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Gustan Cho
Loan OfficerMy Favorite Discussions
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Nazareth Love hurts is another classic oldie
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Adam Schiff is grilling Special Counsel Robert Hur on why he released embarrassing information about his investigation of Joe Biden and his deteriorating mental state. So what is Representative Adam Schiff saying? To hide it from the public?
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Our technical and digital media marketing team headed by Sapna has been working hard to restructure the forum with restructuring the forum platform. The FORUM platform is a Great Content Authority forum. When people buy a house, sell a house, invest in real estate, or just decide to rent temporarily, they move to an unknown location where they need to get to know the neighborhood, need to know the local grocery store, shopping centers, restaurants, dentist, doctors, veterinarian, auto mechanic, body shop, plummer, electrician, landscaper, sports bar, gas station, convenience store, ethnic restaurants, specialty shops, attorney, accountant, optician, medical center, hospial, and other local businesses. We have rebranded and named our online community GCA FORUMS, which stands for General Community Forum (GCA FORUMS). We want to have a comprehensive forum covering any and all topics that relates to the average consumer, professional, business owner, student, real estate investor, homebuyer, home seller, entrepreneur, people with hobbies, car lovers, animal lovers, and people of all walks in life. We will have a comprehensive business directory that is not just a directory but a platform for customers to leave reviews, comments, and the business will list the scope of work or products they market or provide services and a landing page explaining the overview of the business. One major benefit of being listed on GCA FORUMS is we will offer the local business the option to get organic traffic where they can save money in their advertising and marketing budget because we will help the local business get organic traffic. The local businesses listed on GCA FORUMS needs to be nominated and sponsored by a GCA FORUMS member or moderator. Services we are planning on providing the local businesses are CRM, SOCIAL MEDIA MARKETING PLATFORM, access to plugins for Google Ads, and social marketing ads, and a sophisticated CRM system that will later be discussed. Designed by @Wendy GM Lahn, Esq., MBA, LL.M. Ravinder Sharma, and Sapna Sharma, we feel our members will be more than pleased on what we have planned for GCA FORUMS. Stay tuned. @sapna @Ravi @marga @Ali @Ann @April Ramirez @AngieCrippen @Angie_Torres @Dale_Elenteny @Bill Burg @mike-gracz @John Strange @cameron @Mneill0612 @Rhonda @Ronda @MortgageSensei @Lilboss @James @james-hayes @Mason @Christian Sorensen @Steve
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Here’s videos of Chase. Chase was born January 25 2023 and has turned one year old. Very loveable, kind hearted, but everything is a game for him. I am going to start training Chase to become a well behaved German Shepherd puppy.
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This discussion was modified 1 year ago by
Harlan.
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This discussion was modified 1 month, 1 week ago by
Sapna Sharma.
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This discussion was modified 1 year ago by
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Aldiva, Inc. is the preferred credit repair service and business development referral services partner for Gustan Cho Associates and it’s subsidiaries. GCA MORTGAGE Group endorses and refers all of our clients in need of credit repair and consultation services to Aldiva, Inc. due to their customer service business platform. Headed by owner and President Ali , Aldiva, Inc. is different from all other credit repair companies because she takes each individual client and analyze their credit report on each individual credit tradelines and evaluates on how to get it removed or sees if the creditor violated the fair reporting credit act. Ali has third party litigation attorneys in her network who acts on behalf of the consumer on a contingency basis. Besides credit restoration services Ali helps small businesses get LLCs, Corporations, and business credit. Aldiva, Inc. can prepare CPA letters for mortgage lenders for self-employeed borrowers. Aldiva, Inc. also does personal and business income taxes as well as ITIN for undocumented people so they are able to APPLY for a mortgage. Here is Aldiva, Inc. website
https://www.formmybusiness.com/
formmybusiness.com
Aldiva Inc. - Business Formation
Welcome to Aldiva Inc. where protecting your business is essential by forming a separate legal entity. Let us guide you through the process of forming a corporate entity.
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Federal Reserve Board Chairman Jerome Powell gets grilled by Louisiana Senator John Kennedy and seems like his asshole is puckering. Jerome Powell gets owned and called out by the Louisiana U.S. Senator and becomes speechless sometimes during the grilling session. Incompetence and lying is not being condoned by Senator Kennedy. Jerome Powell is the main reason for the destruction of the U.S. economy.
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$100,000 Belgian Malanois two part dog training program First part of the Belgian Malanois dog training program is obedience training. The second phase is protection and defensive tactical training. Tge training program is intense and the dogs are worked on intensely with training taken seriously several hours daily.
https://www.facebook.com/share/r/jgNWpV2iwwVVNzg9/?mibextid=D5vuiz
facebook.com
$100,000 Belgian Malinois Training Unveiled! Dogs and Puppies Edition. 🐾💰 #DogTrainingSecrets #BelgianMalinois #DogsofTikTok #dogtrainermagic. Britani K Safris Mayes · Audio original
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When Americans are struggling with surging inflation, skyrocketing home prices, false economic numbers, record high unemployment, historic high mortgage rates, and fake news with misleading and deceptive political hacks like Janet Yellen, the Biden Crime Family, the Feds printing money and dollar not backed by any hard assets, the stock market is surging at historic highs and CNN and the fake news media misleading and brainwashing American by announcing how great Bidenomics is and how our economy is great. CNN, the other liberal media media platforms are telling Americans to just look at the stockmarket and that the stockmarket says it all. I say it’s a crock of shit and it is manipulated. Look at prices on grocery stores. Inflation is like a runaway train with no sight of stabilization. Why the economy is I’m dire critical crisis mode, the clowns of America keep on printing money and misleading the American people by lying, causing panic, printing money, and cheating on elections. NDVA is a AI stock that doubled in prices based on future forecasted earnings and the stockmarket is hitting new historic highs every day @cpensacola @alex
https://video.foxbusiness.com/v/6347384777112
video.foxbusiness.com
Investors who thought the AI boom was slowing can ‘think again’: Kevin Mahn | Fox Business Video
Hennion & Walsh Asset Management President Kevin Mahn breaks down Nvidia's better-than-expected sales and earnings data and previews the retail earnings report.
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Every sign out there signals the housing market is in big trouble. The liberal media and the Democrats are in a state of denial and according to FED Chairman Jerome Powell, Treasury Secretary Janet Yellen, President Joe Biden, VP Kamala Harris, the liberal media from CNN, CNBC, and every major news networks are saying everything is fine and that Bidenomic is the savior of the forecasted recession and the U.S. economy had a soft landing and we are now in great shape. Who are they kidding. You do not have to be a genius to see that inflation is far worse than the numbers claim. People are not making it with what they are making. Inflation did not stabilize. That is a total crock of bullshit. Look at the prices at the grocery store. Have you seen goods and services doubling and tripling in price in such a short period of time? Most American’s wages have not gotten wage increases to match the rate of inflation. The Federal Reserve Board is headed by a total incompetent leader and the board are a mere of incompetent joke. The dollar is literally worthless and the global economic leaders have lost any and all respect for U.S. currency and I do not blame them. Anyone with a single digit IQ will tell you they will be crazy to invest in the U.S. treasuries the way they are printing the dollar like there is no tomorrow. The dollar is not backed by any hard assets such as Gold or Silver. The inflation rate is far from being stabilized. A Big Mac Value meal at McDonalds is $20.00. California, under the leadership of Gavin Newson is losing residents by the tens of thousands daily and the state is in chaos. Democrat states like California, New York, Illinois are passing laws of making illegal aliens able to own guns and become police officers. Mortgage rates, which seemed like there was a light at the end of the tunnel a few weeks ago when it dropped to the low 6.00% jumped backed up to over 7% due to FAKE economic and unemployment numbers and made up economic data which hands down is a big fat LIE. Corruption is rampant and never in history has the liberal left been as out of control as they are now. The left have no shame. They get caught cheating, lying, stealing, and can lie straight to the American people with a straight face. Home prices have doubled in the past couple of years in many areas of the country and many homeowners have done a cash-out refinance to tap into their artificial equity. The housing market crash forecast is not an IF but a DEFINITE COMING SOON to a neighborhood near you. In the past it was difficult to predict the housing market with complete certainty, as it is influenced by various economic factors that can shift over time. However, based on current data and expert analysis, the potential housing market forecast for the U.S. housing market in 2024 is definitely a given doom and gloom. Moderating home price appreciation: The deniers of the true economy seem to think that after years of rapid home price growth, housing prices will continue to increase, and most forecasts suggest a deceleration in 2024, with prices expected to rise at a more moderate pace of around 2-4% nationwide. However, the realists believe home prices will tank a solid 40% or more and the Dow Jones Industrial Average will fall below 20,000. Stabilizing mortgage rates: If inflation continues to cool, mortgage rates are projected to stabilize in the range of 6-7% by 2024, down from the peaks seen in late 2022. Improving housing inventory: As higher mortgage rates continue to cool demand, the inventory of homes for sale is expected to gradually increase, providing more options for buyers and a potential drop in home prices. More bankruptcies and foreclosures is expected as wll as divorce rates is suppose to skyrocket. Shift towards a balanced market: The deniers and globalists seem to believe the housing market is anticipated to transition from a strong seller’s market to a more balanced state, with less competition and fewer bidding wars which is a crock of shit. Realists believe the real estate market will tank worse than the 2008 financial crisis, more foreclosures, and bankruptcies than ever recorded in history. Affordability challenges: Despite moderating prices, affordability will likely remain a major concern for many buyers due to higher mortgage rates and lingering inflation and homelessness is suppose to skyrocket like never before in the history of the United States. Rental market strength: The rental market is expected to remain strong in 2024 but many rentals is forecasted to increase where many people will not be able to afford rent. Many people who could have afforded homes are not priced out of the housing market and stuck with renting because it is driven by demographic shifts and affordability constraints for homeownership. Regional variations: Housing market conditions will continue to vary across different regions and metropolitan areas, with some markets cooling faster than others. Economic factors: The overall performance of the housing market will depend on factors such as job growth, consumer confidence, and the broader economic conditions in 2024. The media is not reporting the truth about millions of people getting laid off, large number of small businesses shutting their doors, and people losing faith in the American economy. It’s important to note that these forecasts are based on current data and assumptions, and unforeseen economic or geopolitical events could alter the trajectory of the housing market. Additionally, local market conditions may differ from national trends. Wake up, America. We need a total overhaul of corrupt politicians, and a full correction of the housing market and get rid of lifelong career politicians. Fake NEWS needs to be banned and censorship needs to get outlawed. Who in the Hell is Bill Gates, Barack Obama, Anthony Fauci, Nancy Pelosi, Joe Biden, and thousands of liberals and Globalists to demand human depopulation with the coronavirus vaccine, chem trails, killing babies for adrenochrome, and human trafficking where they get to live long and euthanize Americans older than 70 years old. Americans need to voice these concerns and take our country back and eliminate the satanist, evil, mortals who do not belong in this world and need to be terminated as well as their bloodlines. Here is an informative video from Peter Schiff who called the 2008 financial crisis and was spot on.
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Here is Chase learning how to sit and stay. I trained Chase how to sit without treats and took me no longer than thirty minutes. Same with stay. After two weeks, I trained Chase how to stay with out any treats and that took me no longer than 30 minutes. Next will be how to come when called. Going by my friend Mark Chen tomorrow at 1 pm to train Chase.
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This discussion was modified 11 months ago by
Gustan Cho. Reason: Forgot to check NOTIFY ME BOX
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This discussion was modified 11 months ago by
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Recently, I have had quite a few borrowers that did not have active tradelines. Experian Boost is great for reporting alternative trade lines, but that is only one bureau. I have had good luck recently with Stellarfi.com.
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What are FHA spot loans for homebuyers buying a condominium with an FHA loan? How does FHA spot loans work?
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Can a mortgage loan officer explain the difference between a warrantable and non-warrantable condominium unit? Also what is the difference between a condominium and a condotel or condo hotel? How can I get financing on non-warrantable, condotel, and warrantable condominium units?
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Google’s March 2024 upgrade is revolutionary; numerous websites are affected by algorithmic modifications and removed from Google Search.
Following are the five things you should be aware
1. Google is completely deindexing websites
2. Penalties are immediate.
3. Even websites that have undergone past updates are not safe.
4. Older, error-filled websites are insecure.
5. Little websites with AI content were also impacted.
Check out the article below for details.
https://searchengineland.com/google-march-2024-core-update-things-you-need-to-know-438370
searchengineland.com
Google's March 2024 core update: 5 things you need to know
Google's March 2024 update is a game-changer, with many sites impacted by algorithmic changes and deindexed from Google Search.
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What does manual underwriting on FHA loans mean? What is the difference between manual underwriting versus automated underwriting system on FHA loans. When is manual underwriting required on FHA loans? What are the manual underwriting guidelines on FHA loans?
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If a website is a Google News publisher, it means that it meets the criteria set by Google to appear in Google News search results. Google News is a service that aggregates news articles from various sources and presents them to users based on their interests and preferences.
To become a Google News publisher, a website must adhere to certain quality guidelines established by Google. These guidelines typically include factors such as:
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High-quality, original content: Google looks for websites that publish credible, informative, and original news content.
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Authority and credibility: Websites should have a reputation for producing trustworthy and accurate news reporting.
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Transparency: Publishers should provide clear information about their organization, editorial processes, and sources of information.
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Site structure and technical requirements: Websites must have clear navigation, proper indexing, and adhere to technical standards for optimal performance on Google News.
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Compliance with Google News policies: Publishers must follow Google’s policies regarding content, copyright, and other relevant guidelines.
Being a Google News publisher can significantly increase a website’s visibility and traffic, as it allows its content to appear in Google News search results and potentially reach a wider audience. However, meeting the requirements for inclusion in Google News requires a commitment to producing high-quality journalism and adhering to Google’s standards.
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Many people wonder what are the benefits and negatives between a car purchase and car lease? Which benefits a automobile consumer?
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Eligible active duty, retired, and eligible spouses of eligible deceased members of the United States Military can qualify for VA loans with bad credit. Getting approved for a VA loan with bad credit can be challenging, but it is possible under certain circumstances. Here are some key points regarding VA loans and bad credit:
- Credit Score Requirements:
- The VA does not have a minimum credit score requirement, but most VA-approved lenders typically require a credit score of at least 620.
- Some lenders may consider applicants with scores as low as 580, but they will likely require compensating factors.
- Compensating Factors:
- VA lenders may be more flexible if you have compensating factors that offset the risk associated with a lower credit score.
- Compensating factors can include a higher residual income, significant assets or cash reserves, or a strong employment history.
- Credit History Analysis:
- VA lenders will closely review your credit report to understand the reasons behind any derogatory items or late payments.
- They may be more lenient if the negative items are due to extenuating circumstances, such as job loss, medical issues, or divorce.
- Waiting Periods:
- If you have previous derogatory events like bankruptcies, foreclosures, or short sales, there are mandatory waiting periods before you can qualify for a VA loan.
- For Chapter 7 bankruptcy, the waiting period is usually 2 years.
- For Chapter 13 bankruptcy, you may be eligible after 12 months of on-time payments.
- For foreclosures and short sales, the waiting period is typically 2 years.
- Debt-to-Income Ratio:
- VA loans have more flexible debt-to-income ratio requirements compared to conventional loans.
- Generally, your total monthly debt payments (including the new mortgage) should not exceed 41% of your gross monthly income.
- Documentation:
- Be prepared to provide documentation explaining any derogatory credit events, such as letters of explanation, proof of extenuating circumstances, and evidence of re-established credit.
It’s important to note that while the VA does not have strict credit score requirements, individual lenders may have their own overlays or stricter guidelines. Working with an experienced VA lender or mortgage broker can help you navigate the process and understand your specific eligibility based on your credit situation.
Additionally, taking steps to improve your credit score, reduce outstanding debts, and increase your cash reserves can significantly improve your chances of qualifying for a VA loan with bad credit.
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This discussion was modified 1 month, 1 week ago by
Sapna Sharma.
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FHA loans are the most popular mortgage loan program for homebuyers and homeowners with bad credit. Homebuyers with less the perfect credit and low credit scores can qualify and get approved for FHA loans with bad credit with a 3.5% down payment. FHA loans with bad credit allows borrowers to qualify for an FHA loan with bad credit with credit scores down to 500 FICO. To qualify for a 3.5% down payment home purchase FHA loan, you need at least a 580 credit score. Borrowers with under a 580 credit score and down to 500 FICO can qualify for an FHA loan with bad credit with a 10% down payment.
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Can I get approved for a mortgage loan after a timeshare foreclosure with no waiting period? Many lenders say I cannot qualify and get approved for a mortgage after a timeshare foreclosure and need to wait three years for FHA loans and seven years for conventional loans.
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How does borrower paid compensation on VA loans work? Why is the borrower paid compensation limited to 1% and cannot be somewhere in between 2.75% and 1.0%?
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Every mortgage lender are giving me the same story for being late 120 days on a past mortgage loan payment in the past 24 months. Mortgage lenders, mortgage brokers, loan officers from banks and credit unions all say any mortgage that has been late 120 days or more is considered a foreclosure. Most lender consider a borrower with a 120 day late on a home loan the same as a foreclosure.
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Mark and Lee Chen are the owners and operators of Lucky Chen Chinese Restaurant in Paddock Lake, Kenosha County, Wisconsin. I have been a customer of Lucky Chen since the authentic Chinese Restaurant opened. One thing about Lucky Chen is the restaurant is well managed. The Chinese Restaurant has its operations being staffed by the run the best operations staff, chefs, cooks, and auxiliary help. The restaurant opens at 11 am and closes at 10 pm. Lucky Chen, a culinary top tier ethnic restaurant with working man prices and beyond compare, always feels that it is the first time ther for me with an extraordinary dishes such as their custom made to order dishes when Mark Chen is the head chef the tofu and beef dish, the low mein, the beef chop suey, spring rolls, the custom made oil hot sauce, and dozens of great dishes to name to list. . A symphony of flavors unfolded with each spoonful, as the broth embraced my palate in a delicate dance. The wontons, plump and tantalizing, revealed a medley of succulent meat, expertly infused with aromatic herbs. Lucky Chen’s mongolian beef, shrimp lo mein, and beef with brocoli is a sensory marvel that showcases their culinary prowess and commitment to excellence.
My Culinary Sanctuary in Salem, Wisconsin three miles from where I live is Lucky Chen in Paddock Lake, Wisconsin. Calling and walking into Lucky Chen Chinese Restaurant is like ordering one of your favorite foods and walking into and returning to a place where everyone knows your name, especially for someone like me, a devoted patron who’s witnessed the blossoming of the first Chinese restaurant in the West section of Kenosha County in Wisconsin. The warmth of the ambiance is matched only by the welcoming smiles of the staff, making every visit here feel like a special occasion.
At the helm is Mr. Mark Chen and his wife Lee Chen, the owners, whose incredible knack for blending authentic Chinese flavors with innovative culinary twists never ceases to impress. Her dedication not only to the cuisine but also to creating a memorable experience for every diner is what sets Lucky Chen Chinese Restaurant apart from the competition.. As someone who leans towards meat, I have a special place in my heart (and my stomach) for their unique delicious beef dishes. The Sautéed Beef in Hot Spicy Sauce is my absolute go-to. This dish, so frequently requested by me, has affectionately been dubbed “Gustan’s Beef” by my friends. It’s a vibrant mix of tender beef pieces, vegetables, and just the right level of heat to keep you coming back for more – a true testament to Wendy’s mastery in the kitchen. While seafood isn’t my personal preference, my companions are always enchanted by the oceanic offerings on the menu. Their praises of the chili crab and other seafood delights speak volumes of Lucky Chen’s ability to cater to diverse palates with finesse.
Lee Chen‘s personal touch and her innovative spirit infuse every dish, every recommendation she makes, and every interaction within the restaurant. It’s her vision that has turned dining at Lucky Chen’s Food into an experience that’s as much about the community and connection as it is about the exquisite food. From the counter order staff to the chef’s and cooks, up the food chain to owners Lee and Mark Chen, their familiarity with the regulars, their ability to remember individual preferences, and their seamless service make each visit uniquely personal. It’s this combination of extraordinary cuisine, heartfelt hospitality, and a cozy atmosphere that makes Go 4 Food a sanctuary for those who appreciate the art of Chinese cooking with a creative edge.
Lucky Chen Chinese Restaurant is not just a restaurant; it’s a journey through the rich tapestry of Chinese culinary tradition, guided by one of Chicago’s most innovative chefs. Whether you’re a first-timer or a regular like me, you’re in for a dining experience that will linger in your memory long after the meal is over. Every dish at Lucky Chen is irresistible delight that warrants the highest recommendation.
I have 12 dogs. 9 of them are under 10 pounds so the nine is equivalent to one large dog so basically I have four regular dogs. Our dogs die for the left over from Lucky Chen. Every single dog get a birthday full dish from Lucky Chen. Each of them are spoiled and do not like fast food. Lucky Chen for the whole family My friends and colleagues from work all love Lucky Chen. Anytime I have guest visit and we need to eat, I call Lucky Chen and I get homemade cuisine made by a professional five plus star chef in a matter of less than one hour and a phone call aways. Lucky Chen for the whole family. Thank you Mark and Lee Chen.
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This discussion was modified 11 months, 2 weeks ago by
Gustan Cho.
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This discussion was modified 11 months, 2 weeks ago by
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I heard there are non-QM loans for self-employed borrowers that do not require federal income tax returns and no income documentation and is called P and L Statement Non-QM loans. How does the the P and L Statement Mortgage Loan program for self-employed borrowers work? I heard that a CPA Letter is required on a P and L statement non-QM mortgage loan? How does that work?
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I am very excited to get involved and start originating commercial loans. What different types of commercial loans is Lending Network, Inc. going to offer to real estate investors and business folks?
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I used to know this answer but what are the HUD guidelines and Fannie Mae Guidelines on qualifying for a mortgage with a federal tax lien? This would be qualifying for an FHA loan or Conventional loan with federal tax liens.
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Hello! I have a scenario from a non profit organization looking to purchase 12,400 sq ft. warehouse in GA and convert to temporary housing for working class, homeless individuals who will eventually become first-time home buyers. Sale price is $3.5 million, 75% LTV (25% down payment). Contact Cathy Willis for more details @ 708-668-8464.
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What is the main differences between a 15-Year Versus 30-Year Fixed-Rate Mortgage? What benefits and negatives is between 15-Year Versus 30-Year Fixed-Rate Mortgages? What are the pros and cons on a 15-Year Versus 30-Year Fixed-Rate Mortgages Comparison on home purchase and refinance mortgages on both cash-out refinance and home purchase loans.
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Cindy Kelly is the president, owner, and head of operations at Regis Regal German Shepherds headquartered in Spring Grove, Illinois. Cindy is one of the most knowledgeable and passionate breeders of any dog breeds I have consulted with. Cindy takes passion for her champion bloodline German Shepherd dogs and will not sell her German Shepherd pups to anyone. There is no doubt there are many imitation German Shepherd breeders. Just because you have female and male German Shepherd dog and have puppies does not mean that you are now a professional German Shepherd breeder.
A great dog breeder, like Cindy Kelly of Regis Regal German Shepherds is characterized by several key attributes and practices:
Commitment to Health and Welfare of the parent German Shepherds as well as the pups: The top priority for any reputable breeder is the health and well-being of their dogs. This includes ensuring that breeding dogs are healthy, genetically tested for hereditary diseases common in their breed, and well cared for in terms of nutrition, exercise, and veterinary care.
Breed Knowledge and Expertise: A great breeder is knowledgeable about their chosen breed(s), including breed standards, temperament, behavior, and specific health concerns. They should be able to provide guidance and information to potential buyers about the breed’s characteristics and needs.
Selective Breeding Practices: Responsible breeders carefully select breeding pairs based on genetic health, temperament, and conformation to breed standards. They aim to improve the breed with each generation and avoid breeding dogs with known health issues or undesirable traits.
Ethical and Transparent Practices: Transparency is essential in all aspects of breeding, including providing accurate information about the lineage, health records, and any potential risks associated with the breed. Ethical breeders are open to questions and concerns from prospective buyers and are willing to provide ongoing support and advice after the sale.
Proper Socialization and Environmental Exposure: Puppies raised by reputable breeders are typically well-socialized from a young age, exposed to different environments, people, and experiences to help them develop into well-adjusted adults.
Responsible Placement of Puppies: Great breeders carefully screen potential buyers to ensure that their puppies are going to suitable homes where they will receive proper care and attention. They may require potential buyers to fill out questionnaires, conduct interviews, or even visit their facilities before agreeing to sell a puppy.
Continued Involvement and Support: A good breeder doesn’t wash their hands of the puppies once they are sold. They are available to provide ongoing support, advice, and guidance to new puppy owners throughout the dog’s life.
Involvement in the Dog Community: Many reputable breeders are actively involved in dog shows, competitions, or breed clubs. This involvement helps them stay informed about the latest developments in their breed and allows them to network with other knowledgeable individuals in the dog community.
Adherence to Legal and Ethical Standards: Great breeders adhere to all applicable laws and regulations related to breeding, licensing, and animal welfare. They also follow ethical guidelines set forth by reputable breeding organizations and breed clubs.
Lifetime Responsibility for Their Dogs: A responsible breeder takes responsibility for every dog they breed, regardless of age or circumstances. They should be willing to take back any dog they have bred if the owner can no longer care for it, to ensure the dog’s well-being and prevent it from ending up in a shelter or rescue.
Cindy Kelly of Regis Regal German Shepherds in Spring Grove, Illinois knows her dogs and knows German Shepherd. I like to add more to this review but am running late for my appointment. Please feel free to contact me or write to me if you need a reference and one of the most kindest, knowledgeable, experienced, and humble breeders I met and now I am a fan of Cindy Kelly, Owner and founder of Regis Regal German Shepherds headquartered in Spring Grove, Illinois.
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This discussion was modified 1 month, 1 week ago by
Sapna Sharma.
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This discussion was modified 1 month, 1 week ago by
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