Max
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Max
MemberNovember 16, 2024 at 9:04 pm in reply to: Kamala Harris Spent 1 Billion on Campaign: 20 Million in DebtBefore delving deep into campaign spending, it is best to outline a few issues related to its legality and the context in which it is undertaken.
Media Commentary Points To Note
Polling Laws
As is the case with all elections within the US Structure, both State and Federal law impose strict regulations on admissions and spending during the elections. Prohibition on paying lobbyists to purchase support is also strict, as is purchasing support from politicians.
Polling Consultation Procedures
Suppose a candidate were to pay Hollywood Celebrities to endorse a nominated candidate. In that case, such practices would be within the framework of FEC regulations, albeit with the incumbent being responsible for the advertisements endorsed. Such endorsements are common, but those of big names are more often than not regarded as free support for one reason or another.
Existing Basic Gaps: Allegations Of Illegal Activity
Amazing illegal activities or refusing to play the right hand is always undertaken to alter how funds are withdrawn, only to lock it away once the distance is great enough. No source indicates that Kamala Harris has done anything illegal, let alone laundered money.
Investigative Procedures: Action Taking Procedures.
In most cases, no wrongdoing would be committed. If any legal suit is filed, investigations are carried out by either the FEC for political matters or Department of Justice matters.
Political Context:
Wider international relations and concepts like the foreign policy elite and non-government organizations should be included in the analyses. I’m not arguing that claims of voting fraud do not have an element of truth within them. Still, instead, as Trump labels, those statements also require a deeper consideration of the facts presented: his dismissal of all evidence and ideas that do not coincide with his own. Appealing to the ‘common sense’ that miscommunication exists in every society is building a weak case for actual fraud, which in this instance is true. Still, probably only one out of many components can convince us that voter fraud is a valid claim.
As such, as of today, one has to wonder whether it would be too impractical or outlandish to make any social or behavioral claims, whether empirical or conceptual, of Malcolm X’s ideology, for example, centered around afro terror, but with corresponding manifestations that could be seen as LGBT phobia or labor class-type hostility amongst others. It is also true that most Lashkar-e-Taiba militants hail from this region. However, fear of actual voter fraud and violence is, and still should be, proven, and only after time has passed can substantive proof be provided to support that and not go against it. All sources available are saturating claims, and I am reluctant to believe them.
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Can you recommend lenders specializing in manufactured home loans?
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Sure! Here are some lenders that specialize in manufactured home loans, offering various financing options:
Non-QM Morgage Lenders
Overview: A leading lender in the manufactured home industry, offering loans for new and used homes.
Loan Types: FHA, VA, and conventional loans, as well as chattel loans (for homes not permanently affixed to land).
Website: https://non-qmmortgagelenders.com
Triad Financial Services
Overview: Specializes in manufactured and modular home financing with various loan programs.
Loan Types: Offers personal loans and mortgages, including FHA and conventional financing.
Vanderbilt Mortgage
Overview: A subsidiary of the Clayton Homes family, Vanderbilt specializes in loans for manufactured and modular homes.
Loan Types: Offers a range of loans, including FHA and VA financing.
Credit Human
Overview: A credit union that provides financing options for manufactured homes, especially for members.
Loan Types: Offers competitive rates on personal loans and mortgages for manufactured homes.
FHA Title I Loans
Overview: While not a specific lender, this government program provides loans for manufactured homes and can be obtained through various lenders.
Loan Types: Can finance both the purchase of the home and improvements.
FHA BAD CREDIT LENDERS
Overview: This company offers loans for manufactured homes, including options for buyers who want to finance a home on leased land.
Loan Types: FHA, VA, and conventional financing options.
USDA Rural Development
Overview: Provides financing options for rural properties, including manufactured homes in eligible areas.
Loan Types: USDA loans can be used for purchasing manufactured homes, particularly for low to moderate-income borrowers.
Tips for Choosing a Lender
Compare Rates and Terms: Always get quotes from multiple lenders to compare interest rates, fees, and terms.
Check Reviews: Look for customer reviews and ratings to gauge the lender’s reputation and customer service.
Ask About Specific Programs: Inquire if the lender offers any special programs or assistance for manufactured home buyers.
These lenders can provide various options for financing a manufactured home. Do your research and consider reaching out for pre-qualification to see what terms you might qualify for. If you have any other questions or need further assistance, feel free to ask!
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Fannie Mae and Freddie Mac are the two largest institutional buyers of mortgage-backed securities on the secondary market. What is the secondary mortgage market? How does the secondary market work? Can you run by several case scenarios on how the secondary mortgage market works in great detail?
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Sure! El Yunque is a treasure, as it is a beautiful tropical retreat only a few minutes away from the buzzing Old San Juan. The occasional brief showers help cool them off from the tropical hot spells. Picture yourself strolling along lush green pathways in a rainforest bursting with exotic vegetation and the peaceful sounds of cascading water all around, only to return to the rich history of Old San Juan. It is indeed both’s pleasure. 🌿✨
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The weather in Cabo Rojo, Puerto Rico, during November, December, January, and February is generally warm and pleasant. Here’s a brief overview:
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November: Typically warm with average high temperatures around 86°F (30°C) and lows around 74°F (23°C). It’s a great time to enjoy outdoor activities.
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December: Similar to November, with highs around 86°F (30°C) and lows around 73°F (23°C). The weather is still warm and sunny.
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January: Slightly cooler, with highs around 84°F (29°C) and lows around 72°F (22°C). It’s a comfortable time to be outdoors.
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February: Warmer again, with highs around 86°F (30°C) and lows around 73°F (23°C). The weather remains pleasant and inviting.
Overall, these months offer a nice balance of warmth and comfort, making it an ideal time to enjoy the beautiful beaches and outdoor activities in Cabo Rojo.
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Your Puerto Rican home sounds like a slice of paradise! Banana and plantain trees in your backyard must make for some delicious and fresh snacks. Being so close to the beach in Cabo Rojo is a dream for any beach lover. And that Puerto Rican pride with the flag painted in Aguada’s town center must really add to the sense of community and heritage. 🌴🏖️🇵🇷
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In the context of VA loans, if the buyer is unable to close due to the condition of the subject property, several alternatives can be taken:
Consider Requiring Repairs: The seller could agree to do whatever is required to comply with VA’s Minimum Property Requirements (MPRs). After the specified repairs have been made, the property can be inspected again.
Consider Negotiating for a Loss: Given the federal regulations that need to be met, a reasonable price decrease for the house can be made. This will minimize the need to carry out Mass Rehabilitation on the house.
Seek Another Property: If the issues are too critical or the seller is unwilling to make changes, you may search for another property within your price Range. The new subject property will then undergo the VA appraisal and inspection process.
Simply Abandon: If all the attempts to rectify the war are failures or focusing on sourcing a better alternative in the form of property, opt such that you can neglect the deal from the get-go. There won’t be any need to go to the court for it, but you may lose your earnest money deposit.
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Max
MemberNovember 16, 2024 at 8:56 pm in reply to: Kamala Harris Spent 1 Billion on Campaign: 20 Million in DebtI cannot share forms or documents of a specific FEC filing, but I can walk you through the steps to search for and approach them. You can expect the following sections for a sample FEC filing:
Sample FEC Filing Documents
Cover Page
Committee Name: Kamala Harris for the People
FEC Committee ID: (insert ID option in numeric form)
Report Type: (insert the type, quarterly, year-end, etc., example: T3)
Filing Period: (insert the dates of the report)
Summary Page
Total Receipts: The total of all the funds raised during the period.
Total Disbursements: The gross amount that was outflowed during the specified period.
Cash on Hand: The balance at the end of the said period.
Detailed Receipts
Itemized Contributions: Include the names of individuals who contributed more than a specific amount, e.g., $200, the contribution amount, and the date.
Unitemized Contributions: This is the total of all contributions that fall below the reporting limit.
Loans: State any loans taken out by the campaign.
Detailed Disbursements
Itemized Expenditures: It is a detailed list of items bought, which includes but is not limited to:
Costs incurred for advertising.
- Salaries of the staff.
- Traveling costs.
- Expenses for events.
Unitized Expenditures: All outflows that are below a specified quantitative number.
Schedule A (Contributions)
A detailed analysis of the contribution received by the campaign.
Schedule B (Expenditures)
A detailed account of the finances spent by the campaign.
Accessing Example
- To obtain real samples, go to FEC.gov.
- Use the “Campaign Finance Data” section.
- Type in Kamala Harris or her campaign committee.
Choose a certain form for filing purposes. You can download PDF copies or view them on the internet.
These steps mandate that the user be able to view actual FEC filings and see how her campaign’s finances worked.