What loan program the borrower can qualify for a 6-unit apartment (Purchase)? What are the documents needed?
728 FICO with experience renting out properties (currently have 4 other rental properties).

Cameron, can you please write a detailed first-time homebuyer down payment assistance program for homebuyers? Here are the basic questions:

• Is the down payment assistance program forgivable or NOT forgivable.
• What is the minimum credit score requirements and debt-to-income ratio cap
• What is the mortgage rates and can you buy down the rate
• What is the credit and income requirements? Are there income caps? Is there household income cap?
• What are overlays on top of agency guidelines?
• What type of down payment assistance program is it? Conventional loans, FHA loan, or VA loan?
• Can the Lender’s DPA program be lender paid or borrower paid or is there an option?
• What is the minimum loan amount?
• Are there states like Washington state where the down payment assistance program is not allowed?
• What are the parameters to qualify for the down payment assistance program? Do you need to be a first-time homebuyer?
• Can you have non-occupant co-borrowers?
• Can you be in an active Chapter 13 Bankruptcy repayment plan to qualify for the down payment assistance program?
• Can the down payment assistance program allow outstanding collections and charge off accounts or other derogatory credit tradelines?
• What type of properties can you purchase with the down payment assistance program.
• Do you need to complete a HUD approve housing class or any other courses to be eligible for the down payment assistance program?

Besides the down payment assistance program, do you guys have homes for heroes for police officers and first-responders or any other specialized niche mortgage loan programs.

The only down payment assistance program you can do in Washington state is HomeChoice.

Gustan told me last night that wholesale mortgage lenders like The Lender offers free trimerger hard credit pulls which costs $77.00 either to the borrower or the Loan Officer. Where can I get more detail on this on how it works.