Rugger
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Rugger
MemberJanuary 24, 2026 at 1:27 am in reply to: Dually-Licensed Realtor and Mortgage Loan OfficerI’m digging deep into all this information. Previously, I had explored other options, and I’m most impressed by the Nexa model. There seems to be so much room for growth, both vertical and horizontal, and an excellent reward system for productivity. I love that we can be flexible so that we can close more deals. I’ve watched many testimonials of other MLOs who work with Nexa and they seem happy!
I’m preparing for a big ice storm coming through Arkansas, which will give me time to make an informed decision, but I’m feeling more and more attracted to the idea of joining you. I will have an answer for you by Monday, or maybe before. I will await Mr. Bill Burg to answer a few questions about NEXA MORTGAGE COMPENSATION for loan officers, residual revenue share, AXEN REALTY, and Commercial Lending. Can you please explain about Preferred Mortgage Rates and how the discount subsidiary PMR works as a discount Mortgage Broker. Thank you
http://www.preferredmortgagerates.com
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This reply was modified 1 month, 1 week ago by
Sapna Sharma.
preferredmortgagerates.com
Home - Preferred Mortgage Rates
We have every available mortgage program in today’s marketplace including no overlay government and conventional loans, no-doc loans, and thousands of
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Rugger
MemberJanuary 24, 2026 at 1:18 am in reply to: Dually-Licensed Realtor and Mortgage Loan OfficerDo you have a company handbook that outlines the rules, requirements, compensation scale, and any fees I would be required to pay?
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These trucks are TERRIBLE, AVOID THEM! Most new trucks you can buy right now are overpriced pieces of junk. But there are a few that stand out as the absolute worst. And since some of you who watch my videos hate money and are still buying these piles of garbage… We will show you the 8 worst new trucks that only dumb people buy…
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I need to be straightforward about something happening in the pickup truck market. After diving deep into reliability data and real owner experiences with trucks like the Ford F-150, Toyota Tundra, Ram 1500, and Chevy Silverado, I discovered some alarming trends that every truck buyer needs to know. The Toyota Tundra was supposed to be bulletproof, right?? The 2022 and 2023 models have serious engine failures that Toyota is scrambling to fix. We’re talking about complete engine replacements under recall. Meanwhile, the Ford F-150, America’s best-selling truck, deals with transmission problems and EcoBoost engine issues, leaving owners stranded and frustrated.
What really got my attention was the maintenance costs. The Ram 1500, especially those gorgeous Limited and Longhorn trims everyone loves, can cost you nearly $20,000 in maintenance over 10 years. That’s not a typo. And don’t even get me started on the Tesla Cybertruck – between the build quality issues and that $100,000 price tag, it’s becoming a cautionary tale for early adopters.
In this video, I explain exactly what’s going wrong with these trucks and why depreciation is hitting harder than ever. Some pickup trucks lose over 50% of their value in just five years. I suppose you’re looking at a Chevy Silverado 2500HD or Ford F-250 Super Duty for heavy-duty work, or even considering something different like the Hyundai Santa Cruz or Honda Ridgeline. In that case, you must repeatedly obtain iability ratings from Consumer Reports
I’m not here to bash trucks – I love them as much as anyone. But when people are going underwater on their loans and dealing with constant repairs on what should be reliable vehicles, someone needs to speak up. Whether you’re shopping for a work truck, a family hauler, or just the most reliable pickup truck for your money, this information could save you from making a very expensive mistake. I also cover which trucks sold their value, what the real ownership costs look like beyond the sticker price, and why diesel vs gas matters more than ever for long-term expenses. Plus, I’ll show you exactly what to look for regarding recalls, common problems, and red flags when shopping for new and used trucks.
This isn’t about brand loyalty – it’s about your financial future. The pickup truck market has changed dramatically, and what worked five years ago doesn’t apply anymore. You need this information before you sign those papers on any truck, from a basic work truck to a fully loaded truck.
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Downtown Chicago used to be full of McDonald’s restaurants, but something is shutting them down… This local report investigates the potential causes of these store closures, including crime reports. Journalistic report, including news footage and commentary.
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Bill Gates is apparently trying to block out the sun? Jim Breuer reacts to the billionaire’s weird projects.
https://youtu.be/3TShr6yuFz0?si=K4skW1ajsmFrUNTc
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This reply was modified 5 months, 3 weeks ago by
Sapna Sharma.
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Chicago’s crime crisis and Mayor Brandon Johnson’s leadership failures are sparking debate among city residents about Donald Trump’s threat to deploy the National Guard. While city officials reject federal intervention, residents remain divided — some demand outside help while others fear authoritarian overreach.
Alex Carlucci of Gustan Cho Associates says that Jimmy Chicago’s violence stems from decades of political corruption, gentrification, and neglect, not simply gun access in neighboring states, as Mayor Johnson would have us believe. With growing disillusionment and voter apathy, he predicts Chicago’s 2027 election could be a political battleground unlike anything in recent memory.
https://youtu.be/gp7hlvOGdA4?si=GDguoc6AR1FPXK78<
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This reply was modified 6 months ago by
Rugger.
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Rugger
MemberSeptember 6, 2025 at 7:21 pm in reply to: GCA Forums News Weekend Edition from August 10 through August 17 2025Kamala Harris ERUPTS After Megyn Kelly EXPOSES Her DARK SECRET On LIVE TV. The fallout is explosive. Harris, known for her rehearsed image and media polish, suddenly finds herself cornered as Megyn Kelly rips away the facade with hard-hitting truths. The clash spirals into an on-air spectacle, leaving Harris visibly shaken while Kelly precisely drives the point home. Viewers aren’t just watching an interview—they’re witnessing a political mask shatter in real time.
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It was supposed to be a carefree Saturday night for this group of High School teens in September of 2015. 17 y/o Benjamin Finken had driven his friends: 18 y/o Dillon Wall, 17 y/o Kylie Lindsey, and 16 y/o Isabella Chinchilla out to their friend’s house in rural Georgia to spend the evening. However, once the teens got to their friend TJ’s house, the girls stated they were hungry and wanted to return to town to get food before it got too late. Now there was a small problem, driver Benjamin Finken had just gotten his driver’s License the month before, so he still had restrictions on his driving, namely a curfew, meaning he couldn’t drive past midnight. So it was decided that 18 y/o Dillon Wall would take over driving responsibilities for Benjamin and drive the teens up to McDonald’s, just before 11:30 pm.
At this same time, Georgia State Trooper AJ Scott was clearing up from a traffic stop after pulling over a driver who was doing 96 mph in a 65 mph zone. Earlier in the evening, Trooper Scott gave his hip radio to another Trooper so he could charge it. Following Trafficop, Trooper Scott returned to meet with his colleague and pick up his radio.
As Trooper Scott drove down Highway 27 to meet his colleague, apparently, he didn’t feel like the laws of the road applied to him, because his speeds quickly climbed to over 90 mph, on a stretch of highway whose speed limit changes between 45 and 65 mph, depending on your location. As Trooper Scott crested a hill on Highway 27, you can see in his dash camera footage, on both sides of the road were signs CLEARLY telling drivers to slow their speed to 45 mph due to there being an intersection right at the top of the hill…however, Trooper Scott ignored these signs. He continued his speed of nearly 90 mph (double the speed limit).
Driver Dillon Wall had just pulled out of a gas station and was going to turn left across Highway 27. Before doing so, he asked Benjamin (sitting in the front passenger seat) to look to his right and make sure there was no traffic coming, to which Benjamin looked and replied that he was clear to cross. However, just a second later, as Dillon attempted to drive across Highway 27, Benjamin stated he looked right again, and this time he saw a pair of headlights come from out of nowhere, headed right for them…
In Trooper Scott’s Dash Camera footage you can see the Trooper attempted to jerk his wheel to the right as he sped toward the teens, in an attempt to miss colliding with their car, however, this was the same direction that the teens were driving in, so just before the collision, Trooper Scott again jerked his wheel, this time to the left, causing him to crash into the back half of the teen’s Nissan Sentra at nearly 90 mph…
Mordaciously, Trooper AJ Scott walked away from the crash nearly unscathed, however, the teen’s weren’t so lucky…and before the night was over, 2 lives would be lost…all because the Trooper thought the laws of the road didn’t apply to him, and as a matter of fact, he would go on to blame the driver of the teen’s car Dillon for the accident!
What would happen next? I still have a hard time wrapping my head around it.
Instead of Trooper Scott going directly to jail for his reckless actions, he not only ran for public office that year in Buchanan, Georgia, but he was ELECTED…and this was just months after the crash.
Trooper Scott probably thought this would all go away with time, and people would forget what happened that night in September 2015…but thankfully, he was wrong.
It would take almost a DECADE, but Trooper Scott finally faced the music in August of 2025, and I will cover the entire case, from the crash to the present day.
https://youtu.be/OOmAaqS8iAA?si=BYSLVEO-8D-ZPMyq
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This reply was modified 6 months ago by
Rugger.
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This reply was modified 6 months ago by
Rugger.
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This reply was modified 5 months, 3 weeks ago by
Sapna Sharma.
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This reply was modified 6 months ago by

