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    Hoper is a not-for-profit studying the effects that pre/post closing financial education, two financial windfalls, and long term energy savings have on the performance of the loan. Through our research program, FHA borrowers earn 3.5% of their purchase price, up to $13k, that can be used toward closing (down payment, debt payoff, rate buy-down, etc.). You can learn more at my landing page- https://my.teamaligned.com/room/678beb1b916cb1d0ee65cfe2/overview?avk=0e510305

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