The Agenda 21 is the principle that the common average human being should not own anything and become totally dependent on the government. Agenda 21 was developed, created, launched and supported by the New World ORDER. The New World Order Movement consists of the the far left liberal radicals such as Bill Gates, Barack Obama. George Soros. The Rockefeller FAMILY, Black Rock, and many radicals who believe in depopulation and those who believe people should not own anything and be totally dependent on government. More on Agenda 21, and the New ORDER Movement in the coming days, weeks and months.

https://x.com/redpillb0t/status/1877868089259262403?s=01

Daily National U.S. Headline News including California Palisades Wildfires, Politics, Economy, for Thursday January 9th 2025. Thursday, January 9, 2025, U.S. national news headlines provided by an overview and summary of the daily. The bullet points include updates on the California Palisades wildfires, political developments, and economic news.

California Procrastinations Wildfires

• The wildfires in California’s Palisades are still burning, and little or no containment effort is being made.
• Firefighters have grappled with tough conditions, including strong winds and dry weather.

Evacuations:

• Flames are threatening thousands of homes and infrastructure, leading to the evacuation of inhabitants.
• Emergency shelters for displaced people have been established.

State Response:

• Governor Gavin Newsom declared a state of emergency to fight these fires, ensuring more support.
• However, questions persist concerning the state’s readiness and response to the wildfire crisis.

Political Development

Congressional Actions:

• Congress is getting ready to discuss budget allocations for disaster relief, including funding for wildfire recovery efforts in California.
• Lawmakers are being pushed to hasten aid delivery.

2024 Presidential Campaign:

• Candidates are already preparing for upcoming primaries, making politics hotly contested.
• The two most important issues revolve around climate change, disaster preparedness, and increasingly extreme weather patterns, which candidates greatly consider in their strategies.

Economic News

Market Performance:

• The stock market showed ups and downs due to mixed economic data as investors reacted.
• Inflation and interest rate concerns continue to influence the sentiment of the market.

Consumer Confidence:

• Recent reports have attributed a slight fall in consumer confidence to the high cost of living and economic uncertainty.
• Analysts are watching to see if such a trend will affect consumer spending over the next few months.

Federal Reserve Outlook:

• The Federal Reserve’s latest statements reveal that inflation is still a concern and could lead to changes in monetary policy.
• Economic indicators will determine whether or not interest rates will change.

By January 9, 2025, California Palisades wildfires remain a major national issue, prompting state and federal responses for relief efforts and recovery plans. As political discussions surrounding disaster funding and the imminent presidential campaign intensify, economic indicators indicate consumers’ moods are cautious towards their wallets. At the same time, the markets seem wary with regard to the implications of these issues. The interplay between these problems continues to pose dilemmas throughout America’s journey from crises recently experienced to future uncertainties ahead.

There are so many mortgage companies closing their doors and filing bankruptcy. Never in history have so many loan officers quit so fast due to skyrocketing mortgage rates. Besides the surging rates, housing inventory is low. Many homeowners who got mortgage rates at 2.5% two years ago are not budging on selling their homes. I heard in the beginning of the year 2023, there were 150,000 mortgage loan officers in the United States. A few weeks ago, the number of loan officers left in the United States was somewhere in the 70,000. I have researched this matter with hundreds of loan officers, mortgage company owners, processors, support and operation mortgage professionals, real estate agents, underwriters, wholesale mortgage account representatives, builders, and anyone directly or indirectly in the housing and mortgage industries. Please share your thoughts.

• This discussion was modified 1 year, 1 month ago by  Sapna Sharma.

It is so important when focusing on personal development to make sure you are also focused on your mindset. Your personal development plays a huge role in your success in wellness. Every thought becomes a feeling, the feeling leads to an action and that action leads to your result. If you want to change the result you must change the initial thought. This one simple awareness can lead to massive change. Pay attention to the reel that plays in your head daily. Is it positive, is it negative? You control the content, change it and you will change your life. Start by really paying attention to what your thoughts are, most of us don’t even know that we are having thoughts. It just is auto playing in the background. Start there and you’ll be surprised how much growth you can have just by changing a few simple things.

If my credit scores are low, and I can’t ever get credit, how do I start rebuilding credit? I always get rejected when I apply for new credit. I have absolutely nothing. I want to rebuild my credit so I can buy a house and open my company account.

What is an Accessory Dwelling Unit or an ADU? How does the accessory dwelling unit model work?

Does anyone know good tasting food for type one and type two diabetics?

This video clip is funny. Pranking a guy until he literally goes nuts.

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Please HOLD 📞 | Billy Rosewood IV | you_funny_fooker · Original audio

Please HOLD 📞. you_funny_fooker · Original audio

What is the difference between AXEN Mortgage and NEXA MORTGAGE?

Should 2 late payments on a time share stop my refinance from going? Should I wait out filing bankruptcy if debt collectors are leaving me alone?

Should I enter into a monthly payment agreement with a creditor $100 a month on a 8k debt so my DTI stays low?

If I have older outstanding collection accounts and charge-off accounts, should I contact the collection agency in the hope that they did not place a lien on me or I have a judgment? And if I do have a lien, can I ask the collection agency or creditor that the lien has not been renewed?

What are reserves and how does reserves work? When do mortgage lenders ask for reserves?

WHY IS THE CITY OF CHICAGO LOSING RESIDENTS and BUSINESSES?

WHY DO MORTGAGE LOAN OFFICERS KEEP ON CHANGING EMPLOYERS SO OFTEN? SOME MORTGAGE LOAN ORIGINATORS HAVE CHANGED JOBS 12 TIMES IN ONE YEAR.

In California, to refinance a property I owned before marriage, does my spouse need to sign?

I am considering taking out a VA loan, but I need to know how to go about this. I understand that I have to meet certain requirements to qualify, but I’m not sure what they all are, especially when it comes to getting the VA Certificate of Eligibility (COE). Would someone be kind enough to explain it to me and take me through all the procedures for obtaining the COE?

Hello hope you’re well, have question for you. My brother was divorced but the house is in his wife name and his and the payment and deed are in both. He has 3 children will his part go to his kids.

The doctor said I might have to lose three fingers on my left hand.

Will you still be able to write?

Maybe, but I shouldn’t count on it.

My 12 year old lab is getting a younger brother, a Doberman puppy. I have always believed in having two dogs for company, they understand each other. My old guy Amici will teach the new puppy Bullet all the habits of each family member.

Hi! My name is Amici! I’m a dog. I’m a Labrador Retriever, although I detest retrieving. I was born in New Orleans, a tough town, and then shipped off to Florida. I’m really a black mutt with a curved funny tail; I was also the runt of the litter, and no one wanted me. I also have a fleshy tumor on my neck. There were many strikes against me. First, I’m black; the second, I’m the runt, I don’t lick or kiss, but I’m friendly like my name. My parents found and adopted me just before I got the needle. I was so scared I stayed in the back of my cage shivering, just waiting for love. My future parents didn’t notice me in the back of the cage, but Andy their son, found me just when all hope was lost! Andy loves all animals. Boy, am I lucky.

They brought me to their house to meet another dog, Budaj. He was a beautiful boy dog, just like me! He was white and a pedigree, and he loved me. He taught me quickly about mom, dad, and Andy. Budaj did not like men! Everyone was afraid of dad, so I learned from Budaj to dislike men. I was taught mom was the only one for us. Although I learned that dad and Andy were great guys, Budaj lived for mom. Dad has a big booming voice that shakes the house because he sings. Mom can curse like a drunken sailor during hockey games, and all is fine; dad just whispers, “drat or darn,” and me and Buds, we run in fear. I’m not sure why, dad has never yelled at me or hit me. He taught me “please,” “thank you,” excuse me,” and I responded. Budaj just doesn’t like him; he hates Andy even more. I don’t know why. Budaj says to never, ever go down the hall to Andy’s room; it’s evil. I’m beginning to believe Budes has issues.

Andy is soft-spoken and a lover of all animals. I’ve seen him capture water bugs and release them outside, and dad, well, you can only imagine what he does; it’s not pleasant.

I’m am very lucky to have a big yard with a pool. I never swim; I hate the water. That’s right, a lab won’t retrieve or swim, and I really hate car rides, all that wind blowing. I enjoy chasing squirrels around the yard. We have bunny rabbits, but dad says we don’t chase them, so I don’t. I’m a good boy. I have many pet names I’m called, and I always answer; you never know, there might be a meatball waiting for me. They call me Amici, Mici, Coco, Peco, Sweebums, Meatball; I actually have seasonal names, Pumpkin, etc.

I’m being raised as Italian, Polish, and Ukraine; boy, they can cook! Meatballs are my favorite. When dad begins to make meatballs, I can hear the wrapping coming off the meat, and I am there to help dad any way I can! Pierogis, Kielbasa, Stuffed Shells, Chicken, and Bacon are my favorites. I have so much love from my family, and the best part is that they are medically trained, not dad though; he just cooks. My Aunt Janelle is a veterinarian! Dr. Aunt Janelle says my tumor is no big deal. Love, food, and healthcare, what more could you want! I have three beds to sleep in, and I sleep in all of them, on the rugs and on the tiles when it’s hot outside.

I cried so much the night that Budaj died. He was so young and my best buddy. It took some time to get over him, I remember everything he taught me, but I love dad and Andy. Since Budaj passed, I have been barking. Budaj didn’t bark much; he woofed when Andy was near. We sold the big house with the big yard, and we are looking for a new home. I bark at everyone walking by in our present home, especially UPS; I hate those brown uniforms. My yard is small, but I go on many walks. I’m loved and well cared for. However, when dad corrects me, I feel sad, but no problem. If I don’t like what he said, I walk into another room and rest, there’s always a bed handy.

My day is full. I mostly sleep and pretend I’m guarding something. I watch western movies with dad. He exercises as he watches television, but I’m just waiting for my next meal. Wherever I’m resting, I keep a keen ear to the ground if someone steals the refrigerator or tries to sneak snacks.

My parents were told I was three months old when I was adopted. They lied so they did not have to give me a worm test. They named me Noel to pretend I was born during the Christmas season. Well, I had worms, and I was seven months old. Poor dad had to keep Budaj’s crap and mine separated for two months until I was better. Boy, if that’s not real love. I’ll be nine years old sometime in July; we aren’t sure because they lied at the kennel; no one wanted me. No one wanted a black runt of a dog with a crooked tail and worms. I give unconditional love; I’m a dog; we all do! My mom and dad, and Andy choose me unconditionally to love me. Now I know what love really is about. I hope all pets could be adopted like I was, unconditionally.

I celebrate my birthday July 4th, and boy, oh boy, so many people celebrate my birthday with firecrackers, which annoy me. It’s good to be an All-American Dog!

years old sometime in July; we aren’t sure because they lied at the kennel; no one wanted me. No one wanted a black runt of a dog with a crooked tail and worms. I give unconditional love; I’m a dog; we all do! My mom and dad, and Andy choose me unconditionally to love me. Now I know what love really is about. I hope all pets could be adopted like I was, unconditionally.

I celebrate my birthday July 4th, and boy, oh boy, so many people celebrate my birthday with firecrackers, which annoy me. It’s good to be an All-American Dog!

https://www.youtube.com/watch?v=BzjnRYvtw20

From what I understand, average home prices in Los Angeles and Orange County California is $1.5 million. If a recent college graduate from University of California Los Angeles with a $80,000 a year salaried professional job and his fiance who is a registered nurse making $70,000 a year got married, can they qualify and get pre-approved for a mortgage to purchase an average 3 bedroom, 2 bathroom, one car garage house in either Los Angeles or Orange County, California? What will be a strategy for them to become first-time homebuyers. Are they priced out of the housing market? Do they need to rent? They each have a $800 per month car payment.

Shots were fired at former President Donald Trump campaign rally this afternoon grazing the former President by his ear breaking his skin to make him bleed. There are no details about the shooter and how many people were involved. We have no news whether the gunman is caught or still at large. Once shots were fired, Secret Service Agents swarmed the podium for cover of Former President Donald Trump. Trump was whisked away by a team of Secret Service Agents into a black SUV for safety and medical assistance. Trump gave a fists up to relay he was alright to his supporters. From the look of things, former President Donald Trump seems not injured except for a graze by his ear but was bleeding. Excellent news is former President Donald Trump is safe and in good hands with the protection of the U.S. Secret Service. Me and members of GCA FORUMS will keep our members posted on any updates.

https://www.youtube.com/live/iYeUO1K5H9A?si=cLpX4PmNhKkNOust

• This discussion was modified 1 year, 7 months ago by  Harlan.

It is no rocket science Kamala Harris has no respect. Listen to Kamala Harris babble

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TᕼE ᖴlVE 2/9/24 ᖴᑌᒪᒪ HD | TᕼE ᖴlVE 2/9/24 ᖴᑌᒪᒪ HD | By Melanie Harmon | Facebook

TᕼE ᖴlVE 2/9/24 ᖴᑌᒪᒪ HD

To Jill Biden, even at the cost of her husband Joe Biden making a total fool of himself around the the Globe, she’s pushing Joe to run for President of the United States. This is self fish, not right, inhumane, and right down evil. Jill Biden is an exact replica of Edith Wilson, First Lady and wife of President Woodrow Wilson who had a stroke in the White House 🏠. Jill Biden’s actions are despicable and outright wrong. Jill Biden is becoming very unlikeable among both parties Democrats and Republicans. Jill Biden has political aspirations of her own to become a United States Senator 🇺🇸 and is using her political goals and power hunger at the expense of her husband Joe Biden who is obviously suffering from late stage stage 6 dementia.

https://youtu.be/dl84TfPCqYk?si=Y7TfBsfQjYl0ARaS

Gustan Cho is the President of Mortgage Sensei and the CEO of Lending Network Inc. Both positions place him at the helm of influential financial organizations within the mortgage and lending industry. Here’s a bit more about each of these roles and the respective organizations:

Gustan Cho

• Role: President
• Focus: Gustan Cho is likely to provide mortgage solutions, consulting, and educational resources for consumers and industry professionals.
• Services: The organization may offer various services, including mortgage brokerage, loan origination, and mortgage education.

Lending Network Inc.

• Role: CEO
• Focus: Lending Network Inc. operates as a comprehensive lending service provider. It may offer various loan products, including residential mortgages, commercial loans, and other financing solutions.
• Services: The company likely provides financial products and services aimed at helping individuals and businesses secure the funding they need. This can include everything from personal loans to large-scale commercial financing.

Contributions and Impact

• Leadership: As a leader in these organizations, Gustan Cho plays a key role in strategic decision-making, business development, and overseeing daily operations.
• Industry Influence: His positions suggest a significant influence in shaping the direction of mortgage lending practices and policies within the industry.

Contact and Further Information

• For more detailed information about Gustan Cho’s work and the services offered by Mortgage Sensei and Lending Network Inc., it would be beneficial to visit their respective websites or professional profiles on business networking sites like LinkedIn.

Unfortunately, detailed information about Gustan Cho’s work and the services provided by Mortgage Sensei and Lending Network Inc. may not be readily available in the public domain. If you require more precise details or wish to contact these organizations directly, consider reaching out through their official websites or professional contact channels.

Visit us at Lending Network, Inc. https://lendingnetwork.org/

• This discussion was modified 1 year ago by  Sapna Sharma.
• This discussion was modified 1 year ago by  Sapna Sharma.
• This discussion was modified 11 months, 3 weeks ago by  Sapna Sharma.
• This discussion was modified 11 months, 3 weeks ago by  Sapna Sharma.

lendingnetwork.org

Home - Lending Network, LLC

COMMERCIAL LOANS, COMMERCIAL REAL ESTATE

The homebuying process starts way before you actually start shopping for a house. It is best to prepare six to twelve months before you actually want to start looking for a house. Getting pre-approved can be a process depending on your credit. Get pre-approved first. Interview Real Estate Professionals. Consult with real estate agents and financial advisors who have expertise in your local market. They can provide insights into current conditions and help you make informed decisions. Consider broader economic conditions, such as job stability, inflation rates, and the overall health of the economy. Economic factors can influence property values and affordability. If you decide to move forward with a purchase, always get a thorough home inspection to identify any potential issues or needed repairs. This can impact the overall cost of homeownership.

In summary, the decision to buy a house depends on your individual circumstances and the conditions of the housing market in your area. It’s essential to thoroughly research and assess your financial readiness before making such a significant investment. Additionally, consider seeking advice from professionals who can provide guidance tailored to your specific situation.

I have tried very hard in rebuilding my credit and boosting my credit scores since I had to file bankruptcy in November 2019. I had no choice but to file Chapter 7 Bankruptcy because the judgment creditors from my loss from the 2008 financial crisis were renewing the judgments. I was discharged of the Chapter 7 Bankruptcy in April 2020. The minute I got discharged I started opening Secured credit cards, credit rebuilder accounts, and purchased a newer SUV one year after my Chapter 7 Bankruptcy. I got my credit scores up to 700 in less than one year after my discharge of the bankruptcy. I am now able to get u Secured credit cards and personal loans. In this thread I will share how I have rebuilt my credit and increased my credit scores. I will outline line item per line litem and detail how maxed out credit cards can plummet your credit scores.

Feel free to post general discussion topics that have to do with real estate, mortgage, financing, investing, garage sale, exotic cars, pets, rummage sales, deals, services offered, classified, home improvements, lawn equipment, tractors, gardening, ponds, sales, cars, RVs, boats, entertainment, and anything that may interest our viewers.

What type of down payment assistance programs are available in the state of Washington. Many wholesale lenders does not allow down payment assistance programs in Washington State.