Gustan Cho Associates is now licensed in Puerto Rico and the U.S. Virgin Islands. Even though we are licensed in Puerto Rico, our list of wholesale lenders is limited. Christian Sorenson of Equity Prime Mortgage is one of our top lenders in Puerto Rico. Dianne Burnett is getting a list of hard money and commercial lenders for Lending Network, LLC, for Puerto Rico on commercial loans:

Here is a blog about getting a mortgage loan with a U.S. lender for a home purchase in Puerto Rico  https://gustancho.com/how-to-get-a-mortgage-in-puerto-rico/

Here is an article about buying oceanfront property in Puerto Rico and getting financed with a lender base in the United States https://gustancho.com/oceanfront-homes-in-puerto-rico/

• This discussion was modified 1 year, 7 months ago by  Gustan Cho. Reason: Want to get notified

Lending Network LLC has Hard Money Loans available to qualified borrowers at 75% LTV on commercial loans and investment properties. Case by case scenario for higher loan to value commercial loans

What is the role of the Federal Reserve Board? Who controls the Federal Reserve Board? Is the Federal Reserve Board a legitimate organization? Can the Federal Reserve Board print money? Does the Federal Reserve Board gift money to the elites? Why does the Fed Chairman Jerome Powell lie in front of national television about inflation and our bad economy?

Here is my Ferrari F40 Supercar

https://fb.watch/olpywYwpgh/?mibextid=Nif5oz

The weather in Florida has been 90 degrees everyday for the past two weeks. The good thing about it being so hot, that there is no one in the back seat of you car waiting to attack you.

The Mafia and LGBT

I am proud of my Greenwich Village and my heritage. Just before summer kicked in early June 1969, the Stonewall Inn riots occurred. I’m not sure how many LGBTs know of this riot on Sheridan Square in Greenwich Village. The cops had enough of the gays and decided to raid the gay bar. This was the beginning of the gay movement.

This was actually a big mistake by the local police precinct; the “boys” owned the bar. When I refer to the “boys,” I mean the Mafia. They owned all the gay bars in the village. Gays were an everyday, matter of fact, occurrence in the village. The Italians paid them no mind; they didn’t hurt anyone. Tea Roooms, as they were called, sprung up, “Black Rabbit,” “One Potato,” where I actually worked a couple of bar shifts; it’s a long story how I wound up working there. The manager’s name was Bunny. He was gay and connected to the “boys.” My sisters had gay friends in elementary school. Everything was kept quiet, all behind closed doors, until that night in June, when 1,000 protesters came out of the closet and supported the Stonewall Inn. Not all were gay; many straight Villagers joined the protest.

The cops were brutal with their batons. This was long before “The Gay Officers Action League” was born. The cops and the “boys” always got along until that night. I guess there was a “sit down” between the two, and as expected, the “boys” won the battle. When it comes to money, don’t fuck with them. I suppose the Mafia helped the Gay Rights Movement.

Joe Biden is expected not to run for 2024 Presidential election. So who will face Donald Trump for President in 2024? Kamala Harris? Gavin Newsome? Michelle Obama? Who can destroy the United States.

https://youtu.be/bN6Bq58voW4?si=tTL3P2WadP0Rj7RM

Trying to see if buyer that has been renting home for 14 years , with option to purchase. How can he get in home with no down payment. Home is worth 245,000 selling 180,000 seller paying closing cost and prepaids . They are not related but have been good friends like his grandfather prior to renting. I assumed it was no way suggested 3.5 down make 12 payments. And refi as he has an irs lien he wants to pay off. So he can have the money he pays them stop coming out of his check.

A slice of New York pizza should be folded so you can walk with it. If the oil is not dripping down your arm you are eating a slice of New York. This is a real slice!

I am a pizza! Caio! I came to this country from humble beginnings, not sure exactly where or when. But, I know I am Italian by birth, somewhere in the south, maybe Naples or Rome. I’m a simple dish made from flour, tomatoes, and cheese; yes, I have evolved and morphed into something entirely different.

Many other countries claim I am theirs; that’s because they all have flatbread with some cheese and tomatoes. I’ll tell you what I wasn’t born with: pepperoni, pineapple, and other toppings. No pepperoni in Italy; it’s soppressata, an Italian sausage.

Gennaro Lombardi was the first Italian to introduce me to America. I grew up on the Lower East Side of Manhattan, 23 1/2 Spring Street in Little Italy, a block away from Mulberry Street. I’m still here after 120 years. He took his recipe from Naples, Italy. Although pizza varies from Italian province to Italian province, I’m still basically the same.

Roman makes oval pizza, Naples’s pizza is round, and Sicilian pizza is square. Now we have thin-crust and deep-dish pizza. New York pizza is different from Italy; in New York, you walk down the street with the pizza folded and olive oil dripping down your arm. The only toppings I’m okay with are anchovies, olives, oregano, and red pepper. I don’t need much; fresh basil is nice to make a Margarita pizza. This pizza displays the color of the Italian flag, red, green, and white.

I really think I am the most popular food in the United States. Lots of countries take credit for me. I was called focaccia, just a flatbread, 2000 years ago. I have seen many things in my life. Did I ever tell you the time I first witnessed wine being discovered? I mean, what goes better with pizza than red wine.

So, I’m lying around just cooling off after just coming out of the oven, waiting to be devoured. All of a sudden, these Romans start throwing all these discarded pieces of fruit, mostly grapes, into a huge terra cotta vat in the corner. After a few days, it began to stink! It smelled like rotten eggs, which I learned was H2S, Hydrogen Sulfide. Whatever gave the Roman Centurian the idea to drink it? I thought for sure he would get sick and vomit. Instead, he suddenly turns to address the Roman Senate and says, “It needs more time.” Two weeks later, the rotting fruit turned into my favorite beverage – wine.

The same was true for cheese years ago; you encourage this mold to grow. The mold is yeast and is cultured into cheese. Many kinds of cheese really stink, so my question always was, “How do you know when cheese is bad?” You can just cut the mold off and eat the rest. I prefer “muzzarella,” aka mozzarella, made from Italian buffalo. The fresher, the better. Yes, I know “muzz” is hard to melt; that’s why the oven is over 1000 degrees.

I love when olive oil is drizzled over me; it tickles! The olive oil simmers, the cheese melts, and the tomatoes are cooked. Boy, do I smell good! I don’t even feel the pizza cutter slice through me. I am a pizza! I am round, square, and oval. Any way they make me; I am a pizza! Bon Appetite!

Business credit cards are specialized credit cards designed for business-related expenses. They are offered by various financial institutions and are intended for use by businesses, regardless of their size – from small startups to large corporations. These cards provide a convenient way for businesses to separate their personal and business expenses, track their spending, and manage their cash flow. Here are some key features of business credit cards:

Separation of Business and Personal Expenses: Business credit cards help maintain a clear distinction between personal and business finances. This is essential for financial reporting, tax purposes, and overall financial management.

Expense Tracking: Many business credit cards offer detailed expense reporting tools. This can simplify accounting processes by providing categorized statements that make it easier to track and analyze business spending.

Rewards and Perks: Similar to personal credit cards, business credit cards often come with rewards programs, cashback incentives, and other perks. These rewards may be tailored to business-related expenses such as travel, office supplies, or telecommunications.

Employee Cards: Business credit cards often allow business owners to issue supplementary cards to employees. This can be helpful in managing employee spending, setting individual spending limits, and tracking expenses by employee.

Credit Building: Responsible use of a business credit card can contribute to building a positive credit history for the business. This can be valuable when the business needs to apply for loans or other forms of financing.

Higher Credit Limits: Business credit cards typically come with higher credit limits compared to personal credit cards. This can be advantageous for businesses that have significant operational expenses.

Access to Business Tools: Some business credit cards provide additional tools and resources, such as expense management software or travel benefits, to help businesses streamline their operations.

Interest Rates and Fees: Business credit cards may have varying interest rates and fees, so it’s important for business owners to carefully review the terms and conditions. Some cards may offer an introductory 0% APR period or other promotions.

It’s crucial for business owners to use business credit cards responsibly and pay attention to their terms and conditions. Keeping personal and business finances separate, monitoring expenses, and paying bills on time are key practices to make the most of these financial tools.

• This discussion was modified 1 year ago by  Chase.
• This discussion was modified 1 week, 2 days ago by  Sapna Sharma.

Peter Arcuri is a professional writer and author of four books. Peter Arcuri and his wife Doreen live in Florida. Born and raised in New York, Peter Arcuri is a man of many talents and is a consultant to many entrepreneurs and businesses including GCA Group and its subsidiary partners. Peter Arcuri is also a member of GCA FORUMS and a contributer to the news division of Gustan Cho Associates and third party editor for all GCA Group websites and social media platforms. Here’s a Video by Peter Arcuri tge singing Wine Guy

https://youtu.be/RG1H-KkxwpQ?si=isq4xrXbFNmUTZ87

Here’s a funny comedy short from the Johnny Carson show

https://www.facebook.com/share/r/xCqEdP6dVFda6MzV/?mibextid=D5vuiz

facebook.com

Part 2 - Tommy Smothers Walks Out As Johnny | Carson Tonight Show | Part 2 - Tommy Smothers Walks Out As Johnny | Carson Tonight Show | By Video Funny1980Facebook

Part 2 - Tommy Smothers Walks Out As Johnny | Carson Tonight Show

Biden Administration cronies are big fat liars. JOE BIDEN and his idiot gang of liars are in a state of denial on the economy. Look at this video Neil Caputo drilling one of BIDEN’S big fat lie on how Biden took over an economy with a 9% inflation and inflation is now under control. Total Bull Shit. Biden Administration screwed up the economy and America.

https://youtu.be/JKMLfPbAn30?si=e7qzTWpNDOPL-S1B

I may have been destined to become a concert pianist. After all, I began my piano lessons at age 7, like my two older sisters. Piano playing was a prerequisite for the Catholic school we attended. A nun, Sister Stella had a sister who was also a nun at St. Anthony of Padua in lower Manhattan; her name was Sister Catherine Marie. Sister Stella, who was in her 80’s, small and ornery, had the difficult task of teaching us. My love of music was put on the back burner after I realized the pain and agony involved in learning. A wooden ruler would grace your knuckles for every sour note, not like the piano was ever properly tuned. The fear of striking the wrong key would resonate through my body. I would begin to sweat, and I already stuttered, which didn’t help. By the time I was eight, my knuckles were raised with callouses. I was the envy of the martial arts world.

My earliest memory of nuns was when I was in the first grade, standing in line after lunch, waiting to go back inside the classroom. The kid behind me didn’t appreciate his lunch, or maybe he was scheduled for a piano lesson and threw up on my pants. He vomited all over the back of me. The nuns felt this was not part of their job description to clean me and began to yell at me. What did I do? They called for my older sister, who was in the 8th grade, to come down and clean me up. I was crying, stuttering, and everyone was yelling at me. That day I learned every curse word in the book; my sister was muttering them under her breath.

As I have mentioned, I stuttered, and I was a big kid, so I sat in the back of the classroom. Because I stuttered, I was made fun of, and the nuns who were teaching me thought I was either an idiot or I couldn’t see well. But they didn’t move me to the front of the class. Instead, they told my parents I needed glasses. Duh? Glasses to cure stuttering! I started wearing reading glasses when I was 55; to this very day, my distance vision is great. Funny, back then, whatever a nun would suggest, my parents, and all parents, would blindly follow.

I wasn’t particularly bright. Since I stuttered, I never raised my hand to give the answer. One day I knew the answer; I raised my hand. I am beaming with information this time, “Sister, Sister, Sister.” She ignored me and said, “John, what’s the answer.” As John searched his heart and soul for the answer, my insides were bursting, and I yelled out the answer. No one knew I even had a voice; I did, and I wanted to answer. When I bellowed out the answer, the nun turned to me and said, “Is your name John?” I was sent to Mother Superior’s office. Mother Bettina was not a force to be reckoned with. She was 90 if she was a day. You knew you were in deep trouble when she rolled her sleeves up. I always wondered what was up their sleeves? She kept a metal ruler handy, not wood, metal, probably because the wooden rulers cracked after so much use. If you failed a test by 10 points, that meant ten cracks on your open palms to make up the difference in your grade. If you still failed, they didn’t give you back the points, just the pain. My knuckles were sore, and my palms were beet red; I could hardly hold a pencil. That yelling out in class got me ten cracks, and I knew the answer! What a way to teach.

My sister Joanne was left-handed. The nuns constantly tried to correct this; they thought being left-handed was a problem. Ironically, my sister became a Sister herself. I never thought nuns were human; I thought they had wheels for their feet like robots. Then one day, their habits were adjusted for more comfort. Imagine my surprise!! Oh, my, they have hair and feet! I then realized they were human.

Want to congratulate Stephen LaFlamme on his new addition to his family, Pepper. Beautiful pup and well deserved. No doubt Pepper will have a lifelong safe and great home. Here’s a note from Steve LaFlamme:

I just got Pepper, standard size merl colored labradoodle. I couldn’t pass on this one.

This subforum will feature Tatiana Bougdaeva, a mortgage loan originator licensed in multiple states and banking professional with over thirty years of experience. Besides being an expert in the lending and real estate profession.

Tatiana Bougdaeva @Tatiana My good friend and business associate Tatiana Bougdaeva is a the owner, founder of Kalm Strategy. Tatiana Bougdaeva is a life coach and will explain what she does helping fight the aging process, and bringing yourself to peaceful and healthy life style.

Organic Anti-Aging Coaching Program

Check out her website at http://www.kalmstrategy.com

• This discussion was modified 8 months, 4 weeks ago by  Gustan Cho.
• This discussion was modified 8 months, 4 weeks ago by  Gustan Cho.

kalmstrategy.com

Kalm Strategy | Stress management, bring peace, health and wellness, Yoga, Reiki and Shamanic healing

Kalm Strategy | Stress management, bring peace, health and wellness, Yoga, Reiki and Shamanic healing

Former President Donald Trump indicted for four felony counts. Two indictments are two state charges and two indictments are federal charges. President Trump’s indictments court trial started last week. President Trump is the first former President of the United States to be charged after leaving office. We will cover the charges on the indictments on the following sub forums. Here’s a short video clip explaining Former President Donald J. Trump’s charges on his indictments.

https://youtu.be/wVcNg83EgUc?si=sM-PAFfOkc6k_A-P

I have never invested in bitcoins and do not know what it is. I have heard a lot of about bitcoins and have heard how bitcoins can go up hundreds of percentage points and drop equally as well. I am a new investors or want to start investing and am very curious on how bitcoins work and like to make a lot of money. I heard bitcoins is a sure thing and it will go up and up and up. Can someone explain what is bitcoin and how do you invest in bitcoins?

Here’s another oldie from Bryan Adams Summer of 69

https://youtu.be/eFjjO_lhf9c?si=nEuVcFti7Z8U78YR

• This discussion was modified 9 months, 2 weeks ago by  Gustan Cho.

Every mortgage company I have contacted says they do not finance mobile homes. Many lenders told me that buying a mobile home is not buying real estate even though I am planning on making my forever dream home. What am I hearing. I thought it was easy to finance a mobile home. Other people I talked to on a different community assistance forum said that it is very easy to finance a mobile home. Can anyone at Great Content Authority Forums know if it is easy to finance a mobile home. Can you please explain why a mobile home is not real estate? If a mobile home is not real estate, what is it then?

I know there are several local, county, state, and federal law enforcement officers and many lawyers who are members of GCA FORUMS and members who have gotten out of traffic tickets when pulled over by law enforcement. What is the best strategy to have the cop give you a break from writing you a traffic ticket or DUI?

https://blockclubchicago.org/2023/06/05/this-chicago-cop-got-out-of-44-tickets-by-saying-over-and-over-that-his-girlfriend-stole-his-car/

blockclubchicago.org

This Chicago Cop Got Out Of 44 Tickets By Saying Over And Over That His Girlfriend Stole His Car

This story was originally published by ProPublica, a nonprofit newsroom that investigates abuses of power, and the Chicago Tribune. Sign up for

CEO Mike Kortas terminates co-founder Mat Grella of NEXA Mortgage. More to come.

https://nationalmortgageprofessional.com/news/co-founder-mat-grella-terminated-nexa

If you are a loan officer, how do you start your own mortgage net branch and operate under a P and L. What type of requirements is necessary to have your own business as a P and L mortgage net branch? @Bill Burg

I often leave my 30 pound French Bulldog unattended in my fenced back yard. Will my dog be in danger from coyotes if my dog is Secured in a fenced in yard.

Former President Donald Trump wins the Iowa Caucaus in a landslide with 54% of the voters. Historic biggest win 🏆 in history. Ron DeSantis comes in second with 20% of the vote and Nikki Haley comes in third at 17%. DeSantis drops out of the 2024 Presidents race and decided to support Trump. Not Haley.