[Missy]

The meaning of “POS” depends on the specific context in which it is used, so it’s essential to consider the surrounding words and circumstances to determine its intended meaning.

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[Missy]

I think Dan Saviangno of Carrington Mortgage can probably do this.

[Missy]

FAKE NEWS IS OUT OF CONTROL. PROPOGANDIST AND CENSORSHIP IS THE NEW NORM FOR DEMOCRATS AND GLOBALIST. FAUCI IS DR. DEATH AND HAS TORTURED BEAGLES, MONKEYS, AND WAS THE CREATOR OF THE CORONAVIRUS COVID-19. THE CORONAVIRUS VACCINE IS A BIOLOGICAL WEAPON OF MASS DESTRUCTION AND A DEPOPULATION MECHANISM.

https://www.youtube.com/watch?v=nDyzcqAaJ2s

[Missy]

The term “fake news media” is often used to criticize or discredit certain news outlets or media organizations. It implies that these media sources disseminate false or misleading information intentionally. However, it’s important to note that not all news outlets engage in fake news, and the term can be highly subjective and politically charged.

Journalism plays a crucial role in providing information to the public, and reputable news organizations adhere to ethical standards and fact-checking processes to ensure the accuracy of their reporting. That said, no news outlet is immune to errors, biases, or occasional mistakes, and public skepticism of the media is not entirely unfounded.

To make informed judgments about media sources, it’s essential to engage in media literacy, critical thinking, and fact-checking. Relying on a variety of reputable news outlets, being aware of potential biases, and seeking out diverse perspectives can help individuals form a more well-rounded understanding of current events and news stories. Accusations of “fake news” should be based on evidence and careful analysis rather than generalized or blanket statements.

[Missy]

That is a great question. You can qualify for GOVERNMENT backed loans after Chapter 7 Bankruptcy discharge as follows:

1. Two years after discharge date of Chapter 7 bankruptcy on FHA and VA loans
2. Three years after discharge date of Chapter 7 bankruptcy on USDA loans
3. Four years after Chapter 7 Bankruptcy discharge date on conventional loans

The waiting period after a Chapter 7 bankruptcy dismissal date varies depending on the type of loan you are seeking (FHA, VA, USDA, or conventional) and whether the bankruptcy was discharged or dismissed. Here are the general guidelines for each type of loan:

1. FHA Loan:

   • If the Chapter 7 bankruptcy was discharged, you typically need to wait at least two years from the discharge date to be eligible for an FHA loan.
   • If the Chapter 7 bankruptcy was dismissed, the waiting period may be longer, and you may need to wait at least one year from the dismissal date and have reestablished good credit.

2. VA Loan:

   • For a VA loan, there is typically a two-year waiting period after the discharge date of a Chapter 7 bankruptcy.
   • If the bankruptcy was dismissed, the waiting period may be shorter, but you’ll still need to demonstrate responsible credit behavior.

3. USDA Loan:

   • USDA loans typically require a waiting period of three years from the discharge date of a Chapter 7 bankruptcy.
   • If the bankruptcy was dismissed, you may be eligible for a USDA loan after one year, but you’ll need to have reestablished good credit.

4. Conventional Loan:

   • Conventional loans backed by Fannie Mae or Freddie Mac often have a waiting period of four years from the discharge date of a Chapter 7 bankruptcy.
   • If the bankruptcy was dismissed, the waiting period may be longer, and you’ll need to demonstrate responsible credit behavior.

Please note that these are general guidelines, and specific lenders may have their own requirements and policies that could result in different waiting periods. Additionally, even after meeting the waiting period requirements, you will need to meet other eligibility criteria, such as demonstrating a stable income and creditworthiness, to qualify for a mortgage loan. It’s essential to consult with a mortgage lender or a financial advisor for the most up-to-date and accurate information regarding your specific situation.