Winston
Loan OfficerForum Replies Created
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California drivers, brace for a wallet-busting shock: a 65-cent-per-gallon gas price hike could hit pumps by July 1, 2025, sparking outrage among lawmakers and consumers. Right after the federal EV mandate ends, California makes a foolish action. The state’s air quality regulators, appointed by Governor Gavin Newsom, updated their clean fuel program on November 8, 2024, to push cleaner energy and electric vehicles (EVs). However, Senate Minority Leader Brian Jones calls it a hidden tax that could drive gas prices to a staggering $8 per gallon by 2026, squeezing working families and nudging them toward bankruptcy. With the federal EV mandate repealed, California’s aggressive state policies, including its 2035 gas vehicle ban, influenced a dozen other states to follow its lead. With two oil refineries closing and a AAA survey showing 63% of Americans rejecting EVs, this raises a critical question: are California and its follower states sacrificing your paycheck for climate goals? Buckle up for a deep dive into this contentious plan, the fight to stop it, and what it means for drivers nationwide. You’ll want to share this story with every driver you know.
Starting July 1, 2025, California motorists are bracing for a 65-cent surge at the pump. State officials tie the bump to new tweaks in the Low Carbon Fuel Standard that the California Air Resources Board (CARB) green-lighted on November 8, 2024.
Senate Minority Leader Brian Jones is calling the hike a hidden tax. He warns it could push average gas prices to $8.43 by 2026, blaming the LCFS, looming refinery shutdowns, and various state rules.
Two major refineries plan to go dark: Phillips 66 in Los Angeles and Valero in Benicia. Those closures will chop California’s refining muscle by roughly 20 percent.
A study from USC economist Michael Mische backs up the alarm bells. He estimates prices could leap to $6.43 after the first plant shuts and then hit that $8.43 mark again if both close. Even steeper jumps are possible if supply chains stumble.
The revised LCFS is part of California’s wider push to outlaw new gas-powered cars by 2035, a move that other states like New York and Washington are now eyeing. CARB, a board largely chosen by Governor Gavin Newsom, insists the fine-tuning will slash tailpipe pollution and keep climate goals on track.
Critics like Jones counter that the policy shoves drivers toward electric vehicles that many families still can’t afford or do not want.
A recent AAA poll finds that almost two-thirds of Americans, or 63 percent, feel electric vehicles are still out of reach. People voice three big blockers: sticker shock, the nagging worry about running out of charge, and a charging network that feels like Swiss cheese. Even skeptics admit the tech is cool; they say the kinks still need work.
State Senator Mike Jones swung at the Low Carbon Fuel Standard price jump with Senate Bill 2 in Sacramento. Yet, his effort tanked 10-23 when Senate Democrats lined up against him. Jones keeps saying the governor’s payroll of taxes and red tape is squeezing the last breath out of Cali refiners, leaving drivers on the hook for another $600 to $1,000 a year at the pump. Team Newsom fires back by pointing to ABX2-1. This new rule forces refineries to stash a minimum fuel stockpile so shortages don’t snap into view.
Even so, economists like Gokce Soydemir are hard to convince. They say California’s sky-high tax rate of 61.2 cents a gallon, with a fresh hike slated for July 1, and the state’s custom-blend fuels are still turning the price dial the wrong way. They warn that the latest fixes may only involve buying window dressing instead of real relief.
Meanwhile, Washington repealed its sweeping federal EV rules, conflicting with California’s full-throttle electrification drive. As a result, gas from the Golden State still finds its way to Arizona and Nevada, places whose governors, Katie Hobbs and Joe Lombardo, are now bracing for the same price pinch that Californian drivers have felt for years. The public mood has dipped so low that posts on X have begun labeling CARB’s board members unelected cost-jackets with barely a day off after election night.
All these fireworks land against a backdrop of California’s ultimate goal—net-zero carbon by 2045. For supporters, the Low Carbon Fuel Standard could be a major piece in that puzzle; for critics, it looks more like a toll road with no exit sign.
People behind the pump already feel the pinch as a fresh 65-cent jump, plus a tucked-away 2-cent excise tax, pours straight into their receipts—California gas hills at $4.82 right now, roughly $1.67 above the national average. Rural spots like Humboldt might peek past an eye-watering $8 mark in 2026, putting headaches on top of others.
Balance has tipped out of the tank. Yes, California struts a green badge most folks admire, but charging stalls and wallet sizes don’t keep pace. Some watchers swear the hike surfaced just shy of election day to dodge voter heat, and reporters are sniffing at the records because politics usually smells. Rumor says Newsom has an ethanol mix waiting in the wings that could shave 20 cents a gallon, but until that magic brew hits the market, we’re stuck with basic, brittle math.
Drivers far beyond the state line are feeling Cali’s price punch, too, since so much of the country’s fuel leans on its rules. When Washington axed the nationwide electric car mandate last month, the symbol was loud: top-down green orders can backfire. The plan may nudge inventors toward cleaner tech. Yet, it also risks draining the poorest families ‘ wallets and giving local economies a case of whiplash. A friend once joked that when California sneezes, we catch a cold. Right now, that cough sounds painfully familiar.
https://youtu.be/Aimo3E83Zpc?si=x0EWiF8YW_rD3p4S
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This reply was modified 8 months, 3 weeks ago by
Winston.
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This reply was modified 8 months, 3 weeks ago by
Gustan Cho.
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This reply was modified 8 months, 3 weeks ago by
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President Donald Trump has officially signed three critical congressional resolutions into law that dismantle California’s ability to dictate vehicle emissions rules for the entire nation. This action not only halts California’s plan to ban gas-powered vehicles by 2035 but also sends a powerful message: vehicle choice belongs to American consumers—not unelected state regulators.
These repeals represent a significant policy shift. They reverse the Biden-era Environmental Protection Agency’s waiver allowing California to impose stringent emissions standards on both passenger vehicles and heavy-duty trucks. Under the Biden administration, California’s aggressive climate mandates threatened to become a de facto national standard, as more than a dozen states tend to follow California’s regulatory lead.
The Trump administration’s move, backed by Transportation Secretary Sean Duffy, Energy Secretary Chris Wright, EPA Administrator Lee Zeldin, and othMOer lawmakers, ensures that no state has the power to eliminate gas, diesel, or hybrid vehicles from the market.
https://youtu.be/1OyGUnzfQy8?si=f3bfbc2m3Wwt2oqU
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This reply was modified 8 months, 3 weeks ago by
Winston.
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This reply was modified 8 months, 3 weeks ago by
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Winston
MemberJune 4, 2025 at 3:50 am in reply to: GCA Forums News-Weekend Edition May 26 through June 3 2025🚨BREAKING: Fani Willis WHISTLEBLOWER Links BILL BARR as Architect of Fulton County RICO Case! 🚨SHOCKING REVELATION: Fani Willis Whistleblower Links Bill Barr to RICO Charges! 🚨BREAKING: FANI WILLIS BOMBSHELL. A WHISTLEBLOWER’S FIRST HAND WITNESS TESTIMONY exposes BILL BARR as the “Architect of The Fulton County RICO with Fani Willis”. There are photos, recordings and documents. Also, ARMSTRONG WILLIAMS uses BEN CARSEN as an involuntary mole. No
https://www.youtube.com/live/TLdirc28U6s?si=b0KT-pms0SnHvJUH
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Lindy Li is a former political strategist for Kamala Harris, a Pennsylvania commissioner, the president of the Princeton alumni class, a former Democratic fundraiser, and a DNC critic who now supports the GOP.
A fake town hall was filmed to protect Joe and get high-quality footage, which they only had for his re-election campaign. Let me roll this, and we can talk about it.
Jake Tapper’s book, and then an interview clip
What’s strange is that Katie Couric dislikes Donald Trump and most aspects of MAGA. Yet, she perceives the world as if Trump were battling against lies regarding himself, his entire presidency, and his presidential campaign.
Were you aware, as a former Democrat, that Biden and Antony Blinken crafted a fake narrative and got 51 former intel agents to sign off that the Hunter laptop was Russian disinformation?
Who do you believe was controlling the auto pen for pardons, for releasing money, and for last-minute funding of climate change favors?
Trump wants an investigation. Congressman James Comer wants to lead the investigation and issue subpoenas, while other Republicans and nearly all Democrats suggest, “Let’s let it go and move on.” Biden has cancer, for heaven’s sake.
Democrats and the media are spinning lies about Biden’s mental health.
Lindy Li has been criticized for chastising Kamala Harris, Joe Biden, and even Barack Obama after the former announced a 2024 presidential bid.
Here’s a breakdown of Li’s more notable grievances.
Li has described Harris’s 2024 campaign as “a $1 billion disaster,” claiming that it was poorly run and that it drove the Democratic Party deep into debt to the tune of 18 to 20 million dollars. She blamed the losses on the campaign chair, Jen O’Malley Dillon, stating that O’Malley misled many people, including Kamala herself, by claiming that the race was winnable and consequently putting hundreds of thousands of dollars into the campaign. By the sheer amount of cash Li says was burnt by backers, she also supports Harris’s claim that the campaign must have been paying “ridiculous amounts of money to Oprah and Al Sharpton.” Joe Biden: Li has labeled Biden as suffering from cognitive issues on multiple occasions, calling him “not cognitively fit” to serve as president for several years. She points to 2022, when he used notecards for basic tasks, as evidence for her claims. She claims to have experienced “agony” over silence during his campaign, which motivated her to speak out after his presidency. Li has also accused Biden of derailing the Democratic Party by endorsing Harris thirty minutes after abandoning his 2024 campaign. He referred to this as “a big F you,” arguing it was a manifesto against the party for serving an unqualified candidate without a proper nomination process.
Barack Obama:
- Li alleged that during Biden’s presidency, Obama effectively operated a ‘third term.’
- His influence was apparent through significant appointments, such as Jen O’Malley Dillon, an Obama alumnus, who was appointed to Harris’s campaign.
- She argued that Obama lacked confidence in Harris, given his and Michelle Obama’s three-day delay in recommending her after Biden withdrew, which she nicknamed ‘the silence heard round the world.’
- Li stated that Obama preferred an open primary and considered other options, such as Arizona Senator Mark Kelly, assuming Harris could not win.
- She implied that Obama’s active campaigning for Harris in 2024 was to safeguard his legacy, as a Trump win would diminish the significance of his presidency in history books.
Li’s transition from a Democrat supporter to a conservative critic has been interpreted as opportunism, with some referring to her as a ‘clout chaser.’ Defending herself, she argues that the harsh culture and hostility toward opposing views within the Democratic Party—describing it as a “cult”—drove her out. Her remarks join a different storyline of anger about the Democratic leadership and strategy after the 2024 election.
https://youtu.be/hTsMUCP6Bp8?si=sVwOQ_PIR2rjZA1H
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This reply was modified 9 months, 3 weeks ago by
Gustan Cho.
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While specific comprehensive details about “Great Community Authority FORUMS powered by Gustan Cho Associates” are somewhat limited to their own descriptions, we can piece together a good understanding of what this platform offers.
Core Purpose and Function:
Based on the available information, the Great Community Authority FORUMS (GCA FORUMS) powered by Gustan Cho Associates is designed as an all-in-one online community and informational resource. Its primary goal is to provide a platform where:
* Consumers, viewers, and members can get answers to frequently asked questions (FAQs). The foundation of these FAQs lies in mortgage and real estate topics, reflecting the expertise of Gustan Cho Associates.
* A nationwide community can interact and share knowledge. This includes consumers, loan officers, realtors, real estate investors, developers, business owners, and other third-party professionals.
* Users can ask about a wide range of topics beyond just mortgages and real estate. The forums aim to cover “anything and everything” with hundreds of topics and categories.
Key Features and Goals:
* FAQ and Answers Resource: The central function is to serve as a comprehensive repository of questions and answers.
* Property Valuation Tools: The platform intends to offer tools to help users understand property values based on market and property trends.
* Improved Awareness and Interaction: A key goal is to bridge the gap in knowledge and enhance communication within the real estate and financial services sectors.
* Diverse Topics: The forums encompass hundreds of categories, suggesting a broad scope of discussion. Examples mentioned include mortgage lending, FHA and VA loans, credit improvement, and investment.
* Expert Moderation: GCA FORUMS actively seeks full-time professionals in various fields to become members and moderators, aiming to ensure the quality and accuracy of information.
* Open Dialogue and Trust: The platform emphasizes open discussion and aims to build trust among members by encouraging professionalism and engagement rather than anonymity.
* Dynamic Information: The content is intended to be updated to reflect changes in rules, guidelines, and working practices.
* Personal Story Sharing: The structure allows users to share personal experiences, which can aid in answering questions and providing context.
* Legal Topics Sub-Forum: A specific sub-forum exists for legal matters related to real estate, contracts, disclosures, lawyer Q&As, mortgage compliance, NMLS FAQs, litigation, and an attorney referral portal.
What Makes GCA Forums Unique (According to their description):
* Integration with a Trustworthy Entity: Being maintained by Gustan Cho Associates, a known entity in mortgages and finance, adds a layer of credibility and expertise to the platform.
* Emphasis on Professionalism and Open Dialogue: Unlike some anonymous forums, GCA aims to foster a community where trust can be earned.
* Guidance for Complex Financial Decisions: The vision is to have professionals and the community guide users in navigating complicated financial matters.
In summary, the Great Community Authority FORUMS powered by Gustan Cho Associates appears to be an ambitious online community aimed at providing comprehensive information and fostering discussion across a wide range of topics, with a strong initial focus on real estate and finance due to its association with Gustan Cho Associates. It seeks to differentiate itself by emphasizing expert involvement, trust-building, and the provision of dynamic and relevant information.
To get the most comprehensive and up-to-date details, the best approach would be to directly visit the GCA FORUMS website hosted on the Gustan Cho Associates platform. You’ll likely find detailed descriptions of the forum’s structure, categories, rules, and how to participate.
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Melody Wright and Jack Gamble are sounding the alarm when it comes to the housing market in the U.S., and they see broken price discovery, glaring fraud that no one seems to want to address, and a massive decline in home sales as signs that it’s probably best to sit on the sidelines until this house of cards inevitably comes crashing down,what does the housing and associated markets do? Housing affordability is a major problem and to take it further it is a crisis. Watch the attached video attached below:
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Winston
MemberApril 1, 2025 at 4:32 pm in reply to: GCA Forums Headline News for Tuesday March 25 2025Incompetent politicians need to step down
City of Chicago Mayor Brandon Johnson has run Chicago into a $175 million deficit because he stole the money from Chicago taxpayers to pay illegal migrants. Illegal migrants offer absolutely 💯 no benefit to Chicago taxpayers nor the City of Chicago as a whole. Brandon Johnson is in violation of breaking the federal law and is gaining momentum on getting a one way fast track ticket to federal prison. Nodoubt FBI DIRECTOR Kash Patel and Attorney General Pam Bondi will not be showing any leniency on this renegade Chicago Mayor Brandon Johnson. Watch the attached video clip attached:
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Greg Bishop, Illinois on Point, a think tank a watchdog group focused on Illinois politics and the state of economy, previews the release of the latest state population estimates to be released Thursday by the U.S. Census. Will Illinois continue its decade of decline? The latest Census show Illinois lost many residents but JB Pritzker is on a state of denial and says that Illinois gained residents. Study show that high-taxed states are losing taxpayers as well as businesses.
It’s never fun to sift through heavy-hitting news packages, but we’ll do our best to make this piece enjoyable.
Population Shift In Illinois – The Major Discussion PointsIllinois Population Trends
Recent Population Estimates:
- Illinois has been losing people for the last decade.
- According to projections made by the United States Census Bureau, they’re bound to lose more people, which is quite sad.
Loss of Residents:
- Illinois isn’t alone in the race.
- Several states have struggled with the outflow of residents who have shifted to a new place due to high taxes and unemployment.
Political Denial:
- The current governor of Illinois, JB Pritzker, has claimed that Illinois is gaining residents.
- However, the previously obtained data from the United States Census Bureau do not support this, leaving people scratching their heads.
Economic Implications:
- Other states that share the same traits as Illinois, such as high taxation, have had difficulty holding onto their taxpayers while also attracting business investors, which does not bode well for a state in the long haul.
Public Sentiment:
- Suppose the residents of Illinois think of investing their time and energy elsewhere.
- In that case, it will worsen the already-worsening situation rather than solve it.
The constant conflict between data from reliable sources and the political stances taken by various figures showcases just how serious the issue of population decline is. It goes without saying that unless economic stability is achieved and the chance for growth is provided, Illinois will not be able to stop the decline.
https://youtu.be/1T2FGULOG_s?si=dlSYarU6DpZ7o3c9
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This reply was modified 1 year, 2 months ago by
Gustan Cho.
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Hilarious prank call video with Brooke and Jubil in the morning
https://www.facebook.com/share/r/1Cp6dYRHqQ/
