Sub Forums
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Residential Homes
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Primary Homes
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Modular and Manufactured Homes
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Second Homes
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First-Time Homebuyer
This is for all first time home buyer discussions and questions. Let us know how we can help…Read MoreTopics: 5 -
Down Payment Assistance
Topics: 14
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Rate and Term
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Cash-Out Refinance
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FHA Streamline Refinance
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VA Streamline Refinance
Topics: 2
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Investment Property Jumbo Loans
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Single-Family Investment Home Loans
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Two-To-Four Unit Multi-Family Home Loans
Topics: 5
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FHA High-Balance Jumbo Loans
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HUD Manual Underwriting Guidelines
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HUD Two-to-Four Unit Multi-Family Guidelines
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FHA 203k Loans
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HUD Reverse Mortgages
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FHA DPA Mortgage Loans
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FHA OTC New Construction Loan
Topics: 1
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VA High-Balance Jumbo Loans
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VA Manual Underwriting
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VA Two-To-Four Unit Multi-Family Guidelines
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VA OTC New Construction Loan
Topics: 1
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OTC New Construction Conventional Loans
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Bank Statement Loans
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DSCR Loans
Welcome to the DSCR Sub-Forums of GCA FORUMS, powered by Gustan Cho Associates. In the DSCR Sub-Forums, we…Read MoreTopics: 3 -
P&L Statement Loans
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No-Ratio DSCR Loans
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Asset-Depletion Loans
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NO-DOC Loans
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1099 Income Only Mortgages
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Airbnb Financing
Topics: 3
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All Topics
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Residential Mortgage Loans
What are the middle score requirements for usda and conventional, to keep manual underwriting from…Read More
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CREDIT SCORE AND DTI GUIDELINES FOR MORTGAGE
What’s the minimum credit score and debt-to-income ratio required to get the best rates on a …Read More
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What Is A Lender Credit Towards Closing Costs
I want to know how a lender credit from the mortgage lender works. I heard that mortgage lenders ca…Read More
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What are lender overlays on government-backed loans and conventional loans
What are lender overlays by mortgage companies. What is the differences between a conventional loan…Read More
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What is TRID RULE? How Does TRID WORK in Mortgages
What is the purpose of TRID? What is TRID in the Mortgage Loan Process? What Are The Requirements o…Read More
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Equity Prime Mortgage
I have been in the mortgage and real estate industry since 1998. I have been running my mortgage br…Read More
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Best Time to Refinance Home Loan
Refinancing your mortgage can be confusing. It’s not always easy to decide if you should refi…Read More
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LMI Inquiries Every Borrower Should Make
Who Pays for Lenders’ Mortgage Insurance? In Australia, if you’re buying a house with a…Read More
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5 Pillars of a Home Loan
5 Pillars of a Home Loan Become the qualified Buyer that Lenders are looking for! Understanding wha…Read More
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Mortgage Pre-Approval
What does a mortgage pre-approval mean?Read More
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Mortgage Loans
What are the different types of mortgage loans for home purchases and refinancing?Read More
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How Debt-to-Income Ratios Affect Mortgage Approval
Debt-to-income ratios is one of the biggest hurdles in getting approved for a mortgage loan. Not al…Read More
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