How Large Do German Shepherd Dogs Get? Can you please detail the size of males and female German Shepherds on how large they get compared to their age? For example, a chart how much a male German Shepherd dog weighs at three months, six months, nine months, twelve months, 18 months, 24 months, 30 months, 36 months. The same with female German Shepherd dogs. How much does a female German Shepherd dog weigh at three months, six months, nine months, twelve months, 18 months, 24 months, 30 months, 36 months. When is a German Shepherd dog fully grown and when do they reach full maturity level? Thank you in advance.

Comprehensive Overview of Daily National Mortgage, Real Estate, and Business News including mortgage rates, housing starts, unemployment, and interest rate forecast for Thursday January 8th 2025. As of Thursday, January 9, 2025, we will provide an overview of what has happened in the U.S. mortgage market or the real estate and business sectors. We will also share any updates concerning mortgage rates, housing starts, unemployment rates, and interest rate projections.

Mortgage Rates:

Current Trends:

• The average yield on 30-year fixed-rate mortgages has spiked to 6.93 percent, marking the fourth consecutive week of increase and hitting its highest since early July.
• This rise is closely associated with the climbing yields on 10-year Treasury bonds in the U.S., which were at 3.62% mid-September but reached a peak at 4.66% currently.
• Heightened mortgage rates and soaring home prices are increasing housing affordability pressures on potential buyers.

Housing Market

Housing Starts:

• The housing market saw a significant slowdown, as December recorded the most substantial season deceleration in almost two years.
• It took an average of 70 days for homes to sell in December, marking the slowest December period in five years.
• This trend can be mostly attributed to higher mortgage rates that discourage potential buyers from buying a home or selling their current ones.
• Also, housing inventory decreased by 8.6% in November, representing the biggest monthly decline since January 2023.

Homebuilder Sentiment:

• U.S. homebuilders’ shares have fallen due to concerns about protracted high interest rates and prospective policy changes under Trump’s administration, such as increased tariffs and mass deportations that could raise construction costs.
• Since November, the S&P500 Homebuilding Index declined by 17.3%, reaching its lowest level since July.

Employment Data

Unemployment Claims:

• The labor market has remained robust, with new jobless benefit applications falling to eight-month lows.
• Initial claims fell by 9,000 to a seasonally adjusted 211,000 for the week ending December 28.
• This indicates that layoffs are decreasing and that labor market strength is being maintained.

Interest Rate Forecast

Federal Reserve Policy:

• Financial markets are becoming more skeptical of Federal Reserve interest rate cuts in 2025.
• High inflation rates above the Fed’s 2% target and better-than-anticipated economic performance could mean the tight monetary policy can continue.
• Market sentiment shows a 15% probability of no change in rates this year, up from last month’s figure of 4%.

Economic Outlook

Growth Projections:

• The U.S. economy has shown resilience, with growth rates pegged at 2-3%.
• However, there is speculation over a possible slowdown as high interest rates affect sectors such as construction and mortgage applications.
• Yet, despite these concerns, consumer spending and investment have been largely stable.

Implications for Stakeholders

Homebuyers and Sellers:

• Elevated mortgage rates and home prices continue to challenge affordability, potentially deterring prospective buyers or influencing sellers’ decisions.
• Homeowners are advised to delay refinancing until the rates reduce, while others should focus on making home improvements that increase equity.

Investors and Businesses:

• The current economic landscape is characterized by high interest rates coupled with policy uncertainties that may impact investments, especially in the housing and construction sectors.
• Stakeholders must closely monitor policy developments and market trends to inform strategic planning.

The U.S. real estate and mortgage markets face complex terrain characterized by rising mortgage rates, cooling housing markets, robust employment figures, and an uncertain interest rate outlook. Under these constantly changing conditions, stakeholders are advised to be informed and cautious while making decisions.

Daily National U.S. Headline News including California Palisades Wildfires, Politics, Economy, for Thursday January 9th 2025. Thursday, January 9, 2025, U.S. national news headlines provided by an overview and summary of the daily. The bullet points include updates on the California Palisades wildfires, political developments, and economic news.

California Procrastinations Wildfires

• The wildfires in California’s Palisades are still burning, and little or no containment effort is being made.
• Firefighters have grappled with tough conditions, including strong winds and dry weather.

Evacuations:

• Flames are threatening thousands of homes and infrastructure, leading to the evacuation of inhabitants.
• Emergency shelters for displaced people have been established.

State Response:

• Governor Gavin Newsom declared a state of emergency to fight these fires, ensuring more support.
• However, questions persist concerning the state’s readiness and response to the wildfire crisis.

Political Development

Congressional Actions:

• Congress is getting ready to discuss budget allocations for disaster relief, including funding for wildfire recovery efforts in California.
• Lawmakers are being pushed to hasten aid delivery.

2024 Presidential Campaign:

• Candidates are already preparing for upcoming primaries, making politics hotly contested.
• The two most important issues revolve around climate change, disaster preparedness, and increasingly extreme weather patterns, which candidates greatly consider in their strategies.

Economic News

Market Performance:

• The stock market showed ups and downs due to mixed economic data as investors reacted.
• Inflation and interest rate concerns continue to influence the sentiment of the market.

Consumer Confidence:

• Recent reports have attributed a slight fall in consumer confidence to the high cost of living and economic uncertainty.
• Analysts are watching to see if such a trend will affect consumer spending over the next few months.

Federal Reserve Outlook:

• The Federal Reserve’s latest statements reveal that inflation is still a concern and could lead to changes in monetary policy.
• Economic indicators will determine whether or not interest rates will change.

By January 9, 2025, California Palisades wildfires remain a major national issue, prompting state and federal responses for relief efforts and recovery plans. As political discussions surrounding disaster funding and the imminent presidential campaign intensify, economic indicators indicate consumers’ moods are cautious towards their wallets. At the same time, the markets seem wary with regard to the implications of these issues. The interplay between these problems continues to pose dilemmas throughout America’s journey from crises recently experienced to future uncertainties ahead.

There are so many mortgage companies closing their doors and filing bankruptcy. Never in history have so many loan officers quit so fast due to skyrocketing mortgage rates. Besides the surging rates, housing inventory is low. Many homeowners who got mortgage rates at 2.5% two years ago are not budging on selling their homes. I heard in the beginning of the year 2023, there were 150,000 mortgage loan officers in the United States. A few weeks ago, the number of loan officers left in the United States was somewhere in the 70,000. I have researched this matter with hundreds of loan officers, mortgage company owners, processors, support and operation mortgage professionals, real estate agents, underwriters, wholesale mortgage account representatives, builders, and anyone directly or indirectly in the housing and mortgage industries. Please share your thoughts.

• This discussion was modified 1 year, 2 months ago by  Sapna Sharma.

Brent Norkus, of Goosehead Insurance is the preferred referred insurance agent at Gustan Cho Associates in Oakbrook, Terrace, Illinois. GCA Mortgage Group, a dba of NEXA Mortgage is licensed in 48 states including Washington, DC, Puerto Rico, and the U.S. Virgin Islands. Brent Norkus of Goosehead Insurance is availabe seven days a week, eveningss, weekends, and holidays. Brent Norkus of Goosehead Insurance, unlike other insurance agent, is hands on and leads by example. Like to thank Brent Norkus of Goosehead Insurance for this article on property homeowners insurance

https://gustancho.com/property-homeowners-insurance/

• This discussion was modified 2 years, 2 months ago by  Gustan Cho.

gustancho.com

Property Homeowners Insurance is Required by Lenders

Property Homeowners Insurance Is required by lenders to protect both the homeowners and lender's interest and collateral which is the home

Fellow Americans!!! RE YOU BETTER OFF TODAY THAN 4 YEARS AGO? If SO, YOU MUST BE an Illegal ALIEN. 🇺🇸 🇺🇲 🌎

This video clip is funny. Pranking a guy until he literally goes nuts.

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Please HOLD 📞 | Billy Rosewood IV | you_funny_fooker · Original audio

Please HOLD 📞. you_funny_fooker · Original audio

What is the difference between AXEN Mortgage and NEXA MORTGAGE?

How hard is difficult to finance a boat and yacht? What is the maximum debt-to-income ratio you need to finance a boat or yacht? What is the maximum term can I get a yacht amortized for? `0,15, 25, 30 years? What credit score is required to finance a boat or yacht? Can you get a 30 year amortization on financing a %700,000 yacht? Where do I go for financing a boat or million dollar yacht?

I built a manufactured home from ground up in 2017. Beautiful home, with garage on concrete foundations on five acres. You cannot tell it is a manufactured home and more like a custom stick built home. This is the scenariou:

1. Aprraisal came in at $210,000.

2. I needed a $225,000 appraisal.

3. Now I am over debt to income ratio.

4. Credit Scores: Middle FICO is 660

5. Wanted to pay off outstanding debts including cars with the proceeds of the refinance.

6. Got a conditional loan approval at $210,000,

Anyone have any ideas on what I can do to make the cash-out refinance work? I cannot add a non-occupant co-borrower because it is an FHA loan and HUD does not accept non-occupant co-borrowers on cash-out refinace. I cannot get a piggyback 80-19-10 because all non-QM and traditional mortgage lenders in the United States do not allow second mortgages or HELOCs on manufactured homes. It would have to go conventional loan if there was a second mortgage lender that would allow a second mortgage on manufactured home? Any ideas would be so very much appreaciated.

I have a 705 credit score and zero late payments. I have a 16 year job history and make 80,000 per year. I also have a nine year rental history. I have the opportunity to purchase the townhome that

I’ve been renting but I’m concerned because my DTI is 48.5%. Do you think I will still get an approval? And if so, do you know if I will need mortgage reserves and if so approximately how much? I’m using a 401(k) loan for the down payment and closing costs. Any info would be appreciated! I’m so glad I discovered your website as there is so much valuable information to help educate first time homebuyers!

Gustan Cho Associates has merged with Lending Network, LLC for our newly launched commercial loans and business loans. Gustan Cho is the president and CEO of Lending Network, LLC

We will be releasing more information on our commercial lending network at GCA Mortgage Group about https://www.lendingnetwork.org. Stay tuned.

• This discussion was modified 1 year, 4 months ago by  Gustan Cho.
• This discussion was modified 1 year, 4 months ago by  Gustan Cho.
• This discussion was modified 1 year ago by  Sapna Sharma.
• This discussion was modified 11 months, 4 weeks ago by  Sapna Sharma.

The only down payment assistance program you can do in Washington state is HomeChoice.

Washington is one of nine community property state.

I am with Amnet Digital, a Data analytics and AI solutions firm that specializes in AI and Analytics.

The purpose of posting my request here in this forum is to explore possible opportunities in the areas of Product Development, AI/ML, Data Analytics, Cloud Enablement, QA/Testing, etc.

Please let me know if I could set up a short discussion for you to understand our services and capabilities in detail.

Feel free to drop me an email at amit.roy@amnetdigital.com whenever you foresee such a requirement shortly, we would be happy to support you. Please find the attachment below for your reference.

Amnet-Digital-Executive-Summary-1.pdf 379 KB PDF - Click to view

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Is Kamala Harris the best candidate The Democrats have to face former President Donald Trump for 2024 Presidential Election? Are the Democrats that desperate of having a semi-descent candidate for President? Do Democrats think the American people are that stupid? Do Democrats need to name Kamala Harris, the person who slept her way up the political latter? Kamala Harris slept with former San Francisco Mayor Willie Brown to kick off her political career. Kamala Harris is not too smart. Many people cannot believe how she even became a lawyer let alone District Attorney of San Francisco, Attorney General of California, United States Senator, and Vice President of the United States. Now she is running for President? OMG. What has Kamala Harris ever achieved in her political career. Watch this video clip about Kamala Harris.

https://www.youtube.com/live/RcsRfo16ZC8?si=gFA0rsAlw8iu0KLU

What is PROJECT 2025? It’s all over the news. Is Project 2025, Donald Trump Creation? What does the Republicans have to do with Project 2025? Why are the Democrats and Kamala Harris criticizing Trump for Project 2025. What ate the basis and main points of Project 2025. Trump is denying he has anything to do with Project 2025. Who was the founder of Project 2025.

https://youtu.be/1ru480PIpdE?si=sBgyaTN_6b7EhI01

What is the current state of our economy? Has Bidenomics helped our economy like Kamala Harris keeps on saying? Did the United States have a soft landing like Janet Yellen and Jerome Powell said? Democrats are saying we dodged a bullet because of the Biden Administration. The unemployment numbers came in at 4.2%. Are the unemployment numbers real or not accurate? Inflation numbers are at 3% but that number is not correct if you shop for goods and services. Mortgage rates went from 2.5% in 2019 to 7.5%. How did the sudden 400% jump in rates affect the economy? How is the 100% plus increase in home values affecting our economy? How is unemployment numbers at 4.2% is not reflective to actual Americans out of work?

https://youtu.be/bjm9VGuN8NI?si=CfkRTvarcQ1ybkZi

Can I get a mortgage for TWO single-family homes ONE year after chapter 13 discharge with 20% down and 733 credit score?

What constitutes mortgage fraud? How can innocent borrowers and loan officers get in trouble committing mortgage fraud. What are the different forms of mortgage fraud.

Ate you planning on buying a puppy and introducing to your adult dog in your household?

https://www.facebook.com/share/r/VSvuREwFkMsm3TJf/?mibextid=D5vuiz

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38 rb tayangan · 586 tanggapan | Introducing your puppy to your adult dog. #puppytraining #puppytrainer #DogTraining #dogtrainingtips #professionaldogtrainer #dogtraineroftiktok #dogt | Asong Brothers | Asong Brothers · Audio asli

Introducing your puppy to your adult dog. #puppytraining #puppytrainer #DogTraining #dogtrainingtips #professionaldogtrainer #dogtraineroftiktok #dogt. Asong Brothers · Audio asli

How do you figure out what debt to pay off first. Home prices are at historic highs and many homeowners have the opportunity to do a cash-out refinance from the equity in their homes. However, there are instances where the proceeds from the cash-out refinance will not be enough to pay all outstanding debts of the borrower. So, if that is the case, what debt should you always pay off first. What are the three biggest strategies for paying down debt. Should I pay the debt with the highest monthly payment first?

My 12 year old lab is getting a younger brother, a Doberman puppy. I have always believed in having two dogs for company, they understand each other. My old guy Amici will teach the new puppy Bullet all the habits of each family member.

Hi! My name is Amici! I’m a dog. I’m a Labrador Retriever, although I detest retrieving. I was born in New Orleans, a tough town, and then shipped off to Florida. I’m really a black mutt with a curved funny tail; I was also the runt of the litter, and no one wanted me. I also have a fleshy tumor on my neck. There were many strikes against me. First, I’m black; the second, I’m the runt, I don’t lick or kiss, but I’m friendly like my name. My parents found and adopted me just before I got the needle. I was so scared I stayed in the back of my cage shivering, just waiting for love. My future parents didn’t notice me in the back of the cage, but Andy their son, found me just when all hope was lost! Andy loves all animals. Boy, am I lucky.

They brought me to their house to meet another dog, Budaj. He was a beautiful boy dog, just like me! He was white and a pedigree, and he loved me. He taught me quickly about mom, dad, and Andy. Budaj did not like men! Everyone was afraid of dad, so I learned from Budaj to dislike men. I was taught mom was the only one for us. Although I learned that dad and Andy were great guys, Budaj lived for mom. Dad has a big booming voice that shakes the house because he sings. Mom can curse like a drunken sailor during hockey games, and all is fine; dad just whispers, “drat or darn,” and me and Buds, we run in fear. I’m not sure why, dad has never yelled at me or hit me. He taught me “please,” “thank you,” excuse me,” and I responded. Budaj just doesn’t like him; he hates Andy even more. I don’t know why. Budaj says to never, ever go down the hall to Andy’s room; it’s evil. I’m beginning to believe Budes has issues.

Andy is soft-spoken and a lover of all animals. I’ve seen him capture water bugs and release them outside, and dad, well, you can only imagine what he does; it’s not pleasant.

I’m am very lucky to have a big yard with a pool. I never swim; I hate the water. That’s right, a lab won’t retrieve or swim, and I really hate car rides, all that wind blowing. I enjoy chasing squirrels around the yard. We have bunny rabbits, but dad says we don’t chase them, so I don’t. I’m a good boy. I have many pet names I’m called, and I always answer; you never know, there might be a meatball waiting for me. They call me Amici, Mici, Coco, Peco, Sweebums, Meatball; I actually have seasonal names, Pumpkin, etc.

I’m being raised as Italian, Polish, and Ukraine; boy, they can cook! Meatballs are my favorite. When dad begins to make meatballs, I can hear the wrapping coming off the meat, and I am there to help dad any way I can! Pierogis, Kielbasa, Stuffed Shells, Chicken, and Bacon are my favorites. I have so much love from my family, and the best part is that they are medically trained, not dad though; he just cooks. My Aunt Janelle is a veterinarian! Dr. Aunt Janelle says my tumor is no big deal. Love, food, and healthcare, what more could you want! I have three beds to sleep in, and I sleep in all of them, on the rugs and on the tiles when it’s hot outside.

I cried so much the night that Budaj died. He was so young and my best buddy. It took some time to get over him, I remember everything he taught me, but I love dad and Andy. Since Budaj passed, I have been barking. Budaj didn’t bark much; he woofed when Andy was near. We sold the big house with the big yard, and we are looking for a new home. I bark at everyone walking by in our present home, especially UPS; I hate those brown uniforms. My yard is small, but I go on many walks. I’m loved and well cared for. However, when dad corrects me, I feel sad, but no problem. If I don’t like what he said, I walk into another room and rest, there’s always a bed handy.

My day is full. I mostly sleep and pretend I’m guarding something. I watch western movies with dad. He exercises as he watches television, but I’m just waiting for my next meal. Wherever I’m resting, I keep a keen ear to the ground if someone steals the refrigerator or tries to sneak snacks.

My parents were told I was three months old when I was adopted. They lied so they did not have to give me a worm test. They named me Noel to pretend I was born during the Christmas season. Well, I had worms, and I was seven months old. Poor dad had to keep Budaj’s crap and mine separated for two months until I was better. Boy, if that’s not real love. I’ll be nine years old sometime in July; we aren’t sure because they lied at the kennel; no one wanted me. No one wanted a black runt of a dog with a crooked tail and worms. I give unconditional love; I’m a dog; we all do! My mom and dad, and Andy choose me unconditionally to love me. Now I know what love really is about. I hope all pets could be adopted like I was, unconditionally.

I celebrate my birthday July 4th, and boy, oh boy, so many people celebrate my birthday with firecrackers, which annoy me. It’s good to be an All-American Dog!

years old sometime in July; we aren’t sure because they lied at the kennel; no one wanted me. No one wanted a black runt of a dog with a crooked tail and worms. I give unconditional love; I’m a dog; we all do! My mom and dad, and Andy choose me unconditionally to love me. Now I know what love really is about. I hope all pets could be adopted like I was, unconditionally.

I celebrate my birthday July 4th, and boy, oh boy, so many people celebrate my birthday with firecrackers, which annoy me. It’s good to be an All-American Dog!

There are thousands of news reports Joe Biden is DEAD and has been dead since 2019. There’s also reports that Jim Carrey is Joe Biden’s Body double. Whether it’s true or a conspiracy theory, there are videos of Joe Biden’s mask being shuffled around during and/or after a press conference on multiple occasions. We will continue on with this weird story or conspiracy theory until we get to the truth.

https://www.forbes.com/sites/danidiplacido/2022/04/28/jim-carrey-responds-to-bizarre-maga-theory-claiming-that-he-is-joe-biden/

forbes.com

Jim Carrey Responds To Bizarre MAGA Theory Claiming That He Is Joe Biden

A viral video shows a Trump supporter claiming Jim Carrey is actually Joe Biden, wearing a lifelike mask.

Shots were fired at former President Donald Trump campaign rally this afternoon grazing the former President by his ear breaking his skin to make him bleed. There are no details about the shooter and how many people were involved. We have no news whether the gunman is caught or still at large. Once shots were fired, Secret Service Agents swarmed the podium for cover of Former President Donald Trump. Trump was whisked away by a team of Secret Service Agents into a black SUV for safety and medical assistance. Trump gave a fists up to relay he was alright to his supporters. From the look of things, former President Donald Trump seems not injured except for a graze by his ear but was bleeding. Excellent news is former President Donald Trump is safe and in good hands with the protection of the U.S. Secret Service. Me and members of GCA FORUMS will keep our members posted on any updates.

https://www.youtube.com/live/iYeUO1K5H9A?si=cLpX4PmNhKkNOust

• This discussion was modified 1 year, 8 months ago by  Harlan.

Here are my selection of toy poodles 🐩. My late MissyMu was the best toy poodle ever. Actually, MissyMu was the best dog ever and my best friend. ever ❤️ ♥️ 💗 💓 💕 💖 Here’s a picture of Lilly, a teacup packrat.

It is no rocket science Kamala Harris has no respect. Listen to Kamala Harris babble

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facebook.com

TᕼE ᖴlVE 2/9/24 ᖴᑌᒪᒪ HD | TᕼE ᖴlVE 2/9/24 ᖴᑌᒪᒪ HD | By Melanie Harmon | Facebook

TᕼE ᖴlVE 2/9/24 ᖴᑌᒪᒪ HD

I have learned recently that Venice, Italy, is charging 5 euros to gain entry to the city. The city has experienced a high volume of profit. There are peak times that they charge; there are 29 dates from April to mid-July, mostly holidays and weekends, between 8:30 a.m. and 4 p.m..

Realizing that nothing in Venice costs under 5 euros, including coffee, it’s not too expensive in the big picture. The profit so far is 2.43 million euros, or about 2.75 million US dollars. That’s a lot of espressos.

Some people asked, “Why should I pay an entrance fee to a city?” It wouldn’t fly in New York City; imagine putting a turnstile at all the various ways to enter the city. They actually do have tolls, which is sort of the same thing. The E-Z pass for bridges and tunnels entering the city is $11.00-$14.00, depending on peak hours. Chicago and San Francisco all have these tolls; travel is a curse. They charge to enter Disneyland and Epcot. The only advantage is that in Disneyland and Venice, you don’t drive. Trams in Disneyland, gondolas, and water taxis in Venice.

There is always a side hustle to these fees, and there is no way to escape them. If you drive or walk, you are charged. Parking at sporting events is so expensive that gas is taxed and relaxed.

Wouldn’t it be Utopia if there was a society that existed with no cars, no gas, no taxes, and no entrance fees?

Can anyone make a suggestion? Maybe artistic intelligence can answer this riddle.

Can someone please explain what it means when a lender or finance company does a FORCE PLACED INSURANCE on the borrower? What does FORCE PLACE INSURANCE MEAN? HOW DOES FORCE PLACE INSURANCE WORK? WHAT IS THE PROCESS OF FORCE PLACED INSURANCE? HOW MUCH IS THE PREMIUM OF FORCED PLACED INSURANCE? DOES THE LENDER GET A KICK BACK ON FORCE PLACED INSURANCE FROM THE INSURANCE COMPANY?

How does FHA STREAMLINE REFINANCE LOANS WORK?