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Du approval on modular home
Have a file that has only 2 tradelines installment credit that were opened in the last 6 months. Would it help strengthen file to open a secured credit card? Even thou have DU approval it worries me being modlar home. With no long history of credit.
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1 Reply
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Rhonda, if you got an automated underwriting sytem (DU) approve/eligible findings, on a modular or manufactured home, you are good to go. Contact Christian Sorenson of Equity Prime Mortgage and run by the case scenario with him. It’s always good to have more credit tradelines, but as long as you have a DU AUS Approval, submit the file. Thanks.