Is $735.00 monthly in ssi income enough to receive any type of home loan or home ownership program? Does SSI count as income for a mortgage loan? Can I use SSI money to buy a house? Can I get a loan if my only income is Social Security? Can people on SSI take out a loan? How is Social Security calculated for a mortgage? Can I get a home loan if my only income is Social Security? Does Social Security count as income when applying for a loan? How do they calculate Social Security income?