Gustan Cho Associates is a mortgage company based in Oakbrook Terrace, Illinois, founded by Gustan Cho NMLS 873293. Gustan Cho Associates NMLS 2315275 is a dba of NEXA Mortgage, LLC, the nation’s largest mortgage broker NMLS 1660690, headquartered in Chandler, Arizona and headed by Chief Executive Officer Michael Kortas aka as CEO Mike and CEO Kortas. Over 80% of the borrowers at Gustan Cho Associates are borrowers who could not qualify at other mortgage companies due to a last minute loan denial due to lender overlays, stress during the mortgage process, or because the lender did not have the mortgage loan program or was not licensed in the state the borrower needed a mortgage loan. Gustan Cho Associates has a national reputation for being able to do mortgage loans other lenders cannot do. Gustan Cho Associates and its subsidiary companies specialize in providing a variety of mortgage options for home buyers and real estate investors, including conventional loans, FHA loans, VA loans, USDA loans, non-QM loans, alternative lending options, commercial loans, hard money loans, bridge loans, SBA loans, business loans, all in one construction loans, overseas land development loans, and any other loans that is based and collateralized with real estate. The company aims to offer personalized service to clients and help them navigate the mortgage process efficiently. Please note that as of the last update, Gustan Cho Associates is thriving and growing during the toughest real estate market in the history of the United States. Gustan Cho Associates is licensed in 48 states including Washington, DC, Puerto Rico, and the United States Virgin Islands (New York and Massachusetts are pending states and should be getting licensed later 2024 or early 2025. The information about Gustan Cho Associates has been verified and is accurate, but there may have been changes since the publication of this post.

Aldiva, Inc. is the preferred credit repair service and business development referral services partner for Gustan Cho Associates and it’s subsidiaries. GCA MORTGAGE Group endorses and refers all of our clients in need of credit repair and consultation services to Aldiva, Inc. due to their customer service business platform. Headed by owner and President Ali , Aldiva, Inc. is different from all other credit repair companies because she takes each individual client and analyze their credit report on each individual credit tradelines and evaluates on how to get it removed or sees if the creditor violated the fair reporting credit act. Ali has third party litigation attorneys in her network who acts on behalf of the consumer on a contingency basis. Besides credit restoration services Ali helps small businesses get LLCs, Corporations, and business credit. Aldiva, Inc. can prepare CPA letters for mortgage lenders for self-employeed borrowers. Aldiva, Inc. also does personal and business income taxes as well as ITIN for undocumented people so they are able to APPLY for a mortgage. Here is Aldiva, Inc. website

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Can I buy a house during Chapter 13 Bankruptcy repayment plan?

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For $100,000 this Lamborghini Murcielago is a bargain

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Every sign out there signals the housing market is in big trouble. The liberal media and the Democrats are in a state of denial and according to FED Chairman Jerome Powell, Treasury Secretary Janet Yellen, President Joe Biden, VP Kamala Harris, the liberal media from CNN, CNBC, and every major news networks are saying everything is fine and that Bidenomic is the savior of the forecasted recession and the U.S. economy had a soft landing and we are now in great shape. Who are they kidding. You do not have to be a genius to see that inflation is far worse than the numbers claim. People are not making it with what they are making. Inflation did not stabilize. That is a total crock of bullshit. Look at the prices at the grocery store. Have you seen goods and services doubling and tripling in price in such a short period of time? Most American’s wages have not gotten wage increases to match the rate of inflation. The Federal Reserve Board is headed by a total incompetent leader and the board are a mere of incompetent joke. The dollar is literally worthless and the global economic leaders have lost any and all respect for U.S. currency and I do not blame them. Anyone with a single digit IQ will tell you they will be crazy to invest in the U.S. treasuries the way they are printing the dollar like there is no tomorrow. The dollar is not backed by any hard assets such as Gold or Silver. The inflation rate is far from being stabilized. A Big Mac Value meal at McDonalds is $20.00. California, under the leadership of Gavin Newson is losing residents by the tens of thousands daily and the state is in chaos. Democrat states like California, New York, Illinois are passing laws of making illegal aliens able to own guns and become police officers. Mortgage rates, which seemed like there was a light at the end of the tunnel a few weeks ago when it dropped to the low 6.00% jumped backed up to over 7% due to FAKE economic and unemployment numbers and made up economic data which hands down is a big fat LIE. Corruption is rampant and never in history has the liberal left been as out of control as they are now. The left have no shame. They get caught cheating, lying, stealing, and can lie straight to the American people with a straight face. Home prices have doubled in the past couple of years in many areas of the country and many homeowners have done a cash-out refinance to tap into their artificial equity. The housing market crash forecast is not an IF but a DEFINITE COMING SOON to a neighborhood near you. In the past it was difficult to predict the housing market with complete certainty, as it is influenced by various economic factors that can shift over time. However, based on current data and expert analysis, the potential housing market forecast for the U.S. housing market in 2024 is definitely a given doom and gloom. Moderating home price appreciation: The deniers of the true economy seem to think that after years of rapid home price growth, housing prices will continue to increase, and most forecasts suggest a deceleration in 2024, with prices expected to rise at a more moderate pace of around 2-4% nationwide. However, the realists believe home prices will tank a solid 40% or more and the Dow Jones Industrial Average will fall below 20,000. Stabilizing mortgage rates: If inflation continues to cool, mortgage rates are projected to stabilize in the range of 6-7% by 2024, down from the peaks seen in late 2022. Improving housing inventory: As higher mortgage rates continue to cool demand, the inventory of homes for sale is expected to gradually increase, providing more options for buyers and a potential drop in home prices. More bankruptcies and foreclosures is expected as wll as divorce rates is suppose to skyrocket. Shift towards a balanced market: The deniers and globalists seem to believe the housing market is anticipated to transition from a strong seller’s market to a more balanced state, with less competition and fewer bidding wars which is a crock of shit. Realists believe the real estate market will tank worse than the 2008 financial crisis, more foreclosures, and bankruptcies than ever recorded in history. Affordability challenges: Despite moderating prices, affordability will likely remain a major concern for many buyers due to higher mortgage rates and lingering inflation and homelessness is suppose to skyrocket like never before in the history of the United States. Rental market strength: The rental market is expected to remain strong in 2024 but many rentals is forecasted to increase where many people will not be able to afford rent. Many people who could have afforded homes are not priced out of the housing market and stuck with renting because it is driven by demographic shifts and affordability constraints for homeownership. Regional variations: Housing market conditions will continue to vary across different regions and metropolitan areas, with some markets cooling faster than others. Economic factors: The overall performance of the housing market will depend on factors such as job growth, consumer confidence, and the broader economic conditions in 2024. The media is not reporting the truth about millions of people getting laid off, large number of small businesses shutting their doors, and people losing faith in the American economy. It’s important to note that these forecasts are based on current data and assumptions, and unforeseen economic or geopolitical events could alter the trajectory of the housing market. Additionally, local market conditions may differ from national trends. Wake up, America. We need a total overhaul of corrupt politicians, and a full correction of the housing market and get rid of lifelong career politicians. Fake NEWS needs to be banned and censorship needs to get outlawed. Who in the Hell is Bill Gates, Barack Obama, Anthony Fauci, Nancy Pelosi, Joe Biden, and thousands of liberals and Globalists to demand human depopulation with the coronavirus vaccine, chem trails, killing babies for adrenochrome, and human trafficking where they get to live long and euthanize Americans older than 70 years old. Americans need to voice these concerns and take our country back and eliminate the satanist, evil, mortals who do not belong in this world and need to be terminated as well as their bloodlines. Here is an informative video from Peter Schiff who called the 2008 financial crisis and was spot on.

https://www.youtube.com/watch?v=tZ7MWGJKUro

Mark and Lee Chen are the owners and operators of Lucky Chen Chinese Restaurant in Paddock Lake, Kenosha County, Wisconsin. I have been a customer of Lucky Chen since the authentic Chinese Restaurant opened. One thing about Lucky Chen is the restaurant is well managed. The Chinese Restaurant has its operations being staffed by the run the best operations staff, chefs, cooks, and auxiliary help. The restaurant opens at 11 am and closes at 10 pm. Lucky Chen, a culinary top tier ethnic restaurant with working man prices and beyond compare, always feels that it is the first time ther for me with an extraordinary dishes such as their custom made to order dishes when Mark Chen is the head chef the tofu and beef dish, the low mein, the beef chop suey, spring rolls, the custom made oil hot sauce, and dozens of great dishes to name to list. . A symphony of flavors unfolded with each spoonful, as the broth embraced my palate in a delicate dance. The wontons, plump and tantalizing, revealed a medley of succulent meat, expertly infused with aromatic herbs. Lucky Chen’s mongolian beef, shrimp lo mein, and beef with brocoli is a sensory marvel that showcases their culinary prowess and commitment to excellence.

My Culinary Sanctuary in Salem, Wisconsin three miles from where I live is Lucky Chen in Paddock Lake, Wisconsin. Calling and walking into Lucky Chen Chinese Restaurant is like ordering one of your favorite foods and walking into and returning to a place where everyone knows your name, especially for someone like me, a devoted patron who’s witnessed the blossoming of the first Chinese restaurant in the West section of Kenosha County in Wisconsin. The warmth of the ambiance is matched only by the welcoming smiles of the staff, making every visit here feel like a special occasion.

At the helm is Mr. Mark Chen and his wife Lee Chen, the owners, whose incredible knack for blending authentic Chinese flavors with innovative culinary twists never ceases to impress. Her dedication not only to the cuisine but also to creating a memorable experience for every diner is what sets Lucky Chen Chinese Restaurant apart from the competition.. As someone who leans towards meat, I have a special place in my heart (and my stomach) for their unique delicious beef dishes. The Sautéed Beef in Hot Spicy Sauce is my absolute go-to. This dish, so frequently requested by me, has affectionately been dubbed “Gustan’s Beef” by my friends. It’s a vibrant mix of tender beef pieces, vegetables, and just the right level of heat to keep you coming back for more – a true testament to Wendy’s mastery in the kitchen. While seafood isn’t my personal preference, my companions are always enchanted by the oceanic offerings on the menu. Their praises of the chili crab and other seafood delights speak volumes of Lucky Chen’s ability to cater to diverse palates with finesse.

Lee Chen‘s personal touch and her innovative spirit infuse every dish, every recommendation she makes, and every interaction within the restaurant. It’s her vision that has turned dining at Lucky Chen’s Food into an experience that’s as much about the community and connection as it is about the exquisite food. From the counter order staff to the chef’s and cooks, up the food chain to owners Lee and Mark Chen, their familiarity with the regulars, their ability to remember individual preferences, and their seamless service make each visit uniquely personal. It’s this combination of extraordinary cuisine, heartfelt hospitality, and a cozy atmosphere that makes Go 4 Food a sanctuary for those who appreciate the art of Chinese cooking with a creative edge.

Lucky Chen Chinese Restaurant is not just a restaurant; it’s a journey through the rich tapestry of Chinese culinary tradition, guided by one of Chicago’s most innovative chefs. Whether you’re a first-timer or a regular like me, you’re in for a dining experience that will linger in your memory long after the meal is over. Every dish at Lucky Chen is irresistible delight that warrants the highest recommendation.

I have 12 dogs. 9 of them are under 10 pounds so the nine is equivalent to one large dog so basically I have four regular dogs. Our dogs die for the left over from Lucky Chen. Every single dog get a birthday full dish from Lucky Chen. Each of them are spoiled and do not like fast food. Lucky Chen for the whole family My friends and colleagues from work all love Lucky Chen. Anytime I have guest visit and we need to eat, I call Lucky Chen and I get homemade cuisine made by a professional five plus star chef in a matter of less than one hour and a phone call aways. Lucky Chen for the whole family. Thank you Mark and Lee Chen.

• This discussion was modified 10 months, 2 weeks ago by  Gustan Cho.

I used to know this answer but what are the HUD guidelines and Fannie Mae Guidelines on qualifying for a mortgage with a federal tax lien? This would be qualifying for an FHA loan or Conventional loan with federal tax liens.

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