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Equity Prime Mortgage
I have been in the mortgage and real estate industry since 1998. I have been running my mortgage branch for over ten years. During my tenure, I have worked with hundreds of wholesale mortgage lenders. Out of the hundreds of wholesale lenders I have worked with and thousands of loans my team has closed, I find Equity Prime Mortgage the most efficient of all lenders I have worked with. Hands down, it is the best wholesale lender for government and conventional loans with no overlays. EPM is the only wholesale lender in the nation that serves the underdog: The best lender for FHA and VA loans with credit scores down to 500 FICO, manual underwriting, and helping countless families be able to purchase a home during Chapter 13 Bankruptcy payment plan without the bankruptcy being discharged.
My team has been working with EPM since 2018, and to this day, Equity Prime Mortgage remains our wholesale lender of choice. Out of 210 wholesale lending partners in our wheelhouse and network, EPM, hands down, is the best lender I have worked with, am working with, and will always work with. No other wholesale mortgage lender comes close. From our wholesale account representative to the disclosure desk and processing team, underwriters, closing department, and last but not least, the management and executive team, the professionals at EPM have been there for the customer and loan officers. I realized that not all wholesale lenders are alike.
Far from it. When you first deal with Equity Prime Mortgage, any loan officer and branch manager will find out it is no secret that the company has a solid foundation. This is due to the leadership at EPM. Any successful company running as smoothly as Equity Prime Mortgage is not by accident. It all starts from the top down, the rank and file. It is the people that make a great team. The combination of the great teams in a company makes it great. It is the leadership that makes a great company a greater company year after year. I am a firm believer in positive criticisms and not compliments. With positive criticism, you strive to get better. However, EPM has been a Godsend to our team and thousands of loan officers. The team at Equity Prime Mortgage is our silent, unrecognized heroes.
I wanted to share how much we appreciate everyone at EPM. Due to EPM, my team and I have grown exponentially year after year. We are now licensed in 48 states and growing year after year. Amazing is an understatement for the professionals at EPM. Fast disclosures, processing, and underwriting, excellent communication with all areas of the process from underwriting to the closing, and an account rep who is always there to answer a question or assist in getting the loan through. And some of the best pricing in the industry. I highly recommend Equity Prime Mortgage to anyone. If you own a mortgage company, branch manager, or loan officer, you MUST get approved to do business with EPM. I have been in the mortgage industry a long time, and it is obvious that EPM spent time developing their systems and used mortgage professionals in the development process. From the time of submission to issuing your own CD to drawing your own doc instructions, their systems make sense, are efficient, and, despite TRID, you can get loans closed in 30 days or less.
I would like to thank the support and ops staff, our one and only superstar account representative Christian, the processing and underwriting team, the division managers, the professionals who run the closing desk, upper management, and the owners. There are no words to express our gratitude for being our heroes in helping our borrowers, and their families make the dream of homeownership a reality. God Bless.
gustancho.com
Best Wholesale Mortgage Lenders For Non-Prime Loans
Gustan Cho Associates looks out for their borrowers by having strong relationships with the best wholesale mortgage lenders for non-prime loans
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4 Replies
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Equity Prime Mortgage LLC (EPM) is a recognized lender in the United States that offers various mortgage products aimed at helping borrowers achieve their home buying or refinancing goals. Founded in 2008, the company has grown substantially and offers its services nationwide. Here are some key aspects of Equity Prime Mortgage:
Products and Services
- Wide Range of Mortgage Options: EPM provides a variety of mortgage products including FHA loans, VA loans, conventional loans, USDA loans, jumbo loans, and more. This diversity in products makes it possible to cater to different borrower needs, including first-time homebuyers and those with unique financial situations.
- Refinancing: They offer refinancing options that can help homeowners secure better interest rates, lower monthly payments, or access home equity for large expenses.
- Specialty Programs: EPM also features specialty programs that might include options for underserved communities or those with specific financial scenarios.
Technology and Tools
- Online Platform: Equity Prime Mortgage embraces technology to simplify the mortgage application and lending process. Their online platform allows borrowers to apply for loans, upload necessary documents, and track the status of their application digitally.
- Mobile App: For even greater convenience, EPM provides a mobile app that enables customers to manage their mortgage or refinance application from their mobile devices.
Customer Focus
- Customer Service: EPM is known for a strong focus on customer service, offering personalized guidance and support throughout the mortgage process. They emphasize educating borrowers on their mortgage options and the home buying process.
- Community Involvement: Equity Prime Mortgage is involved in various community outreach programs, demonstrating a commitment to social responsibility and community development.
Compliance and Accreditation
- Regulatory Compliance: As a licensed mortgage lender, EPM adheres to the federal and state regulations that govern the mortgage industry, ensuring that their lending practices are fair and transparent.
- Accreditation: Equity Prime Mortgage maintains necessary accreditations and is regularly reviewed by regulatory bodies to ensure compliance with industry standards.
Locations and Accessibility
- Nationwide Service: While based in Atlanta, Georgia, EPM serves customers across many states, providing mortgage solutions through a network of offices and remote services.
For individuals considering their mortgage options, Equity Prime Mortgage offers a reputable choice with a broad array of products and a strong emphasis on technology and customer service. As with any financial services provider, it’s advisable for potential borrowers to review their specific financial situation, compare different offers, and consult with a financial advisor to make the best choice for their needs.
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I tried to set up account . Said was not authorized. I assumed maybe it was what I picked. So I will message tomorrow so I can get it completed. Was trying to get the marketing flyers
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Rhonda, please contact @sapna Sapna at sapna@gustancho.com and @marga at marga@gustancho.com. Also list yourself on our business directory. Contact us so we can help you.
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Will do Thanks so much
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