Brandon
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Here are some of the funniest Johnny Carson video clips that you can watch for a good laugh:
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Best of The Tonight Show with Johnny Carson:
- This compilation includes some of Johnny Carson’s most hilarious moments on “The Tonight Show.” From classic monologues to unforgettable sketches, this video highlights why Johnny Carson remains a comedy legend. You can watch it here.
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The Best of Johnny Carson’s Tonight Show Animal Guests:
- Johnny Carson’s interactions with animal guests were always a hit. Whether dealing with playful puppies or exotic animals, these segments are full of unexpected and humorous moments. Check it out here.
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Johnny Carson Can’t Stop Laughing While Welcoming New Sponsor:
- One of the classic bloopers where Johnny Carson struggles to keep a straight face while introducing a new sponsor, leading to a fit of laughter that is contagious to viewers. You can watch this funny moment here.
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7 Golden Moments from The Tonight Show:
- This collection features several iconic clips, including Johnny Carson’s famous interaction with a python and the hilarious moment with Dolly Parton. These moments showcase Carson’s quick wit and comedic timing. You can explore these clips here.
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Blooper Reel and Funny Moments:
- This video compilation includes various bloopers and funny moments from “The Tonight Show.” From wardrobe malfunctions to unexpected guest antics, these clips highlight Carson’s ability to turn any situation into comedy gold. You can find this reel here.
These videos capture the essence of Johnny Carson’s humor and his unique ability to entertain audiences with both planned and spontaneous comedy. Enjoy watching!
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Sure, here are some mildly sexual dirty jokes for a bit of humor:
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Why did the baker become a baseball player?
- Because he was great at battering up!
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Why did the guy bring a ladder to the bar?
- He heard the drinks were on the house!
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What’s long and hard and has “come” in it?
- A cucumber!
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Why do vegetables never go out on dates?
- Because they’re afraid of getting steamed up!
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Why don’t we tell secrets on a farm?
- Because the potatoes have eyes, the corn has ears, and the beans stalk!
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What’s the difference between a pickpocket and a peeping Tom?
- One snatches your watch, and the other watches your snatch.
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Why did the scarecrow become a successful politician?
- Because he was outstanding in his field, and he always knew how to handle the polls!
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Why did the man get fired from the orange juice factory?
- He couldn’t concentrate!
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What’s the difference between your boyfriend and a condom?
- Condoms have evolved: They’re not so thick and insensitive anymore!
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Why did the tomato turn red?
- Because it saw the salad dressing!
These jokes are designed to be playful and light-hearted, perfect for a bit of laughter among friends who appreciate a cheeky sense of humor.
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Brandon
MemberMay 15, 2024 at 12:43 am in reply to: How to Improve Your Credit Scores and Rebuild Credit For Mortgage ApprovalHighly recommend EXPERIAN BOOST. Experian Boost is a free service offered by Experian that can help increase your credit scores by factoring in your on-time utility and telecom payments. This can be beneficial when trying to improve your credit profile for mortgage approval. Here’s how Experian Boost works:
- Connects to bank accounts: You connect your online banking accounts to the Experian Boost service. It then scans your bank statements for recurring payments made to utility companies, telecom providers, and certain streaming services.
- Identifies eligible payments: Experian Boost identifies eligible recurring payments that meet their criteria, such as on-time payments for utilities (gas, electric, water, etc.), cable/internet, mobile phone bills, and select streaming services.
- Updates credit file: With your permission, Experian Boost will then update your Experian credit file to include these on-time payments as a new tradeline. This can potentially increase your credit scores by improving your payment history and credit mix.
- Instant score updates: Once your file is updated, your Experian credit scores will reflect the changes instantly, allowing you to see the potential score boost.
Benefits for Mortgage Approval:
- Improved payment history: Including on-time utility and telecom payments can strengthen your payment history, which is the most significant factor in credit scoring.
- Enhanced credit mix: Adding these recurring payments as a new tradeline can improve your credit mix, potentially boosting your scores further.
- Increased credit scores: Higher credit scores can improve your chances of mortgage approval and potentially qualify you for better interest rates and terms.
- It’s important to note that Experian Boost only impacts your Experian credit scores and reports. It does not automatically update your credit files with the other two major bureaus, Equifax and TransUnion. However, some lenders may use your boosted Experian scores when evaluating your mortgage application.
- While Experian Boost can be a useful tool for credit score improvement, it’s still essential to maintain good credit habits, such as making on-time payments on all your accounts and keeping your credit utilization low. Combining Experian Boost with responsible credit management can significantly enhance your chances of mortgage approval.
- This reply was modified 6 months, 2 weeks ago by Sapna.
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Can I get a mortgage loan with my ITIN number? Yes, it is possible to obtain a mortgage loan using just your Individual Taxpayer Identification Number (ITIN) instead of a Social Security Number (SSN). However, not all lenders offer ITIN loans, so you’ll need to find ones that do.
What are ITIN loans? ITIN loans are mortgage loans designed for borrowers who have an ITIN but do not have an SSN. They allow non-U.S. citizens and others ineligible for SSNs to qualify for home loans.
How much down payment is required for an ITIN loan? Most lenders requiring a higher down payment, typically 20% or more of the home’s purchase price, for ITIN loans due to the increased risk involved.
What documents are required for an ITIN loan? In addition to standard loan documentation, you’ll need to provide:
- Valid identification (passport, etc.)
- ITIN number
- Proof of income (tax returns, pay stubs, etc.)
- Verification of employment
- Asset documentation (bank statements, etc.)
- Can I use my ITIN to get a credit score and establish credit? While an ITIN alone cannot be used to obtain a credit score, some lenders may allow you to build credit history by reporting your mortgage payments to credit bureaus if you have an ITIN loan.
The application process for ITIN loans tends to be more rigorous. Lenders will scrutinize income, employment, assets and credit history very closely. You’ll need excellent credit and higher income/asset documentation. Interest rates are also typically higher than conventional mortgages.
I’d recommend consulting lenders experienced with ITIN loans in the area you wish to purchase. A knowledgeable loan officer can explain all requirements and guide you through the ITIN loan process.
https://gustancho.com/itin-mortgage-loans/
- This reply was modified 6 months, 2 weeks ago by Sapna.
gustancho.com
Homebuyers can use their individual taxpayer identification number without their social security number to qualify for ITIN Mortgage Loans.
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Brandon
MemberMay 12, 2024 at 7:46 pm in reply to: DACA Recipients Have Access To Mortgage Loans To Buy a HouseDACA (Deferred Action for Childhood Arrivals) recipients face some limitations when it comes to accessing government assistance programs and certain types of mortgage loans in the United States. Here’s an overview of their options:
- FHA Loans:
FHA loans, which are insured by the Federal Housing Administration, are generally not available to DACA recipients. The FHA requires borrowers to have a valid Social Security number and legal permanent residency status or eligible non-permanent residency status, which DACA does not provide. - Non-QM (Non-Qualified Mortgage) Loans:
Non-QM loans, also known as non-prime or non-conforming loans, may be an option for DACA recipients. These loans are not backed by government agencies like FHA, VA, or Fannie Mae/Freddie Mac, and they are typically offered by private lenders or portfolio lenders. - Some lenders may be willing to provide non-QM loans to DACA recipients with an Individual Taxpayer Identification Number (ITIN) instead of a Social Security number. However, these loans often come with stricter requirements, such as:
- Higher down payment (usually 20% or more)
- Higher credit score requirements (700+)
- Higher interest rates
- More substantial documentation of income, employment, and assets
- Down Payment Assistance Programs:
Unfortunately, most down payment assistance programs offered by government agencies, non-profit organizations, or state housing finance agencies require borrowers to be U.S. citizens or legal permanent residents. DACA recipients are typically ineligible for these programs. - Private Lenders and Portfolio Loans:
Some private lenders and portfolio lenders may offer mortgage loans to DACA recipients without requiring a Social Security number or legal permanent residency status. These loans are not backed by government agencies and may have higher interest rates and more stringent requirements.
It’s important to note that the availability and specific requirements for mortgage loans for DACA recipients can vary significantly depending on the lender and the state or region where you’re looking to purchase a home.
If you’re a DACA recipient interested in buying a home, your best option may be to work with a knowledgeable mortgage broker or lender who specializes in non-QM loans or portfolio loans for non-permanent residents. They can guide you through the process and help you understand your options and requirements.
- FHA Loans:
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Congressman Adam Kinzinger is a former U.S. Representative from Illinois, known for his service as a Republican in the U.S. House of Representatives from 2011 to 2023. Kinzinger represented Illinois’ 16th congressional district, which covers parts of northern and central Illinois.
Background and Early Career:
- Military Service: Before his political career, Kinzinger served in the Air National Guard. He was commissioned as a second lieutenant in November 2003 and later served in both the Iraq War and the Afghanistan War. His military background played a significant role in shaping his perspectives on foreign policy and national security.
- Local Politics: Kinzinger’s political career began in local government, where he served on the McLean County Board after winning an election in 2008.
Congressional Career:
- Election to Congress: Kinzinger was first elected to Congress in the 2010 midterm elections, part of a wave of Republican victories that year. He was known for his moderate stance on many issues early in his career but was seen as a conservative voice on fiscal and security matters.
- Committee Assignments: During his time in Congress, Kinzinger served on various committees, including the Foreign Affairs Committee and the Energy and Commerce Committee. These positions allowed him to influence policy related to his areas of interest and expertise.
Political Stance and Actions:
- Criticism of Trump: Kinzinger became notably outspoken against former President Donald Trump following the January 6, 2021, attack on the U.S. Capitol. He was one of the ten House Republicans who voted to impeach Trump for incitement of insurrection.
- Voice on National Security: Consistent with his military background, Kinzinger was vocal on issues of national security and international affairs, often advocating for a strong U.S. presence globally.
Post-Congressional Career:
- Retirement from Congress: Kinzinger announced in 2021 that he would not seek re-election in 2022, citing the political environment and redistricting changes in Illinois.
- Public Presence: Since leaving office, Kinzinger has remained active in public discourse, particularly regarding the direction of the Republican Party and the broader political climate in the U.S. He has been involved in efforts to move the Republican Party away from the influence of Trump and has spoken on various national platforms about his views.
Adam Kinzinger’s career reflects a blend of military service and political involvement, marked by a shift towards a critical stance against elements within his own party and an ongoing commitment to issues related to national security.
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Here are some popular and iconic songs from the 1980s:
- “Billie Jean” by Michael Jackson (1982)
- “Sweet Dreams (Are Made of This)” by Eurythmics (1983)
- “Girls Just Want to Have Fun” by Cyndi Lauper (1983)
- “When Doves Cry” by Prince (1984)
- “Livin’ on a Prayer” by Bon Jovi (1986)
- “Take On Me” by a-ha (1985)
- “Don’t You (Forget About Me)” by Simple Minds (1985)
- “I Wanna Dance with Somebody” by Whitney Houston (1987)
- “Wake Me Up Before You Go-Go” by Wham! (1984)
- “Like a Virgin” by Madonna (1984)
- “Sweet Child O’ Mine” by Guns N’ Roses (1988)
- “Hungry Like the Wolf” by Duran Duran (1982)
- “Material Girl” by Madonna (1984)
- “Africa” by Toto (1982)
- “Edge of Seventeen” by Stevie Nicks (1981)
- “Every Rose Has Its Thorn” by Poison (1988)
- “We Didn’t Start the Fire” by Billy Joel (1989)
- “The Power of Love” by Huey Lewis and the News (1985)
- “Karma Chameleon” by Culture Club (1983)
- “Come On Eileen” by Dexys Midnight Runners (1982)
The 1980s was a diverse decade for music, with genres like pop, rock, new wave, and hip-hop producing many iconic and influential songs that still resonate today.
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Brandon
MemberMay 15, 2024 at 1:05 am in reply to: How to Improve Your Credit Scores and Rebuild Credit For Mortgage ApprovalAgree with @Ali Aldiva with Kick Off. I used them and highly recommend them. Kikoff is a financial service designed to help individuals build their credit scores effectively and affordably. Here’s how it works and some of the products they offer:
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Kikoff Credit Account: This is a revolving line of credit, but it’s unique because it can only be used to make purchases from Kikoff’s online store, which includes items like financial literacy e-books. This account is reported to the three major credit bureaus—Equifax, Experian, and TransUnion. The service charges a flat fee of $5 per month and does not charge interest or have other traditional credit fees. It aims to improve your credit score by adding a positive payment history and managing credit utilization.
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Credit Builder Loan: This product is a 1-year plan where you effectively save $10 per month, which is reported as a loan repayment to credit bureaus. At the end of the year, you get back $120, having built a year of positive payment history.
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Secured Credit Card: Kikoff also offers a secured credit card that acts like a debit card but reports to credit bureaus as a credit card, helping build your credit with everyday transactions.
The overall goal of Kikoff’s services is to provide tools to individuals, particularly those with low or no credit scores, to build or improve their credit scores over time. On average, customers see a significant improvement in their scores after consistent use. It’s a beneficial service for those who might struggle to obtain credit through traditional means due to a lack of credit history or low scores. For anyone considering Kikoff, it’s important to note that the credit account can only be used within Kikoff’s own store, limiting its fl
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