s Family Life
His Stunning Houses and Properties
Luxury Cars and Vehicles
Net Worth in 2025
Career Highlights and Achievements
Don’t forget to like, comment, and subscribe for more celebrity lifestyle content on GCA Forums News.

https://youtu.be/fqqRkoPlSjQ?si=lYoIalLeSqTb9I-1

Setting up your own private garden

With Mortgage Rates Jumping from 2.0% to 8% in 2 years, inflation out of control, coronavirus pandemic outbreak, home values surging to all time highs, voter fraud, out of control political corruption, is the Mortgage Industry struggling?

Breaking News from Fannie Mae and Freddie Mac. Effective immediately homebuyers can purchase 2 to 4 unit multi family homes with 5% down payment. Before today’s Breaking News owner occupant primary multiunit homebuyers needed 15% down payment. Private mortgage insurance is required and we don’t yet know what the PMI factor is as of today. Just wanted to share this Breaking News with our forum viewers .

• This discussion was modified 1 year, 8 months ago by  Sapna Sharma.

What do you guys think about opening a bride broker business where I can broker women from the Philippines to successful American men looking for a loyal woman for marriage. I was thinking about being a Bride Broker for American men broker Filipinas? My friend Alex Carlucci and I were thinking about the idea. I can name is Alex Carlucci’s Bride Broker-Phillipines: Love Guaranteed or Your Money Back.

What is a credit score simulator and how does it work? How will a credit score simulator help me increase my credit score to qualify and get pre-approved for a mortgage? How do I get a credit score simulator? What is the process and steps to get approved for a mortgage with a low credit score?

Deciding between investing in 22 single-family homes or a 22-unit apartment building as a rental property investment is a significant decision and depends on various factors. Here are some considerations to help you make an informed choice:

1. Location: Location is crucial in real estate. Consider the location of both options in terms of job growth, population trends, proximity to amenities, schools, and crime rates. A well-located property typically has better long-term potential for appreciation and lower vacancy rates.

2. Management: Managing multiple single-family homes can be more time-consuming and costly compared to managing a single apartment building. With an apartment building, you have economies of scale, and you may be able to hire professional property management services to handle day-to-day operations.

3. Cash Flow: Calculate the potential cash flow for each option. Apartment buildings often have a more stable cash flow because vacancies in one unit can be offset by income from others. Single-family homes may have more fluctuating cash flows due to individual vacancies.

4. Financing: Consider your financing options. Financing for single-family homes may be easier to obtain, but apartment buildings may offer better financing terms due to the potential for higher rental income.

5. Maintenance and Repairs: Factor in maintenance and repair costs. With multiple single-family homes, you’ll have more individual properties to maintain, which can be more expensive and time-consuming compared to a single apartment building.

6. Diversification: Diversification is a risk management strategy. Owning 22 single-family homes can spread risk, as issues with one property won’t necessarily affect the others. In contrast, an issue with a large apartment building can have a more significant impact.

7. Market Conditions: Consider the current and future market conditions in your area. The demand for single-family homes and apartment units can vary based on economic trends and local factors.

8. Exit Strategy: Think about your long-term goals and exit strategy. Are you planning to hold the properties for rental income indefinitely, or do you have a specific exit plan, such as selling after a certain period?

9. Financing and Capital: Assess your financial situation and access to capital. Apartment buildings often require a larger initial investment, both in terms of down payment and ongoing expenses.

10. Risk Tolerance: Evaluate your risk tolerance. Single-family homes may provide more diversification and lower risk, but apartment buildings can offer potentially higher returns.

Ultimately, the choice between investing in 22 single-family homes or a 22-unit apartment building depends on your financial goals, risk tolerance, and the local real estate market. It’s advisable to consult with real estate professionals, financial advisors, and conduct thorough market research before making your decision. Additionally, considering a mix of property types in your investment portfolio can provide diversification and reduce risk.

The Globalists and Democrats are on the same crazy mission of depopulation and ending innocent lives early.

The coronavirus pandemic was a man made weapon of mass destruction and the coronavirus vaccine was created to depopulate the world. Boosters came out to continue killing people. The Globalist hate humanity, hate the United States, amd the US Constitution. The Globalist are evil and examples of Globalist include the following, Barack Obama, Michael Robinson Obama, George Soros, Dementia Lying Biden, The Rothschild, Bill Gates, Nancy Pelosi, Gavin Newsom, JB Pritzker, Claus Schaub, Anthony Fauci. These statements are based on Facts and No BS.

FED CHAIRMAN LIE ON NATIONAL NEWS. Unbelievable. Inflation, unemployment is all fine according to FAKE NEWS JEROME POWELL. Everything is solid according to this lying POS.

https://www.youtube.com/live/Rhq5Y44OhFo?si=hy7uSUoSZRErhMWL

Many people became oversight YouTube stars harassing cops. They call themselves First Ammendment Auditors

https://youtu.be/lhP6L9QFD9k?si=oBbYUBUh8ho38uLO

Every mortgage company I have contacted says they do not finance mobile homes. Many lenders told me that buying a mobile home is not buying real estate even though I am planning on making my forever dream home. What am I hearing. I thought it was easy to finance a mobile home. Other people I talked to on a different community assistance forum said that it is very easy to finance a mobile home. Can anyone at Great Content Authority Forums know if it is easy to finance a mobile home. Can you please explain why a mobile home is not real estate? If a mobile home is not real estate, what is it then?

If a person already has an FHA loan in his primary house and gets a job offer with a different employer and needs to start the new job right away, can that person keep the existing house and rent it out and buy a second house to use as primary residence with a second FHA loan?

I recently saw a few barndomeniums and they look nice. What are barndomeniums and how can I get financing on new barndomeniums?

Can someone help me explain what Chattels are? I am interested in a Chattel home but found out that Chattels are not considered real estate. Many told me Chattels are considered personal property and it can be used. Others told me that I cannot get financing on Chattels.

A plane crashed near a Florida expressway killing two pilots. Three passengers survived the crash. It was a small private airplane. The airplane crash was caught on dashcam.

https://youtu.be/rRFWfjyq6h0?si=Jb0oySxMXMLih1uI

Former President Donald Trump wins the Iowa Caucaus in a landslide with 54% of the voters. Historic biggest win 🏆 in history. Ron DeSantis comes in second with 20% of the vote and Nikki Haley comes in third at 17%. DeSantis drops out of the 2024 Presidents race and decided to support Trump. Not Haley.