Can you use Georgia Dream with your VA Loan?

German Shepherds with long coats are a variety of the breed that has a longer, silkier coat compared to the standard short-haired German Shepherds. These long coats can be the result of a genetic variation in the breed, and they are not as common as the short-coated German Shepherds. The long coat variation is still recognized by kennel clubs and breed standards.

When it comes to German bloodlines, there are several well-known bloodlines and breeding programs in Germany that have produced high-quality German Shepherds. These bloodlines often prioritize specific traits, such as temperament, working ability, and conformation to the breed standard. Some of the famous German bloodlines known for producing excellent German Shepherds include:

1. West German Working Lines (WGL): These lines are known for their strong work ethic, intelligence, and versatility. They are often used in various working roles, including police work, search and rescue, and Schutzhund.

2. East German DDR Lines: Dogs from the former East Germany (DDR) were bred for their endurance and courage. They have a different appearance and temperament compared to West German Shepherds and were originally used for border patrol and military work.

3. Czech Working Lines: These German Shepherds are highly regarded for their work in protection sports like IPO (formerly known as Schutzhund). They are known for their intense drive and athleticism.

4. Show Lines: Some German Shepherds come from show lines, which prioritize conforming to the breed standard in terms of appearance. These dogs may not have the same working ability as those from working lines but are still bred for good temperament.

5. American Lines: American breeders have developed their own lines, often mixing German and American dogs. Some of these lines prioritize specific traits for different purposes, such as show, working, or family pets.

When you’re looking for a German Shepherd from specific bloodlines or with a long coat, it’s essential to do thorough research and find a reputable breeder. Reputable breeders will have a strong understanding of their dog’s lineage, health, and temperament, and they will be transparent about the bloodlines they work with.

Always prioritize the health and well-being of the dog over aesthetics or specific bloodlines, and consider adopting from a rescue organization or shelter, as there are often many wonderful German Shepherds in need of loving homes regardless of their bloodlines or coat type.

https://www.youtube.com/shorts/LGpn9HIkP0k

• This discussion was modified 1 year, 6 months ago by  Gustan Cho. Reason: Want to get notified

My daughter and her husband live in Texas. Do your company offer loans on manufactured or modular homes using a VA Loan?

What is 100% Unsecured Business Loans For Small Business Owners? How does unsecured business loans work? What are the eligibility requirements and guidelines on unsecured business funding? How hard is it to get an unsecured business loan? What is the lending process on unsecured business loans? What is the step by step process on unsecured business funding? What are the types of small businesses that can benefit from small business unsecured funding?

What Is Holistic Medicine and How Does It Work?

What is the difference between bacteria and viruses?

What is the current state of our economy? Has Bidenomics helped our economy like Kamala Harris keeps on saying? Did the United States have a soft landing like Janet Yellen and Jerome Powell said? Democrats are saying we dodged a bullet because of the Biden Administration. The unemployment numbers came in at 4.2%. Are the unemployment numbers real or not accurate? Inflation numbers are at 3% but that number is not correct if you shop for goods and services. Mortgage rates went from 2.5% in 2019 to 7.5%. How did the sudden 400% jump in rates affect the economy? How is the 100% plus increase in home values affecting our economy? How is unemployment numbers at 4.2% is not reflective to actual Americans out of work?

https://youtu.be/bjm9VGuN8NI?si=CfkRTvarcQ1ybkZi

Can I Qualify For Mortgage Without Meeting Waiting Period If I Get Bankruptcy Deleted?

Can individual home sellers list their properties or do you need to be a real estate agent?

Can anyone tell it possible that I have property in USA and can get mortgage here in UAE?

Relocating to a new city, even within the same state,state, can be extremely challenging. Aside from pizza, Chinese food,and barbers, there are medical concerns. My experience has been as a retiree looking for medical, dental, and veterinary care, all can be scams so be careful.

Upon retirement, I received Medicare, not Medicaid; there is a big difference between the two. You have seen the commercials on television for private plans, which you may need an attorney to help explain. Social Security deducts about $100 or so each month from Medicare coverage. They offer HMOs and PPOs, depending on your needs. HMOs need referrals from their primary care doctor; you can’t choose your own specialty doctor. PPOs do not need any referrals, but it is more expensive. I moved from Tampa to Ocala, one hundred miles away, which put me in another network area. If I stayed with the basic Medicare program, I would be out of area for my present doctors, or what they now call healthcare providers. What a joke! I opted for the PPO to keep my current doctors. I will drive over 200 miles round trip to see my gastroenterologist and cardiologists; they are real doctors that actually listen to you.

Health care providers, which are not doctors but nurses. They have no six-year medical degree. They ask questions to determine how to treat you. You will always be put in a certain category. They provide health care based on numbers, not by diagnosis. You are a number.

Remember when the doctor made house calls? The doctor that delivered me, Dr. Violotti, made house calls until he retired. The medical field is controlled by insurance companies. If you need a life-saving medicine that is not approved by the insurance company, you are a royal screw.

Trulance was a medicine prescribed for me, a gastro medicine, for $500 per 20 pills. I sampled some, and it is a lifesaver for me. It will be generic in 10 years, I’ll be 81! Big Pharma is the greediest of all. They prefer to pay a nurse rather than a doctor. In 10 years, there probably won’t be doctors.

If you choose a PPO, you can get a cash allowance through CVS for $35 each month—stuff you really don’t need. We moved out of the area and forfeited this allowance and coverage for a month! We have no coverage until the first of the month.

When looking for a dentist, they are mostly run by big corporations. You visit a dentist; as I did two years ago, he wanted to remove my veneers; there were cavities, which there were not. They take X-rays and determine which root canal to do and which crown to put on, not to mention dental hygiene, which is a crook of shit. Then glance over your teeth. I quit smoking 10 years ago. When can I expect the stains to be cleaned? My projected cost was $12,000, but you can get work done slowly and pay accordingly. What they will do is remove my four front veneers and make me toothless until the work is hurried and I pay in full. The dentist has become a salesman, charging you for unnecessarily dirty work.

Some good advice I found is that there are always neighborhood sites that can lead you in the right direction, like a like a dentist, etc. A very useful tool.

Geography of Vietnam. Country of Vietnam. Where is Vietnam. The people of Vietnam. The Economy of Vietnam. How is it to live in Vietnam. Vietnam compared to the United States. What if I want to relocated my family and create a new life in Vietnam. Homes in Vietnam. What kind of job can I can in Vietnam. Investing in real estate in Vietnam. Education in Vietnmam. Workplace, education, making friends, places to visit, types of jobs and types of businesses in Vietnam. Can you please tell me the above topics in great detail? What type of pets can you have in Vietnam. Is raising a monkey common in Vietnam?

Nate Holzapel is a scammer and scumbag. Where is Nate Holzapel? How many people did Nate Holzapel scam? What happened to the belt guy Nate Holzapel from the shark tank? Can you explain Nate Holzapel biography? Where was he born? Who were his parents? How many brothers and sisters did he have? Where did he grow up and what schools did he attend? What is Nate Holzapel work history? Who did Nate Holzapel, marry, and had children with? How did Nate Holzapel scam lovelorn women? Why did women find Nate Holzapel attractive?

https://youtu.be/069GnWDAgz4?si=bgolnX7sNVrQxN58

• This discussion was modified 7 months, 3 weeks ago by  Gustan Cho.

What are lender overlays by mortgage companies. What is the differences between a conventional loan and government-backed mortgage loans. What does it mean if a mortgage loan is backed by the government. Are conventional loans backed by the government? What are common lender overlays on FHA, VA, USDA, and Conventional loans.

70% of Americans feel Joe Biden is mentally incompetent to run for reelection. This SUBFORUM is created so members can show Joe Biden caught on tape being senile and mentally incompetent.

https://youtube.com/shorts/uC272rKMvIA?si=z6wml_JssBFzJn9X

There are life prolonging benefits of eating black garlic on an empty stomach. This is no witch craft or some bullshit but the REAL DEAL. Eating black garlic when you are hungry can be healthy since it has a lot of nutrients and active ingredients that support life—antioxidant features of normal garlic change when it is fermented to become black garlic. Besides, the taste also changes from hot and spicy to sweet and mild flavors. Here are some of how consuming black garlic on an empty stomach may benefit your health:

More Powerful Antioxidants

High Antioxidant Concentration: The fermentation process increases the antioxidants in black garlic. These substances help fight oxidative stress and lower the risk of chronic diseases.

Protection Against Free Radicals: Free radicals which might cause cell destruction leading to aging or different illnesses are neutralized by antioxidants.

Better Digestive System Functioning

Boosts Healthy Digestion: When taken before meals, black garlic can stimulate digestive enzyme secretion, thereby promoting proper gastrointestinal tract functioning.

Acting As A Natural Prebiotic: Black garlic contains prebiotic fibers that nourish the good bacteria in our guts, aiding digestion and improving general gut health.

Increased Immune System Response

Strengthens Immunity: Blackened cloves have immunity-enhancing properties that enable them to protect organs from infections.

Anti-Inflammatory Properties: Compounds with anti-inflammatory effects present in this type of fermented product can alleviate inflammations associated with certain chronic conditions, such as arthritis.

Heart-Friendly

Promotes Cardiovascular Wellness: Among its many functions, black cloves lower blood pressure levels and lessen cholesterol content within vessel walls, thus improving circulation around these parts, which leads to better overall cardiac health status. Therefore, adding black cloves to one’s diet would contribute towards achieving such goals.

Prevents Atherosclerosis: Plaque buildup prevention along arteries is made possible by the antioxidants contained in it, which reduce the chances of developing atherosclerotic plaques that could block blood flow supplying various body organs, like heart muscles, among others.

Anti-Cancer Effects

Possible Anti-Cancer Properties: Some research studies have proposed that blackened bulbs may possess anti-cancer properties due to the high amounts of sulfur compounds and antioxidants present.

Sugar Levels Regulation

Regulates Blood Glucose: Blackened garlic can help control sugar levels for individuals diagnosed with diabetes or at risk of developing the disease.

Detoxification Processes

Supports Liver Detoxification: This happens when toxic substances are metabolized within liver cells, leading to their subsequent elimination from the body’s system.

Weight Control Management

Facilitates Fat Burning: These cloves can enhance metabolism and reduce fat deposit accumulation, thus supporting an individual’s weight control measures.

Skin Care Improvement

Enhances Complexion Condition: The antioxidant activity and anti-inflammatory characteristics displayed by aged clove extracts might contribute to healthier-looking skin free from blemishes like acne scars, etcetera.

Wellbeing Promotion

Raises Energy Levels: Try eating roasted pieces when feeling weak or tired. They contain certain components known for increasing energy production levels in humans.

Improves Mood State: Its chemical compounds could act on brain receptors responsible for mood regulation, enhancing feelings such as happiness or pleasure and fostering overall emotional wellness.

How Do You Eat Black Garlic?

To derive maximum benefits, eat one or two bulbs after they have been peeled early in the morning before breakfast. This allows more nutrient absorption into the body while also maximizing its healthy effects on you.

In Conclusion…

Adding black cloves to your diet, especially when hungry, comes with numerous health advantages. They contain plenty of antioxidants, boost immunity, aid digestion, promote heart wellness, and improve general body functioning, making them worth considering as part of a healthy lifestyle.

https://youtu.be/tGH2-He8vb4?si=l_6orhcogZAiRRwx

• This discussion was modified 8 months, 2 weeks ago by  Gustan Cho.

The value of investing in real estate, including buying a house in California, can depend on various factors and it’s hard to make a blanket statement without considering all of them. However, here are some general considerations:

1. **Market Trends:** As of my knowledge cutoff in September 2021, the housing market in California had been experiencing significant growth for many years, with prices increasing steadily. Some areas, such as San Francisco or Los Angeles, had seen especially high appreciation. It’s important to monitor the latest trends, as the market can fluctuate.

2. **Location:** The potential for return on investment can greatly depend on the specific location within California. Properties in or near major cities or in desirable communities tend to hold value well and may offer higher potential returns. However, they can also come with higher initial investment costs.

3. **Rent Potential:** If you’re planning to rent out the property, it’s crucial to consider the rental market in the area. Some parts of California have a strong rental market with high demand, which could provide a good source of income.

4. **Long-term Investment:** Typically, real estate should be viewed as a long-term investment. In the short term, fluctuations in the market can occur, but over the long term, real estate generally tends to appreciate in value.

5. **Taxes and Regulations:** California has higher property taxes and stricter regulations for landlords compared to many other states. These should be factored into your considerations.

6. **Economic Stability:** California has a strong and diverse economy, which can support the long-term growth of property values.

7. **Other Financial Considerations:** Buying a house involves significant costs beyond the purchase price, such as maintenance costs, insurance, property taxes, and potentially homeowner association fees.

It’s also important to consider your financial situation, your investment goals, and your risk tolerance. Real estate can be a good investment, but it also comes with potential risks and costs.

Please note that while these points may serve as a general guide, you should consult with a financial advisor or real estate professional who can provide advice based on the current market conditions and your individual circumstances.

https://www.youtube.com/watch?v=9Lnb9fLFWiI

Anyone in this forum community know about rent to own homes?

https://call.whatsapp.com/video/mshGWS1xau29UItoKIX3j3

• This discussion was modified 1 year, 3 months ago by  Sapna Sharma.

call.whatsapp.com

WhatsApp Video Call

WhatsApp Call Link

Democrat Doctor says Joe Biden has Parkinson Disease and states the signs of the disease. The doctors symptoms explains what Joe Biden is going through

It’s a must watch video.

https://youtu.be/qDnCAFptBJQ?si=7t0KCenCTjQiCIjH

https://www.youtube.com/watch?v=mY0FyINdJzI https://www.youtube.com/watch?

Allan Greenspan is remembered as the man who broke America. Alan Greenspan: Biography, Professional Life and Legacy

Beginnings of His Career and Education

Born on March 6, 1926, in New York City, Alan Greenspan grew up in a Jewish family that nurtured his talents in mathematics, economics, and music from an early age. He attended Juilliard School, where he studied clarinet and saxophone before transferring to New York University, earning a bachelor’s degree in economics summa cum laude in 1948. In 1950, he received his master’s degree in economics and a Ph.D. from NYU, completing it in 1977.

Career Highlights

Private Sector:

Alan sharpened his economic analysis skills in the early 1950s at the National Industrial Conference Board (now known as The Conference Board).

In 1954, he co-founded Townsend-Greenspan & Company Inc., an economic consulting firm that provided economic analysis and forecasting for corporations and financial institutions.

Public Sector:

From 1974 through 1977, he served under President Gerald Ford as Chairman of the Council of Economic Advisers, which, among other things, dealt with inflation during those years, which had been ravaging many economies around the globe, including the US economy.

He was appointed by President Ronald Reagan in 1987 to be chairman of the Federal Reserve Bank until his retirement in 2006, having served four presidents, namely Reagan, Bush, and Clinton.

Federal Reserve Years

Monetary Policy: Known for being cautious about adjusting interest rates when necessary so as not to interfere with efforts towards controlling inflation through monetary policies adopted by the Fed under leadership such as him, who were most concerned about their primary function, which was maintaining price stability over long term horizon within USA economy thereby contributing significantly towards growth sustainability over the period while still catering for employment creation needs especially during booms but also managing threats posed by recessions which may emerge along business cycles accordingly.

Economic Crises: During his tenure, financial crises occurred, such as Black Monday 1987, the Savings and Loan Crisis of the late 1980s, and the Dot Com Bubble Bursting in the early 2000s. He successfully managed all these crises, hence earning him a reputation worldwide for stabilizing economies through appropriate measures taken at such critical moments.

Criticism: Some people blamed Greenspan because they believed that his support of low-interest rates in the fire of the 21st century contributed significantly to hesitantly towards, the housing bubble le, thereby causing the global financial meltdown Great Recession, implied as the Great Reces2007 and occurred between the years 2007 and 2008.

Legacy and Influence

Economic Philosophy: Many describe him as a libertarian who advocated for free market economics. According to this school of thought, government intervention should be minimal, if any, since markets are self-regulating.

Publications: he has published several books, including “The Age Turbulence: Adventures New World” (2007). In these, he shares personal experiences throughout his lifetime, especially during periods when various economic policies were being formulated or implemented by different governments around the globe, hence gaining insights on what works best under given circumstances within such volatile environments.

Post-Fed Career: after leaving office, I founded Greenspan Associates LLC. This advisory firm still contributes greatly towards shaping future generations through mentorship programs designed specifically for those pursuing careers in the financial management services industry.

Personal Life

Alan married Andrea Mitchell, a journalist, in 1997. He is known to be a very private person and often engages in other intellectual pursuits besides his work, like studying philosophy or playing musical instruments such as the piano. Alan Greenspan’s life and Career have been one of the most influential in modern history. In particular, his time served at the Federal Reserve Bank will forever remain pivotal for inflation control and local and international crisis management, even though some may argue about its long-term implications. Nonetheless, it cannot be denied that this man has greatly shaped our current economic landscape nationally and globally.

https://youtu.be/5KV0u7rby14?si=ufsX0WdCmcRWhrl8

• This discussion was modified 8 months, 4 weeks ago by  Gustan Cho.

Went to the grocery store and my change contained a 1963 Silver Dime, Gus advises investing in silver. I guess I just started, I think its worth $25. Any opinions?

Per U.S. District Court, bankruptcy filings in the United States is up 13% and surging higher. Inflation, high rates, and cost of goods and services are leading cause of unemployment and financial crisis among Americans.

https://www.uscourts.gov/news/2023/10/26/bankruptcy-filings-rise-13-percent

I remember years ago the commercial,” I’ve fallen and I can’t get up.” I always laughed at the commercial. Now, I’m 70 I don’t find this funny anymore.

Is the bird flu really here, or is it COVID-19 in disguise? The strain is HSN1, another flu strain, and each year they are getting worse, or are they really? In 2013, 900 people contracted the bird flu, and more than half died. Is this enough to be a pandemic?

Farmer workers and ranchers are at the highest risk of coming down with HSN1. I was unable to find where the 900 people got sick. I’m almost certain they worked on farms and ranches that lacked regular monitoring. Mostly found in meat and dairy, bird flu arrives and, voila, the price of eggs goes up, which has happened in the past few years.

I was amazed at the death statistics for flu deaths during COVID; there weren’t as many as previous years. I think all the flu stats were compiled together with COVID to make COVID worse. Thousands of people die of the flu each year, but not during COVID years. It was once called Trump’s flu.

With the election this November what will this flu be called, will CDC call it a pandemic? Or will it be a political stratagem? Biden Bird Flu, Biden Goodbye Flu, Trump’s Flu II. Both parties will cause chaos and come to the rescue, too bad the public will suffer.

It’s time to stock up on toilet paper and common sense.

What do you think will happen if Kamala Harris picks Michelle Obama as her vice presidential runner mate? Old Joe will be 81 come November, do you really think he will run again. It ain’t gonna happen! Liberals control the west coast from San Diego to Seattle. Why place liberals in charge to continue control in these area plagued by homelessness and crime? They believe that housing is a “God given right and the government should furnish these homes. This is called “West Coast Liberaism.” California and Oregon lead the way with homelessness. Is their answer to supply homes to these people? Drug overdose is on the rise.

I love the west coast, I spent 24 years there, some areas are absolutely breathtaking. I watched as liberals gave everything away. When Arnie, the governator was in office, life was bearable. Gun violence is down due to stringent gun laws, the few people arrested for gun issues are moved through the courts and released through the liberal system. Oregon leads in mental health unawareness.

This is a possibility, I believe liberalism will hurt people more then help them. If the “West Coast Liberalism,” is allowed to spread, it will spread across the country like wild fire. Some states will never accept this form of government. Mostly Northen states and Southern states wont comply with the mandates, don’t mess with Texas! I read a story about a kindergarten school in Oregon installing condoms in both and boy’s and girl’s restrooms. Do we really want this?

Buying a house is a significant financial decision, and it’s essential to carefully consider it. Here are some tips for buying a house in Iowa:

1. Determine your budget: Start by assessing your financial situation to determine how much you can afford to spend on a house. Consider factors like your income, savings for a down payment, and other expenses associated with homeownership.

2. Get pre-approved for a mortgage: Before you start house hunting, get pre-approved from a reputable lender. This will give you a clear idea of your budget and make you a more attractive buyer to sellers.

3. Research Iowa’s real estate market: Familiarize yourself with the real estate market in the area you are interested in. Look into recent property sales, market trends, and the overall economic conditions affecting the housing market in Iowa.

4. Choose the right location: Iowa has a diverse range of cities and towns, each with its own unique characteristics. Consider factors like proximity to work, schools, amenities, and the overall neighborhood vibe when choosing the location for your new home.

5. Work with a local real estate agent: Engaging a knowledgeable local real estate agent can be immensely helpful in finding the right property. They can provide insight into the local market, negotiate on your behalf, and guide you through home-buying.

6. Attend open houses and inspections: Once you’ve identified potential properties, attend open houses to get a feel for the homes and their neighborhoods. Schedule professional home inspections to ensure the property is in good condition and free from major issues.

7. Review the purchase agreement carefully: When you find a house you want to buy, review the purchase agreement carefully with your real estate agent or a lawyer to understand the terms and conditions of the sale.

8. Consider plans: Consider your long-term plans and how the property fits into them. Will the house accommodate potential lifestyle changes like a growing family or retirement?

9. Understand additional costs: In addition to the purchase price, factor in other costs like property taxes, homeowners’ insurance, closing costs, and potential maintenance and repair expenses.

10. Negotiate wisely: Be prepared to negotiate with the seller, especially after the home inspection. Skilled negotiation can help you secure a better deal or address any necessary repairs.

11. Conduct a title search: Before closing on the property, conduct a title search to ensure no outstanding liens or ownership disputes could affect your ownership rights.

12. Close the deal: Once all contingencies are met, and the necessary paperwork is completed, you can close on the house. This involves signing the final paperwork, paying the closing costs, and transferring ownership.

Remember, buying a house is a process that requires careful planning and research. Take your time, ask questions, and seek professional advice when needed to make informed decisions. Good luck with your house hunting in Iowa!

https://www.youtube.com/watch?v=2En-IZ1xLNk

Dan Bongino livid at Bill O’Reilly because Bill O’Reilly called Dan Bongino a fanatic because Dan Bongino said even Democrats don’t want illegal immigrants to vote. Look at Dan Bongino podcast. A lot of F# and MF BOMBS.

https://rumble.com/v52t19p-dan-bongino-destroyed-bill-o-riley-wow-.html

rumble.com

Dan Bongino Destroyed Bill O Riley wow 🤯

Tip/Donating (everything I do is free, so any tips are appreciated) https://www.givesendgo.com/theunshakeablepundit Truth Seeker in my Spare Time You Can Follow Me at: Telegram is my home base of Oper

Like to congratulate Dino Hasapis for earning the best Chicago Real Estate Agent Award for Chicago Area. Dino Hasapis always goes above and beyond for all his clients. Dino Hasapis not only treats his clients like family but he follows up after each closing and makes sure his clients have no questions and is Johnny on the spot if his clients needs a referral on the area his clients moved to. Dino is trusted, loved, and respected by his clients, family and friends. All of Dino Hasapis clients become his lifelong friend and family. Very proud of you my man.

https://www.facebook.com/share/tBBjMumuX8QdXJKn/?mibextid=oEMz7o

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Dino Hasapis

I am both humbled and thrilled to announce that I've been recognized again by Chicago Association of Realtors as a top producer. I'm grateful for each and every person I have had the opportunity to...