Global warming, I never really bought into global warming and not all scientists agree of its existence. We are newcomers to the earth, things have been spinning around for years, warming up and icing up, hence The Ice Age. Kinda of like Florida, the people who have made this state home know how to adapt to the environment. Newcomers to Florida feel the wrath of summer. Currently, its the beginning of June and May has shown four days over 90 degrees, all in the last two weeks. How does a newcomer survive the heat? Personally, I don’t care if they survive, you didn’t plan ahead. More people have moved to the Tampa area in the past year then ever before. Housing values have doubled, everything is expensive. Some say its the next Miami. However, there are no beaches in Tampa and very little shore space in the county of Hillsborough. You have to travel to two of the most congested cities in Florida to reach the beaches. Clearwater Beach and St. Pete Beach are absolute beautiful and crowded. Parking is a nightmare, if you can find a spot.

No I am not going to be hard-hearted on new arrivals, I wasn’t born here, I am a transplant. But I will give some hints on how to survive the hellish heat. First thing, get a pool or have access to one, that’s a no-brained. Secondly when parking your car always park under a tree. If you don’t when to enter your car be prepared to enter a pizza oven at 900 degrees! You will melt, especially if own a black car. Need more tips, air-conditioning you will need one and a good repairman. Odds are when the temperature hits 90 degrees, your air conditioner will tank, it will be on a Friday during a three day weekend. Two questions I always ask when buying a house, are the age of the roof and the air conditioner. Buy a generator for when the power goes out and the air conditioner isn’t working.

The snowbirds from Canada have figured it out they arrive in October and leave in May, why? Hurricane season is from June to November. If you haven’t experienced a hurricane in Florida you will when you move here. By the way it rains most days. We have roaches the size of mice and alligators roaming everywhere. The humidity is awful. Lizards jump up and greet you and the mosquitoes can’t wait until dusk to suck a pint or two of blood. All in all Florida is my home and I love living here, once I figured it out.

Business credit cards are specialized credit cards designed for business-related expenses. They are offered by various financial institutions and are intended for use by businesses, regardless of their size – from small startups to large corporations. These cards provide a convenient way for businesses to separate their personal and business expenses, track their spending, and manage their cash flow. Here are some key features of business credit cards:

Separation of Business and Personal Expenses: Business credit cards help maintain a clear distinction between personal and business finances. This is essential for financial reporting, tax purposes, and overall financial management.

Expense Tracking: Many business credit cards offer detailed expense reporting tools. This can simplify accounting processes by providing categorized statements that make it easier to track and analyze business spending.

Rewards and Perks: Similar to personal credit cards, business credit cards often come with rewards programs, cashback incentives, and other perks. These rewards may be tailored to business-related expenses such as travel, office supplies, or telecommunications.

Employee Cards: Business credit cards often allow business owners to issue supplementary cards to employees. This can be helpful in managing employee spending, setting individual spending limits, and tracking expenses by employee.

Credit Building: Responsible use of a business credit card can contribute to building a positive credit history for the business. This can be valuable when the business needs to apply for loans or other forms of financing.

Higher Credit Limits: Business credit cards typically come with higher credit limits compared to personal credit cards. This can be advantageous for businesses that have significant operational expenses.

Access to Business Tools: Some business credit cards provide additional tools and resources, such as expense management software or travel benefits, to help businesses streamline their operations.

Interest Rates and Fees: Business credit cards may have varying interest rates and fees, so it’s important for business owners to carefully review the terms and conditions. Some cards may offer an introductory 0% APR period or other promotions.

It’s crucial for business owners to use business credit cards responsibly and pay attention to their terms and conditions. Keeping personal and business finances separate, monitoring expenses, and paying bills on time are key practices to make the most of these financial tools.

• This discussion was modified 1 year, 3 months ago by  Chase.
• This discussion was modified 2 months, 3 weeks ago by  Sapna Sharma.

Senator John Kennedy slams Joe Biden for ruining the United States economy. Joe Biden keeps on repeating he drove inflation down from. 9% to 3% and created jobs, infrastructure, and stability for Americans which are blatant lies..

https://youtu.be/X_hX0B5Glmc?si=KmJ6ljGXu90LH1rU

Here’s a funny comedy short from the Johnny Carson show

https://www.facebook.com/share/r/xCqEdP6dVFda6MzV/?mibextid=D5vuiz

facebook.com

Part 2 - Tommy Smothers Walks Out As Johnny | Carson Tonight Show | Part 2 - Tommy Smothers Walks Out As Johnny | Carson Tonight Show | By Video Funny1980Facebook

Part 2 - Tommy Smothers Walks Out As Johnny | Carson Tonight Show

Biden Administration cronies are big fat liars. JOE BIDEN and his idiot gang of liars are in a state of denial on the economy. Look at this video Neil Caputo drilling one of BIDEN’S big fat lie on how Biden took over an economy with a 9% inflation and inflation is now under control. Total Bull Shit. Biden Administration screwed up the economy and America.

https://youtu.be/JKMLfPbAn30?si=e7qzTWpNDOPL-S1B

Kevin Hart is one of the funniest comedians today

https://www.facebook.com/share/r/ZdLBaPY5JiYuChFS/?mibextid=D5vuiz

facebook.com

Poor Kevin... #kevinhart #dwaynejohnson #jimmyfallon #viral #fyp | | live_n_moments · Original audio

Poor Kevin... #kevinhart #dwaynejohnson #jimmyfallon #viral #fyp. live_n_moments · Original audio

Where can I get the best mortgage rates?

What does a mortgage pre-approval mean?

Why you should be protected to avoid STD

@Bill Burg

https://www.facebook.com/share/r/fLedj1urEC9XKmQn/?mibextid=D5vuiz

facebook.com

Follow @WeTrendingWorldWide 📈 ᴄᴏᴍᴍᴇɴᴛ ʙᴇʟᴏᴡ 📈 🫣🤣😱😳 🎟️Tag Your Friends 📱Share For More New Funny / Entertaining Content *Content creators Dm me for Credit or removal of video* *Dm For Promo* • • #WeTrendingWorldWide | WeTrendingWorldWide 📉📈 | wetrendingworldwide · Original audio

Follow @WeTrendingWorldWide 📈 ᴄᴏᴍᴍᴇɴᴛ ʙᴇʟᴏᴡ 📈 🫣🤣😱😳 🎟️Tag Your Friends 📱Share For More New Funny / Entertaining Content *Content creators Dm me for Credit or removal of video* *Dm For Promo* • •...

With technology advancing at lighting speed, many old generation Americans are still catching up on electric cars and hybrid vehicles. Many Americans still are not familiar with electric and hybrid vehicles. A hybrid vehicle is a type of vehicle that utilizes a combination of two or more distinct power sources to propel the vehicle. The most common type of hybrid vehicle is the hybrid electric vehicle (HEV), which combines an internal combustion engine (usually fueled by gasoline) with an electric propulsion system. There are two main types of hybrid electric vehicles:

Parallel Hybrid: In a parallel hybrid, both the internal combustion engine and the electric motor are connected to the transmission and can drive the vehicle simultaneously. The vehicle can operate on either the gasoline engine, the electric motor, or a combination of both, depending on driving conditions and power requirements.

Series Hybrid: In a series hybrid, only the electric motor drives the wheels, while the internal combustion engine acts as a generator to recharge the electric battery or provide additional power when needed. The gasoline engine does not directly drive the wheels but works to generate electricity to power the electric motor.

The goal of hybrid vehicles is to achieve improved fuel efficiency and reduced emissions compared to traditional vehicles that rely solely on internal combustion engines. The electric motor in a hybrid vehicle assists the gasoline engine during acceleration and other high-power demand situations, and it can also operate the vehicle at low speeds or when cruising, relying solely on electric power.

Hybrid technology has evolved over the years, and there are different variations of hybrid systems, including plug-in hybrid electric vehicles (PHEVs), which can be charged externally and have a larger electric-only driving range compared to traditional hybrids.

The benefits of hybrid vehicles include lower fuel consumption, reduced emissions, and increased energy efficiency, making them a popular choice for environmentally conscious consumers.

• This discussion was modified 2 months, 3 weeks ago by  Sapna Sharma.

Hilarious comedy from Comedian Robin Williams on Donald Trump

https://youtu.be/rTCUl5SKyf8?si=1b2NwAKCe3GHwFMV

What is domain authority, domain ranking, and spam score? What do you need to look out for when you are starting a brand new website? I heard that you need to check the URL, its history, domain authority and ranking, and the URLs spam score. Can you please explain?

What is STAGFLATION?

Former President Donald Trump indicted for four felony counts. Two indictments are two state charges and two indictments are federal charges. President Trump’s indictments court trial started last week. President Trump is the first former President of the United States to be charged after leaving office. We will cover the charges on the indictments on the following sub forums. Here’s a short video clip explaining Former President Donald J. Trump’s charges on his indictments.

https://youtu.be/wVcNg83EgUc?si=sM-PAFfOkc6k_A-P

Breaking news from heavy set obese Chris Christie Presidential Election Campaign is the heavy set former New Jersey Governor and Trump Ally turned enemy has suspended his 2024 Presidential Election Campaign due to his addiction to fried chicken 🍗

My brother and I am interested more about investing in mobile home parks. I am open in anywhere in the United States. I have interest in knowing what it takes to invest in mobile home parks for a new investor. My experience is in real estate fix and flips and holding apartment buildings. I have a small portofio of single family homes and six apartment buildings totalling 100 units. I do have equity in my properties so I can tap into the equity of my rental properties or sell some. I like to know more about investing in mobile home parks, the pros and cons, the headaches, what to look out for, and suggestions for first time mobile home park investors. I am interested in knowing about financing mobile home parks and how competitive the mobile home park market is. Thank you in advance.

My family is interest in getting out of the single family and multi-family home rental investment and getting more into investing in an RV campground, mobile home park, or storage facility. Is an RV Park a good investment? I have heard from business associates and other indirect investors that RV parks are a high-yielding investment with little downside. What type of return would be a good yield on an RV park investment and what type of capital do you need to get started. How is financing rates, terms, and conditions? Can a new investor get financing on an RV Park? What do you suggest to keep an eye on and what are the steps to go about shopping for RV Parks that is on the market? Are there business brokers that specialize in RV Parks? Do you suggest developing an RV PARK by buying land and starting from scratch or buying an existing RV park that is cash flowing.

If you want to get paid 1099 as a loan officer you need to surrender getting licensed in the following states.

1. Nevada

2. Hawaii

3. Illinois

4. Mississippi

5. NEBRASKA

6. New Jersey

7. North Carolina

8. South Carolina DFI: SC DCA NO W2

9. Georgia

10. Vermont

11. MA

More and more states are allowing loan officers become 1099 wage earners. We will update this list as states update allowing 1099 wage earner for loan officers.

• This discussion was modified 11 months, 2 weeks ago by  Gustan Cho.

What are the basic requirements for financing a food truck? What are the terms, rates, credit score requirements, and experience.

I have never invested in bitcoins and do not know what it is. I have heard a lot of about bitcoins and have heard how bitcoins can go up hundreds of percentage points and drop equally as well. I am a new investors or want to start investing and am very curious on how bitcoins work and like to make a lot of money. I heard bitcoins is a sure thing and it will go up and up and up. Can someone explain what is bitcoin and how do you invest in bitcoins?

Why would an owner of a company sell their company to an ESOP? What are the benefits of an ESOP?

CEO Mike Kortas terminates co-founder Mat Grella of NEXA Mortgage. More to come.

https://nationalmortgageprofessional.com/news/co-founder-mat-grella-terminated-nexa

Join us this afternoon with CEO Mike Kortas on WHY NEXA Mortgage at 1 pm CDT. Every Thursdays 1 pm CDT on WHY NEXA Mortgage is where you should start your mortgage loan origination career. CEO Kortas is hands down the best Chief Executive Officer in the mortgage industry hands down. If you can’t make today’s WHY NEXA MORTGAGE ZOOM call with CEO KORTAS, CEO Mike has a WHY NEXA MORTGAGE ZOOM CALL every Thursdays at 1 pm CDT

Here’s the link

https://www.zoom.us/j/4802285442

• This discussion was modified 1 year, 5 months ago by  Gustan Cho.

Ladies and gentlemen, breaking news. Our first transgender first Lady, Big Mike Obama

Adam Schiff is grilling Special Counsel Robert Hur on why he released embarrassing information about his investigation of Joe Biden and his deteriorating mental state. So what is Representative Adam Schiff saying? To hide it from the public?

https://youtu.be/TcQIjK2BYso?si=3NnxmkoocwrA70kt

When Americans are struggling with surging inflation, skyrocketing home prices, false economic numbers, record high unemployment, historic high mortgage rates, and fake news with misleading and deceptive political hacks like Janet Yellen, the Biden Crime Family, the Feds printing money and dollar not backed by any hard assets, the stock market is surging at historic highs and CNN and the fake news media misleading and brainwashing American by announcing how great Bidenomics is and how our economy is great. CNN, the other liberal media media platforms are telling Americans to just look at the stockmarket and that the stockmarket says it all. I say it’s a crock of shit and it is manipulated. Look at prices on grocery stores. Inflation is like a runaway train with no sight of stabilization. Why the economy is I’m dire critical crisis mode, the clowns of America keep on printing money and misleading the American people by lying, causing panic, printing money, and cheating on elections. NDVA is a AI stock that doubled in prices based on future forecasted earnings and the stockmarket is hitting new historic highs every day @cpensacola @alex

https://video.foxbusiness.com/v/6347384777112

video.foxbusiness.com

Investors who thought the AI boom was slowing can ‘think again’: Kevin Mahn | Fox Business Video

Hennion & Walsh Asset Management President Kevin Mahn breaks down Nvidia's better-than-expected sales and earnings data and previews the retail earnings report.

Cindy Kelly is the president, owner, and head of operations at Regis Regal German Shepherds headquartered in Spring Grove, Illinois. Cindy is one of the most knowledgeable and passionate breeders of any dog breeds I have consulted with. Cindy takes passion for her champion bloodline German Shepherd dogs and will not sell her German Shepherd pups to anyone. There is no doubt there are many imitation German Shepherd breeders. Just because you have female and male German Shepherd dog and have puppies does not mean that you are now a professional German Shepherd breeder.

A great dog breeder, like Cindy Kelly of Regis Regal German Shepherds is characterized by several key attributes and practices:

Commitment to Health and Welfare of the parent German Shepherds as well as the pups: The top priority for any reputable breeder is the health and well-being of their dogs. This includes ensuring that breeding dogs are healthy, genetically tested for hereditary diseases common in their breed, and well cared for in terms of nutrition, exercise, and veterinary care.

Breed Knowledge and Expertise: A great breeder is knowledgeable about their chosen breed(s), including breed standards, temperament, behavior, and specific health concerns. They should be able to provide guidance and information to potential buyers about the breed’s characteristics and needs.

Selective Breeding Practices: Responsible breeders carefully select breeding pairs based on genetic health, temperament, and conformation to breed standards. They aim to improve the breed with each generation and avoid breeding dogs with known health issues or undesirable traits.

Ethical and Transparent Practices: Transparency is essential in all aspects of breeding, including providing accurate information about the lineage, health records, and any potential risks associated with the breed. Ethical breeders are open to questions and concerns from prospective buyers and are willing to provide ongoing support and advice after the sale.

Proper Socialization and Environmental Exposure: Puppies raised by reputable breeders are typically well-socialized from a young age, exposed to different environments, people, and experiences to help them develop into well-adjusted adults.

Responsible Placement of Puppies: Great breeders carefully screen potential buyers to ensure that their puppies are going to suitable homes where they will receive proper care and attention. They may require potential buyers to fill out questionnaires, conduct interviews, or even visit their facilities before agreeing to sell a puppy.

Continued Involvement and Support: A good breeder doesn’t wash their hands of the puppies once they are sold. They are available to provide ongoing support, advice, and guidance to new puppy owners throughout the dog’s life.

Involvement in the Dog Community: Many reputable breeders are actively involved in dog shows, competitions, or breed clubs. This involvement helps them stay informed about the latest developments in their breed and allows them to network with other knowledgeable individuals in the dog community.

Adherence to Legal and Ethical Standards: Great breeders adhere to all applicable laws and regulations related to breeding, licensing, and animal welfare. They also follow ethical guidelines set forth by reputable breeding organizations and breed clubs.

Lifetime Responsibility for Their Dogs: A responsible breeder takes responsibility for every dog they breed, regardless of age or circumstances. They should be willing to take back any dog they have bred if the owner can no longer care for it, to ensure the dog’s well-being and prevent it from ending up in a shelter or rescue.

Cindy Kelly of Regis Regal German Shepherds in Spring Grove, Illinois knows her dogs and knows German Shepherd. I like to add more to this review but am running late for my appointment. Please feel free to contact me or write to me if you need a reference and one of the most kindest, knowledgeable, experienced, and humble breeders I met and now I am a fan of Cindy Kelly, Owner and founder of Regis Regal German Shepherds headquartered in Spring Grove, Illinois.

• This discussion was modified 2 months, 2 weeks ago by  Sapna Sharma.

Spoke with Gustan and he mentioned his friend is a professional German Shepherd training professional. What are Dutch Shepherd dogs.

Here’s the link to Mark Chen trained Dutch Shepherd dog.

• This discussion was modified 1 year ago by  Gustan Cho.

Does any loan officers know how much tri-merger credit report fees will be increased to?