People normally hear about the nasty people in the media.

The public normally don’t hear about the true heroes in life. Generous humble people who help others from the kindness of their hearts and not for selfishness or they help because they expect something back on return. Barron Trump is one of those people. Barron Trump was raised the right way by First Lady Melania Trump and President Donald Trump.

Humble waiter explore his experience when he serves the son of a president. He gets emotional on realizing a note Barron left at table. The story show the power of being humble and kind to everyone regardless of their situation.

https://youtu.be/mAFfbxsUqzw?si=QgYaXVk-Mb3O_Tqh

Comprehensive Overview of Daily National Mortgage, Real Estate, and Business News including mortgage rates, housing starts, unemployment, and interest rate forecast for Thursday January 8th 2025. As of Thursday, January 9, 2025, we will provide an overview of what has happened in the U.S. mortgage market or the real estate and business sectors. We will also share any updates concerning mortgage rates, housing starts, unemployment rates, and interest rate projections.

Mortgage Rates:

Current Trends:

• The average yield on 30-year fixed-rate mortgages has spiked to 6.93 percent, marking the fourth consecutive week of increase and hitting its highest since early July.
• This rise is closely associated with the climbing yields on 10-year Treasury bonds in the U.S., which were at 3.62% mid-September but reached a peak at 4.66% currently.
• Heightened mortgage rates and soaring home prices are increasing housing affordability pressures on potential buyers.

Housing Market

Housing Starts:

• The housing market saw a significant slowdown, as December recorded the most substantial season deceleration in almost two years.
• It took an average of 70 days for homes to sell in December, marking the slowest December period in five years.
• This trend can be mostly attributed to higher mortgage rates that discourage potential buyers from buying a home or selling their current ones.
• Also, housing inventory decreased by 8.6% in November, representing the biggest monthly decline since January 2023.

Homebuilder Sentiment:

• U.S. homebuilders’ shares have fallen due to concerns about protracted high interest rates and prospective policy changes under Trump’s administration, such as increased tariffs and mass deportations that could raise construction costs.
• Since November, the S&P500 Homebuilding Index declined by 17.3%, reaching its lowest level since July.

Employment Data

Unemployment Claims:

• The labor market has remained robust, with new jobless benefit applications falling to eight-month lows.
• Initial claims fell by 9,000 to a seasonally adjusted 211,000 for the week ending December 28.
• This indicates that layoffs are decreasing and that labor market strength is being maintained.

Interest Rate Forecast

Federal Reserve Policy:

• Financial markets are becoming more skeptical of Federal Reserve interest rate cuts in 2025.
• High inflation rates above the Fed’s 2% target and better-than-anticipated economic performance could mean the tight monetary policy can continue.
• Market sentiment shows a 15% probability of no change in rates this year, up from last month’s figure of 4%.

Economic Outlook

Growth Projections:

• The U.S. economy has shown resilience, with growth rates pegged at 2-3%.
• However, there is speculation over a possible slowdown as high interest rates affect sectors such as construction and mortgage applications.
• Yet, despite these concerns, consumer spending and investment have been largely stable.

Implications for Stakeholders

Homebuyers and Sellers:

• Elevated mortgage rates and home prices continue to challenge affordability, potentially deterring prospective buyers or influencing sellers’ decisions.
• Homeowners are advised to delay refinancing until the rates reduce, while others should focus on making home improvements that increase equity.

Investors and Businesses:

• The current economic landscape is characterized by high interest rates coupled with policy uncertainties that may impact investments, especially in the housing and construction sectors.
• Stakeholders must closely monitor policy developments and market trends to inform strategic planning.

The U.S. real estate and mortgage markets face complex terrain characterized by rising mortgage rates, cooling housing markets, robust employment figures, and an uncertain interest rate outlook. Under these constantly changing conditions, stakeholders are advised to be informed and cautious while making decisions.

Fellow Americans!!! RE YOU BETTER OFF TODAY THAN 4 YEARS AGO? If SO, YOU MUST BE an Illegal ALIEN. 🇺🇸 🇺🇲 🌎

How hard is difficult to finance a boat and yacht? What is the maximum debt-to-income ratio you need to finance a boat or yacht? What is the maximum term can I get a yacht amortized for? `0,15, 25, 30 years? What credit score is required to finance a boat or yacht? Can you get a 30 year amortization on financing a %700,000 yacht? Where do I go for financing a boat or million dollar yacht?

I built a manufactured home from ground up in 2017. Beautiful home, with garage on concrete foundations on five acres. You cannot tell it is a manufactured home and more like a custom stick built home. This is the scenariou:

1. Aprraisal came in at $210,000.

2. I needed a $225,000 appraisal.

3. Now I am over debt to income ratio.

4. Credit Scores: Middle FICO is 660

5. Wanted to pay off outstanding debts including cars with the proceeds of the refinance.

6. Got a conditional loan approval at $210,000,

Anyone have any ideas on what I can do to make the cash-out refinance work? I cannot add a non-occupant co-borrower because it is an FHA loan and HUD does not accept non-occupant co-borrowers on cash-out refinace. I cannot get a piggyback 80-19-10 because all non-QM and traditional mortgage lenders in the United States do not allow second mortgages or HELOCs on manufactured homes. It would have to go conventional loan if there was a second mortgage lender that would allow a second mortgage on manufactured home? Any ideas would be so very much appreaciated.

Ate you planning on buying a puppy and introducing to your adult dog in your household?

https://www.facebook.com/share/r/VSvuREwFkMsm3TJf/?mibextid=D5vuiz

facebook.com

38 rb tayangan · 586 tanggapan | Introducing your puppy to your adult dog. #puppytraining #puppytrainer #DogTraining #dogtrainingtips #professionaldogtrainer #dogtraineroftiktok #dogt | Asong Brothers | Asong Brothers · Audio asli

Introducing your puppy to your adult dog. #puppytraining #puppytrainer #DogTraining #dogtrainingtips #professionaldogtrainer #dogtraineroftiktok #dogt. Asong Brothers · Audio asli

There are thousands of news reports Joe Biden is DEAD and has been dead since 2019. There’s also reports that Jim Carrey is Joe Biden’s Body double. Whether it’s true or a conspiracy theory, there are videos of Joe Biden’s mask being shuffled around during and/or after a press conference on multiple occasions. We will continue on with this weird story or conspiracy theory until we get to the truth.

https://www.forbes.com/sites/danidiplacido/2022/04/28/jim-carrey-responds-to-bizarre-maga-theory-claiming-that-he-is-joe-biden/

forbes.com

Jim Carrey Responds To Bizarre MAGA Theory Claiming That He Is Joe Biden

A viral video shows a Trump supporter claiming Jim Carrey is actually Joe Biden, wearing a lifelike mask.

Here’s a documentary about the life and tragedy of Michael J. Fox. Michael J. Fox suffered from Parkinson Disease.

https://youtu.be/ursk48LfS0g?si=yKhhcyoWbk3CoaRw

youtu.be

The Tragedy Of Michael J. Fox Is Beyond Heartbreaking

The Tragedy Of Michael J. Fox Is Beyond HeartbreakingThe story of Michael J. Fox is one filled with triumphs and tragedies, a testament to all that he went t...

Can someone please explain what it means when a lender or finance company does a FORCE PLACED INSURANCE on the borrower? What does FORCE PLACE INSURANCE MEAN? HOW DOES FORCE PLACE INSURANCE WORK? WHAT IS THE PROCESS OF FORCE PLACED INSURANCE? HOW MUCH IS THE PREMIUM OF FORCED PLACED INSURANCE? DOES THE LENDER GET A KICK BACK ON FORCE PLACED INSURANCE FROM THE INSURANCE COMPANY?

Nelson Thompson is the President of Mortgage Sensei and the CEO of Lending Network Inc. Both positions place him at the helm of influential financial organizations within the mortgage and lending industry. Here’s a bit more about each of these roles and the respective organizations:

Mortgage Sensei: Nelson Thompson

• Role: President
• Focus: Mortgage Sensei is likely to provide mortgage solutions, consulting, and educational resources for consumers and industry professionals.
• Services: The organization may offer various services, including mortgage brokerage, loan origination, and mortgage education.

Lending Network Inc.

• Role: CEO
• Focus: Lending Network Inc. operates as a comprehensive lending service provider. It may offer various loan products, including residential mortgages, commercial loans, and other financing solutions.
• Services: The company likely provides financial products and services aimed at helping individuals and businesses secure the funding they need. This can include everything from personal loans to large-scale commercial financing.

Contributions and Impact

• Leadership: As a leader in these organizations, Nelson Thompson plays a key role in strategic decision-making, business development, and overseeing daily operations.
• Industry Influence: His positions suggest a significant influence in shaping the direction of mortgage lending practices and policies within the industry.

Contact and Further Information

• For more detailed information about Nelson Thompson’s work and the services offered by Mortgage Sensei and Lending Network Inc., it would be beneficial to visit their respective websites or professional profiles on business networking sites like LinkedIn.

Unfortunately, detailed information about Nelson Thompson’s work and the services provided by Mortgage Sensei and Lending Network Inc. may not be readily available in the public domain. If you require more precise details or wish to contact these organizations directly, consider reaching out through their official websites or professional contact channels.

Visit us at Lending Network, Inc. @MortgageSensei

https://lendingnetwork.org/

Ed Why is the U.S. Currency becoming worthless? Why is the world no longer considering the U.S. Dollar the premium Currency of the free World? Why is the United States 🇺🇸 losing respect from the free world? Why is Joe Biden no respect and thought of as an idiot. Why is Kamala Harris not respected as the Vice president of the United States of America 🇺🇸. Why is Kamala Harris referred to as an idiot. What did Kamala Harris do that people around the world refer her as a slut and whore. Who is Big Mike? Why is Barack Obama referred to as gay? Is Barack Obama gay? Is Michelle Obama a man?

Senator John Kennedy slams Joe Biden for ruining the United States economy. Joe Biden keeps on repeating he drove inflation down from. 9% to 3% and created jobs, infrastructure, and stability for Americans which are blatant lies..

https://youtu.be/X_hX0B5Glmc?si=KmJ6ljGXu90LH1rU

Kevin Hart is one of the funniest comedians today

https://www.facebook.com/share/r/ZdLBaPY5JiYuChFS/?mibextid=D5vuiz

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Poor Kevin... #kevinhart #dwaynejohnson #jimmyfallon #viral #fyp | | live_n_moments · Original audio

Poor Kevin... #kevinhart #dwaynejohnson #jimmyfallon #viral #fyp. live_n_moments · Original audio

My brother and I am interested more about investing in mobile home parks. I am open in anywhere in the United States. I have interest in knowing what it takes to invest in mobile home parks for a new investor. My experience is in real estate fix and flips and holding apartment buildings. I have a small portofio of single family homes and six apartment buildings totalling 100 units. I do have equity in my properties so I can tap into the equity of my rental properties or sell some. I like to know more about investing in mobile home parks, the pros and cons, the headaches, what to look out for, and suggestions for first time mobile home park investors. I am interested in knowing about financing mobile home parks and how competitive the mobile home park market is. Thank you in advance.

My family is interest in getting out of the single family and multi-family home rental investment and getting more into investing in an RV campground, mobile home park, or storage facility. Is an RV Park a good investment? I have heard from business associates and other indirect investors that RV parks are a high-yielding investment with little downside. What type of return would be a good yield on an RV park investment and what type of capital do you need to get started. How is financing rates, terms, and conditions? Can a new investor get financing on an RV Park? What do you suggest to keep an eye on and what are the steps to go about shopping for RV Parks that is on the market? Are there business brokers that specialize in RV Parks? Do you suggest developing an RV PARK by buying land and starting from scratch or buying an existing RV park that is cash flowing.

Why did Bill Clinton and Hillary Clinton set up the Clinton Foundation? Why did Jeffrey Epstein donate millions of dollars to the Clinton Foundation and Haiti. Why did Bill Clinton frequent Haiti so much. Was Oprah Winfrey school for girls in Haiti? Was Pedophile Jeffrey Epstein the common denominator here? Here’s what Award Winning Liz Crokin has to say: