Sub Forums
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Residential Homes
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Primary Homes
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Modular and Manufactured Homes
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Second Homes
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First-Time Homebuyer
This is for all first time home buyer discussions and questions. Let us know how we can help…Read MoreTopics: 5 -
Down Payment Assistance
Topics: 14
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Rate and Term
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Cash-Out Refinance
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FHA Streamline Refinance
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VA Streamline Refinance
Topics: 2
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Investment Property Jumbo Loans
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Single-Family Investment Home Loans
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Two-To-Four Unit Multi-Family Home Loans
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FHA High-Balance Jumbo Loans
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HUD Manual Underwriting Guidelines
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HUD Two-to-Four Unit Multi-Family Guidelines
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FHA 203k Loans
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HUD Reverse Mortgages
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FHA DPA Mortgage Loans
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FHA OTC New Construction Loan
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VA High-Balance Jumbo Loans
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VA Manual Underwriting
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VA Two-To-Four Unit Multi-Family Guidelines
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VA OTC New Construction Loan
Topics: 1
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OTC New Construction Conventional Loans
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Bank Statement Loans
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DSCR Loans
Welcome to the DSCR Sub-Forums of GCA FORUMS, powered by Gustan Cho Associates. In the DSCR Sub-Forums, we…Read MoreTopics: 3 -
P&L Statement Loans
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No-Ratio DSCR Loans
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Asset-Depletion Loans
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NO-DOC Loans
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1099 Income Only Mortgages
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Airbnb Financing
Topics: 3
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All Topics
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Clear to Close and Closing
What Happens Between Clear to Close and Closing?Read More
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Mortgage Denial After Conditional Loan Approval
My credit score is over 620 and I meet the mortgage lending requirements lenders ask. But then say …Read More
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What is the Lowest Score FHA and USDA Accept
If my middle score is 600-610…can I get an FHA, or USDA mortgage? Can I get a USDA loan with …Read More
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How Much Are Down Payment and Closing Costs on Home Purchase
How much money should you have after closing on a house? How much should I have saved to put down o…Read More
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MORTGAGE APPROVAL WITH CHILD SUPPORT DEBT
How far back do mortgage underwriters need to see child support payment history? How do underwriter…Read More
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TBD Mortgage Approval vs Pre-Approval
Many homebuyers with less than perfect credit or marginal credit and/or income are afraid of enteri…Read More
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Clearing Conditions For a Clear to Close
How long does it take to clear conditions for a clear to close?Read More
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How Solid Is Your Pre-Approval Letter
How Solid Is Your Pre-Approval Letter? How reliable is your pre-approval letter? What does a loan …Read More
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HOW DO MORTGAGE LENDERS VIEW OUTSTANDING COLLECTIONS AND CHARGE OFFS
HOW DO MORTGAGE LENDERS VIEW OUTSTANDING COLLECTIONS AND CHARGE OFFS?Read More
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Closing Costs
What are closing costs on a home purchase. What does closing costs cover? Is there closing costs on…Read More
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90 PERCENT CLTV SECOND MORTGAGE OR HELOC
Do you know any banks that offer 10% down on second mortgages or 90% CLTV or HELOC with a 700 credi…Read More
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HOW TO INTERVIEW A MORTGAGE LOAN BORROWER
Mortgage loan originators will initially interview a mortgage loan applicant during the qualificati…Read More
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