Which mortgage lenders should I go to as a first time real estate investor? Should I go to a bank, credit union, commercial mortgage banker, or commercial mortgage broker?

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I recently got denied by an incompetent lender because I was not properly qualified. Can you please help?

I’m looking for a business model (investing in real estate in Chicago area). I would like to find a way to buy condos in a place where I will pay less for them and rent for more. It would be good to find a map with Property Price -> Renting Price relationships. I know that my friend used to buy a single-family home in Burbank for $80,000 and remodeled for $40,000, sold for $180,000. But I think there are better options there.

I’m in the process of a FHA Streamline Refinance, and the loan officer is requesting all these documents: W2’s, bank statements, pay stubs, etc., plus he’s pulled a credit check. Is this normal and required?

I own a house but want to sell my existing home and rent it out and buy a larger home. How much time must pass from Chapter 7 Bankruptcy discharge to be eligible for a second home loan? How would using house #1 as a rental affect DTI? Do we need to find the tenant first?

How do you deal with a pissed off homebuyer? Is there a way to deal with a disgruntled borrower? How To Deal With Potential Mortgage Borrower Complaints Case Scenario?

During his 2005 commencement speech at Stanford University, Steve Jobs talked about three personal anecdotes that illustrated some important points for the graduating class. These stories represent the things he wanted to work together on:

1. Connecting the dots

Key points:

Dropping out of college – six months after starting at Reed College, Jobs dropped out but continued to hang around campus and take classes that interested him.

Calligraphy class – although it seemed impractical at the time, taking a calligraphy class was integral in designing typography on the Macintosh computer.

Trusting your path – you can’t connect the dots looking forward; you can only connect them looking backward. Trusting that your future dots will connect down the line is what gives you hope even when it doesn’t make sense now.

Lesson: Have faith in yourself by following your curiosity, even if it seems irrelevant at present.

2. Love & loss

Key points:

Founding/firing from Apple – Starting Apple in his parents’ garage and getting fired from a company he built up were mentioned by Jobs.

Finding new passion(s) – Following those events, he found other projects (NeXT, Pixar) which eventually brought him back to Apple.

Importance of loving what you do – He said people should seek out what they love because work will consume most of their lives; and you can only be satisfied if you do great work believed in.

Lesson: Continue striving for success despite failure setbacks as this may open bigger doors later on.

3. Death

Key points:

Facing mortality – Being diagnosed with an uncommon form of pancreatic cancer made death more real for him than ever before, according to Job’s speech.

Living purposefully – Realizing life is short and not wanting to waste any more time living someone else’s dream or being confined by other people’s thinking after such an experience changed everything for him personally;

“Stay hungry. Stay foolish.” Afterward he concluded with this advice from the back cover of the final issue of The Whole Earth Catalog, which urged people to never stop being curious and settling down in their lives.

Lesson: Recognize life’s impermanence so you can focus on what really counts – continual growth and learning.

In summary

Steve Jobs’ three narratives from his commencement address share these collaborative themes:

Trust the process – stay curious even when there isn’t a clear path ahead.

Follow your passion – don’t give up on what you love because setbacks are stepping stones to better opportunities.

Live purposefully & urgently – embrace change as a necessary part of growth while staying curious all through life about everything around us.

These ideas collectively encourage individuals to trust themselves, work hard at what they are passionate about and live intentionally with curiosity every step of the way.

Here’s Steve Jobs inspirational commencement speech.

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• This discussion was modified 6 months, 2 weeks ago by  Gustan Cho.

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3,9 jt tayangan · 1,5 rb komentar | The story of this man is so inspiring and worth listening to. He changed his story by the action he took in difficult times, change yourself listen and... | By Barka U. MsheliaFacebook

The story of this man is so inspiring and worth listening to. He changed his story by the action he took in difficult times, change yourself listen and...

Dogs is man’s best friend and most people will validate this statement. Every dog has its own personality and is unique in their own way. For example, if a Labrador Retriever has ten pups, each of those pups will look similar and some may look identical where it’s hard to distinguish from one to another unless they have its own birthmark or unique characteristic. However, each one of those pups will develop their own personality and temperament as well as behavior. AMAZING how God created each living being to be unique with its own individual trait. On a macro level, breed of dogs has its own breed characteristics such as a dog having to always be a runner due to being a hunting dog breed or a dog loving water because it came from a Retriever breed. Toy dogs love to cuddle. Some dog breeds are easier to train than others. There are dog breeds that form the strongest bonds with their owners. Below is the list of dogs that form the strongest bonds with their owners.

1. Labrador Retriever

2. Golden Retriever

3. German Shepherd

4. Doberman Pinscher

5. Border Collie

6. Boxer

7. Austrian Shepherd

8. French Bull Dog

9. Yorkshire Terrier

10. Cavalier King Charles Spaniel

https://iheartdogs.com/top-dog-breeds-that-form-the-strongest-bonds-with-their-owners/

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Top 10 Dog Breeds That Form the Strongest Bonds with Their Owners

  In the diverse and enchanting world of dogs, certain breeds are particularly known for forming exceptionally strong bonds with their human companions. These breeds, with their innate loyalty, affectionate nature, and keen sensitivity to human emotions, develop deep connections … Continue reading

AOC is in full panic mode

https://youtu.be/7ukbOKAhqZc?si=3yMAAyHWg4c1jFYt