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How much life insurance is actually enough?
I wrote about a question that comes up a lot with families — how much life insurance is actually enough?
The honest answer is that it depends on what the household is responsible for. A multiplier sounds precise, but it doesn’t know the mortgage, the kids, the debts, or what you already have.
The point for the loan officer: when a borrower asks about it — or when the topic comes up after closing — this is how I walk through it. Start with the home, then the income, look beyond the mortgage, count what you already have, and revisit it when life changes.
Here’s the article: https://coury.group/how-much-life-insurance-is-actually-enough-page
— Ken Coury | NPN: 21290624
coury.group
How Much Life Insurance Is Actually Enough? | Coury Group
How much life insurance is actually enough? Ken Coury walks through the household responsibilities that decide it — the home, the income, and what you already have.
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