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Biden Administration authorized use of deadly force in the use of the Mar a Lago Raid. Shoot to kill on former President Donald Trump, his family, and his staff during the Mar a Lago Raid by FBI agents.
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The term “two-year U.S. Treasuries” refers to U.S. Treasury securities with a maturity of two years. U.S. Treasuries are debt securities issued by the U.S. Department of the Treasury to raise funds for the government’s financing needs. These securities come in various maturities, including short-term, medium-term, and long-term.
In the case of two-year Treasuries, it means that the security will mature in two years from the date of issuance. Investors who purchase these securities essentially lend money to the U.S. government for a two-year period, and in return, they receive interest payments at regular intervals until the maturity date when they get their principal back.
The interest rate on these securities is determined through auctions, and it reflects prevailing market conditions and the government’s fiscal policy. Short-term Treasuries, such as two-year notes, are often considered less risky than longer-term ones because they are less susceptible to interest rate fluctuations. Investors may use these securities as a relatively safe investment or as part of a diversified portfolio strategy.
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Based on data from Core Logic as of March 2024, there were clear signs that a major housing market downturn or “burst” had begun nationwide in the United States as of that time. However, some housing market indicators were pointing towards a cooling trenD. Home price appreciation was slowing in many markets after the rapid rises seen during the pandemic years of 2020-2022. Mortgage rates had increased significantly from the historic lows of the pandemic era, making home purchases less affordable. Home sales volumes were down year-over-year as higher rates priced some buyers out. Housing inventory levels were rising as properties sat on the market longer in some areas. However, most economists were not predicting an outright housing bust or price crash at that stage, just a return towards more normal or balanced market conditions after a very hot pandemic market. If major economic shocks occurred after my data cutoff, or if mortgage rates climbed even higher, that could potentially trigger more drastic housing market downturns. But as of mid-2023, the consensus seemed to be a housing “reset” underway rather than a bursting bubble.
Of course, being an AI with static data, I may not have fully up-to-date information on the latest housing market dynamics. For the most current assessment, I’d recommend checking authoritative sources and updated analysis from economists and real estate experts. Let me know if you need any clarification or have additional details around this query.
Home prices in several areas and states have begun to decrease.
Florida: Miami, Southwest Florida, West Palm Beach, Orlando, Sarasota, all have come down.
Texas: Austin Texas is expected to drop.
Ohio: Many cities in Ohio is expected to drop.
Oklahoma: Several cities including Oklahoma City is expected to drop.
Colorado: Denver home prices have started to come down.
California: San Francisco home prices begun to come down.
Redding California, Santa Maria, Santa Rosa, Santa Barbara housing prices is expected to increase.
Chicago, Los Angeles, Phoenix, many areas of New York, and New Jersey is expected to see a drop of home prices.
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Former President Donald Trump indicted for four felony counts. Two indictments are two state charges and two indictments are federal charges. President Trump’s indictments court trial started last week. President Trump is the first former President of the United States to be charged after leaving office. We will cover the charges on the indictments on the following sub forums. Here’s a short video clip explaining Former President Donald J. Trump’s charges on his indictments.
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Mortgage Rates For Monday, April 29th, 2024: As of Monday, April 29th, 2024, mortgage rates have experienced some movement. The average interest rate on a 30-year fixed-rate mortgage fell to 7.135%, while the 15-year fixed-rate mortgage dropped to 6.515%. These changes reflect a slight decrease from previous rates, influenced by economic factors and market conditions. For those interested in adjustable-rate mortgages, the average rate on a 5-year adjustable-rate mortgage also decreased to about 8.001%. This information is critical for homebuyers or homeowners considering refinancing as it impacts the overall cost of borrowing.
It’s always advisable to compare rates from multiple lenders to find the best deal for your situation, as rates can vary significantly between financial institutions. For the most current and detailed rate information, you can check updates from financial news websites like Preferred Mortgage Rates.
As of late April 2024, mortgage rates have seen fluctuations, with the average 30-year fixed-rate mortgage reaching around 7.9% and the 15-year fixed-rate at approximately 6.5%. These rates are subject to daily changes based on broader economic conditions, including inflation rates and Federal Reserve policies. Given the rise in rates, many potential homebuyers are adjusting their expectations and exploring different mortgage options to find the best possible rates and terms for their situations.
If you’re considering buying a home, it’s crucial to compare rates from multiple lenders and consider both fixed-rate and adjustable-rate mortgages depending on your long-term financial plans. Locking in a rate with a mortgage rate lock might also be beneficial to avoid any rate increases during your home buying process.
For more details on current rates and mortgage options, checking daily updates from reliable financial news sources like Gustan Cho Associates and Preferred Mortgage Rates can provide valuable insights and help you make an informed decision.
https://www.foxbusiness.com/personal-finance/todays-mortgage-rates-april-29-2024
foxbusiness.com
Today's 30-year mortgage rates drop while 15-year rates hold steady | April 29, 2024
Mortgage rates fluctuate almost daily based on economic conditions. Here are today’s mortgage rates and what you need to know about getting the best rate.
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Donald Trump and Crooked Hillary Rodham Clinton were the two candidates of the 2016 Presidential Election. Here’s a biography of the two candidates Donald Trump and Hillary Clinton
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Climate change refers to significant changes in global temperatures and weather patterns over time. While climate variability is natural, much of the recent observed changes are due to human activities, particularly the emission of greenhouse gases (GHGs) like carbon dioxide and methane. This phenomenon is also commonly referred to as global warming or anthropogenic (human-caused) climate change. Here’s a broad overview of its causes, impacts, and the response strategies:
Causes of Climate Change
- Greenhouse Gas Emissions: The burning of fossil fuels (coal, oil, and natural gas) for energy, deforestation for agriculture, and industrial processes contribute to increased concentrations of greenhouse gases in the Earth’s atmosphere.
- Land Use Changes: Deforestation not only releases the carbon stored in trees but also reduces the planet’s capacity to absorb CO2 from the atmosphere.
- Agriculture: This sector contributes significantly through methane emissions from livestock and rice fields, and nitrous oxide from over-fertilized fields.
Impacts of Climate Change
- Temperature Increases: The most direct effect is the rise in global temperatures, leading to heatwaves and disrupted weather patterns.
- Ice Melt and Sea Level Rise: The increase in global temperatures has led to the melting of ice caps and glaciers, contributing to rising sea levels, which can cause coastal erosion, increased flooding, and threaten coastal communities.
- Ocean Acidification: CO2 absorption is making the oceans more acidic, affecting marine life and ecosystems, particularly coral reefs and shellfish populations.
- Extreme Weather Events: There is an increase in the frequency and intensity of extreme weather events like hurricanes, droughts, and heavy rainfall.
- Impact on Biodiversity: Climate change is altering habitats and threatening species with extinction, disrupting natural ecosystems.
- Socioeconomic Effects: Impacts include threats to food security from decreasing crop yields and the loss of livable land, which could lead to displacement and climate refugees.
Responses to Climate Change
- Mitigation: This involves reducing the flow of heat-trapping greenhouse gases into the atmosphere, either by reducing sources of these gases (e.g., the burning of fossil fuels for electricity, heat, or transport) or enhancing the sinks that accumulate and store these gases (such as the oceans, forests, and soil). Renewable energy sources like wind, solar, and hydroelectric systems generate electricity with little or no pollution and GHG emissions.
- Adaptation: Involves making adjustments in ecological, social, or economic systems in response to actual or expected climatic stimuli and their effects or impacts. It aims to reduce vulnerability to climate change impacts, allowing societies to manage risks and damage while taking advantage of potential opportunities.
- International Agreements: The Paris Agreement under the United Nations Framework Convention on Climate Change (UNFCCC), signed in 2015, is one of the global efforts where countries committed to limiting global warming to well below 2, preferably to 1.5 degrees Celsius, compared to pre-industrial levels through nationally determined contributions.
Personal and Community Actions
- Reduce, Reuse, Recycle: Adopting more sustainable practices in daily life can significantly reduce one’s carbon footprint.
- Energy Efficiency: Using more energy-efficient appliances and vehicles, upgrading insulation in homes, and using public transport can reduce individual GHG emissions.
- Support/Advocate: Supporting policies and leaders who prioritize climate actions and sustainable practices is crucial. Community-level actions can amplify individual efforts.
Addressing climate change requires coordinated global actions but also hinges on national, local, and individual efforts. The collective engagement in mitigation and adaptation measures is essential to effectively manage and hopefully overcome this global challenge.
Joe Biden and his administration are planning a climate emergency in the coming days or weeks. The Democrats are panicking because of the low approval rating and are cornered on what they can do to cheat their way to get reelected. Americans should expect more crisis, climate emergency Lock downs, wars, riots, pandemics, or natural disasters
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The Bureau of Labor Statistics forecasts a 2.9% employment growth for mortgage loan originators between 2022 and 2032. During that period, it is forecasted 10,400 jobs in the mortgage industry should open up. Licensed and registered mortgage loan originators advise, authorize and recommend loan approval for individuals and businesses. According to data from the U.S. BUREAU OF LABOR STATISTICS tens of thousands of loan officers LEFT the mortgage industry in 2023 due to inflation, surging mortgage rates, and housing shortage. In October, 2023, 67% of current mortgage loan officers produced less than one unit of closed loans in October. 21% of loan officers closed 1.5 units per month and only 12% of mortgage loan orignators closed greater than 2.5 units. The mortgage industry was decimated due to the economy, high rates, and inventory shortage. Very few from the work force sought work in the mortgage lending industry. According to the Nationwide Mortgage Multistate Licensing System, in the second quarter, there were 24.5 percent fewer individual licenses awarded for mortgage lenders. That means people are leaving the mortgage industry altogether permanently. More loan officers are expected not to renew their NMLS licenses or leave the mortgage industry.
In all of 2022 and through the first half of 2023, the average mortgage lender was not profitable and lost money on every mortgage it originated. In first quarter of this year, the average loss was $1,972 per mortgage loan. In the second quarter, the size of the loss improved to $534 per loan.
Realtor.com, the real estate listing and informational website forecasts the housing market will continue to struggle in 2024 and mortgage rates will average 6.8% in 2024, and possibly drop to 6.5% by the end of 2024. This is not promising news because mortgage rates were at 2.5% just two years ago. Loan officers are expected to have a tough road ahead because consumers have not adapted to this sudden hike in rates. Until the mortgage rate of 6.5% is accepted as the new normal, the mortgage industry will continue to struggle and more loan officers and mortgage companies are expected to leave the mortgage industry. There were a total of 160,000 licensed and registered mortgage loan originators. 50,000 loan officers have exited the mortgage industry and more are expected to leave this year by the second quarter. There are 90,000 mortgage loan originators left in the mortgage industry today but that number is forecasted to drastically get reduced to as much as 40,000 so only 50,000 loan officers is forecasted to remain in business.
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Many Americans love Donald Trump while others cannot stand him. First and foremost, ask yourself would you like someone to tell you what you want to hear or the truth? Is Donald Trump out to run for political office to enrich himself and his family unlike other politicians who became multi millionaires while being in political office? What did Bill Clinton, George Bush, Barack Obama, and Joe Biden do for this country except to use the Presidency to enrich themselves and their families. Joe Biden never had a job in his life. Joe Biden served 50 years as a career politician who became a multi millionaire by using his elected office to get favors, bribes from foreign countries, and cheating on elections to get himself and other political hacks elected by hook, Crook, cheating, and other acts of corruption. Bill Clinton is an alleged child rapist and pedophile who is a sex addict. Barack Obama was one of the most incompetent cheating lying and corrupt Presidents of human kind. Donald Trump does not need to become President to enrich him and his family. By being President Former President Donald Trump is setting himself backwards financially and emotionally because of the hatred ignorant people are cursing to him and his family. Here’s a video of the Trump Family Biography our viewers will enjoy and find it informative.
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Oprah Winfrey condones pedophilia and says a 7 year victim enjoys getting molested
https://www.bitchute.com/video/CzXlTw9rIYjD/
bitchute.com
Oprah Winfrey condones pedophilia. She says victims enjoy it.
She says if you're seven-years-old of someone is stroking your penis, It feels good. But how does she know does she have a penis? Was it stroked when she was 7 years old? This woke, PC shit has gone way … Continue reading
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Mortgage Rates a tad lower from yesterday. 30-year fixed-rate mortgage rates 6.78% down -0.10 from yesterday. 15-year fixed-rate mortgages is priced at 5.77% down -0.26 from yesterday. 5/1 ARM is unchanged 6.67% from yesterday. This week has been a steady week for mortgage interest rates at 6.66% . Mortgage rates has been unchanged since December 21st. Lower rates should spark homebuyers but many buyers are sitting on the sidelines. Weekly jobless claims was low for the week mainly due to a four day holiday week. The unemployment rate numbers released last week came in at 3.7 percent in December, and the number of unemployed persons was remain unchanged at 6.3 million. These measures are higher than a year earlier, when the jobless rate was 3.5 percent and the number of unemployed persons was 5.7 million.
Jobless claims, also known as unemployment claims or initial unemployment claims, refer to the number of individuals who have filed for unemployment benefits with the government’s unemployment insurance program. These claims are typically filed by individuals who have lost their jobs and are seeking financial assistance during their period of unemployment.
Jobless claims serve as an important economic indicator and are closely monitored by policymakers, economists, and financial analysts. They provide insights into the current state of the labor market and can indicate trends in unemployment. When jobless claims increase, it often suggests a rising number of people losing their jobs, which may be a sign of economic downturn or labor market challenges. Conversely, a decrease in jobless claims can be a positive sign, indicating improved job market conditions.
Jobless claims are typically reported on a weekly basis in many countries, including the United States, where the U.S. Department of Labor releases a weekly report on initial unemployment claims. These reports help policymakers and analysts gauge the health of the labor market and make informed decisions about economic policies and interventions.
It’s important to note that jobless claims are just one part of the broader picture of employment and unemployment, and they are often used in conjunction with other labor market indicators to assess the overall employment situation.
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NMLS licensed loan officers are leaving the Mortgage Industry due to inflation, ridiculous rising rates, and out of control housing priced. Never in history did anyone witnessed such a volatile economy as we are seeing today. The Mortgage Industry has lost 40% of licensed and registered mortgage loan originators and is expected to see more leave the mortgage industry. Many are joining the government agencies such as law enforcement agencies where they are taking individuals without experience in police work and are willing to train. The Illinois State Police is taking applications for state troopers without any experience. Many loan officers are looking for salary or hourly jobs in government because they offer job security.
linkedin.com
Illinois State Police on LinkedIn: #diversestrength #joinisp
Empowering diversity, embracing strength. Join ISP and be part of a law enforcement family that values every perspective. Apply now! #DiverseStrength #JoinISP…
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Sammy Gravano explains how President John Kennedy got assainated in detail.
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Tucker Carlson details who Barack Obama is and how he rose to fame. Tucker Carlson interviews Larry Sinclair on his encounter with Barack Obama
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Former President of NEXA Mortgage Mat Grella tells his side of the reason why he and his partner CEO Mike Kortas dissolved their partnership being partners of the largest mortgage brokerage in the United States. Tens of thousands of mortgage professionals were in pins and needles daily for breaking news about the real reason why the two mortgage legends terminated their once rock solid bond in running the mortgage brokerage giant.
https://www.nationalmortgagenews.com/list/nexa-mortgage-ceo-talks-breakup-with-co-owner
nationalmortgagenews.com
NEXA Mortgage CEO talks breakup with co-owner, plans for the future
In the midst of a separation between Mike Kortas and Mat Grella, the company's CEO sets course to double headcount.
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CEO Mike Kortas terminates co-founder Mat Grella of NEXA Mortgage. More to come.
https://nationalmortgageprofessional.com/news/co-founder-mat-grella-terminated-nexa
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The Francis Scott Key Bridge, often referred to simply as the Key Bridge, is a prominent bridge located in Baltimore, Maryland, USA. It spans the Patapsco River, connecting the neighborhoods of Baltimore City with Anne Arundel County. The bridge was named after Francis Scott Key, who wrote the lyrics to “The Star-Spangled Banner,” the national anthem of the United States. Construction of the Key Bridge began in 1972, and it opened to traffic in 1977. It is a vital transportation link, carrying Interstate 695 (the Baltimore Beltway) across the river.
As of my last update in March 27th, 2024, there were reported incidents of the Francis Scott Key Bridge collapsing and being done intentionally by a ship navigated by a Ukrainian Ship Captain. There have been many developments since then and Maryland Governor Westmoreland’s asshole is puckering because first thing out of his month is it seems that is was an accident with no foul play. Why would he even say that in such an early stage of the investigation. I would recommend consulting recent news sources from reputable media neworks for the latest information.
The Maryland Francis Scott Key Bridge Collapse was a black swan event per former Army General Michael Flynn says Clayton Morris, previous host of WEEKENDS ON FOX NEWS and now the host and owner of REDACTED NEWS. What is a Black Swan Event asks Clayton Morris? A black swan event is a term used to describe an unpredictable event that has significant and widespread consequences. Coined by Nassim Nicholas Taleb in his book “The Black Swan: The Impact of the Highly Improbable,” these events are characterized by their extreme rarity, their severe impact, and the tendency for people to rationalize them in hindsight as if they were predictable.
The term “black swan” originates from the belief in Europe that all swans were white, as all historical records confirmed this, until the discovery of black swans in Australia challenged that assumption. Thus, a black swan event represents a surprise that has a major impact and is often explained or rationalized after the fact, despite the fact that it was not anticipated beforehand.
Examples of black swan events include the 9/11 terrorist attacks, the 2008 financial crisis, and the COVID-19 pandemic. These events were highly unexpected, had profound effects on society and the economy, and were difficult to predict using conventional forecasting methods. Michael Flynn is a retired United States Army Lieutenant General who served as the 25th National Security Advisor to President Donald Trump from January 20 to February 13, 2017. Born on December 24, 1958, in Middletown, Rhode Island, Flynn graduated from the University of Rhode Island in 1981 with a Bachelor of Science degree in management science.
Flynn’s military career spanned over three decades. He served in various positions, specializing in intelligence and counterterrorism. Notably, he served as the Director of the Defense Intelligence Agency (DIA) from July 2012 to August 2014. Flynn’s tenure at the DIA was marked by controversy, including clashes with the Obama administration over his management style and views on radical Islam.
After retiring from the military in 2014, Flynn became involved in politics. He emerged as an outspoken critic of the Obama administration’s foreign policy, particularly regarding its approach to combating terrorism. Flynn became a close advisor to Donald Trump during his 2016 presidential campaign, advocating for a more aggressive stance on national security issues.
Following Trump’s victory in the 2016 presidential election, Flynn was appointed as National Security Advisor. However, his tenure was brief and marred by controversy. He resigned from his position after less than a month amidst allegations that he misled Vice President Mike Pence and other administration officials about his communications with Russian officials before Trump took office.
Flynn’s legal troubles continued after leaving the White House. In December 2017, he pleaded guilty to lying to the FBI about his contacts with the Russian ambassador to the United States during the presidential transition period. However, in May 2020, the Department of Justice moved to dismiss the charges against Flynn, citing misconduct by the FBI.
Throughout his career, Michael Flynn has been a polarizing figure, admired by some for his military service and strong stance on national security issues, while criticized by others for his controversial statements and actions. His biography reflects a complex mix of military service, political involvement, and legal controversies. Expect more man made natural disasters happening in the coming weeks and months because the Democrats are definitely panicking.
What do you think @Cpensacola
https://rumble.com/v4ltaif–mike-crispi-unafraid-3.27.24-10am-est.html
rumble.com
KEY BRIDGE COLLAPSE: INTENTIONAL OR ACCIDENT? WE INVESTIGATE | MIKE CRISPI UNAFRAID 3.27.24 10am EST
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Adam Schiff is grilling Special Counsel Robert Hur on why he released embarrassing information about his investigation of Joe Biden and his deteriorating mental state. So what is Representative Adam Schiff saying? To hide it from the public?
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Here’s a video clip about Cat Turd 🐈 😻 🐈⬛️ Dementia Joe Lying Cheating Biden, CEO of the Biden Crime Family
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Tucker Carlson interviews Russian President Vladimir Putin. A must see video
https://www.facebook.com/share/TEGddzxrJoVv4Tcu/?mibextid=21zICX
facebook.com
TᑌCKEᖇ CᗩᖇᒪSΘᑎ 2/9/24 ᖴᑌᒪᒪ HD | TᑌCKEᖇ CᗩᖇᒪSΘᑎ 2/9/24 ᖴᑌᒪᒪ HD | By Melanie Harmon | Facebook
TᑌCKEᖇ CᗩᖇᒪSΘᑎ 2/9/24 ᖴᑌᒪᒪ HD
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Ship runs into bridge in Baltimore Maryland where there were cars driving on the bridge. No doubt tgere were fatalities. If you look at the bridge carefully, you can see there were bombs planted throughout the length of the bridge. Many investigators think the Bide Administration had something to do with the Baltimore Maryland bridge collapse. The democrats are losing it folks. They know they are pretty much fucjed.
https://rumble.com/v4loob0-fjb.html
rumble.com
Subscribe to il Presidento's rumble channel here: https://rumble.com/c/ilDonaldoTrumpo Join our Amazing Patrioto Familia at http://www.ildonaldo.com
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James O’Keefe O’Keefe Media Group goes undercover with IRS agent and was told IRS has no issues going after the small guy.
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Why is Illinois Senator Dick Durbin blocking Pedophile Jeff Epstein’s private airplane flight log from Tennessee Senator Marsha Blackburn Epstein flight log request. Is it because Bill Clinton, Bill Gates, Barack Obama, New Mexico Governor Bill Richardson, and dozens of Senator Dick Durbin’s fellow Democrats and political supporters? Why is FBI Director Christopher Wray dragging his feet releasing Jeffrey Epstein private plane’s flight log to Pedophile Island in the U.S. Virgin Islands to Senator Marsha Blackburn and Congress? What type of cover-up is going on here? Watch the video clip of Jesse Waters.
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Here is Tucker Carlson interviews Chris Cuomo part I
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Breaking news: The United States Supreme Court unanimously ruled 9 to 0 States cannot ban former President Donald Trump from the ballot box in November 2024 Presidential Election. Colorado Supreme Court ruling that Donald Trump cannot run in Colorado in November 2024 has been overruled. Other states that were planning to ban Donald Trump from running is shit out of luck. Joe Biden approval Rating is sinking like the titanic. Over 8 million Biden voters are planning on voting for Donald Trump this November 2024.
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Tom Homan rips the Biden Administration due to not continuing on what former President Donald Trump started on building the WALL and made matters worse with having tens of thousands illegally cross the border from Mexico to the United States. Karine Jean-Pierre and other Joe Biden handlers are talking out of their rear ends trying to protect the image and reputation of the elderly Joe Biden where there are talks from many his dementia and mental illness is deteriorating at a rapid rate and his days are number. Besides Tom Homan, other high level Washington top guns from both sides of the isles are not having too much faith on Joe Biden even making it to the November 2024 Presidential election. Biden’s handlers are advising Joe Biden to step down but the senior Biden is struggling and deteriorating at a rapid space.
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Home prices starting tricking lower and there seems to be housing inventory. Bidding wars on homes throughout the country seem to have diminished. There are no longer 10 offers for a home listing. Homes are no longer selling 10 to 50% over list price. The market overkill seems to have stabilized. So what’s next? Are home prices going to tank? Did homebuyers pay too much for their homes? Are interest rates going to tumble? Let’s watch the coming housing market forecast coming up this week
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Polls show that former President Barack Obama was the worst President in the history of the United States. Barack Obama was not just the most incompetent President but a corrupt President where he overlooked corruption of his vice president Joe Biden and other members of his party.
wsj.com
Poll Ranks Obama 'Worst' President Since WWII
A new Quinnipiac University survey of 1,446 adults finds 33% of respondents ranked Barack Obama as the worst president since WWII. Tim Malloy, Quinnipiac University assistant director, joins the News Hub with Sara Murray. Photo: Getty Images.
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Fani Willis is the Fulton County Georgia District Attorney trying Former President Donald Trump for Fraud of the 2020 Presidential election. However, Fani Willis is the one committing fraud via kickbacks from trips of her third party independent prosecutor
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A plane crashed near a Florida expressway killing two pilots. Three passengers survived the crash. It was a small private airplane. The airplane crash was caught on dashcam.
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