GCA Forums, powered by Gustan Cho Associates, has an Underwriting Help Desk. Its clients include mortgage brokers and customers. Its strength lies in the absence of any lender overlays in government and conventional loans, which helps it comply with the requirements of FHA, VA, USDA, or Fannie Mae/Freddie Mac without additional lender overlays.
The Underwriting Help Desk aims to help resolve problems about complex or unique case scenarios. If you have a case and need it looked into, you may do so by posting in the forum. Moderators will get in touch with many underwriters to give an all-round opinion and, in most cases, extend to the best underwriters. This will give you the most accurate and complete opinion on your loan situation.
Also, this service comes in very handy for people with nonconventional or complex financial issues, as they have a team who understands the way out where other sources would have proved to be more stringent.