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Qualifying For a Mortgage With Employment Gaps
If my wife has been not working for ten years and was a stay at home mom and housewife and just got a full time job in education, a high school teacher, how long does she need to be employed at her new full time job for a mortgage lender to be able to use her full time income as qualified income for a home loan.
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2 Replies
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Yes she needs to be back to work for 6 months and she will need to prove her prior work history for 2 full years.
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Thank you 😊