How does FHA STREAMLINE REFINANCE LOANS WORK?

Thousands of people in California are relocating to Arizona. How are housing prices in Arizona compared to the rest of the country?

Few more videos of Chase

Here is a blog about accounts receivable business loans for businesses who need to have operating cash to operate their day to day operations.

https://lendingnetwork.org/accounts-receivable-business-loans/

lendingnetwork.org

Accounts Receivable Business Loans

Accounts receivable business loans is a type of financing based on a company receiving financing capital in return for its accounts receivables.

I am diligently doing my due diligence on adopting either a Doberman Pinscher or a German Shepherd puppy or young adult once I close on my first home. Can anyone tell me the character between Doberman Pinschers and German Shepherds? My wife and I never had a large dog. We have young children and small dogs and cats. Any recommendations would be greatly appreciated. Thank you in advance.

Can the seller tax proration that is credited to buyer at close. Will that be allowed to count towards the 3.50 % down payment. I know it is allowed, but can it be used to show that is where the part of remaining proceeds will be coming from?

How much is the going rate to build a single-family home in a descent middle class area. I know the lot value varies.

Please keep in mind that real estate markets are subject to change over time, and conditions may have evolved since then. It’s advisable to consult more recent sources or a local real estate expert for the most current information. Here are some key points regarding the Vermont housing market up to 2022:

1. Steady Demand: Vermont has experienced a steady demand for housing in recent years, with many people attracted to its natural beauty, quality of life, and recreational opportunities.

2. Limited Inventory: Like many areas across the United States, Vermont faced a shortage of available housing inventory, which can put upward pressure on home prices.

3. Rural and Urban Variations: Vermont’s housing market can vary significantly between urban and rural areas. In urban centers like Burlington, you might find a more competitive and expensive market, while rural areas may have more affordable housing options.

4. Price Appreciation: Prior to 2022, Vermont had seen modest price appreciation in its housing market. The rate of appreciation might vary by region within the state.

5. Interest Rates: Mortgage interest rates had been historically low, making it an attractive time for buyers looking to finance their home purchases.

6. Seasonal Trends: Vermont’s housing market is also influenced by seasonal factors. The real estate market tends to be more active in the spring and summer months, with some fluctuations during the colder winter months.

7. Affordability Challenges: Despite its appeal, Vermont faced challenges related to housing affordability, particularly in popular tourist destinations and resort areas.

8. Rental Market: The rental market in Vermont had seen some changes, with demand for both short-term and long-term rentals. Vacation rentals were particularly popular in areas with high tourism.

To get the most current and detailed information about the Vermont housing market, including trends, pricing, and availability, I recommend consulting local real estate agencies, real estate websites, or recent news articles. Local real estate experts and Realtors can provide you with insights into the current conditions in specific neighborhoods or regions within Vermont.

Precious metals are the best investments today. Here’s Fake President Biden’s zero cent coins from the U.S. TREASURY MINT.

Hilarious funny video clip.

https://www.facebook.com/share/r/1RpSEfUmUPA311HE/?mibextid=D5vuiz

facebook.com

https://www.facebook.com/Sandratiendaderegalos?mibextid=ZbWKwL | Sandra K Valle Gonzales | Sandra K Valle Gonzales · Original audio

https://www.facebook.com/Sandratiendaderegalos?mibextid=ZbWKwL. Sandra K Valle Gonzales · Original audio

Inflation has been skyrocketing like never before in history. Home prices are at historic highs. Mortgage rates are almost at 8.0% with no signs of increasing. Rents are increasing every year but wages has not gone up. If anything, wages are decreasing and by no means keeping up with Inflation. What’s in the horizon? I feel bankruptcy rates will increase like never before.

Illinois residents have been moving to Indiana in increasing numbers in recent years, with an estimated 31,015 moving in 2022. Some reasons for this include low cost of living, affordable housing, low taxes, friendly people, welcoming new businesses with tax incentives, proximities to large cities, great schools, and great healthcare. Cost of living. Indiana is considered one of the most affordable states in the US, with U.S. News ranking it #2 in overall affordability and #3 in housing affordability. For example, moving from Indianapolis to Chicago could increase the cost of living by more than 20% . Job opportunities: Indiana’s manufacturing and agriculture industries offer many job opportunities. Schools: Indiana’s Four Star School program ranks schools for excellence and accountability. Proximity to cities: Indiana is close to major cities like Chicago and Louisville, which offer access to entertainment, culture, and more jobs. Popular cities throughout the state of indiana: Some Indiana cities that are popular with Illinois residents include Indianapolis and Fort Wayne. Indianapolis offers a low cost of living, walkable downtown, and attractions, while Fort Wayne has affordable cost of living, family-friendly neighborhoods, and good schools.

https://gustancho.com/home-loan-with-bad-credit-in-indiana/

• This discussion was modified 6 months, 4 weeks ago by  Connie. Reason: Spelling error

gustancho.com

Home Loan With Bad Credit In Indiana With No Overlays

Gustan Cho Associates is a mortgage company with no overlays specializing in Home Loan With Bad Credit In Indiana and dozens other states

I grew up in a concrete jungle, with buildings everywhere and playgrounds of cement. There are always rules regarding playgrounds: no jumping from slides or see-saws, etc. Beyond those rules, there are street, unspoken rules that must be followed. The inner city game is basketball. I’ve played on many teams and coached my son through elementary school and into high school. We had park rules and home court rules. I was never that good a basketball player; I had white man’s disease; and I can’t jump. On a good day, I could touch the rim. The first rule was that whoever was on the court first had to play in every game until they lost. I’d get there early to call “home court,” hoping the guys that should be up were good and I could continue my possession of the court. Even if you played in the South Bronx or Harlem, these rules were adhered to.

Greenwich Village has a main subway stop: West 4th Street. The cross street is 6th Avenue.

One block south is West 3rd Street, where there is a basketball court. Guys, professional players would travel downtown to play ball. I remember Dick Barnet of the Knicks, and Kareem Abdul Jabar was a local boy named Lew Alcindor. He went to Power Memorial Academy High School.

I tried my strategy early one Saturday morning on the West 3rd Street courts. Everything went fine the first few games; our team won the first two games, and that was it. When the big boys arrived, we were wiped off the court. To this day, the Saturday basketball games are a tourist attraction. They have also formed a league, “West 3rd Street Basketball League.” Teams have sponsors: Nike and Pepsi. I would have to wake up pretty early to play in that league.

Moving to Indiana can be an exciting experience! Indiana is a state located in the Midwestern region of the United States and is known for its diverse landscapes, friendly communities, and rich history. Here are some things to consider and tips to help you with your move:

1. Research Different Areas: Indiana has various cities and towns, each with its own unique character and amenities. Consider factors such as cost of living, job opportunities, school districts (if applicable), and the overall lifestyle you’re seeking when choosing a place to settle.

2. Climate: Indiana experiences all four seasons, so be prepared for hot summers and cold winters. Make sure to pack accordingly with clothing suitable for different weather conditions.

3. Cost of Living: The cost of living in Indiana is generally lower than in many other states, making it an attractive option for those seeking affordability.

4. Job Market: If you’re moving for work, research the job market in your chosen area. Indiana has a diverse economy, with significant industries including manufacturing, agriculture, healthcare, and technology.

5. Transportation: Indiana has a well-developed network of highways and interstates, making it relatively easy to travel within the state and to neighboring states. If you’re moving from out of state, consider transportation logistics for your belongings.

6. Schools and Education: Indiana has both public and private schools, as well as several colleges and universities. If you have children, research the local schools and districts to find the best fit for their education.

7. Outdoor Activities: Indiana offers a range of outdoor recreational opportunities, from hiking in state parks to boating on its many lakes and rivers. Take advantage of these activities to explore the natural beauty of the state.

8. Local Culture: Embrace the local culture and traditions. Indiana has a strong sports culture, with basketball and auto racing being particularly popular.

9. Connect with Locals: Hoosiers (a term used to refer to Indiana residents) are known for their friendliness. Don’t hesitate to connect with locals, join community events, and get involved to build a strong social network.

10. Prepare for the Move: Plan and organize your move well in advance. Notify relevant parties about your change of address, hire a reliable moving company, and take care of any necessary paperwork or documentation.

Remember that every move comes with its challenges, but with proper preparation and a positive attitude, you can make the transition to Indiana a smooth and enjoyable one. Good luck with your move!

https://www.youtube.com/watch?v=6j5LqYBsBqQ

There is no doubt that Joe Biden is the worst President of the United States and one of the dumbest, if not the dumbest, human being ever to head the Oval Office. I can give you an overview of some of the economic policies and initiatives that were in place during the Biden administration up to my last update.

When Joe Biden took office as the 46th President of the United States in January 2021, he faced significant economic challenges, primarily due to the COVID-19 pandemic’s ongoing impact on the economy. His administration’s economic agenda aimed to address the public health crisis and support economic recovery.

Some key points of the Biden administration’s economic policies up to September 2021 included:

1. COVID-19 Response: Biden prioritized a comprehensive approach to combat the pandemic, including mass vaccination campaigns, expanded testing, and providing financial aid to individuals and businesses affected by the pandemic.

2. American Rescue Plan Act: In March 2021, the administration passed the American Rescue Plan Act, a $1.9 trillion economic relief package. This legislation included direct payments to individuals, extended unemployment benefits, aid to state and local governments, funds for COVID-19 vaccine distribution, and support for small businesses.

3. Infrastructure and Jobs Plan: Biden proposed an infrastructure plan that aimed to invest heavily in infrastructure projects, such as transportation, broadband, and clean energy. The proposed plan also sought to create jobs and boost economic growth.

4. Tax Policy: The Biden administration proposed raising taxes on corporations and high-income individuals to fund various social programs and infrastructure investments. The goal was to address income inequality and generate revenue to support government initiatives.

It’s essential to remember that the economy’s performance is influenced by various factors, including global economic conditions, geopolitical events, and other policy changes. Therefore, I recommend checking more recent sources to obtain an up-to-date and comprehensive assessment of the Biden economy as of August 2023.

https://www.trunews.com/stream/joe-biden-dreams-of-ice-cream-as-nashville-christian-school-children-are-dead

Buying a House in Alabama, how are the property tax and homeowners insurance

When buying a house in Alabama, you will benefit from relatively low property taxes and moderate homeowners insurance rates compared to many other states in the U.S.

Property Taxes:

Alabama has some of the lowest property tax rates in the country. The average effective property tax rate is approximately 0.33% of a home’s market value, placing it among the states with the lowest property tax rates. For example, if you own a home valued at $200,000, your annual property tax bill would be around $660. However, property tax rates can vary by county within Alabama, so it’s important to check the specific rates in the county where you plan to buy​ (Tax-Rates.org)​​ (Tax-Rates.org)​.

Homeowners Insurance:

Homeowners insurance in Alabama can vary widely depending on factors such as the location of the property, the age and condition of the home, and the level of coverage you choose. On average, homeowners insurance in Alabama tends to be higher than the national average due to the risk of natural disasters like hurricanes and tornadoes. The average annual premium for homeowners insurance in Alabama is around $1,300, but this can be higher for homes in coastal areas prone to hurricanes​ (Tax-Rates.org)​.

Overall, while property taxes are relatively low, it’s wise to budget for potentially higher homeowners insurance costs, especially if your property is located in an area susceptible to severe weather. For the most accurate and personalized information, consider contacting local tax authorities and insurance providers in Alabama.

tax-rates.org

Alabama Property Taxes By County - 2024

The Median Alabama property tax is $398.00, with exact property tax rates varying by location and county.

Can anyone become a member of GCA FORUMS? Or do you need to get nominated or sponsored by an active member of Great Content Authority FORUMS.

FED CHAIRMAN LIE ON NATIONAL NEWS. Unbelievable. Inflation, unemployment is all fine according to FAKE NEWS JEROME POWELL. Everything is solid according to this lying POS.

https://www.youtube.com/live/Rhq5Y44OhFo?si=hy7uSUoSZRErhMWL

Last Grapevine:

Last grapevine I mentioned truth in advertising; I am not done! Let’s start with organic. When organic was first introduced, it was great; although a little pesticide was used, parts per million, the produce was ugly. They never grew in a uniformed way. So they changed the meaning of the word, enabling them to use more pesticides. There will also be pesticides in fruits and vegetables because the farmer has to bring his crop to market and keep it fresh. Sulfur will always be used. If a farm is having an issue with certain bugs in damp weather, sulfur will be used to dry the crop and preserve it.

Vegan vs. Vegetarian: there are laws no that follow vegetarian and vegan. Marketing determines the guide lines, lately you will see, “plant based” Vegetarian or vegan cheese may contain rennet. This coagulates the cheese. It is actually a cow’s intestines. The cow must be dead before being used. It is an enzyme made from cows and is extremely appetizing. Read the label; it may contain rennet. No sugar added, or sugar-free. No additional sugar is added, which comes from fructose, which is natural in sugar but also a component of high fructose corn syrup. This causes diabetes, obesity, and some cancers. Here in the US sugar is processed with “bone char” to make it whiter. FDA says natural flavors can derive from a plant or an animal. FDA, spices are okay contains none of the afore mentioned.

Did you ever read the labels on candles? Tropidelic Clary Age—I guess that is the one Keith Richards uses. Tropidelic: does it contain LSD? Clary, sage, lavender, beetroot, and eucalyptus all contain herbal healing elements. If you believe in herbal medicines, Palo Santo, which means Saint Paul. Many cultures have used this wood for healing. A natural remedy for pain also comes in bracelet form. Why are these ingredients in candles?

If you are really serious about being a vegan or a vegetarian buy nothing in a package. Oops, apples are coated with ground beetle shells called, “black resin,” which is used in epoxy glue.

You heard it through the grapevine.

https://www.youtube.com/watch?v=0trHQUkUTUU

Who is this Anthony Fauci? Is he a medical doctor? Does he have a PhD? Does Anthony Fauci a real doctor? Is the information that Dr. Anthony Fauci worked for more than 50 years at the National Institutes of Health worked to manage U.S. public health crises, such as the HIV/AIDS epidemic in the 1980s, the West Nile Virus outbreak in 2009, H1N1, Ebola, Zika and Severe Acute Respiratory Syndrome (SARS), among others true? Did doctor Fauci was leading monster to have created and launched coronavirus and was in charge of developing the coronavirus vaccine to be used as a weapon of mass destruction? Did Dr. Fauci kill thousands of Beagle dogs to use them for lab testing purposes? Is Dr. Fauci a monster or a real doctor who wants to help people?

https://www.youtube.com/watch?v=KxwcdiX9dPI

• This discussion was modified 7 months, 2 weeks ago by  Danny Vesokie | Affiliated Financial Partners.

Biden Administration is not an inflation fighter

https://youtu.be/plAnR-xxOwA?si=02p7OLrvpvLVk0w0

Is there God. Is God Real? Is God Good? The Ten Commandments. Who is our Creator? Adam and Eve. Jesus. What is Heaven? Hell? Who is Satan? Who created Earth, the sun, the moon. Life and death. What makes a person Good, Bad, or Evil. Many questions for nonbelievers.

https://www.facebook.com/share/r/iVMwoQ9vr3opJMDz/?mibextid=D5vuiz

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Sharing the gospel to an Atheist in Walmart! Pray for Him 🙏 By @zachary_impellicceiri #dailydevotional #dailydevotion #Godisreal #jesuslovesyou #christian #Christiancontent #christianreels #motivation #Inspiration #truth #instagramforchristians #TheChristiansDeck | The Christian's Deck | thechristiansdeck · Original audio

Sharing the gospel to an Atheist in Walmart! Pray for Him 🙏 By @zachary_impellicceiri #dailydevotional #dailydevotion #Godisreal #jesuslovesyou #christian #Christiancontent #christianreels...

The Biden Administration and supporters of Joe Biden such as the mainstream media are trying to brain wash Americans that the economy is in great 👍 shape and Joe Biden is the president who fixed inflation and the economy. The Biden Administration and Biden supporters and the mainstream media announced vvictory soft landing on inflation and Joe Biden Administration avoided a major Great Recession. This is total bullshit lies after lies. Joe Biden is clueless and his administration is full of idiots that don’t know what they are doing. Don’t fall in to buy now pay later technique that Democrats are pushing. We are in great period of uncertainty. Inflation is soaring out of control. Real unemployment numbers are through the roof. Data released by the Biden Administration are total lies. There are no jobs created. Job numbers reported are part time jobs or temporary jobs. Treasury Secretary Janet Yellen, Fed Chairman Jerome Powell, and Joe biden are all incompetent cheating lying worthless political hacks. Read this video clip

https://youtu.be/eEB_YdElBS4?si=82f5kB0hEs4rH66C

With all the political chaos going on among the far left with transporting illegal immigrants to NYC and surrounding suburbs, increasing local, county, and state taxes, creating many rules and regulations, New York had a flood of taxpayers flee New York to other low taxed cities and states. Now with the conviction of former President Donald Trump, many economists and political science scholars are forecasting millions of taxpayers and businesses will be leaving New York to other family and friendly states. If politicians can go after a former President of the United States and his family, New York politicians can do the same to an average Joe. Tens of thousands of taxpayers and businesses have already left New York. After yesterday’s news of former President Donald Trump being found guilty of 34 felony charges, it’s going to backfire on New York.

New York can soon become a ghost 👻 town. Stay Tuned, FOLKS.

Senator John Kennedy slams Joe Biden for ruining the United States economy. Joe Biden keeps on repeating he drove inflation down from. 9% to 3% and created jobs, infrastructure, and stability for Americans which are blatant lies..

https://youtu.be/X_hX0B5Glmc?si=KmJ6ljGXu90LH1rU

Want to congratulate Stephen LaFlamme on his new addition to his family, Pepper. Beautiful pup and well deserved. No doubt Pepper will have a lifelong safe and great home. Here’s a note from Steve LaFlamme:

I just got Pepper, standard size merl colored labradoodle. I couldn’t pass on this one.

The Power of the Holy Spirit🙏

https://livingproof.co/what-is-the-holy-spirits-role/#:~:text=The%20Holy%20Spirit%27s%20role%20is,life%20and%20makes%20us%20new.

• This discussion was modified 8 months ago by  Gustan Cho.

livingproof.co

What Is the Holy Spirit’s Role in a Believer’s Life?

The Holy Spirit convicts believers of sin, fills us with God’s strength and wisdom, and produces fruit that draws people to Jesus. When we place our faith in Jesus, the Holy Spirit dwells inside us. This permanent indwelling means we … Continue reading

Former President Donald Trump indicted for four felony counts. Two indictments are two state charges and two indictments are federal charges. President Trump’s indictments court trial started last week. President Trump is the first former President of the United States to be charged after leaving office. We will cover the charges on the indictments on the following sub forums. Here’s a short video clip explaining Former President Donald J. Trump’s charges on his indictments.

https://youtu.be/wVcNg83EgUc?si=sM-PAFfOkc6k_A-P

Mortgage Rates For Monday, April 29th, 2024: As of Monday, April 29th, 2024, mortgage rates have experienced some movement. The average interest rate on a 30-year fixed-rate mortgage fell to 7.135%, while the 15-year fixed-rate mortgage dropped to 6.515%. These changes reflect a slight decrease from previous rates, influenced by economic factors and market conditions. For those interested in adjustable-rate mortgages, the average rate on a 5-year adjustable-rate mortgage also decreased to about 8.001%. This information is critical for homebuyers or homeowners considering refinancing as it impacts the overall cost of borrowing.

It’s always advisable to compare rates from multiple lenders to find the best deal for your situation, as rates can vary significantly between financial institutions. For the most current and detailed rate information, you can check updates from financial news websites like Preferred Mortgage Rates.

As of late April 2024, mortgage rates have seen fluctuations, with the average 30-year fixed-rate mortgage reaching around 7.9% and the 15-year fixed-rate at approximately 6.5%. These rates are subject to daily changes based on broader economic conditions, including inflation rates and Federal Reserve policies. Given the rise in rates, many potential homebuyers are adjusting their expectations and exploring different mortgage options to find the best possible rates and terms for their situations.

If you’re considering buying a home, it’s crucial to compare rates from multiple lenders and consider both fixed-rate and adjustable-rate mortgages depending on your long-term financial plans. Locking in a rate with a mortgage rate lock might also be beneficial to avoid any rate increases during your home buying process.

For more details on current rates and mortgage options, checking daily updates from reliable financial news sources like Gustan Cho Associates and Preferred Mortgage Rates can provide valuable insights and help you make an informed decision.

https://www.foxbusiness.com/personal-finance/todays-mortgage-rates-april-29-2024

foxbusiness.com

Today's 30-year mortgage rates drop while 15-year rates hold steady | April 29, 2024

Mortgage rates fluctuate almost daily based on economic conditions. Here are today’s mortgage rates and what you need to know about getting the best rate.