Mortgage Process Leading To CTC
This article covers the underwriters’ step-by-step mortgage process leading to CTC. The CTC is the clear-to-close. A clear-to-close is when the mortgage underwriter has thoroughly…
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Down Payment Options For First-Time Homebuyers
In this article, we will cover and discuss the down payment options for first-time home buyers. Most homebuyers can easily afford the monthly payment on…
Shopping For Best Rates With Bad Credit on Home Loans
In this blog, we will discuss and cover shopping for best rates with bad credit. Many homebuyers with poor credit and low credit scores just…
Fannie Mae Guidelines on Conforming Loans
This guide covers updated Fannie Mae guidelines on conforming loans. Fannie Mae has made some recent changes to their guidelines. Three changes will open up…
Mortgage Rate Forecast on Purchase and Refinance Loans
This guide covers mortgage rate forecast on purchase and refinance home loans. Mortgage rates have been extremely volatile during the past several weeks. Last week’s…
Adding Value To New Home Purchase
This guide covers adding value to new home purchase. A home is one’s single biggest investment. By owning a home, a homeowner can enjoy and…
Things To Do During The Mortgage Application Process
This guide covers things to do during the mortgage application process. Homebuyers who have decided that they are going to be purchasing a home in…
How Underwriters Qualify Income of Mortgage Borrowers
This guide covers how underwriters qualify income. One of the most important factors in getting qualified for a residential mortgage loan is credit and income and…
Preparing For a Mortgage For First-Time Homebuyers
This guide covers preparing for a mortgage for first-time homebuyers. Once you have made the decision to purchase a home, the next step is to…
Qualifying For FHA Loan After a Loan Modification
This guide covers qualifying for an FHA loan after a loan modification. Homeowners who had a loan modification in the past often get conflicting answers…
Mortgage Guidelines on Homeowners Insurance
This guide covers homeowners insurance required from lenders on mortgage loans. Homeowners who have a mortgage on their homes will require homeowners insurance. All lenders…
Non-QM Loans
Non-QM loans are becoming one of the most popular mortgage loan programs for owner-occupant borrowers, second-home buyers, and real estate investors needing financing on investment…