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Is there a one-time construction mortgage loan on two-to-four unit mult-family new construction. If so, what are the requirements on qualifying for a one-time construction loan on two-to-four unit multi-family primary homes.

Have you closed a loan on clients that have 4 charge off’s or more? Start getting them ready to refinance their home now! Here’s the criteria:

1. Must have 4 charge off’s or more

2. Must Live in California

3. Post BK Charge Off’s Count as well

Send them over and let us start working on their credit now so when the rates decide to take a turn for the better, your client will be ready to refinance!

This is a special program that is only available to California residents.

Let’s Do This Cali!

What are non-warrantable condominiums and what is the difference between warrantable and non-warrantable condos.

Home prices starting tricking lower and there seems to be housing inventory. Bidding wars on homes throughout the country seem to have diminished. There are no longer 10 offers for a home listing. Homes are no longer selling 10 to 50% over list price. The market overkill seems to have stabilized. So what’s next? Are home prices going to tank? Did homebuyers pay too much for their homes? Are interest rates going to tumble? Let’s watch the coming housing market forecast coming up this week

How do you know if my website appears on Google Search

https://smallbusiness.withgoogle.com/free-google-training/how-to-appear-on-google-search/

smallbusiness.withgoogle.com

Check If Your Site Appears on Google - Google for Small Business

If you want to check if your site appears in Google Search results, discover what Google Search Console is and how to use the tool to request indexing.

The Wellness Company (TWCHEALTH.COM) offers 30 critical life saving medications for round two of our plandemic. Be prepared.

Visit the Wellness Company which also known as The Wellness Company Health. Big Pharma does not want you to get a hold of lifesaving medications. Check out their website the the 30 critical life saving medications big pharma and the globalists does not want you and your loved one get access to. Here is the link:

https://www.twc.health/

twc.health

The Wellness Company

Own Your Health

Is it possible to get a mortgage loan on 50 acres on my primary home in Wisconsin? Preferably FHA loan but I think I qualify for a conventional loan too.

Is one race better than another? Does being Asian make you smarter than being of Latino descent? Are Arabs more violent than Jews? Do people of dark skin race have lower IQ? John Stossel interviews Charles Murray and you will be surprised on what he had to say

https://youtu.be/5vBLFchXCGY?si=fRNOKktJQktCNAoZ

Hello Everybody on GCA!

I wanted to create a discussion regarding all Questions & Concerns regarding all NON-QM products.

I am Sales Account Executive & I will be going through Generics & specifics on guidelines & also details to pay attention to with your loan process as Broker, Client, AE & Agent.

Will be also posting FAQ’s as well.

Please feel free to reply with any comments

I look Forward to hearing all your thoughts!

Thank you!

Cameron Leclair

theLender-Your-Non-QM-Lender.pdf 3 MB PDF - Click to view

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I realize that late payments is the kiss of death and it is one of the biggest negative factors I can have to qualify and get approved for a mortgage. Can you please advise me on how I can qualify for a mortgage with late payments in the past 12 months? My lease is coming up and I really want to buy a house.

Can you please explain what condotel units are or condo hotel condominimiums. What is the difference between condotels and regular condominum units.

If my wife has been not working for ten years and was a stay at home mom and housewife and just got a full time job in education, a high school teacher, how long does she need to be employed at her new full time job for a mortgage lender to be able to use her full time income as qualified income for a home loan.

What are Fannie Mae Chapter 13 Bankruptcy dismissal guidelines on conventional loans.

Why is it that homebuyers and homeowners have a hard time financing homes that is build on ten or more acres. What is it with acreage that lenders do not like?

What adds the value to increase on a home appraisal or what do I need to do to get the highest appraisal and value for my home?

If I am thinking of selling my home, should I replace my roof so it adds value of my home for a higher sales price?

Lately I am watching a lot of videos about Sovereign Citizens. These so called Sovereign Citizens claim they do not need drivers license and the United States is bankrupt. Can you please explain what Sovereign Citizens are and who are Sovereign Citizens are

Gustan Cho Associates offers EPM EMPOWERED DPA PROGRAM for first time homebuyers with a forgivable down payment assistance mortgage program. Please contact Gustan Cho of NEXA Mortgage LLC dba Gustan Cho Associates. We are licensed in 48 states including Washington DC, Puerto Rico and the Virgin Islands . https://gustancho.com/down-payment-assistance-mortgage/

gustancho.com

EPM Empowered Down Payment Assistance Mortgage Program

There are recoverable and non-recoverable Down Payment Assistance Mortgage for Homebuyers is offered at Gustan Cho Associates

Can Lenders Allow Tie Downs on Manufactured Homes on FHA loans?

IL Rates

Single Family Homes: $1,700.00-$2,000.00

Condo: $600.00-$800.00

Rental properties: $2,400.00 -$3,000.00

MI Rates

Single Family Homes: $1,400.00-$1,800.00

Condo: $536.00-$750.00

Rental properties: $1,353.00 -$1,600.00

IN Rates

Single Family Homes: $1,400.00-$1,700.00

Condo: $630.00-$900.00

Rental properties: $1,300.00-$1,536.00

WI Rates

Single Family Homes: $1,305.00

Condo: $458.00-$650.00

Rental properties: $1,064.00-$1,404.00

OH Rates

Single Family Homes: $1,300.00-$1,600.00

Condo: $559.00 -$750.00

Rental properties: $1,573.00 -$1,800.00

TX Rates

Single Family Homes: $2,810.00

Condo: $800.00- $1,020.00

Rental properties: $2,000.00-$2,440.00

GA Rates

Single Family Homes: $1,500.00-$1,827.00

Condo: $854.00- $931.00

Rental properties: $1,830-$1,975.00

AZ Rates

Single Family Homes: $1,132.00-$1,336.00

Condo: $669.00-$734.00

Rental properties: $1,210.00-$1,352.00

I often leave my 30 pound French Bulldog unattended in my fenced back yard. Will my dog be in danger from coyotes if my dog is Secured in a fenced in yard.

I have recently seen Hawks perched on tree branches. I have 5 toy breed dogs weighing less than ten pounds. Can Hawks scoop up dogs between three to ten pounds?

Chase continuing to practice how to sit

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Manufactured Homes and Modular Homes are becoming very popular. What are the requirements for manufactured homes and modular homes to be eligible for FHA loans?

I was moved listening to Steve Jobs inspirational commencement speech. A must watch.

https://www.facebook.com/share/v/RvFx6CkNhH9uftHo/?mibextid=OTybqR

facebook.com

#SteveJobs’ timeless #CommencementSpeech at #StanfordUniversity is one of the best speeches to listen to - full of lessons. Which lessons resonate more with you? | #SteveJobs’ timeless #CommencementSpeech at #StanfordUniversity is one of the best speeches to listen to - full of lessons. Which lessons resonate more... | By Dr. Evans Duah | Facebook

#SteveJobs’ timeless #CommencementSpeech at #StanfordUniversity is one of the best speeches to listen to - full of lessons. Which lessons resonate more...

Check out this manufactured home. Many manufactured homes are better than stick built hones

https://youtu.be/_EoQhYsJ5kA?si=IjdTf2LswbJQXN_Z

Polls show that former President Barack Obama was the worst President in the history of the United States. Barack Obama was not just the most incompetent President but a corrupt President where he overlooked corruption of his vice president Joe Biden and other members of his party.

https://www.wsj.com/video/poll-ranks-obama-worst-president-since-wwii/07374853-9AD8-4205-8486-7212B7A664A8

wsj.com

Poll Ranks Obama 'Worst' President Since WWII

A new Quinnipiac University survey of 1,446 adults finds 33% of respondents ranked Barack Obama as the worst president since WWII. Tim Malloy, Quinnipiac University assistant director, joins the News Hub with Sara Murray. Photo: Getty Images.

Anyone know where I can buy this cute white tiny teacup Pomeranian puppy? I head the Russian Pomeranian puppy have the best bloodlines

https://youtube.com/shorts/Pcg7FaQ-ymg?si=dpzZzPOaFzKiJUzQ

Is there a waiting period after Chapter 13 Bankruptcy dismissal on VA loans.

Fulton County Georgia District Attorney Fani Willis is in hot water. What comes around goes around. Her mission in life was to get Trump indicted, arrested, tried, convicted, sentenced and incarcerated for a very long time. Now the ball has turned against the Fulton County Georgia District Attorney Fani Willis. Success is the best revenge. Seems whatever Fani Willis wished on Former President Donald Trump is backfiring where she may have committed crimes and may be a defendant in the coming weeks.

https://youtu.be/PwKw8cLuGEE?si=JFsZMwhxHqRi-E1J