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Here is breaking news about our politicians

Barack Obama slips calling his transgender football player wife with balls Michael and I. LOL

https://www.tiktok.com/t/ZT8pwjuWq/

• This discussion was modified 2 years, 1 month ago by  Randy.

My family is interest in getting out of the single family and multi-family home rental investment and getting more into investing in an RV campground, mobile home park, or storage facility. Is an RV Park a good investment? I have heard from business associates and other indirect investors that RV parks are a high-yielding investment with little downside. What type of return would be a good yield on an RV park investment and what type of capital do you need to get started. How is financing rates, terms, and conditions? Can a new investor get financing on an RV Park? What do you suggest to keep an eye on and what are the steps to go about shopping for RV Parks that is on the market? Are there business brokers that specialize in RV Parks? Do you suggest developing an RV PARK by buying land and starting from scratch or buying an existing RV park that is cash flowing.

Elon Musk the founder and CEO of Tesla Motors strongly believes there’s a 20% chance Artificial Intelligence will destroy humanity in 12 months.

https://www.businessinsider.com/elon-musk-20-percent-chance-ai-destroys-humanity-2024-3

businessinsider.com

Elon Musk says there could be a 20% chance AI destroys humanity — but we should do it anyway

Musk recalculated his analysis of AI, saying there's a 10% or 20% chance it could destroy humanity. Safety researchers say he's underestimating.

Elon Musks is forecasting ARTIFICIAL INTELLIGENCE will be smarter than humans in 24 months.

https://www.businessinsider.com/elon-musk-says-ai-will-outsmart-humans-by-2026-2024-4

businessinsider.com

Elon Musk says AI will be smarter than humans in 2 years

Tech billionaire Elon Musk believes AI will outsmart humans by 2026. But data scarcity and a chip shortage may get in the way.

If you want to get paid 1099 as a loan officer you need to surrender getting licensed in the following states.

1. Nevada

2. Hawaii

3. Illinois

4. Mississippi

5. NEBRASKA

6. New Jersey

7. North Carolina

8. South Carolina DFI: SC DCA NO W2

9. Georgia

10. Vermont

11. MA

More and more states are allowing loan officers become 1099 wage earners. We will update this list as states update allowing 1099 wage earner for loan officers.

• This discussion was modified 1 year, 11 months ago by  Gustan Cho.

What is the Loan Estimate or LE. What information is the categories and data in the LOAN ESTIMATE?

What is the Closing Disclosure?

How does the three waiting period during the waiting process work?

Cops are human and can make mistakes like the rest of us. However, are Cops above the law? What’s this professional courtesy among police officers? Why do Cops expect to get out of tickets and DUIs? What’s this code of silence among police officers?

https://www.facebook.com/share/v/ohutDundcae6fJpG/?mibextid=D5vuiz

facebook.com

Idiot Cops Who Got Caught DRUNK On The Job | Idiot Cops Who Got Caught DRUNK On The Job | By The JudgeFacebook

Idiot Cops Who Got Caught DRUNK On The Job

NMLS distance from mortgage company brick and mortgage location to personal residency requirements on individual states.

https://docs.google.com/spreadsheets/d/1SE5mgppadh9ZJh0gcqek636JKcNOcOQ42pLhH39x6e4/edit?usp=drivesdk

• This discussion was modified 1 year, 2 months ago by  Sapna Sharma.

Artificial Intelligence is making headline NEWS lately. Many people are AMAZED about AI. Here’s a very interesting article about Artificial Intelligence. Is Artificial Intelligence built in End Times.

https://www.destinyimage.com/blog/alan-didio-mark-of-the-beast-ai-is-ai-part-of-the-antichrists-end-time-scheme

destinyimage.com

Mark of the Beast & AI: Is AI Part of the Devil’s End-Time Strategy? — Destiny Image

Could prophecies in Revelation point toward an advanced form of AI, capable of tracking, analyzing, and manipulating human behavior on an unprecedented scale? Host of Encounter Today and pastor Alan DiDio exposes the truth about AI and whether it could … Continue reading

Mortgage Rates a tad lower from yesterday. 30-year fixed-rate mortgage rates 6.78% down -0.10 from yesterday. 15-year fixed-rate mortgages is priced at 5.77% down -0.26 from yesterday. 5/1 ARM is unchanged 6.67% from yesterday. This week has been a steady week for mortgage interest rates at 6.66% . Mortgage rates has been unchanged since December 21st. Lower rates should spark homebuyers but many buyers are sitting on the sidelines. Weekly jobless claims was low for the week mainly due to a four day holiday week. The unemployment rate numbers released last week came in at 3.7 percent in December, and the number of unemployed persons was remain unchanged at 6.3 million. These measures are higher than a year earlier, when the jobless rate was 3.5 percent and the number of unemployed persons was 5.7 million.

Jobless claims, also known as unemployment claims or initial unemployment claims, refer to the number of individuals who have filed for unemployment benefits with the government’s unemployment insurance program. These claims are typically filed by individuals who have lost their jobs and are seeking financial assistance during their period of unemployment.

Jobless claims serve as an important economic indicator and are closely monitored by policymakers, economists, and financial analysts. They provide insights into the current state of the labor market and can indicate trends in unemployment. When jobless claims increase, it often suggests a rising number of people losing their jobs, which may be a sign of economic downturn or labor market challenges. Conversely, a decrease in jobless claims can be a positive sign, indicating improved job market conditions.

Jobless claims are typically reported on a weekly basis in many countries, including the United States, where the U.S. Department of Labor releases a weekly report on initial unemployment claims. These reports help policymakers and analysts gauge the health of the labor market and make informed decisions about economic policies and interventions.

It’s important to note that jobless claims are just one part of the broader picture of employment and unemployment, and they are often used in conjunction with other labor market indicators to assess the overall employment situation.

I am looking at buying a RVPark- that is currently cashflowing at a 7.5cap – I am looking at changing the model a bit and infusing capital plan to add capsule airbnbs and boat storage (20) frames are already built. The Property is 10 acres – less than 2 miles from a lake that has over 6 million visitors a year. It is located 30 minutes from 2 of the largest casinos and also 3 state parks. I am wondering if someone could finance on projected dscr. Any help would be great. I will post some designs of the homes and some of the land later today.

I appreciate the wealth of information on the Great Community Authority FORUM for the resources available in furthering my career as a branch manager and NMLS licensed loan officer. I could not believe what I have heard today by a fellow mortgage loan originator, a member of this forum, who owns her own mortgage brokerage company. My friend who owns her own mortgage broker company and is licensed in six states always had countless leads from states she was not licensed but could not monetize on those leads and realtor referral because of her mortgage brokerage only being licensed in three states. One of the options my friend had was give up her own mortgage broker shop and close it and join a larger mortgage company with NMLS licenses in most of the 50 states. However, her mortgage broker shop is her baby and she put a lot of sweat and equity in creating and launching her mortgage shop. The great news that was revealed to my friend which can apply to me is that a licensed mortgage loan officer can be licensed with multiple mortgage companies at the same time. Therefore, you can have and own your own mortgage shop licensed with a few states and simultaneously be sponsored with another mortgage company and be licensed in the states your own mortgage broker shop is not licensed. By doing so, you can be licensed in all or most of the 50 states and be in compliance and not worry about crossing the grey area. My friend asked me to reach out to @Bruce , Esq., MBA, LL.M. for more information. From my past experience, if a deal sounds too good to be true, it normally is. I would love to hear a lot more about this. I spoke to Danny Vesokie, President and Founder of Affiliated Business Partners, a commercial loan training school, and Danny did say to reach out to @Bruce . for more detail information because Bruce sponsored by three mortgage companies at the same time

https://www.youtube.com/watch?v=0TKHRlvHNWc

• This discussion was modified 1 year, 11 months ago by  Gustan Cho.
• This discussion was modified 1 year, 5 months ago by  Sapna Sharma.
• This discussion was modified 1 month, 1 week ago by  Sapna Sharma.

The confusing thing for many consumers is distinguishing the difference between fixed-rate and adjustable-rate mortgages when buying a house or refinancing a mortgage loan.

What are the basic requirements for financing a food truck? What are the terms, rates, credit score requirements, and experience.

Can I get approved for an FHA loan with a timeshare foreclosure?

If you are buying a new construction home, how are property taxes on new construction homes calculated by mortgage lenders.

Pawn Stars was one of the most popular shows on cable. What happened to the cast of Pawn Stars. Here’s a video clip about what happened to the cast of Pawn Stars.

https://youtu.be/HIW9rikk-2E?si=IXL1GyA1Vu81m4Qo

The recently announced proposed NAR settlement has generated a lot of discussion about the future of realtor commissions and how the real estate industry will be impacted.

One avenue that seems plausible is the a packaged service plan – designed for the DIY home seller that does not wish to engage a full service brokerage. In addition, some brokerages are offering ala carte services that can be selected from the menu that a home seller or buyer can select to ensure they are only paying for services perceived to have value.

I found an excellent article regarding Houzeo (link below) – a service for the DIY home seller. The Houzeo model offers various packages and costs based on the level of service. While Houzeo has been around for several years, some of the recent attention to realtor commissions have increased their visibility.

https://listwithclever.com/real-estate-blog/houzeo-review/#overall

Please check out this article and post your thoughts.

I have never invested in bitcoins and do not know what it is. I have heard a lot of about bitcoins and have heard how bitcoins can go up hundreds of percentage points and drop equally as well. I am a new investors or want to start investing and am very curious on how bitcoins work and like to make a lot of money. I heard bitcoins is a sure thing and it will go up and up and up. Can someone explain what is bitcoin and how do you invest in bitcoins?

Hello & Good Morning Everyone!

I wanted to create this new topic based on the recent crypto increases this week –

I am looking forward to hearing all your thoughts on what coins/token you have in your trusted portfolio & what you expect for 2024.

https://www.coindesk.com/markets/2023/11/10/bitcoin-could-hit-69k-by-mid-2024-as-it-enters-acceleration-phase-analyst-says/

coindesk.com

Bitcoin Could Hit $69K by Mid-2024 as It Enters Acceleration Phase, Analyst Says

BTC prices have doubled this year amid a spot ETF push by prominent traditional finance firms.

My client would like to get financing for the following scenario:

• Client that owns property outright and is hoping to
  build an apartment building(s) on this property
• Client
  wishes to finance 100% of the buildout
• The
  property is in Texas
• Value
  of Land $250K
• Estimated
  construction cost $600K
• Credit
  score estimated at 700
• What other parameters must be considered? Reserves, LTV, etc.? Could this qualify via DSCR?

• This discussion was modified 1 year, 11 months ago by  Sonny.
• This discussion was modified 1 year, 11 months ago by  Sonny.
• This discussion was modified 1 year, 11 months ago by  Sonny.

NMLS licensed loan officers are leaving the Mortgage Industry due to inflation, ridiculous rising rates, and out of control housing priced. Never in history did anyone witnessed such a volatile economy as we are seeing today. The Mortgage Industry has lost 40% of licensed and registered mortgage loan originators and is expected to see more leave the mortgage industry. Many are joining the government agencies such as law enforcement agencies where they are taking individuals without experience in police work and are willing to train. The Illinois State Police is taking applications for state troopers without any experience. Many loan officers are looking for salary or hourly jobs in government because they offer job security.

https://www.linkedin.com/posts/illinoisstatepolice_diversestrength-joinisp-activity-7113311150510927874-N2rG?utm_source=share&utm_medium=member_android

• This discussion was modified 2 years, 5 months ago by  Sapna Sharma.
• This discussion was modified 2 years ago by  Gustan Cho.

linkedin.com

Illinois State Police on LinkedIn: #diversestrength #joinisp

Empowering diversity, embracing strength. Join ISP and be part of a law enforcement family that values every perspective. Apply now! #DiverseStrength #JoinISP…

What are the main top Google Algorithm Changes Updates for 2024. I heard that many websites got hit by the latest Google Algorithm Updates in September 2023 which devastated many websites counting on organic traffic

What is SEO for your website?

Builders, Realtors, Investors! Lookie Lookie! We have a seller looking to make deal for 2024. Check out the attachment! If you have the brass to tackle this, then let’s connect today! Creative commercial financing available. Call me: 972-707-4963

Copy-of-57-TOWNHOMES-UNDERWOOD-PROJECT-Builders.pdf 30 MB PDF - Click to view

Options

• Copy Download Link

How can you get approved for a commercial loan on commercial properties with creative financing?

Many people became oversight YouTube stars harassing cops. They call themselves First Ammendment Auditors

https://youtu.be/lhP6L9QFD9k?si=oBbYUBUh8ho38uLO