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CHECKING CREDIT SCORE FOR A MORTGAGE
I’m thinking about buying a house, I wanna check my credit score online. What is a reliable place to check it? Do you guys have any free tools online?
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1 Reply
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Checking your credit rating is one of the important things to do if you’re considering purchasing a new house. There are several trustworthy sources where you can obtain your credit report free of charge online. Let’s have a look at them:
Credit Karma
Credit Karma enables users to get TransUnion and Equifax credit reports and scores while being updated weekly for free. One doesn’t have to enter a credit card number to sign up, which makes it very easy. It includes features such as a score simulator, which shows what happens to your credit score after certain actions are taken.
Credit Sesame
Credit Sesame offers its users their VantageScore, powered by TransUnion, at no cost. This score is additionally calculated based on the user’s credit profile. This service also includes credit monitoring and monitoring of any change in the credit reports.
Credit.com
By signing up for Credit.com, you can get two free credit scores and reports: Experian credit scoring and VantageScore 3.0. This site also offers a credit report card explaining the factors affecting your score.
WalletHub
Of the many services this company provides, TransUnion offers free credit score and report functions. You can also provide credit alerts and further details regarding your credit accounts. Registration requires some personal information. However, it is useful for tracking more of your credit information.
Experian
As is customary for the other providers, Experian offers the option to check your FICO® Score alongside your credit report as an added service with no fee. In addition to checking your credit report and score, Experian offers other services to help you improve your credit score, including an add-on called Experian Boost.
AnnualCreditReport.com
This is because the site in discussion focuses more on providing three major credit reports and scores yearly from the three largest bureaus’ Equifax, Experian, and TransUnion’- rather than providing one credit score altogether. Evernote is one of the largest providers of annual reports for every lender based in the United States. However, it would be important to stress that these reports are valuable in understanding how you have behaved, your chances of applying for a loan, and looking where any potential mistakes can be found.
Using these tools, it’s easy to check your credit score and understand the general state of your credit. This means you will be much better when you decide to buy a house because you have consistently monitored your credit.