Lennar Homes are slashing their new home prices by 25% in 2024. CEO of Lennar admits their mortgage division is experiencing delinquencies and a higher number of debt to income ratio from consumers. Lennar Homes is America’s second largest New Home Builder.

https://youtu.be/6mmQ2TEoK-g?si=nj2aidmYgL_awc8N

Globalist and Democrats believe in depopulation especially Bill Gates, Joe Cheatin Lying Biden, Barack and Michael Robinson Obama

https://youtube.com/shorts/Fey6xVCWxzo?si=7KCqBwbJA7qOzFhM

How is the National Realtor Association ruling affect real estate agents making money especially buying agents. Thank you in advance.

Here is breaking news about the Biden Crime Family and Big Mike Obama

Any car people know what types of classic or exotic cars are great investments?

James Strebel is the President and CEO of REO Foreclosure Services. REO Foreclosure Services is a preferred referral partner of Gustan Cho Associates and its subsidiaries. The business model of “REO Foreclosure Services” typically refer to the suite of services provided by banks or financial institutions for managing properties that have been acquired through foreclosure. These services may include:

Property Management: Banks often need to manage the properties they acquire through foreclosure. This can involve tasks such as property maintenance, repairs, and ensuring that the property is secure.

Marketing and Sales: REO properties need to be marketed to potential buyers in order to sell them. This may involve advertising the properties through various channels, coordinating showings, and negotiating offers.

Title Services: Clearing title issues is an important aspect of selling REO properties. Banks may provide title services to ensure that the title is clear and marketable.

Closing Services: Once a buyer has been found for an REO property, closing services are needed to finalize the sale. This may involve coordinating with the buyer, their lender, and other parties involved in the transaction.

Asset Valuation: Banks need to accurately value their REO properties in order to determine listing prices and make informed decisions about their disposition.

Loss Mitigation: Some banks offer loss mitigation services to help distressed homeowners avoid foreclosure. This may include options such as loan modifications, short sales, or deed in lieu of foreclosure.

Overall, REO foreclosure services are designed to help banks efficiently manage and sell properties acquired through foreclosure while minimizing losses. @Lilboss

I heard the great news from Gustan that Viral Website Developers will be launching a CRM for real estate agents and loan officers in one platform.. That is great news for realtors who are loan officers because we do not have to go back and forth between two CRM systems. Gloria and I are looking forward to seeing the newly designed one stop shop online loan officer and real estate CRM designed from Viral Website Developers.

Los Tres Lagos Mexican Restaurant in Paddock Lake Wisconsin provides the best authentic Mexican cuisine in Paddock Lake, Kenosha County, Wisconsin Real homemade Mexican food. Dine in or carry out. Phone number 262-586-5026. Open 7 days a week 10 am until 9 pm. Lunch and dinner. 24231 75th Street, Paddock Lake, Wisconsin 53168. Main Restaurant in Sturtevant, Wisconsin. 8609 Durand Avenue, Sturtevant, Wisconsin 53177. 262-886-8686

This subforum will feature Tatiana Bougdaeva, a mortgage loan originator licensed in multiple states and banking professional with over thirty years of experience. Besides being an expert in the lending and real estate profession.

Tatiana Bougdaeva @Tatiana My good friend and business associate Tatiana Bougdaeva is a the owner, founder of Kalm Strategy. Tatiana Bougdaeva is a life coach and will explain what she does helping fight the aging process, and bringing yourself to peaceful and healthy life style.

Organic Anti-Aging Coaching Program

Check out her website at http://www.kalmstrategy.com

• This discussion was modified 9 months, 1 week ago by  Gustan Cho.
• This discussion was modified 9 months, 1 week ago by  Gustan Cho.

kalmstrategy.com

Kalm Strategy | Stress management, bring peace, health and wellness, Yoga, Reiki and Shamanic healing

Kalm Strategy | Stress management, bring peace, health and wellness, Yoga, Reiki and Shamanic healing

Gas prices surpassed $7 dollar per gallon at one Bay Area California gas station ⛽️. The economy in the United States 🇺🇸 is so shakey and unstable that the entire world is laughing at us. Joe Biden and the Biden Administration is so out of it and incompetent that it is enough to make anyone throw up and catch a deadly virus. Unbelievable.

https://www.fox32chicago.com/news/gas-hits-above-7-mark-at-one-bay-area-station-among-the-highest-in-california?fbclid=IwZXh0bgNhZW0CMTEAAR1JkXb1fU56tODoYIhWKrNeUgxR_ip_j88r6AoTxqaRLhzUODIAfu4vTD4_aem_AWf4G6cKPEK9Ebmr8sIiDsDVEyENWbdGunjetjXcTQ0uT5vv5mz7uDwYk_9FWkvIeDltmEgfXY7Nluey4DidugTt

fox32chicago.com

Gas hits above $7 mark at one Bay Area station, among the highest in California

Bay Area gas station hits above the $7 mark for regular unleaded, among the highest in California.

Fannie Mae Housing Market Forecast for 2025 announced that Mortgage Rates will remain at higher than 6.00% and not to expect a drop in mortgage rates. The federal reserve board dropping interest rates 4 times in 2024 turned out to be a big fat lie despite out of control inflation. The federal reserve board and Treasure Secretary Janet Yellen are blatantly lying about the economy having a soft landing and inflation being under control. Evey consumer in America know that prices of goods and services are out of control and inflation is not minutely close to what the fake NEWS MEDIA is reporting. Please don’t believe what the fake news media and the political hacks are announcing.

https://youtu.be/h2pNEPHP0gc?si=PnU3gpJKT8_2PgoV

Maybe this season is the right time to make your own garden.

https://rumble.com/v4mwuiz-in-focus-injecting-lethal-bioweapon-into-food-supply-with-dr.-judy-mikovits.html

rumble.com

IN FOCUS: Injecting Lethal Bioweapon Into Food Supply with Dr. Judy Mikovits, Virologist - OAN

Wolves In Politicians Clothing | Ep. 559 Tonight IN FOCUS... It's April Fool's Day and the Commie-fornia joke is on us with fast food minimum wage increasing to $20 dollars per hour. Also eat your spi

Here’s another oldie from Bryan Adams Summer of 69

https://youtu.be/eFjjO_lhf9c?si=nEuVcFti7Z8U78YR

• This discussion was modified 9 months, 3 weeks ago by  Gustan Cho.

DEATH AND DIGNITY ACT ALLOWS TERMINALLY ILL TO DIE

What is going on with this World 🌎 and especially in America. Human Beings Can NOW Set The Time and Day To Die. Need to read this story about a man setting the time and day of his death in Seattle Washington. The Death with Dignity Act refers to legislation that allows terminally ill adults to receive prescribed medication to end their life in a humane and dignified manner under specific circumstances. How long do you have to live in New Jersey to qualify for Death with Dignity? The answer is six months. The Act defines “terminally ill” as “the terminal stage of an irreversibly fatal illness, disease, or condition with a prognosis, based upon reasonable medical certainty, of a life expectancy of six months or less.

Here are some key points about Death with Dignity laws:

Purpose:

• Provides mentally capable, terminally ill adults the option of requesting a doctor’s prescription for life-ending medication if they meet certain criteria.
• Intended to allow these individuals to die on their own terms with a peaceful death if suffering becomes unbearable.

Common Provisions:

• Patient must be an adult resident of the state with a terminal illness diagnosis of 6 months or less to live.
• Patient must be judged mentally capable and acting voluntarily by two doctors.
• There is typically a waiting period and multiple requests required.
• Doctors, healthcare providers, and institutions can opt out of participating.

States with Death with Dignity Laws:

• Oregon was the first state to pass a Death with Dignity Act in 1997.
• Other states that have since passed similar laws include Washington, Vermont, California, Colorado, Hawaii, New Jersey, and Washington D.C.

Arguments in Favor:

• Provides terminal patients autonomy and relief from suffering at the end of life.
• Death with dignity is a personal choice for mentally sound individuals.
• Laws have safeguards and requirements meant to prevent abuse or coercion.

Arguments Against:

• Devalues human life and could lead to coercing people to end their lives prematurely.
• Possibility of wrongful terminal diagnoses or lack of available treatment options.
• Concern that vulnerable groups like the poor or disabled may feel pressured to choose death.

Debate continues around expanding or restricting such laws based on ethical, moral, and legal considerations in different states and countries.

https://www.usatoday.com/story/news/nation/2019/08/26/robert-fuller-uses-death-dignity-act-has-party-marriage-first/2119189001/

• This discussion was modified 10 months ago by  Gustan Cho.

usatoday.com

In the face of death, a marriage and the party of a lifetime

The day he picked to die, Robert Fuller had the party of a lifetime.

CEO Mike Kortas terminates co-founder Mat Grella of NEXA Mortgage. More to come.

https://nationalmortgageprofessional.com/news/co-founder-mat-grella-terminated-nexa

Glenn Campbell is an legendary writer and musician and had written some of the old time greatest songs like the Rhinestone Cowboy

https://youtu.be/3eTqQRWvlAY?si=Y3jjeurmvs-TmOW_

Can the Dengue Fever be the next coronavirus outbreak? Is the Dengue Fever the next bioweapon that is going to derail the 2024 elections? This Fever is beginning to break out in Puerto Rico 🇵🇷 and there is no cure.

https://www.msn.com/en-us/health/other/puerto-rico-declares-dengue-fever-epidemic-amid-spike-in-cases/ar-BB1kDJx5

Ladies and gentlemen, breaking news. Our first transgender first Lady, Big Mike Obama

Why do so many healthy young people with no health issues die after getting the coronavirus vaccine? There are so many reports of young healthy people with no prior health issues and in great shape drop dead after taking the COVID-19 vaccination. The media, politicians, and globalists are keeping hush and not reporting the fact that the coronavirus vaccine is a bio-weapon engineered to depopulate the world. Many globalists such as Bill Gates, Joe Biden, Barack Obama, the Rothchild Family, George Soros and his followers, and tens of thousands of Democrats believe the world need depopulation and believe in euthanizing older people. The coronavirus is not a deadly disease. The coronavirus is a man made virus and created and launched by Dr. Anthony Fauci.

https://www.youtube.com/watch?v=-Ea3UwYZnrA

Every sign out there signals the housing market is in big trouble. The liberal media and the Democrats are in a state of denial and according to FED Chairman Jerome Powell, Treasury Secretary Janet Yellen, President Joe Biden, VP Kamala Harris, the liberal media from CNN, CNBC, and every major news networks are saying everything is fine and that Bidenomic is the savior of the forecasted recession and the U.S. economy had a soft landing and we are now in great shape. Who are they kidding. You do not have to be a genius to see that inflation is far worse than the numbers claim. People are not making it with what they are making. Inflation did not stabilize. That is a total crock of bullshit. Look at the prices at the grocery store. Have you seen goods and services doubling and tripling in price in such a short period of time? Most American’s wages have not gotten wage increases to match the rate of inflation. The Federal Reserve Board is headed by a total incompetent leader and the board are a mere of incompetent joke. The dollar is literally worthless and the global economic leaders have lost any and all respect for U.S. currency and I do not blame them. Anyone with a single digit IQ will tell you they will be crazy to invest in the U.S. treasuries the way they are printing the dollar like there is no tomorrow. The dollar is not backed by any hard assets such as Gold or Silver. The inflation rate is far from being stabilized. A Big Mac Value meal at McDonalds is $20.00. California, under the leadership of Gavin Newson is losing residents by the tens of thousands daily and the state is in chaos. Democrat states like California, New York, Illinois are passing laws of making illegal aliens able to own guns and become police officers. Mortgage rates, which seemed like there was a light at the end of the tunnel a few weeks ago when it dropped to the low 6.00% jumped backed up to over 7% due to FAKE economic and unemployment numbers and made up economic data which hands down is a big fat LIE. Corruption is rampant and never in history has the liberal left been as out of control as they are now. The left have no shame. They get caught cheating, lying, stealing, and can lie straight to the American people with a straight face. Home prices have doubled in the past couple of years in many areas of the country and many homeowners have done a cash-out refinance to tap into their artificial equity. The housing market crash forecast is not an IF but a DEFINITE COMING SOON to a neighborhood near you. In the past it was difficult to predict the housing market with complete certainty, as it is influenced by various economic factors that can shift over time. However, based on current data and expert analysis, the potential housing market forecast for the U.S. housing market in 2024 is definitely a given doom and gloom. Moderating home price appreciation: The deniers of the true economy seem to think that after years of rapid home price growth, housing prices will continue to increase, and most forecasts suggest a deceleration in 2024, with prices expected to rise at a more moderate pace of around 2-4% nationwide. However, the realists believe home prices will tank a solid 40% or more and the Dow Jones Industrial Average will fall below 20,000. Stabilizing mortgage rates: If inflation continues to cool, mortgage rates are projected to stabilize in the range of 6-7% by 2024, down from the peaks seen in late 2022. Improving housing inventory: As higher mortgage rates continue to cool demand, the inventory of homes for sale is expected to gradually increase, providing more options for buyers and a potential drop in home prices. More bankruptcies and foreclosures is expected as wll as divorce rates is suppose to skyrocket. Shift towards a balanced market: The deniers and globalists seem to believe the housing market is anticipated to transition from a strong seller’s market to a more balanced state, with less competition and fewer bidding wars which is a crock of shit. Realists believe the real estate market will tank worse than the 2008 financial crisis, more foreclosures, and bankruptcies than ever recorded in history. Affordability challenges: Despite moderating prices, affordability will likely remain a major concern for many buyers due to higher mortgage rates and lingering inflation and homelessness is suppose to skyrocket like never before in the history of the United States. Rental market strength: The rental market is expected to remain strong in 2024 but many rentals is forecasted to increase where many people will not be able to afford rent. Many people who could have afforded homes are not priced out of the housing market and stuck with renting because it is driven by demographic shifts and affordability constraints for homeownership. Regional variations: Housing market conditions will continue to vary across different regions and metropolitan areas, with some markets cooling faster than others. Economic factors: The overall performance of the housing market will depend on factors such as job growth, consumer confidence, and the broader economic conditions in 2024. The media is not reporting the truth about millions of people getting laid off, large number of small businesses shutting their doors, and people losing faith in the American economy. It’s important to note that these forecasts are based on current data and assumptions, and unforeseen economic or geopolitical events could alter the trajectory of the housing market. Additionally, local market conditions may differ from national trends. Wake up, America. We need a total overhaul of corrupt politicians, and a full correction of the housing market and get rid of lifelong career politicians. Fake NEWS needs to be banned and censorship needs to get outlawed. Who in the Hell is Bill Gates, Barack Obama, Anthony Fauci, Nancy Pelosi, Joe Biden, and thousands of liberals and Globalists to demand human depopulation with the coronavirus vaccine, chem trails, killing babies for adrenochrome, and human trafficking where they get to live long and euthanize Americans older than 70 years old. Americans need to voice these concerns and take our country back and eliminate the satanist, evil, mortals who do not belong in this world and need to be terminated as well as their bloodlines. Here is an informative video from Peter Schiff who called the 2008 financial crisis and was spot on.

https://www.youtube.com/watch?v=tZ7MWGJKUro

Rich Little imitates Joe Biden as a senile old feeble man that he is hosted by former Governor Mike Huckabee.

https://youtu.be/ltX6TGLi_Vk?si=_EomgRKywaIfXHvs

Kamala Harris made history becoming not just the first woman Vice President of the United States but also the first black woman Vice President. Kamala Harris made the list of becoming the first woman to become the second most powerful person in the World. The first woman who slept her way to become District Attorney in California, the first woman to blow the married San Francisco Mayor to move up the ranks, tye first woman to be married to a Jew ✡️ to become Vice President, the first most disliked and hated woman to become VP, the first woman who inhaled pot to become the first woman Vice President, and the first woman with a single digit IQ to become the first woman Vice President of the United States

• This discussion was modified 10 months, 2 weeks ago by  Richard.

Sylvester Stallone makes it official. Sylvester Stallone and his family are fleeing the state of California and will set their home in Florida. Never in history so many Californians are fleeing California than ever before. Skyrocketing crime rates, Clownshow politics, high taxes, ridiculous home prices, and hemorrhaging economy. California is losing so many residents they are losing congressional seats due to losing population. With an incompetent governor and unaffordable Housing, people are fleeing to Texas and Florida as well as dozens of other blue states.

https://youtu.be/Ilk8vBJXAQE?si=ir5Pg8md28ycCi7E

James O’Keefe undercover with double agent whistle blower who tells it all. As time passes, there’s more evidence Pfizer was in cohoots with Dr. Anthony Fauci, Bill Gates, the Rothschild Family, George Soros, Barack Obama, Bill and Hillary Clinton, Joe Biden, Kamala Harris, the liberals, and the Globalists in depopulate the world 🌎 with weapons weaponizing the coronavirus vaccine and using the COVID-19 Vaccine as a weapon of mass destruction. There is more and more evidence the coronavirus is man made headed by the evil 😈 Dr. Anthony Fauci with support of Bil Gates and the Globalists. Slowly but surely more people are coming out as whistle blowers and is revealing how the coronavirus vaccine is contributing to thousands of deaths among healthy young children and young adults who have taken the coronavirus vaccine and the boosters. Joe Biden Administration and the Democrats are still strongly pushing and encouraging people to still take the coronavirus vaccine and the boosters.

https://youtu.be/RHbW–6oUQM?si=8nszNmk2ntKsNzEF

French Bulldogs are one of the most popular dogs in the world. Average French Bulldogs normally cost $2,500. It is not uncommon for French Bulldog pups to cost $10,000 per pup. There are French Bulldogs that go as high as $100,000. In the attached video this breeder makes $5 million per year. Many states like Illinois have banned puppy mills and pet shops in selling dogs.

https://youtu.be/VS3M2WK-348?si=IXn0UtOoWgTnwYqM

If you are a loan officer, how do you start your own mortgage net branch and operate under a P and L. What type of requirements is necessary to have your own business as a P and L mortgage net branch? @Bill Burg

Check out this manufactured home. Many manufactured homes are better than stick built hones

https://youtu.be/_EoQhYsJ5kA?si=IjdTf2LswbJQXN_Z

There are many conflicting questions and theories about the COVID-19 Vaccine. Why is it that so many healthy people are dropping dead after taking the coronavirus vaccine? WHY is Joe Biden and his administration pushing so hard for Americans to get vaccinated? WHY is the federal, state, and local government requiring government employees to get vaccinated or they would get terminated. I think there are two sides to this topic and need the facts. The media has a coverup and that is a fact. Why are members of the United States Military required to get vaccinated? Why are the Globalist and Satanist like George Soros, Bill Gates, The Rothschild Family, Barack Obama and Michael Robinson Obama, the Clinton’s promoting getting vaccinated and depopulation. Please state your comments.

Like to welcome my Tim Cho of Cho Time Fitness to GCA FORUMS. Tim is my son and has been a champion wrestler in high school, and is a former professional mixed martial arts fighter. Time is also a drill sergeant in the United States Army reserves and does personal training, and coaches groups like local police departments and other agencies in defensive tactics. Tim is going to launch and run the eGym and Nutrion subforum under the HEALTH, WELLNESS, AND FITNESS FORUM here and will answer any questions viewers have about setting up a work out regiment, defensive tactics, and nutrition. His company, Cho Time Fitness is a one on one personal training curriculum. He is taking a working business model and plans on expanding his successful work out coaching program to those who want to be in the best health through regular exercise, and proper eating.