

Tina
RealtorForum Replies Created
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Tina
MemberMay 12, 2024 at 4:44 pm in reply to: Do I Need a Permit to Build a ADU or Tiny Home on my Property in IllinoisIn most cases counties in Illinois do require building permits to construct an in-law suite or accessory dwelling unit (ADU) on your property. Here are some key points about ADU/in-law suite permitting requirements in Illinois counties:
County Jurisdiction: Regulation of ADUs typically falls under county jurisdiction outside of incorporated municipal areas. Counties set their own permit rules.
Permits Required: The vast majority of Illinois counties require permits for the construction of any new dwelling unit, including attached or detached ADUs/in-law suites.
Zoning Compliance: Even if state law allows ADUs, counties review permit applications to ensure the proposed unit meets local zoning regulations like setbacks, lot coverage, unit size, etc.
Building Codes: Permits allow the county to inspect the ADU construction for compliance with applicable building and fire codes.
Utility Connections: Separate utility connections for the ADU often require permitting as well.
Minimal Exemptions: While a few counties may allow very small ADUs under a certain square footage to be built permit-free, these exemptions are quite limited.
Some examples of Illinois counties clearly requiring ADU/in-law suite permits include Cook, DuPage, Lake, Kane, Will and McHenry Counties surrounding Chicago. But the permit process details can vary somewhat by county.
Attempting to construct an ADU without proper county permitting can result in fines, stop work orders, or even having to remove the unpermitted construction. So it is highly advisable to go through the required county permitting channels for any new in-law suite or ADU in Illinois. A few minor exceptions aside, permits are generally mandatory.
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This reply was modified 10 months, 3 weeks ago by
Tina.
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This reply was modified 10 months, 3 weeks ago by
Sapna Sharma.
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This reply was modified 10 months, 3 weeks ago by
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Tina
MemberMay 12, 2024 at 4:40 pm in reply to: Do I Need a Permit to Build a ADU or Tiny Home on my Property in FloridaIn Florida, whether you need a building permit for a tiny house or accessory dwelling unit (ADU) depends on the specific size and construction details, but generally permits are required in most cases. Here are some key points about tiny house/ADU permits in Florida:
Size Exemptions:
Florida has exempted ADUs under 1,000 sq ft from permit requirements statewide if they meet the state’s building code requirements.
However, most tiny houses are smaller than 1,000 sq ft, so this exemption often does not apply to them.
Local Regulations:
While the state allows the 1,000 sq ft exemption, local jurisdictions (cities/counties) can have stricter rules requiring permits for even smaller ADUs or tiny houses.
Many localities do still require permits for any detached residential unit, regardless of size.
Zoning and Placement:
Even if the tiny house itself is exempt from permitting, permits are usually required for proper zoning approval, utility connections, and site preparation.
The placement and permanence of the unit also matters for permitting.
Permanent Foundations:
Tiny houses on permanent foundations are treated more like traditional housing requiring full permitting.
Those on trailer hitches may qualify as recreational vehicles with different regulations.
While Florida’s ADU law provides a permit exemption possibility, the vast majority of tiny houses and ADUs in the state still require permits from the local city or county due to their small size and zoning considerations. Checking your local rules is essential before proceeding with any unpermitted construction.
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This reply was modified 10 months, 3 weeks ago by
Tina.
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This reply was modified 10 months, 3 weeks ago by
Sapna Sharma.
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This reply was modified 10 months, 3 weeks ago by
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Tina
MemberApril 24, 2024 at 3:35 pm in reply to: Can Seller Concessions Be Used For a Down Payment on Home PurchaseIf you can get the maximum seller concessions from the home seller towards homebuyers closing costs you will not have any closing costs.
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Tina
MemberApril 24, 2024 at 3:20 pm in reply to: Why Maintaining a Good Insurance Score is Crucial for Your Financial Well-BeingGreat tip, Brent. We all appreciate you.
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Tina
MemberApril 24, 2024 at 3:18 pm in reply to: James O’Keefe Undercover with Gay White House AdvisorI truly believe James O’Keefe is the real deal and is a talented experienced undercover journalist who cannot be bought like others in the fake media like Jim Kramer, Janet Yellen, Joe Biden, Jerome Powell, Jessica Tarlov, Joe Scarlsboro, Adam Schiff, Mika Brzezinski, Nancy Pelosi, Nancy Pelosi, Chuck Schumer, Hillary Clinton, Merrick Garland, Bill Clinton, Barack Obama, Michelle Obama, Kamala Harris, and thousands of other liers. Kudos to James O’Keefe, the founder and President of OMG, O’Keefe Media Group.
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Tina
MemberApril 5, 2024 at 3:02 pm in reply to: Former President Mat Grella Speaks Out of Departure from NEXA MortgageI agree with litigation every one loses except the lawyers. Here is an article on Mike Kortas, the CEO of NEXA Mortgage responding to the recently filed lawsuit from former partner Mat Grellaa
https://www.nationalmortgagenews.com/list/nexa-mortgage-ceo-talks-breakup-with-co-owner
nationalmortgagenews.com
NEXA Mortgage CEO talks breakup with co-owner, plans for the future
In the midst of a separation between Mike Kortas and Mat Grella, the company's CEO sets course to double headcount.
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Florida insurance premiums are out of control.
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Primary owner-occupant homes require between zero to 5% down payment whereas second homes require a 10% down payment and investment homes generally require 15% to 20% down payment. Mortgage rates on investment properties or second homes are much higher than primary home loans. Therefore, many borrowers will try to pull a fast one and say it is a primary home when actually it is not and it is an investment home. This is called occupancy fraud.
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Mortgage rates are steadily dropping. I suggest to get your credit scores maximized to the highest potential so when the time comes, you can refinance at the lowest rates.