Like to thank Dementia Lying Cheating Joe Biden

Is the news about Colorado Supreme Court Justice Monica Marquez getting arrested for treason true

Lennar Homes are slashing their new home prices by 25% in 2024. CEO of Lennar admits their mortgage division is experiencing delinquencies and a higher number of debt to income ratio from consumers. Lennar Homes is America’s second largest New Home Builder.

https://youtu.be/6mmQ2TEoK-g?si=nj2aidmYgL_awc8N

Most police officers are law abiding true heroes. However, there are always a few bad apples like you see on this video. Know your constitutional God given rights, folks

Inflation is screaming 😱 out of control. Many people who are very conservative have been saving money for years if not decades. What is the best way to invest money during periods of out of control Inflation?

You should have chold lock if you have children

https://www.facebook.com/reel/364740839315325?mibextid=9drbnH

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#uromifinest | UROMI CONTENT | Burna Boy · City Boys

#uromifinest. Burna Boy · City Boys

How does the Ground Up Spec Builder Construction work?

Boosting your credit score typically involves adding positive credit tradelines to your credit report. Credit tradelines are accounts or credit lines that appear on your credit report and can impact your credit score. Here are some types of credit tradelines that can be used to boost your credit:

1. Credit Cards: Having a credit card with a good payment history can positively impact your credit score. If you have a low credit limit or no credit cards, consider getting a secured credit card or becoming an authorized user on someone else’s credit card account.

2. Installment Loans: Installment loans, such as auto loans or personal loans, can contribute positively to your credit score if you make on-time payments. These loans show that you can manage different types of credit.

3. Mortgages: A mortgage loan can also have a positive impact on your credit score if you make regular payments. Having a mix of credit types, including both revolving (credit cards) and installment (mortgage) accounts, can be beneficial for your credit score.

4. Retail Store Cards: Some retail stores offer credit cards that you can use exclusively at their stores. These can be easier to qualify for and can help establish or improve your credit history if used responsibly.

5. Secured Credit Cards: Secured credit cards require a security deposit, making them easier to obtain for individuals with poor or limited credit history. Using a secured card responsibly can help you build or rebuild your credit.

6. Authorized User Accounts: Becoming an authorized user on someone else’s credit card can allow you to benefit from their positive payment history. However, this strategy may not work with all credit scoring models, and you should ensure that the primary cardholder has good credit habits.

7. Credit Builder Loans: Some financial institutions offer credit builder loans specifically designed to help people establish or improve their credit. These loans often involve making small, regular payments into a savings account, and once the loan is paid off, you receive the funds.

8. Peer-to-Peer Loans: Peer-to-peer lending platforms may offer loans to individuals with varying credit profiles. These loans can help you build credit if you make timely payments.

When using these credit tradelines to boost your credit, it’s essential to make all payments on time, keep your credit card balances low (ideally below 30% of the credit limit), and avoid opening too many new accounts at once, as each credit inquiry can temporarily lower your score. Additionally, time is a crucial factor in improving credit, so be patient and consistent in your efforts. Angela Roque hopefully will add her affiliate links to Gustan Cho Associates so our loan officers can get access to the credit affiliates to help our borrowers boost their credit score under a one stop shop.

Here is an informative article on how mortgage lenders price mortgage rates based on credit scores.

https://www.gcamortgage.com/mortgage-rates-versus-credit-scores/

gcamortgage.com

How Lenders Price Mortgage Rates Versus Credit Scores

The way lenders price mortgage rates versus credit scores is the lower the credit scores, the higher the mortgage rates due to risk for the lender

There are instances when mortgage underwriters will require reserves from borrowers. What does reserves mean? Can equity in the home or 401k be used for reserves? How about if you have a paid off vehicle or precious metals? Or what if you have hard core cash. Can those be used for reserves?

Here’s a video for crime of the crime of the week folks

When Cops crossed the line and violate a citizens civil and constructional rights, they will lose their jobs and get arrested, charged and sued. They are not above the law.

https://fb.watch/opYOfBdZ_T/?mibextid=Nif5oz

Many folks who enter their fifties suddenly notice how fast they age. Bags under their eyes is one of the most noticeable aging signs. South Korea is the most popular place for cosmetic surgery such as facial effects and tightening skins. He’s a very informative article about cosmetic surgery in South Korea.

https://www.fodors.com/world/asia/south-korea/experiences/news/best-pracitices-for-findng-cosmetic-and-esthetician-prodedures-in-south-korea

fodors.com

Looking for a Beauty Refresh? South Korea Is the Destination for You

Fodor's provides expert travel content worth exploring so you can dream up your next trip. The world is a weird and wonderful place—we want to show you around.

How does homes for heroes mortgage loan program work?

By June 2023, over 60,000 Mortgage Loan Originators have left the mortgage industry due to inflation, surging mortgage rates, skyrocketing homes prices, regulations, and low housing inventory. Another 50,000 loan officers are not expected to renew their loan origination licenses. Being a loan officer is not the most glamorous career today. Thousands of mortgage companies have or are thinking of leaving the Mortgage Industry. Rates are at historic high, the secondary market is unstable, lenders are scared to lend, economists are forecasting a housing market crash, inflation is soaring daily, and the Federal Reserve Board is absolutely clueless. So is now the time to be in the mortgage industry?

https://youtu.be/hocJn_xcm5s?si=VGOzvS-9DWY37q-J

Hunanity with Hunter Biden. RThere is no end with the Biden Crime Family. Joe Biden and Hunter Biden is blatantly committing crimes which hurt the country and is very obvious. Crimes against the people of the United States 🇺🇸 and what is the Department of Justice doing about it? Absolutely nothing. Richard Nixon alleged crimes is nothing compared to Joe Biden crimes against humanity. Hunter Biden flew on Airforce two with his father to Eukraine, China, and other countries to extort and bribe officials of state. Here is Jesse Waters on the Joe Biden Crime Family

https://youtu.be/zOHF0AXUKts?si=jmZhDWdm1CLME6ay

• This discussion was modified 1 year, 1 month ago by  Gustan Cho.

It’s bad enough getting pulled over for a traffic infraction by a police officer but how would you feel getting pulled over by police impersonators. What luck huh!!!

https://www.facebook.com/share/v/JG76Nt5SHkcU4Wxj/?mibextid=21zICX&startTimeMs=39951

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The most dangerous police impersonator in the USA | If you're ever pulled over by this man, drive off... 😨 | By Detective WilliamsFacebook

If you're ever pulled over by this man, drive off... 😨

Bidenomics is destroying our economy and inflation is going through the roof, prices at the grocery store is becoming unaffordable, interest rates are soaring with no signs of green light at the end of the tunnel. What is a family with children and pets supposed to do. Many people are putting their beloved dogs and cats up for adoption because they can no longer afford food and veterinary care for them. The only solution that may help but not solve the economic problems we are facing is planting your own garden. $100,000 salary is no longer high income. You cannot survive with $100,000 salary if you have a family. Most people no longer can afford a house due to home prices soaring out of control and mortgage rates in the 7 percent range with the Democrats and Globalists saying we had a soft landing and Joe Biden Bidenomics was the magic pill that stopped a recession and economic nightmare. Bidenomics is a crock of shit and enough is enough with false economic fake news and propaganda the liberal lunatics are trying to brainwash the American people. Many people are hesitant to plan a Garden because of the Chem trails. Biden, Pelosi, Obama, Clinton, Bill Gates, The Rothschild Family, George Soros, Chuck Schumer, and countess Democrats and Globalists are trying to destroy America, depopulate the world, and restrict the food and Housing Supply. Look at the false manipulated stock market. Look at how they are printing money that is not backed by any source of assets. Anyways, here is an informative guide on starting your own garden Bed.

https://suite101.com/raised-garden-bed-plans/

suite101.com

30 Free DIY Raised Garden Bed Plans (PDF Instructions)

Find 30 free diy raised garden bed plans (pdf instructions) that contain step-by-step instructions on how to build a raised garden bed.

What is the self-sufficiency test on multifamily homes?