How to Write a Good Letter of Explanation on Conditions
In this guide on how to write a good letter of explanation to my mortgage lender, we will cover the letter of explanation, why lenders…
Tag: Videos
Mortgage Guidelines on Buying 2-to-4-Unit Multi-Family Homes
This guide covers buying 2-to-4-unit multi-family homes. Any property up to 4 units is considered a residential property, and residential mortgage lending guidelines apply to…
When Do Mortgage Lenders Require Verification of Rent
This guide covers when lenders require verification of rent during the mortgage process. Verification of rent is one of the most important factors required for…
Exempt Credit Disputes During The Mortgage Process
This guide covers derogatory exempt credit disputes during the mortgage process on FHA loans. Derogatory exempt credit disputes during the mortgage process are generally not…
How To Improve Your Credit Fast To Buy a House
We will cover the tricks of how to improve your credit fast to buy a house, and common mistakes that will drop your score. What…
VA IRRRL Guidelines For VA Streamline Refinance
VA IRRRL guidelines allow homeowners with a VA loan to refinance to a new VA loan with low mortgage rates without an appraisal or income…
When You Should or Should Not Refinance Your Mortgage
This guide covers when you should or should not refinance your mortgage. People are often on the fence as to when you should or should…
Cash-Out Refinance Seasoning Guidelines on Home Loans
This guide covers cash-out refinance waiting period guidelines on government and conventional loans. Cash-out refinance seasoning requirements differs on the particular loan program. There are…
Refinance Closing Costs
This guide cover refinance closing costs on home loans. Refinancing is almost at a historical high. Mortgage rates has dropped from its all time high.…
Getting Approved For a Mortgage After College
This guide covers getting approved for a mortgage after college with no work experience and high student loan debt. One of the mandatory requirements to…
Gift Funds For Down Payment and Closing Costs For a Mortgage
This guide covers gifts funds for the down payment and closing costs on a home purchase. HUD, the parent of FHA, USDA, the Veterans Administration,…
Short-Term Hard Money Loans For Real Estate Investors
This guide covers short-term hard money loans for real estate investors. There are many benefits in getting a short-term hard money loans than traditional commercial…