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USDA LOAN ILLINOIS
Hello, I’m interested in getting pre‑approved for a USDA loan in Illinois, and I need to confirm whether your company handles manual underwriting.
My middle credit score is around 599, and I have two late payments within the last 12 months. I have 12 months of on‑time rent payments, stable income, and no monthly debt.
I’m looking at a property in Carthage, IL (62321), but I have not toured it yet and may offer under the list price. I plan to complete the entire process remotely.
Can you please confirm:
Do you offer USDA loans in Illinois?
Do you handle manual underwriting for scores under 620?
If yes, can you connect me with a USDA specialist to begin the pre‑approval process
Thank You
LMJ
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This discussion was modified 19 minutes ago by
Lisa Jones.
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This discussion was modified 18 minutes ago by Lisa Jones.
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This discussion was modified 19 minutes ago by
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