Many people use Credit Karma to check their credit scores. However, when they begin working with a lender, they find out their scores are lower.

Is Credit Karma accurate?

• This discussion was modified 1 year, 11 months ago by  Eric Jeanette.

Credit Karma is not accurate for mortgage credit scores but it is a great indicator. If Credit Karma is high, so will your mortgage credit scores. The mortgage credit scores are generally lower than Credit Karma.Creidt Karma is easy to use and you get Transunion and Equifax but not Experian.