I am looking to buy a house in Alabama but don’t have the 3.5% down payment and the closing costs for an FHA loan. Is there down payment assistance in Alabama or can I finance the down payment? What are my options as a first-time homebuyer? Am I able to buy a house if I do not have the down payment and closing costs for an FHA loan?

How do you get into a 1st time homebuyers program? And how do some people pay 0% down on a house being a first time homeowner?

Felix, how many down payment assistance mortgage program does Gustan Cho Associates have? I heard GCA Mortgage Group has over 200 down payment assistance programs. Is that correct? Can you please give me the specifics. Much appreciated.