Should I get section 8 or market rent tenants for my investment properties? What are the pros and cons having tenants with section 8 vouchers or market rent tenants?

What FBI Found In Usha Vance’s Mansion Will Leave You Shocked

For years, Usha Vance’s sprawling estate stood as a testament to power and influence, its towering gates shielding more than just luxury. That changed when the FBI arrived, their search warrant unlocking secrets long buried within its walls. What they uncovered sent ripples through Washington-hidden documents, cryptic messages, and a revelation so shocking it left even seasoned agents reeling. But what was concealed behind those opulent doors? And why had it remained a secret for so long? Today, the truth finally comes to light.

JD and Usha Vance: A Detailed Analysis

JD Vance:

• The Vice Presidency Candidate of Trump Vance and His Journey from ‘HillBilly Elegy’ to Now

Life Before Politics:

• Family Background
• Upbringing
• Education

James David Vance, known as JD, was born on August 2, 1984, in Middletown, Ohio. He had an extremely rough childhood coming from the Rust Belt, and being raised by his grandmother gave him an up-close look at the struggles pounded by the white working class. Before pursuing higher studies, Vance served in the United States Marine Corps, which included Iraq. He graduated with a BA from the Ohio State University and later received a Juris Doctor from Yale Law School.

In 2016 Vance published “Hillbilly Elegy,” a memoir talking about his family and the socioeconomic hurdles they had to cross. The book deepens into America’s working class and was later made into a film. This book got a lot of fame and captured the nation’s attention.

At first, in the 2016 elections, Vance was openly critical of Trump, but his views changed with time. By 2022, he won Tulip’s endorsement and later became a US Senator from Ohio. While in the Senate, he embraced and implemented Nationalist and conservative policies. Trump selected Vance as his Vice Presidential candidate in 2024, and they won the elections and were sworn in on January 20, 2025.

Usha Vance: A Distinguished Legal Expert and The Second Lady

Her Life History and Education

On January 6, 1986, San Diego County of California welcomed Usha Vance, a child of Indian immigrants. She performed well during her schooling and graduated with a bachelor’s in history from Yale University. Later, she completed her Master’s in Philosophy from Clare College Cambridge. She earned her Juris Doctor degree from Yale Law School.

Her Work History

Usha has had a wonderful legal career, the most notable of which was her clerkships with Judge Brett Kavanaugh of the US Court of Appeals and Chief Justice John Roberts at the US Supreme Court. In addition, she was a civil litigation and appeal attorney at Munger, Tolles, and Olson.

Her Role as The Second Lady

As the Second Lady, Usha Vance has been interested in and engaged with the public, often accompanying Vice President Vance to other official functions. She has taken a particular interest in family affairs and continues to champion numerous cultural and educational projects.

Her Personal Life

Usha Vance married JD Vance in 2014, and they have three children together: Ewan, Vivek, and Mirabel. They live in Cincinnati, Ohio.

Usha and JD’s interfaith marriage—she is a practicing Hindu and Christian—demonstrates the intermixing of various cultural practices they bring together for their children.

In-laws and Extended Family

Usha’s parents, Mr. and Mrs. Krish and Lakshmi Chilukuri, are an educated pair with a molecular biologist for a mother and an engineer for a father. They placed considerable emphasis on their daughters’ education and preservation of culture. In “Hillbilly Elegy,” JD describes his family as part of a Appalachian culture family and lineage, dominated by stoic strength throughout hardship.

Friends and Community Engagement

The Vances have retained numerous friends from college, military service, and professional fields. They remain active in their community by enhancing initiatives that tackle economic problems and multicultural understanding.

This synthesis provides insight into the reality of Vice President JD Vance and Second Lady Usha Vance, their personal lives and achievements, and their family and community devotion.

https://youtu.be/y42uPaYqihA?si=qPOt8ofvWmpoAKBn

• This discussion was modified 1 month ago by  Gustan Cho.

youtu.be

What FBI Found In Usha Vance’s Mansion Will Leave You Shocked

What FBI Found In Usha Vance’s Mansion Will Leave You ShockedFor years, Usha Vance's sprawling estate stood as a testament to power and influence, its toweri...

This song was written by Bryan Adams and Mutt Lange around a piece of film music by composer Michael Kamen. This trio of songwriters, went on to have 3 number one records during the 1990’s. Sadly Kamen died of multiple sclerosis in 2003, Adams says “Losing Michael was like losing a brother, and I think of him every time I sing this song.”
This video was filmed in Miami, Florida 1992, directed by Andy Morahan.

Lyric:
Look into my eyes – you will see
What you mean to me
Search your heart – search your soul
And when you find me there you’ll search no more
Don’t tell me it’s not worth tryin’ for
You can’t tell me it’s not worth dyin’ for
You know it’s true
Everything I do – I do it for you
Look into my heart – you will FIND
There’s nothin’ there to hide
Take me as I am – take my life
I would give it ALL I would sacrifice
Don’t tell me it’s not worth fightin’ for
I can’t help it there’s nothin’ I want more
Ya know it’s true
Everything I do – I do it for you
There’s no love – like your love
And no other – could give more love
There’s nowhere – unless you’re there
All the time – all the way
Don’t tell me it’s not worth tryin’ for
I can’t help it there’s nothin’ I want more
I would fight for you – I’d lie for you
Walk the wire for you – Ya I’d die for you
Ya know it’s true
Everything I do – I do it for you
https://youtu.be/Y0pdQU87dc8?si=0Y8tI1brThqkApcM

Many of my co-workers and friends who own and operate mortgage websites have taken a major SEO penalty on the search engines from Google. This SEO Google Penalty is not just from one or two mortgage website owner but ALL LOAN OFFICERS across the board, FROM THE EAST, MIDWEST, and WEST COAST. Can anyone who is an expert on Search Engine Optimization (SEO) give us the most recent Google Algorithm Updates? What do we have to do to get our RANKINGS back to first page on the SEARCH ENGINES? Who is an expert in SEO? I hired sel-proclaimed SEO GURU NEIL PATEL (My Mortgage Company) and Neil Patel is absolutely WORTHLESS. DON’T recommend Neil Patel. Neil Patel is a glorified used car salesman who is only a marketer of Neil Patel and a trash compactor of your hard earned dollars. Any answers to my questions will be greatly appreciated. Thank you.

https://gcaforums.com/seo/

gcaforums.com

The Importance of SEO | Search Engine Optimization

SEO is the technique of optimizing a website or online content to improve its visibility and ranking on search engine results pages (SERPs).

Homes prices in Sarasota Florida is expected to tank in 2024. This year is an election year and many homebuyers are jittery during a turbulent election year. Lower interest rate is forecasted in the later half of the year. Home prices are forecasted to plummet 40% or more in Sarasota County Florida. Average price of homes in Sarasota Florida is $535,000 for single family homes. Condos are priced in the low $500,000 median price range.

https://youtu.be/5iOF5u4W9r0?si=3jODXPnqdNxlNxOx

What are differences between the Belgium Malanois compared to the German Shepherd? They look similar. Most people cannot tell the difference. Why are these two dogs look similar but have totally two different names. How are their temperament? Which breed is better? Which breed is smarter?Which breed costs more?

https://youtu.be/sCxRdklRpeU?si=LtzVHY5KNL8HxmdS

With all these recent news about high inflation, low housing inventory, mortgage rates in the 8%, and loan officers quitting the mortgage industry by the thousands, is now a very bad time to become a mortgage loan officer? Is it true that the national number of loan officers dropped by over half due to the mortgage industry going under? Is it true over fifty percent of the mortgage companies went out of business and there are more mortgage brokers and mortgage bankers that are waiting to get out of business?

Which type of investment is best for cash flow. Single family home or multi family home. Or apartment buildings?

Attached is a shocking video about HUD FORCED VALUES. THE SYSTEM IS FORCING APPRAISERS TO OVER VALUE PROPERTIES. Home appraisers are getting intimidated by HUD Guidelines on frowning appraisers coming in low in minority areas.

https://youtu.be/8vyXWW9I12s?si=teTxKDw9fKzKl0-1

Here’s a cute German Shepherd dog playing boxing with a cat.

https://www.facebook.com/share/r/nBMv9Z8rP1LnArZ2/?mibextid=D5vuiz

facebook.com

12 rb tayangan · 991 tanggapan | So cute . . . . Credit: @Unknown . . . #germanshepherd #germanshepherdsofinstagram #germanshepherdpuppy #germanshepherddog #tongueouttuesday #germanshepard #gsdpuppylove #germanshepards #axetribe #germanshepherdofig #germanshepherdsonline #germanshepherddaily #germanshepherdforever #duitseherder #duitseherdershond #duitseherdersvaninstagram #gsd #owczarekniemiecki #pastoraleman #pastoralemao #pastoretedesco #bergerallemand #gsdofinstagram #gsdlife #gsdlove #deutscherschäferhund #dsh #schäferhund #gsdcute #gsdoftheworld | German Shepherd Family | German Shepherd Family · Audio asli

So cute . . . . Credit: @Unknown . . . #germanshepherd #germanshepherdsofinstagram #germanshepherdpuppy #germanshepherddog #tongueouttuesday #germanshepard #gsdpuppylove #germanshepards #axetribe...

What is the purpose of TRID? What is TRID in the Mortgage Loan Process? What Are The Requirements of a TRID Loan? What Are The 6 TRID REQUIREMENTS? WHAT ARE THE RULES FOR TRID COMPLIANCE?

California has 30 million passengers which costs $8 billion dollars to maintain the roads Californians drive. With so many Californians driving electric cars the gas tax money in California is drying up. California is now planning on taxing motorists 30 cents per mile to cover the shortage of the gas tax.

https://youtube.com/shorts/_UDPa2BMS1M?si=LgSyC2kW48ymueN_

Ever think about adding an e-commerce online online store to your website with AMAZON? PPC ads for generating traffic. Need keywords and special unique products. EBay, Shopify. Viral launch software or comparable e-commerce software. Amazon sba.

Business credit cards are specialized credit cards designed for business-related expenses. They are offered by various financial institutions and are intended for use by businesses, regardless of their size – from small startups to large corporations. These cards provide a convenient way for businesses to separate their personal and business expenses, track their spending, and manage their cash flow. Here are some key features of business credit cards:

Separation of Business and Personal Expenses: Business credit cards help maintain a clear distinction between personal and business finances. This is essential for financial reporting, tax purposes, and overall financial management.

Expense Tracking: Many business credit cards offer detailed expense reporting tools. This can simplify accounting processes by providing categorized statements that make it easier to track and analyze business spending.

Rewards and Perks: Similar to personal credit cards, business credit cards often come with rewards programs, cashback incentives, and other perks. These rewards may be tailored to business-related expenses such as travel, office supplies, or telecommunications.

Employee Cards: Business credit cards often allow business owners to issue supplementary cards to employees. This can be helpful in managing employee spending, setting individual spending limits, and tracking expenses by employee.

Credit Building: Responsible use of a business credit card can contribute to building a positive credit history for the business. This can be valuable when the business needs to apply for loans or other forms of financing.

Higher Credit Limits: Business credit cards typically come with higher credit limits compared to personal credit cards. This can be advantageous for businesses that have significant operational expenses.

Access to Business Tools: Some business credit cards provide additional tools and resources, such as expense management software or travel benefits, to help businesses streamline their operations.

Interest Rates and Fees: Business credit cards may have varying interest rates and fees, so it’s important for business owners to carefully review the terms and conditions. Some cards may offer an introductory 0% APR period or other promotions.

It’s crucial for business owners to use business credit cards responsibly and pay attention to their terms and conditions. Keeping personal and business finances separate, monitoring expenses, and paying bills on time are key practices to make the most of these financial tools.

• This discussion was modified 1 year, 3 months ago by  Chase.
• This discussion was modified 2 months, 3 weeks ago by  Sapna Sharma.

German Shepherd Puppies are very intelligent dogs. German Shepherd Puppies are loyal, can think, loyal to their masters, get along with other dogs and cats, and are natural guard dogs. German Shepherd dogs do not have to be trained as guard dogs. They are natural guard dogs and will attack anyone who they see is threatening their masters or family member. There are so many beautiful stories about these great loyal canines. I had many German Shepherd dogs throughout my life and every German Shepherd dog I had was very special. I have created this thread for German Shepherd owners and lovers who can share their thoughts on training German Shepherd Puppies and share their tricks and tips with us.

https://youtu.be/60l-0CNKIsU?si=B42rTPXGJT7Q3g4J

Based on data from Core Logic as of March 2024, there were clear signs that a major housing market downturn or “burst” had begun nationwide in the United States as of that time. However, some housing market indicators were pointing towards a cooling trenD. Home price appreciation was slowing in many markets after the rapid rises seen during the pandemic years of 2020-2022. Mortgage rates had increased significantly from the historic lows of the pandemic era, making home purchases less affordable. Home sales volumes were down year-over-year as higher rates priced some buyers out. Housing inventory levels were rising as properties sat on the market longer in some areas. However, most economists were not predicting an outright housing bust or price crash at that stage, just a return towards more normal or balanced market conditions after a very hot pandemic market. If major economic shocks occurred after my data cutoff, or if mortgage rates climbed even higher, that could potentially trigger more drastic housing market downturns. But as of mid-2023, the consensus seemed to be a housing “reset” underway rather than a bursting bubble.

Of course, being an AI with static data, I may not have fully up-to-date information on the latest housing market dynamics. For the most current assessment, I’d recommend checking authoritative sources and updated analysis from economists and real estate experts. Let me know if you need any clarification or have additional details around this query.

Home prices in several areas and states have begun to decrease.

Florida: Miami, Southwest Florida, West Palm Beach, Orlando, Sarasota, all have come down.

Texas: Austin Texas is expected to drop.

Ohio: Many cities in Ohio is expected to drop.

Oklahoma: Several cities including Oklahoma City is expected to drop.

Colorado: Denver home prices have started to come down.

California: San Francisco home prices begun to come down.

Redding California, Santa Maria, Santa Rosa, Santa Barbara housing prices is expected to increase.

Chicago, Los Angeles, Phoenix, many areas of New York, and New Jersey is expected to see a drop of home prices.

https://www.youtube.com/watch?v=Siz5s7xNGbU

• This discussion was modified 10 months, 4 weeks ago by  Gustan Cho.

Business credit cards are specialized credit cards designed for business-related expenses. They are offered by various financial institutions and are intended for use by businesses, regardless of their size – from small startups to large corporations. These cards provide a convenient way for businesses to separate their personal and business expenses, track their spending, and manage their cash flow. Here are some key features of business credit cards:

Separation of Business and Personal Expenses: Business credit cards help maintain a clear distinction between personal and business finances. This is essential for financial reporting, tax purposes, and overall financial management.

Expense Tracking: Many business credit cards offer detailed expense reporting tools. This can simplify accounting processes by providing categorized statements that make it easier to track and analyze business spending.

Rewards and Perks: Similar to personal credit cards, business credit cards often come with rewards programs, cashback incentives, and other perks. These rewards may be tailored to business-related expenses such as travel, office supplies, or telecommunications.

Employee Cards: Business credit cards often allow business owners to issue supplementary cards to employees. This can be helpful in managing employee spending, setting individual spending limits, and tracking expenses by employee.

Credit Building: Responsible use of a business credit card can contribute to building a positive credit history for the business. This can be valuable when the business needs to apply for loans or other forms of financing.

Higher Credit Limits: Business credit cards typically come with higher credit limits compared to personal credit cards. This can be advantageous for businesses that have significant operational expenses.

Access to Business Tools: Some business credit cards provide additional tools and resources, such as expense management software or travel benefits, to help businesses streamline their operations.

Interest Rates and Fees: Business credit cards may have varying interest rates and fees, so it’s important for business owners to carefully review the terms and conditions. Some cards may offer an introductory 0% APR period or other promotions.

It’s crucial for business owners to use business credit cards responsibly and pay attention to their terms and conditions. Keeping personal and business finances separate, monitoring expenses, and paying bills on time are key practices to make the most of these financial tools.

• This discussion was modified 2 months, 3 weeks ago by  Sapna Sharma.

Mortgage Rates For Monday, April 29th, 2024: As of Monday, April 29th, 2024, mortgage rates have experienced some movement. The average interest rate on a 30-year fixed-rate mortgage fell to 7.135%, while the 15-year fixed-rate mortgage dropped to 6.515%. These changes reflect a slight decrease from previous rates, influenced by economic factors and market conditions. For those interested in adjustable-rate mortgages, the average rate on a 5-year adjustable-rate mortgage also decreased to about 8.001%. This information is critical for homebuyers or homeowners considering refinancing as it impacts the overall cost of borrowing.

It’s always advisable to compare rates from multiple lenders to find the best deal for your situation, as rates can vary significantly between financial institutions. For the most current and detailed rate information, you can check updates from financial news websites like Preferred Mortgage Rates.

As of late April 2024, mortgage rates have seen fluctuations, with the average 30-year fixed-rate mortgage reaching around 7.9% and the 15-year fixed-rate at approximately 6.5%. These rates are subject to daily changes based on broader economic conditions, including inflation rates and Federal Reserve policies. Given the rise in rates, many potential homebuyers are adjusting their expectations and exploring different mortgage options to find the best possible rates and terms for their situations.

If you’re considering buying a home, it’s crucial to compare rates from multiple lenders and consider both fixed-rate and adjustable-rate mortgages depending on your long-term financial plans. Locking in a rate with a mortgage rate lock might also be beneficial to avoid any rate increases during your home buying process.

For more details on current rates and mortgage options, checking daily updates from reliable financial news sources like Gustan Cho Associates and Preferred Mortgage Rates can provide valuable insights and help you make an informed decision.

https://www.foxbusiness.com/personal-finance/todays-mortgage-rates-april-29-2024

foxbusiness.com

Today's 30-year mortgage rates drop while 15-year rates hold steady | April 29, 2024

Mortgage rates fluctuate almost daily based on economic conditions. Here are today’s mortgage rates and what you need to know about getting the best rate.

Homebuyers can get seller concessions for a home purchase from the seller up to 6% of the home purchase price which can be quite large. So on a $500,000 home purchase, the seller concessions can be a total of $30,000. Can the home buyer use the $30,000 on a $500,000 home purchase for the down payment?

Here is a cool tiny house that is brand new and affordable. It is a modular home that homebuyers can use it as a primary home, second home, AirBnB’d or rental home.

https://youtu.be/QHXESFLAbXs?si=AwYAJ9YWMPmeCdYo

Elon Musk the founder and CEO of Tesla Motors strongly believes there’s a 20% chance Artificial Intelligence will destroy humanity in 12 months.

https://www.businessinsider.com/elon-musk-20-percent-chance-ai-destroys-humanity-2024-3

businessinsider.com

Elon Musk says there could be a 20% chance AI destroys humanity — but we should do it anyway

Musk recalculated his analysis of AI, saying there's a 10% or 20% chance it could destroy humanity. Safety researchers say he's underestimating.

Can I get approved for an FHA loan with a timeshare foreclosure?

NMLS licensed loan officers are leaving the Mortgage Industry due to inflation, ridiculous rising rates, and out of control housing priced. Never in history did anyone witnessed such a volatile economy as we are seeing today. The Mortgage Industry has lost 40% of licensed and registered mortgage loan originators and is expected to see more leave the mortgage industry. Many are joining the government agencies such as law enforcement agencies where they are taking individuals without experience in police work and are willing to train. The Illinois State Police is taking applications for state troopers without any experience. Many loan officers are looking for salary or hourly jobs in government because they offer job security.

https://www.linkedin.com/posts/illinoisstatepolice_diversestrength-joinisp-activity-7113311150510927874-N2rG?utm_source=share&utm_medium=member_android

• This discussion was modified 1 year, 6 months ago by  Sapna Sharma.
• This discussion was modified 1 year, 1 month ago by  Gustan Cho.

linkedin.com

Illinois State Police on LinkedIn: #diversestrength #joinisp

Empowering diversity, embracing strength. Join ISP and be part of a law enforcement family that values every perspective. Apply now! #DiverseStrength #JoinISP…

Have a case scenario. If I own a house in a Trust, can I refinance my house in a Trust or do I need to take the house out of trust and refinance under my individual name. And if I refinance under my individual name can I put the house in a Trust after the refinance or will the mortgage lender call the note due.

Can I purchase a primary owner occupied house in a trust??