The Steps in Getting a Mortgage in the Virgin Islands
This guide will cover buying a single-family home and getting a mortgage in the Virgin Islands. Many American and foreign real estate investors are eyeing…
All Articles
How Underwriters View Increasing Income in DTI Calculations
This guide covers how mortgage underwriters view increasing income in debt-to-income calculations. Income is probably the most important factor in qualifying for a mortgage. Income…
How Do I Buy a House With No Closing Costs
This guide covers how to buy a house with no closing costs. There are two types of costs when buying a house: The down payment…
HUD Guidelines vs Lender Overlays on FHA Loans
This guide covers understanding HUD guidelines vs lender overlays on FHA loans. We will discuss the basic HUD guidelines vs lender overlays on FHA loans.…
HUD Chapter 13 Hardship Discharge Guidelines
This guide will cover the HUD Chapter 13 Hardship Discharge Guidelines. If you’re going through a Chapter 13 bankruptcy and have received a Chapter 13…
Housing Market Forecast For 2025
This guide covers the housing market forecast for homebuyers for 2025. The housing market forecast for homebuyers in 2025 may look different than it does…
Home Upgrades To Increase Your Property’s Value
This guide covers home upgrades to increase your property’s value. Most Americans know home prices have been skyrocketing in the past few years. Last year…
Economics of Buying a Beach House: Read Before You Buy
This guide will cover buying a beach house in California. Catch a Wave and Settle Down: The Best Coastal Towns in California for Surfers. Surfing…
How Credit Scores Used by Mortgage Lenders Affect Rates
This guide covers how credit scores used by mortgage lenders affect the qualification and approval of borrowers and is the largest factor in pricing mortgage…
VA Guidelines versus Lender Overlays on VA Loans
This guide covers understanding VA guidelines versus lender overlays on VA loans. The VA guidelines versus lender overlays from the Veterans Administration is very important…
FHA 203K Loans For Homebuyers of Fixer-Uppers
In this blog, we will discuss and cover qualifying for an FHA 203k loans for homebuyers and homeowners that need renovation. Over the last twenty…
HUD Multi-Family Mortgage Guidelines on FHA Loans
In this article, we will discuss and cover HUD Multi-Family Mortgage Guidelines on FHA loans. HUD Multi-Family Mortgage Guidelines on 2 to 4 unit properties…
