Welcome to Great Content Authority (GCA) Forums

Tucker Carlson interviews Russian President Vladimir Putin. A must see video

https://www.facebook.com/share/TEGddzxrJoVv4Tcu/?mibextid=21zICX

facebook.com

TᑌCKEᖇ CᗩᖇᒪSΘᑎ 2/9/24 ᖴᑌᒪᒪ HD | TᑌCKEᖇ CᗩᖇᒪSΘᑎ 2/9/24 ᖴᑌᒪᒪ HD | By Melanie Harmon | Facebook

TᑌCKEᖇ CᗩᖇᒪSΘᑎ 2/9/24 ᖴᑌᒪᒪ HD

Hello Team!

Anthony Fiero is one of our top niche wholesale investors for non-QM primary home, second home, and investment home mortgage loans. However, Anthony Fiero hands down the only wholesale lender we have for hard money loans on primary homes but is limited to California. You can get hard money loans on primary homes in California and Callifornia ONLY. Closing in a matter of days after all paperwork is in. Interest only hard money loans with a five year balloon. Anthony Fiero is an active member of GCA FORUMS and will be the moderator for Non-QM and alternative mortgage loan programs. @AnthonyFierroLendingAnswer

Fannie Mae and Freddie Mac are the two largest purchasers of mortgage loans on the secondary market. However, there are buyers of mortgage loans on the secondary mortgage market who purchase mortgage loans from multiple smaller mortgage bankers.

Middle-level mortgage bankers will purchase mortgages from dozens of small to mid-sized lenders and package them up in bulks as mortgage-backed securities, often referred to as MBS.

The middle-level regional mortgage bankers will then sell the mortgage loans they purchase from smaller mortgage bankers and correspondent lenders and sell them to Fannie Mae or Freddie Mac. Fannie Mae and Freddie Mac will not purchase mortgage loans that do not conform to Fannie Mae or Freddie Mac Guidelines. This is why conventional loans are called conforming loans.

Here is a oldie Vacation by the Go Go’s

https://youtu.be/2RHTiXvELNg?si=nuvgS12Qx-PlCSOr

Our technical and digital media marketing team headed by Sapna has been working hard to restructure the forum with restructuring the forum platform. The FORUM platform is a Great Content Authority forum. When people buy a house, sell a house, invest in real estate, or just decide to rent temporarily, they move to an unknown location where they need to get to know the neighborhood, need to know the local grocery store, shopping centers, restaurants, dentist, doctors, veterinarian, auto mechanic, body shop, plummer, electrician, landscaper, sports bar, gas station, convenience store, ethnic restaurants, specialty shops, attorney, accountant, optician, medical center, hospial, and other local businesses. We have rebranded and named our online community GCA FORUMS, which stands for General Community Forum (GCA FORUMS). We want to have a comprehensive forum covering any and all topics that relates to the average consumer, professional, business owner, student, real estate investor, homebuyer, home seller, entrepreneur, people with hobbies, car lovers, animal lovers, and people of all walks in life. We will have a comprehensive business directory that is not just a directory but a platform for customers to leave reviews, comments, and the business will list the scope of work or products they market or provide services and a landing page explaining the overview of the business. One major benefit of being listed on GCA FORUMS is we will offer the local business the option to get organic traffic where they can save money in their advertising and marketing budget because we will help the local business get organic traffic. The local businesses listed on GCA FORUMS needs to be nominated and sponsored by a GCA FORUMS member or moderator. Services we are planning on providing the local businesses are CRM, SOCIAL MEDIA MARKETING PLATFORM, access to plugins for Google Ads, and social marketing ads, and a sophisticated CRM system that will later be discussed. Designed by @Wendy GM Lahn, Esq., MBA, LL.M. Ravinder Sharma, and Sapna Sharma, we feel our members will be more than pleased on what we have planned for GCA FORUMS. Stay tuned. @sapna @Ravi @marga @Ali @Ann @April Ramirez @AngieCrippen @Angie_Torres @Dale_Elenteny @Bill Burg @mike-gracz @John Strange @cameron @Mneill0612 @Rhonda @Ronda @MortgageSensei @Lilboss @James @james-hayes @Mason @Christian Sorensen @Steve

Why do so many healthy young people with no health issues die after getting the coronavirus vaccine? There are so many reports of young healthy people with no prior health issues and in great shape drop dead after taking the COVID-19 vaccination. The media, politicians, and globalists are keeping hush and not reporting the fact that the coronavirus vaccine is a bio-weapon engineered to depopulate the world. Many globalists such as Bill Gates, Joe Biden, Barack Obama, the Rothchild Family, George Soros and his followers, and tens of thousands of Democrats believe the world need depopulation and believe in euthanizing older people. The coronavirus is not a deadly disease. The coronavirus is a man made virus and created and launched by Dr. Anthony Fauci.

https://www.youtube.com/watch?v=-Ea3UwYZnrA

Here’s videos of Chase. Chase was born January 25 2023 and has turned one year old. Very loveable, kind hearted, but everything is a game for him. I am going to start training Chase to become a well behaved German Shepherd puppy.

• This discussion was modified 1 year, 3 months ago by  Harlan.
• This discussion was modified 4 months, 4 weeks ago by  Sapna Sharma.

Ship runs into bridge in Baltimore Maryland where there were cars driving on the bridge. No doubt tgere were fatalities. If you look at the bridge carefully, you can see there were bombs planted throughout the length of the bridge. Many investigators think the Bide Administration had something to do with the Baltimore Maryland bridge collapse. The democrats are losing it folks. They know they are pretty much fucjed.

https://rumble.com/v4loob0-fjb.html

rumble.com

FJB!!!

Subscribe to il Presidento's rumble channel here: https://rumble.com/c/ilDonaldoTrumpo Join our Amazing Patrioto Familia at http://www.ildonaldo.com

For borrowers who need a credit boost program besides Experian Boost, try

https://stellarfi.com/

stellarfi.com

Build Credit By Paying Your Bills | StellarFi

StellarFi helps you build credit by paying your bills on time. With our easy-to-use platform, you can track your bills, automate payments, and improve your credit score. Start building your credit today with StellarFi

Aldiva, Inc. is the preferred credit repair service and business development referral services partner for Gustan Cho Associates and it’s subsidiaries. GCA MORTGAGE Group endorses and refers all of our clients in need of credit repair and consultation services to Aldiva, Inc. due to their customer service business platform. Headed by owner and President Ali , Aldiva, Inc. is different from all other credit repair companies because she takes each individual client and analyze their credit report on each individual credit tradelines and evaluates on how to get it removed or sees if the creditor violated the fair reporting credit act. Ali has third party litigation attorneys in her network who acts on behalf of the consumer on a contingency basis. Besides credit restoration services Ali helps small businesses get LLCs, Corporations, and business credit. Aldiva, Inc. can prepare CPA letters for mortgage lenders for self-employeed borrowers. Aldiva, Inc. also does personal and business income taxes as well as ITIN for undocumented people so they are able to APPLY for a mortgage. Here is Aldiva, Inc. website

https://www.formmybusiness.com/

formmybusiness.com

Aldiva Inc. - Business Formation

Welcome to Aldiva Inc. where protecting your business is essential by forming a separate legal entity. Let us guide you through the process of forming a corporate entity.

Federal Reserve Board Chairman Jerome Powell gets grilled by Louisiana Senator John Kennedy and seems like his asshole is puckering. Jerome Powell gets owned and called out by the Louisiana U.S. Senator and becomes speechless sometimes during the grilling session. Incompetence and lying is not being condoned by Senator Kennedy. Jerome Powell is the main reason for the destruction of the U.S. economy.

https://www.youtube.com/watch?v=RpQSv7cvqRY

Many consumers do not realize that they can add nontraditional credit such as utilities bills, cable, rent , insurance, and other monthly bills they pay that don’t report to credit bureaus with EXPERIAN BOOST

Here’s the link to EXPERIAN BOOST

https://www.experian.com/consumer-products/score-boost.html

Experian Boost is a service offered by Experian, one of the major credit reporting agencies in the United States. It allows consumers to add certain types of recurring payments to their credit report to potentially boost their credit score. Here’s how it works:

1. Sign Up: Users sign up for Experian Boost through the Experian website or mobile app.

2. Link Accounts: Users link their bank accounts or credit card accounts to Experian Boost. Experian will then analyze their transaction history to identify eligible payments.

3. Identify Eligible Payments: Experian Boost looks for payments like utility bills, phone bills, and streaming service subscriptions that are typically not reported to credit bureaus.

4. User Confirmation: Users review the list of eligible payments and confirm which ones they want to add to their credit report.

5. Update Credit Report: Experian updates the user’s credit report to include the newly added payments. This can potentially improve their credit score by demonstrating a history of on-time payments for additional bills.

6. Credit Score Impact: The impact on a user’s credit score varies depending on their individual credit history and the number and types of payments added. For some users, Experian Boost can result in a modest increase in their credit score.

It’s important to note that Experian Boost only affects the user’s Experian credit report and score. Other credit bureaus, such as Equifax and TransUnion, do not currently support this service. Additionally, not all lenders may consider the boosted credit score when making lending decisions, so users should be aware of this limitation.

Can I buy a house during Chapter 13 Bankruptcy repayment plan?

Here is an oldie by John Mellencamp I need a lover

https://youtu.be/KhP-cp4p41A?si=-XEt1HeVV9ph_IFK

For $100,000 this Lamborghini Murcielago is a bargain

https://www.facebook.com/share/v/F1bHRA5whJyr1DUr/?mibextid=21zICX

facebook.com

Super Fast Lambo! | Corey stands firm on his offer for a 2003 Lamborghini Murcielago! | By The Best of Pawn Stars | Facebook

Corey stands firm on his offer for a 2003 Lamborghini Murcielago!

Kevin O’Leary one of the host of the Shark Tank blasted the liberal judge that found former President Donald Trump guilty of fraud and fined the former President $350 million dollars because of ruining future real estate developers and real estate investors from investing in New York

https://youtu.be/8pkHpU86Src?si=4wb8iKXz6BXyeoFw

Florida is a very popular destination for homebuyers to make it their forever home. Buying a house in Florida involves several steps, similar to purchasing property in other parts of the United States. Here’s a general overview:

Determine Your Budget: Before you start looking at houses, figure out how much you can afford. Consider factors like your income, savings, credit score, and any pre-existing debt.

Get Pre-approved for a Mortgage: Getting pre-approved for a mortgage can give you a better idea of how much you can borrow and help you narrow down your search to homes within your budget.

Find a Real Estate Agent: While it’s possible to buy a house without an agent, having one can make the process smoother, especially if you’re unfamiliar with the area. A real estate agent can help you find properties that meet your criteria, negotiate offers, and handle paperwork.

Start House Hunting: Begin your search for properties in the areas of Florida where you want to live. Consider factors like location, neighborhood amenities, school districts, and proximity to your workplace.

Make an Offer: Once you find a house you like, work with your real estate agent to make an offer. Your offer should take into account factors like the property’s condition, market value, and any contingencies you want to include (such as a home inspection).

Negotiate and Finalize the Contract: Negotiate with the seller until you reach an agreement on price and other terms. Once both parties have agreed to the terms, you’ll sign a purchase agreement or contract.

Complete Due Diligence: During the due diligence period, you’ll have the opportunity to inspect the property, review disclosures, and ensure everything is in order before closing.

Secure Financing: Finalize your mortgage financing by providing any additional documentation requested by your lender. Your lender will also arrange for a home appraisal to determine the property’s value.

Closing: On the closing day, you’ll sign all the necessary paperwork to transfer ownership of the property to you. You’ll also pay closing costs, which typically include fees for loan processing, title insurance, and other services.

Take Possession: After closing, you’ll receive the keys to your new home and officially take possession.

Negatives of buying a home in Florida is homeowners insurance. Homeowners insurance have skyrocketed recently due to hurricanes and many insurance carriers leaving the state.

Remember that each home purchase is unique, and there may be additional steps or considerations depending on your specific circumstances and the property you’re buying. It’s essential to work closely with your real estate agent and other professionals involved in the process to ensure a successful transaction.

The German Shepherd Dog, often referred to simply as the German Shepherd or GSD, is a popular and versatile breed known for its intelligence, loyalty, and versatility. Here’s some information about the German Shepherd:

Origin of the German Shepherd: The breed originated in Germany in the late 19th century, developed primarily by Max von Stephanitz, who aimed to create the ideal working dog.

Appearance: German Shepherds are medium to large-sized dogs with a strong, muscular build. They have a distinctive double coat, which is usually tan and black, or red and black, although other color variations exist.

Temperament: They are known for their intelligence, loyalty, and courage. They are often used as working dogs in roles such as police, military, search and rescue, and as service dogs for people with disabilities.

Training: German Shepherds are highly trainable and eager to please, which makes them excellent candidates for obedience training and various dog sports. They thrive on mental and physical stimulation.

Health: Like all breeds, German Shepherds are prone to certain health issues, including hip dysplasia, elbow dysplasia, and degenerative myelopathy. Responsible breeding and regular veterinary care can help mitigate these risks.

Exercise: They are an active breed and require regular exercise to stay mentally and physically healthy. Long walks, hikes, and play sessions are important for their well-being.

Socialization: Proper socialization from a young age is crucial for German Shepherds to ensure they grow up to be well-adjusted and confident around people and other animals.

Popularity: German Shepherds are consistently ranked among the most popular dog breeds worldwide due to their versatility, intelligence, and loyalty.

Overall, German Shepherds make excellent companions for active individuals and families who can provide them with the mental and physical stimulation they need. However, potential owners should be prepared for the commitment of time, training, and exercise required to raise a happy and healthy German Shepherd.

https://www.youtube.com/watch?v=2MqvumRb0nc

• This discussion was modified 1 year, 3 months ago by  Gustan Cho.

Here’s another oldie from the 1980s that most folks my age will enjoy listening to

https://youtu.be/tR-qQcNT_fY?si=HI1i3COGBE654qvx

James O’Keefe O’Keefe Media Group goes undercover with IRS agent and was told IRS has no issues going after the small guy.

https://youtu.be/pA5MxSLQoEY?si=L3zj5dr8yoI15zMS

Arrogant incompetent Pennsylvania Congressman should be disbarred and tried for Treason, Obstruction of Justice, and just being Butterfield ass ugly.

https://youtu.be/qM8QDAkDzSM?si=xkZdfGqAQR3F-o_O

Home prices in Florida are 35% over valued which is making real estate investors in a frantic panic on an investment property sell off. Real estate inventory levels are exploding. Prior to the coronavirus pandemic, home prices in Florida was undervalued. Now, it is the pandemic correction market and are overvalued significantly. There are reports that real estate investors in Florida are growing increasingly concerned about the rising inventory levels and cooling housing market conditions in the state. Here are some key points about the situation:

1. Inventory surge: After years of extremely tight housing inventory, the number of homes listed for sale in Florida has surged significantly in recent months. This is being driven by sellers looking to cash out amid high prices and buyers pulling back due to elevated mortgage rates.
2. Investor pullback: Many real estate investors, including those who bought properties to flip or use as short-term rentals, are reconsidering their strategies. The fear is that they may not be able to sell or rent out properties as easily or at the prices they had anticipated.
3. Price cuts: To attract buyers in the shifting market, some investors are already slashing asking prices on their listings, leading to concerns about potential losses on their investments.
4. Increased holding costs: With higher mortgage rates and economic uncertainty, the carrying costs of holding onto investment properties have risen, putting pressure on investors’ cash flows.
5. Airbnb impact: The short-term rental market in tourist hotspots like Florida has also cooled, making it harder for investors to rely on platforms like Airbnb for steady income streams.
6. Oversupply fears: There are worries that if too many investor-owned properties flood the market simultaneously, it could lead to an oversupply situation and further drive down prices in some areas.

While it’s still early to determine the full extent of the impact, the rapid changes in Florida’s housing landscape have caught many real estate investors off guard. Some may be forced to recalibrate their investment strategies or exit the market entirely to cut their losses.

https://www.youtube.com/watch?v=5mUS43VYNrc

What are the solutions for borrowers who have a high debt-to-income ratios? Credit scores are over 700 FICO, stable job and income, and on time payment history. Have extra income but cannot be used for mortgage loan qualification purposes because there is no two year seasoning.

Here’s a video music of John Denver Country Roads Take Me Home

https://youtu.be/HQicl2mOPpI?si=vE1HQszCmuiEGfDK

I being 120 days on a mortgage loan the same as a foreclosure. I have someone who was late 150 days on a mortgage and cannot get a mortgage loan approved because lenders are saying a 120 mortgage late is no different than a foreclosure.

Alex Carlucci prides himself of being the Navy Seal of the Mortgage Industry. Granted Alex Carlucci has done near miracles in his tenure at GCA Mortgage Group throughout the years. I listened to this inspirational speech of Admiral William McRavens 2014 Commencement speech. Admiral William McRaven has been a real Navy Seal for 36 years. While listening to Admiral William McRaven, it seemed to me what’s going on here. I thought Our imitation Navy Seal Alex Carlucci was talking about FHA loans. What do you folks think. See the video

https://www.facebook.com/share/v/MdJ4jrL5yTJtuUdd/?mibextid=OTybqR

facebook.com

Admiral William McRaven's 2014 #CommencementSpeech, “#Change The #World” at University of Texas, Austin. He shares practical #lessons from his time in the #SEAL teams. Worth listening to 😃 | Admiral William McRaven's 2014 #CommencementSpeech, “#Change The #World” at University of Texas, Austin. He shares practical #lessons from his time in... | By Dr. Evans Duah | Facebook

Admiral William McRaven's 2014 #CommencementSpeech, “#Change The #World” at University of Texas, Austin. He shares practical #lessons from his time in...

What is the end of the world theory and the depopulation theory? Why does Bill Gates, Barack Obama, The Rothchild Family, George Soros, and the world’s globalists believe in euthanizing people older than 70 years old and depopulation?

Joe Rogan has an interview with a guest speaker who is discussing the end of the world

https://youtu.be/vPKM5eV_nqk?si=sUA72oVfs3c6u6vB

Loss Ratios: The carrier needed to be adjusted to inflation, causing a larger claim payout and underpriced policies at the time of the claim.

Claims: Every time you interact with your insurance company, whether a tow or a not-at-fault accident, it puts you at risk of an increase.

Tickets: Most tickets, if not all tickets, affect your insurance premium moving forward. The only two that do not appear on a motor vehicle report (or MVR)are red lights and parking tickets. Excessive speeding and moving violations can seriously affect your rate.

Credit: The higher your credit score, the better you look to an insurance carrier. Now more than ever, it is imperative to have an excellent credit score.

Insurance Score: Separate from a credit score, this tracks your length of history with a carrier, length of continuous insurance, and claims tracking. This also is an accumulation of coverage you have selected for your home and auto insurance. Having state minimum coverage at 25/50/20 keeps your rates more variable and subject to change in a negative manner in the future.

These are just a few reasons your premiums may increase over the years. If you want to know more, I am happy to talk with you as your trusted insurance partner!

Call.png 276 KB Image File - Click to view

Options

• Copy Download Link