People,

Just to clarify. It is illegal to do HARD MONEY LOANS for owner-occupant properties in every state in the nation. If someone is trying to sell you hard money loans on an owner occupant home, it is 100% a crime and violation of mortgage guidelines and could be classified mortgage fraud. HARD MONEY LOANS is a great loan program for investment real estate properties and commercial properties ONLY. Owner-occupant primary homes are regulated and the DODD FRANK rules and regulations apply.