California has restrictions on classic car owners restricting use of classic cars. There is much resistance from classic car owners to the general automotive industry. There are over 40 million people who live in the state of California.

California is planning to ban the travel of vintage and classic cars, according to a report by The Daily Caller. The state sent a questionnaire to vintage car owners after it considered creating so-called zero emissions zones. Joining NTD to discuss the move is Lauren Fix, an automotive expert and founder at Car Coach Reports. She says classic cars are not big polluters, as most are only driven a few hundred miles a year, compared to the thousands of miles driven by modern cars for commuting or other activities. She discusses what California is planning for their car culture with Governor Gavin Newsom.

Thanks for watching!

https://youtu.be/yIMFcCCQ2Rg?si=vm4KnyacbB3LAzau

• This discussion was modified 1 year, 2 months ago by  Gustan Cho.

In today’s GCA Forums Headline News for Wednesday, February 12th, 2025, we will cover the latest update on the progress President Donald Trump is making. Elon Musk, the appointed head of the Department of Government Efficiency (DOGE), is making great progress in the one week he officially started as head of DOGE. Elon Musk discovered hundreds of millions of taxpayer dollars that are unaccountable for. Elon Musk questioned whether the missing funds were laundered or misappropriated. Musk also questioned how an elected official can make $174,000 per year and have a net worth of $20 million. Were they savvy investors? Was it a book deal? Was it family inheritance? Or was it fraud? The one’s who scream the loudest are the one’s that have something to hide. President Donald Trump pardoned former Illinois governor Rod Blagojevich and is considering offering Blagojevich the job of becoming the United States Ambassador to Serbia. Tom Homan and Homeland Secretary Kristi Noem are aggressively working on hunting down illegal immigrants and starting deportation procedures. Trump is working on tariffs for China, Canada, and Mexico. Attorney General Nominee Pam Bondi has cut off funding to sanctuary cities and states. President Donald Trump is directing Elon Musk to do a full audit of the Federal Reserve Board to determine the amount of money the Feds are siphoning from U.S. taxpayers. Bondi is suing mayors and governors of sanctuary cities and states. There was talk that Pennsylvania Governor Josh Shapiro headed President Donald Trump’s assassination attempt. New York City Mayor Eric Adams had all of his federal charges dismissed under the directive of the Trump Administration. Chicago and 25 states are expected to get a snowstorm, including bitter cold and treacherous driving conditions. Inflation numbers are still high, as are interest rates. Prices of gold and silver per ounce are hitting all-time highs again. Great Community Authority Forums Headline News will update GCA FORUMS NEWS articles as new development get updated.

https://www.youtube.com/watch?v=L27N_I9Yg98

GCA FORUMS DAILY NEWS: MORTGAGE AND REAL ESTATE NEWS EDITION FOR WEDNESDAY FEBRUARY 12TH 2025. On today’s Great Community Authority Forums Daily News: The Mortgage and Real Estate News Edition, we will be covering the national housing and mortgage markets. President Donald Trump is or has already made up his decision in eliminating the Federal Reserve Board. Inflation numbers do not look good, and data shows inflation is not near acceptable levels. Home prices are still at historic highs, and mortgage rates are still north of 7.0%.

GCA FORUMS DAILY NEWS:

MORTGAGE AND REAL ESTATE NEWS EDITION FOR WEDNESDAY, FEBRUARY 12TH, 2025

National Housing and Mortgage Market Overview:

Inflation:

• Almost every analysis suggests that inflation, which is currently above the Federal Reserve’s target of 2%, is sticky.
• This inflation affects other parts of the economy, even the real estate industry.

Home Prices:

• Home prices are still at all-time highs and are not coming down soon.
• This is because there is extremely low inventory.
• Even during increased interest rates, home prices have not come down at all.
• This situation has led to many home buyers competing, increasing prices even further.

Mortgage Rates

• The average 30-year fixed mortgage rate is over seven percent.
• This rate hike will make purchasing a loan more expensive and limit the already severely burdened potential home buyers.
• Home affordability is a major issue.
• This is because of the economic circumstances, and this rate hike further exacerbates the problem.

How President Donald Trump Approached The Federal Reserve Board Appointment:

Abolition Suggestion:

Trump’s infamous mid-swing policy dismissal rumors claimed he would eliminate or greatly reshape the Federal Reserve Board. As with most of his policies, this would be revolutionary and could hurt or help monetary policy, interest rates, and, ultimately, mortgage rates.

Influence on the Economy:

The Federal Reserve Board is responsible for greatly constraining the amount of money in circulation and managing inflation, especially concerning policy intervention. Worse finances or changes of role, especially in bankruptcy, can lead to the possibility of unchecked inflation, leading to irrational exuberance and financial markets going berserk, which hurts mortgage rates.

Political and Economic Controversy

• The political argument is what sides would come up with to support this controversial suggestion to change Trump’s private appointment strategy with a particular Republican economist, an extreme liberal.

Market Sentiment from X (Formerly Twitter)

• Social media discussions on X reflect mixed market sentiments.
• Users express worry over the current elevated mortgage rates and home prices.
• Some inflation hawks, as they are known, believe these economic conditions will persist as a result of Trump’s intended policies.
• Others predict a market selloff and subsequent recession if a significant shift in the Federal Reserve’s activity exists.

Expert Analysis

Inflation and Rates:

• Analysts seem less optimistic about the short-term outlook.
• If inflation continues to be above target levels, they project further increases in mortgage rates.

Housing Market:

• Excessively high home prices and mortgage rates will likely stagnate buying activity among first-time borrowers unless drastic policy or economic changes are made.

Federal Reserve’s Role:

• Abolishing the Federal Reserve’s current structure may result in a more unstable mortgage market while investors and banks adapt to the new monetary policy paradigm.
• These indicators signal that the housing and mortgage markets can be particularly challenging.
• The current inflation, sustained peak home prices, and over 7% mortgage rates set a tense atmosphere in real estate.
• President Trump’s efforts with the Federal Reserve could compound the issues by increasing rates.
• This is due to economic uncertainty or changing inflation management strategies, which would lower long-term mortgage affordability.

Make sure to visit the GCA Forums News for forwards for in-depth analyses and supplements on current affairs.

My first road trip in Thailand took me to a spot just outside Chiang Mai, in the northern part of the country. COVID-19 restrictions made it tough to explore the city center at the time, so I stayed with my wife’s family in the surrounding area. If you’re into the outdoors, this region is well worth checking out—I’m already looking forward to going back when I can see more of what it has to offer.

The very touching and sad tale of Tommy the Alsatian and his owner, Maria Margherita Lochi, occurred in a small village called San Donaci in southern Italy. Here is their story in detail:

Connection:

57-year-old Maria Lochi adopted Tommy as a puppy when he was a stray. They became inseparable over time. Maria had taken in many strays since she was known for her love for animals, but there was something special about Tommy.

Church Attendance:

Every day, Maria would walk to mass at the Santa Maria Assunta village church, which Tommy would always follow. Father Donato Panna, the priest, let him sit quietly by her feet during services.

Maria’s Death:

Maria died in November 2012, and her funeral took place at the church where she used to go regularly.

Tommy’s Vigil:

Tommy began showing up at the church every day after Maria died whenever the bells rang for mass. He would sit silently where he sat with her during services until she died. He continued this behavior month after month following her death.

Community Response:

The villagers were touched deeply by how loyal Tommy remained even after his owner passed away; they often brought food and water for him so that he could keep waiting there without starving or dehydrating himself while still being cared for.

Father Panna’s Role:

Father Donato Panna found himself particularly moved by what seemed like an unbroken commitment displayed on behalf of this creature towards its deceased master.“He still comes to mass each morning even though she is no longer here,” said the father. He waits patiently beside the altar railings and then just sits down quietly there. I didn’t have the heart to chase him away—I’ve only just lost my own dog, so I let him stay till the end of service before letting him out.”

Adoption:

Eventually, Father Panna decided that seeing as how faithful tending never could find another place to call home except near church, where memories about Maria seemed strongest, it would be best if he himself adopted him instead, giving opportunity for this poor animal to remain without any roof over his head at all hours but one closest to his owner’s memory.

Community Impact:

When Tommy’s story hit international headlines, it moved the locals and people worldwide. It was a powerful illustration of the deep relationship between humans and animals and how those bonds continue even after death.

Legacy:

In canine loyalty discussions and examples showing the depths of animal feelings, Tommy’s tale has been used since then. It is often mentioned during debates on whether or not creatures grieve. Also, if they do, what is duration supposed to mean exactly?

Here is a heart breaking story of Tommy the German Shepherd dog who kept on coming to church every Sunday after his owner Maria passed. The priest eventually ended up adapting the homeless loyal German Shepherd dog, Tommy.

https://www.facebook.com/share/v/o2E4cbXkBPvg67vv/?mibextid=NqTh7c

• This discussion was modified 1 year, 9 months ago by  Gustan Cho.

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Dog Refuses To Leave The Church, Then The Priest Checks The Camera And Sees A Strange Sight | Dog Refuses To Leave The Church, Then The Priest Checks The Camera And Sees A Strange Sight | By Engineering & ScienceFacebook

Dog Refuses To Leave The Church, Then The Priest Checks The Camera And Sees A Strange Sight

California Governor Gavin Newsom’s Mismanagement has Santa Ana winds forcing wildfires to a new catastrophic level. January 8, 2025, marks one of the worst wildfire emergencies in Los Angeles’s Pacific Palisades neighborhood. The Palisades Fire was amongst its most destructive fires historically.

Fire Progression and Impact

Size and Containment:

• In no time, the Palisades Fire has expanded to consume over 15,832 acres without containment.

Destruction:

• This fire burned at least a thousand structures and broke the Sayre Fire (2008) and Bel Air Fire (1961) records.

Casualties:

• There have been five confirmed deaths as well as many casualties, such as a firefighter aged twenty-five years who suffered serious head injuries.

Evacuations:

• Around 70,000 residents have been required to leave their homes by law, and shelters are being used to house them.

Contributing Factors:

Weather Conditions:

• Strong Santa Ana winds, with gusts of more than 100 mph and very dry conditions, have spread the fire far more quickly and hampered efforts at containment.

Power Outages:

• Due to the fires, approximately 400,000 customers in Los Angeles County and surrounding areas have no electricity.

Community and Culture:

Historic Sites:

• This includes Will Rogers State Historic Park, which has lost its Stables and Will Roger’s house, and Topanga Ranch Motel in Topanga State Park.

Educational Institutions:

• Palisades Charter High School and Palisades Elementary School suffered severe damage, which disrupted education for many learners.

Entertainment Industry:

• The Critics’ Choice Awards and several movie premieres are some cultural events postponed or canceled due to this predicament.

Emergency Response:

Government Action:

• Governor Gavin Newsom declared an emergency and obtained federal support against these flames.

Firefighting Efforts:

• Over 1,400 firefighters are fighting the firestorm with help from other states’ resources.
• Harsh weather conditions led to an array of problems.

https://youtu.be/BeaHDHYJAqA?si=7frG0Hq1odigks7U

• This discussion was modified 1 year, 4 months ago by  Gustan Cho.

The Agenda 21 is the principle that the common average human being should not own anything and become totally dependent on the government. Agenda 21 was developed, created, launched and supported by the New World ORDER. The New World Order Movement consists of the the far left liberal radicals such as Bill Gates, Barack Obama. George Soros. The Rockefeller FAMILY, Black Rock, and many radicals who believe in depopulation and those who believe people should not own anything and be totally dependent on government. More on Agenda 21, and the New ORDER Movement in the coming days, weeks and months.

https://x.com/redpillb0t/status/1877868089259262403?s=01

Daily National U.S. Headline News including California Palisades Wildfires, Politics, Economy, for Thursday January 9th 2025. Thursday, January 9, 2025, U.S. national news headlines provided by an overview and summary of the daily. The bullet points include updates on the California Palisades wildfires, political developments, and economic news.

California Procrastinations Wildfires

• The wildfires in California’s Palisades are still burning, and little or no containment effort is being made.
• Firefighters have grappled with tough conditions, including strong winds and dry weather.

Evacuations:

• Flames are threatening thousands of homes and infrastructure, leading to the evacuation of inhabitants.
• Emergency shelters for displaced people have been established.

State Response:

• Governor Gavin Newsom declared a state of emergency to fight these fires, ensuring more support.
• However, questions persist concerning the state’s readiness and response to the wildfire crisis.

Political Development

Congressional Actions:

• Congress is getting ready to discuss budget allocations for disaster relief, including funding for wildfire recovery efforts in California.
• Lawmakers are being pushed to hasten aid delivery.

2024 Presidential Campaign:

• Candidates are already preparing for upcoming primaries, making politics hotly contested.
• The two most important issues revolve around climate change, disaster preparedness, and increasingly extreme weather patterns, which candidates greatly consider in their strategies.

Economic News

Market Performance:

• The stock market showed ups and downs due to mixed economic data as investors reacted.
• Inflation and interest rate concerns continue to influence the sentiment of the market.

Consumer Confidence:

• Recent reports have attributed a slight fall in consumer confidence to the high cost of living and economic uncertainty.
• Analysts are watching to see if such a trend will affect consumer spending over the next few months.

Federal Reserve Outlook:

• The Federal Reserve’s latest statements reveal that inflation is still a concern and could lead to changes in monetary policy.
• Economic indicators will determine whether or not interest rates will change.

By January 9, 2025, California Palisades wildfires remain a major national issue, prompting state and federal responses for relief efforts and recovery plans. As political discussions surrounding disaster funding and the imminent presidential campaign intensify, economic indicators indicate consumers’ moods are cautious towards their wallets. At the same time, the markets seem wary with regard to the implications of these issues. The interplay between these problems continues to pose dilemmas throughout America’s journey from crises recently experienced to future uncertainties ahead.

There are so many mortgage companies closing their doors and filing bankruptcy. Never in history have so many loan officers quit so fast due to skyrocketing mortgage rates. Besides the surging rates, housing inventory is low. Many homeowners who got mortgage rates at 2.5% two years ago are not budging on selling their homes. I heard in the beginning of the year 2023, there were 150,000 mortgage loan officers in the United States. A few weeks ago, the number of loan officers left in the United States was somewhere in the 70,000. I have researched this matter with hundreds of loan officers, mortgage company owners, processors, support and operation mortgage professionals, real estate agents, underwriters, wholesale mortgage account representatives, builders, and anyone directly or indirectly in the housing and mortgage industries. Please share your thoughts.

• This discussion was modified 1 year, 4 months ago by  Sapna Sharma.

It is so important when focusing on personal development to make sure you are also focused on your mindset. Your personal development plays a huge role in your success in wellness. Every thought becomes a feeling, the feeling leads to an action and that action leads to your result. If you want to change the result you must change the initial thought. This one simple awareness can lead to massive change. Pay attention to the reel that plays in your head daily. Is it positive, is it negative? You control the content, change it and you will change your life. Start by really paying attention to what your thoughts are, most of us don’t even know that we are having thoughts. It just is auto playing in the background. Start there and you’ll be surprised how much growth you can have just by changing a few simple things.

If my credit scores are low, and I can’t ever get credit, how do I start rebuilding credit? I always get rejected when I apply for new credit. I have absolutely nothing. I want to rebuild my credit so I can buy a house and open my company account.

What is an Accessory Dwelling Unit or an ADU? How does the accessory dwelling unit model work?

Does anyone know good tasting food for type one and type two diabetics?

This video clip is funny. Pranking a guy until he literally goes nuts.

https://www.facebook.com/share/r/Z1LV4FFvHHBExZ2A/?mibextid=D5vuiz

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Please HOLD 📞 | Billy Rosewood IV | you_funny_fooker · Original audio

Please HOLD 📞. you_funny_fooker · Original audio

What is the difference between AXEN Mortgage and NEXA MORTGAGE?

Should 2 late payments on a time share stop my refinance from going? Should I wait out filing bankruptcy if debt collectors are leaving me alone?

Should I enter into a monthly payment agreement with a creditor $100 a month on a 8k debt so my DTI stays low?

If I have older outstanding collection accounts and charge-off accounts, should I contact the collection agency in the hope that they did not place a lien on me or I have a judgment? And if I do have a lien, can I ask the collection agency or creditor that the lien has not been renewed?

What are reserves and how does reserves work? When do mortgage lenders ask for reserves?

WHY IS THE CITY OF CHICAGO LOSING RESIDENTS and BUSINESSES?

WHY DO MORTGAGE LOAN OFFICERS KEEP ON CHANGING EMPLOYERS SO OFTEN? SOME MORTGAGE LOAN ORIGINATORS HAVE CHANGED JOBS 12 TIMES IN ONE YEAR.

In California, to refinance a property I owned before marriage, does my spouse need to sign?

I am considering taking out a VA loan, but I need to know how to go about this. I understand that I have to meet certain requirements to qualify, but I’m not sure what they all are, especially when it comes to getting the VA Certificate of Eligibility (COE). Would someone be kind enough to explain it to me and take me through all the procedures for obtaining the COE?

Hello hope you’re well, have question for you. My brother was divorced but the house is in his wife name and his and the payment and deed are in both. He has 3 children will his part go to his kids.

The doctor said I might have to lose three fingers on my left hand.

Will you still be able to write?

Maybe, but I shouldn’t count on it.

My 12 year old lab is getting a younger brother, a Doberman puppy. I have always believed in having two dogs for company, they understand each other. My old guy Amici will teach the new puppy Bullet all the habits of each family member.

Hi! My name is Amici! I’m a dog. I’m a Labrador Retriever, although I detest retrieving. I was born in New Orleans, a tough town, and then shipped off to Florida. I’m really a black mutt with a curved funny tail; I was also the runt of the litter, and no one wanted me. I also have a fleshy tumor on my neck. There were many strikes against me. First, I’m black; the second, I’m the runt, I don’t lick or kiss, but I’m friendly like my name. My parents found and adopted me just before I got the needle. I was so scared I stayed in the back of my cage shivering, just waiting for love. My future parents didn’t notice me in the back of the cage, but Andy their son, found me just when all hope was lost! Andy loves all animals. Boy, am I lucky.

They brought me to their house to meet another dog, Budaj. He was a beautiful boy dog, just like me! He was white and a pedigree, and he loved me. He taught me quickly about mom, dad, and Andy. Budaj did not like men! Everyone was afraid of dad, so I learned from Budaj to dislike men. I was taught mom was the only one for us. Although I learned that dad and Andy were great guys, Budaj lived for mom. Dad has a big booming voice that shakes the house because he sings. Mom can curse like a drunken sailor during hockey games, and all is fine; dad just whispers, “drat or darn,” and me and Buds, we run in fear. I’m not sure why, dad has never yelled at me or hit me. He taught me “please,” “thank you,” excuse me,” and I responded. Budaj just doesn’t like him; he hates Andy even more. I don’t know why. Budaj says to never, ever go down the hall to Andy’s room; it’s evil. I’m beginning to believe Budes has issues.

Andy is soft-spoken and a lover of all animals. I’ve seen him capture water bugs and release them outside, and dad, well, you can only imagine what he does; it’s not pleasant.

I’m am very lucky to have a big yard with a pool. I never swim; I hate the water. That’s right, a lab won’t retrieve or swim, and I really hate car rides, all that wind blowing. I enjoy chasing squirrels around the yard. We have bunny rabbits, but dad says we don’t chase them, so I don’t. I’m a good boy. I have many pet names I’m called, and I always answer; you never know, there might be a meatball waiting for me. They call me Amici, Mici, Coco, Peco, Sweebums, Meatball; I actually have seasonal names, Pumpkin, etc.

I’m being raised as Italian, Polish, and Ukraine; boy, they can cook! Meatballs are my favorite. When dad begins to make meatballs, I can hear the wrapping coming off the meat, and I am there to help dad any way I can! Pierogis, Kielbasa, Stuffed Shells, Chicken, and Bacon are my favorites. I have so much love from my family, and the best part is that they are medically trained, not dad though; he just cooks. My Aunt Janelle is a veterinarian! Dr. Aunt Janelle says my tumor is no big deal. Love, food, and healthcare, what more could you want! I have three beds to sleep in, and I sleep in all of them, on the rugs and on the tiles when it’s hot outside.

I cried so much the night that Budaj died. He was so young and my best buddy. It took some time to get over him, I remember everything he taught me, but I love dad and Andy. Since Budaj passed, I have been barking. Budaj didn’t bark much; he woofed when Andy was near. We sold the big house with the big yard, and we are looking for a new home. I bark at everyone walking by in our present home, especially UPS; I hate those brown uniforms. My yard is small, but I go on many walks. I’m loved and well cared for. However, when dad corrects me, I feel sad, but no problem. If I don’t like what he said, I walk into another room and rest, there’s always a bed handy.

My day is full. I mostly sleep and pretend I’m guarding something. I watch western movies with dad. He exercises as he watches television, but I’m just waiting for my next meal. Wherever I’m resting, I keep a keen ear to the ground if someone steals the refrigerator or tries to sneak snacks.

My parents were told I was three months old when I was adopted. They lied so they did not have to give me a worm test. They named me Noel to pretend I was born during the Christmas season. Well, I had worms, and I was seven months old. Poor dad had to keep Budaj’s crap and mine separated for two months until I was better. Boy, if that’s not real love. I’ll be nine years old sometime in July; we aren’t sure because they lied at the kennel; no one wanted me. No one wanted a black runt of a dog with a crooked tail and worms. I give unconditional love; I’m a dog; we all do! My mom and dad, and Andy choose me unconditionally to love me. Now I know what love really is about. I hope all pets could be adopted like I was, unconditionally.

I celebrate my birthday July 4th, and boy, oh boy, so many people celebrate my birthday with firecrackers, which annoy me. It’s good to be an All-American Dog!

years old sometime in July; we aren’t sure because they lied at the kennel; no one wanted me. No one wanted a black runt of a dog with a crooked tail and worms. I give unconditional love; I’m a dog; we all do! My mom and dad, and Andy choose me unconditionally to love me. Now I know what love really is about. I hope all pets could be adopted like I was, unconditionally.

I celebrate my birthday July 4th, and boy, oh boy, so many people celebrate my birthday with firecrackers, which annoy me. It’s good to be an All-American Dog!

https://www.youtube.com/watch?v=BzjnRYvtw20

From what I understand, average home prices in Los Angeles and Orange County California is $1.5 million. If a recent college graduate from University of California Los Angeles with a $80,000 a year salaried professional job and his fiance who is a registered nurse making $70,000 a year got married, can they qualify and get pre-approved for a mortgage to purchase an average 3 bedroom, 2 bathroom, one car garage house in either Los Angeles or Orange County, California? What will be a strategy for them to become first-time homebuyers. Are they priced out of the housing market? Do they need to rent? They each have a $800 per month car payment.

Shots were fired at former President Donald Trump campaign rally this afternoon grazing the former President by his ear breaking his skin to make him bleed. There are no details about the shooter and how many people were involved. We have no news whether the gunman is caught or still at large. Once shots were fired, Secret Service Agents swarmed the podium for cover of Former President Donald Trump. Trump was whisked away by a team of Secret Service Agents into a black SUV for safety and medical assistance. Trump gave a fists up to relay he was alright to his supporters. From the look of things, former President Donald Trump seems not injured except for a graze by his ear but was bleeding. Excellent news is former President Donald Trump is safe and in good hands with the protection of the U.S. Secret Service. Me and members of GCA FORUMS will keep our members posted on any updates.

https://www.youtube.com/live/iYeUO1K5H9A?si=cLpX4PmNhKkNOust

• This discussion was modified 1 year, 10 months ago by  Harlan.

It is no rocket science Kamala Harris has no respect. Listen to Kamala Harris babble

https://www.facebook.com/share/ZGqK6LWckR9hBRzf/?mibextid=21zICX&startTimeMs=18490

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TᕼE ᖴlVE 2/9/24 ᖴᑌᒪᒪ HD | TᕼE ᖴlVE 2/9/24 ᖴᑌᒪᒪ HD | By Melanie Harmon | Facebook

TᕼE ᖴlVE 2/9/24 ᖴᑌᒪᒪ HD