Planning can be a helpful way to set goals and achieve them. Here are some steps you can take to create a plan and start moving forward:

1. Reflect on your values and priorities: Take some time to think about what really matters to you in life. Consider your values, passions, and the things that bring you joy. This will help guide you in setting meaningful goals.

2. Set specific and realistic goals: Break down your larger goals into smaller, actionable steps. Make sure your goals are specific, measurable, attainable, relevant, and time-bound (SMART goals). This will make them more manageable and increase your chances of success.

3. Create a plan of action: Outline the steps you need to take to achieve each goal. Break them down into smaller tasks and set deadlines for each. This will help you stay organized and focused.

4. Seek support: Don’t be afraid to reach out to friends, family, or professionals for support. They can provide guidance, encouragement, and accountability as you work towards your goals.

5. Take care of yourself: Self-care is crucial during times of difficulty. Make sure to prioritize your physical and emotional well-being. This can include activities such as exercise, healthy eating, getting enough sleep, and practicing mindfulness or relaxation techniques.

Remember, it’s important to be patient with yourself and allow for flexibility in your plan. Life can be unpredictable, and it’s okay to adjust your goals and plans as needed.

The Lamborghini Murciélago and the Lamborghini Aventador are two distinct and iconic models produced by the Italian automaker Lamborghini.

1. Lamborghini Murciélago:

   • The Lamborghini Murciélago was first introduced in 2001 and was in production until 2010. It succeeded the Lamborghini Diablo and was succeeded by the Lamborghini Aventador.
   • The Murciélago was available in various versions, including the Murciélago Coupe and the Murciélago Roadster.
   • It featured a mid-engine layout and was powered by a naturally aspirated V12 engine, which produced different power outputs in various iterations.
   • The Murciélago was known for its striking and aggressive design, which included distinctive scissor doors.
   • It was one of the flagship models of Lamborghini during its production period and garnered attention for its high-performance capabilities and exotic styling.

2. Lamborghini Aventador:

   • The Lamborghini Aventador was introduced in 2011 as the successor to the Murciélago.
   • It, too, features a mid-engine layout and is powered by a naturally aspirated V12 engine. The Aventador has seen various iterations with power outputs, including the Aventador LP 700-4 and Aventador S.
   • Like its predecessor, the Aventador is known for its aggressive and futuristic design and its distinctive scissor doors.
   • The Aventador is a high-performance supercar that offers impressive acceleration and top speeds, making it a flagship model in Lamborghini’s lineup.

The Murciélago and the Aventador are renowned for their performance, style, and distinctive Lamborghini driving experience. These cars are often considered icons in the world of supercars and have a dedicated fan base among automotive enthusiasts. Please note that my knowledge is based on information available up to January 2022, and new developments or models may have been introduced since then.

https://www.youtube.com/watch?v=jp5FfeWTC2o

How much does it cost to live in the neighborhood boundaries of Chicago’s Top Rates Public Elementary Schools?

https://www.openhausrealty.com/blog/how-much-does-it-cost-to-live-in-one-of-chicago-public-schools-top-elementary-neighborhood-schools/

So often when you think of Las Vegas you think of casinos, restaurants and entertainment venues. On first glance, Las Vegas does not feel very family friendly. The truth is there are many family friendly neighborhoods offering great schools and activities. The job market is strong and property values are good. Niche list of neighborhoods can be found here – https://www.niche.com/places-to-live/search/best-neighborhoods-for-families/m/las-vegas-area/

Climate change refers to long-term shifts and alterations in temperature and weather patterns, primarily driven by human activities. These changes can manifest over decades to millions of years and can result from natural factors as well. However, the current trend of climate change is largely attributed to anthropogenic factors. Here’s a detailed overview:

Causes of Climate Change

1. Greenhouse Gas Emissions:

   • Carbon Dioxide (CO2): Released from burning fossil fuels (coal, oil, natural gas), deforestation, and various industrial processes.
   • Methane (CH4): Emitted during the production and transport of coal, oil, and natural gas, as well as from livestock and other agricultural practices.
   • Nitrous Oxide (N2O): Released from agricultural and industrial activities, as well as during fossil fuel combustion.
   • Fluorinated Gases: Synthetic gases used in various industrial applications.

2. Deforestation:

   • Trees absorb CO2, and when they are cut down or burned, the carbon stored in them is released into the atmosphere.

3. Industrial Activities:

   • Emissions from manufacturing and energy production contribute significantly to the accumulation of greenhouse gases in the atmosphere.

Effects of Climate Change

1. Temperature Increases:

   • The Earth’s average surface temperature has risen, leading to more frequent and intense heatwaves.

2. Melting Ice and Rising Sea Levels:

   • Polar ice caps and glaciers are melting, contributing to rising sea levels.
   • This poses a threat to coastal communities through increased flooding and erosion.

3. Extreme Weather Events:

   • Increased frequency and severity of storms, hurricanes, and typhoons.
   • More intense and prolonged droughts and floods.

4. Impact on Ecosystems and Biodiversity:

   • Species migration and changes in the distribution of wildlife.
   • Increased risk of extinction for many species unable to adapt to changing conditions.

5. Ocean Acidification:

   • Increased CO2 absorption by oceans, leading to a decrease in pH levels, which affects marine life, particularly coral reefs.

Mitigation and Adaptation

1. Mitigation:

   • Reducing Emissions: Transitioning to renewable energy sources like wind, solar, and hydroelectric power.
   • Energy Efficiency: Enhancing energy efficiency in buildings, vehicles, and industries.
   • Carbon Sequestration: Planting trees and employing technologies to capture and store CO2.

2. Adaptation:

   • Infrastructure Resilience: Building infrastructure to withstand extreme weather events.
   • Water Management: Developing strategies to cope with changes in water availability.
   • Agricultural Practices: Adapting farming techniques to new climate realities.

Global Efforts and Agreements

1. Paris Agreement:

   • An international treaty aiming to limit global warming to below 2 degrees Celsius above pre-industrial levels, with efforts to limit the increase to 1.5 degrees Celsius.

2. United Nations Framework Convention on Climate Change (UNFCCC):

   • An international environmental treaty established to address climate change and its impacts.

• This discussion was modified 1 year, 11 months ago by  Gustan Cho.

Hunter Biden has been convicted of guns charges. What does this mean for the Joe Biden Administration. Besides gun charges, Hunter Biden was widely reported to have been under federal investigation related to potential tax issues and making a false statement in relation to a firearm purchase in 2018, but there has been no announcement of any convictions from reputable major news sources that I can find. Unless you have a confirmed report from a trustworthy journalistic outlet, it would be premature and potentially spread misinformation to state that Hunter Biden has definitely been convicted. The investigation appears to still be ongoing based on publicly available information. Without a conviction, this hypothetical scenario would not directly impact the Biden Administration. However, if there were confirmed charges or convictions brought against the President’s son related to taxes or firearms, it could potentially become a political issue. But substantiated facts would be required before making any definitive claims. Please let me know if you have a credible source reporting a conviction that I am unable to find.

https://www.youtube.com/watch?v=wyLTLwKn5Ww

There’s a lot of talk about how Democrats are trying to destroy America. What is the 16-Year Plan? How are the Democrats trying to destroy America 🇺🇸? Why was COVID created? How was coronavirus vaccine a weapon for human depopulation?

https://www.youtube.com/watch?v=9qw0fqiP1g0

• This discussion was modified 1 year, 10 months ago by  Gustan Cho.

Did you know you can purchase an owner-occupied property without income, employment or debt to income restrictions? Well, you can!

There are restrictions based on state law of course, but you can purchase or refinance a home without income or employment. Admittedly, that feels odd.  How can that be?

The lenders that provide no-ratio loan qualify the borrower based on credit and assets.

• Credit scores must be over 660
• 12-18 months of reserve mortgage payments must be documented.
• Maximum Loan to value 70% on a cash out refinance, the cash out can be used for reserves
• Rate and term refinance maximum Loan To Value of 80%
• Purchase Loan To Value 65-80%.
• The lender will verify funds electronically with a VOD (verification of deposit)
• Gift funds are allowed to 95%  – 5% of funds and reserves must belong to the borrower.
• Ability to repay is satisfied through taking the Framework home buyer’s class.

Can someone explain to me how and why our nation’s capital has such a high crime rate? They cannot even get their own backyard cleaned up and they want to reach out and touch other states.

Here is my Ferrari F40 Supercar

https://fb.watch/olpywYwpgh/?mibextid=Nif5oz

Had a memorable great lunch with my two son’s Kristian (32 years old) and Tim (30 years) at Iron Age Korean Steak Restaurant for Father’s Day 2024. Tim called me last week extend an invitation for today at 11:30 am with Kristian. Iron Age Korean Steak House was near the corner of Lake Avenue and Milwaukee Avenue in Glenview, Illinois, an area I grew up but have not been there in decades. Had a great duper memorable lunch. Tons of food, great food, had a few drinks, smiles, and tons of good ole fashing laughs and more laughs. Busted Timothy’s chops and had a great time. Love you Kristian, and Tim. Missed my oldest daughter Monica but got a text from her. Monica lives 5 hours north. North of Wisconsin Dells, Wisconsin. Need to find time to go visit Monica and my new grandson, Alex. Thanks again, boys. Love you and had a great time and enjoyed every minute of it. Love you tons. Enjoy the rest of your Sunday and have fun and be safe. Talk to you, soon. Tim, send me video clips of your two cats. The cats you taught how to play fetch, bark, and act like a dog. Lol. @Chotime @Kristian

https://maps.app.goo.gl/g6fJQfMPDfPjHCGs5?g_st=i

• This discussion was modified 1 year, 10 months ago by  Gustan Cho.
• This discussion was modified 1 year, 10 months ago by  Gustan Cho. Reason: Forgot image
• This discussion was modified 1 year, 10 months ago by  Gustan Cho.

Google suggests using a non-toxic glue to make cheese stick to pizza. That’s SLOP, the new SPAM. Yesterday’s article in the New York Times by Benjamin Hoffman writes how SLOB appears out of no where and looks legit. Tech companies are looking for new AI search engines. When you start a search the AI will give you, what it thinks you want. Overall its being represented as a bug that inverts what you are searching. You don’t know what’s real or not, they appear in emails and messages. Be careful of SLOP, you never know when it happens, is this post SLOP?

What types of jumbo loans are there, and what are the lending requirements to qualify for jumbo loans?

It is fact checked that 100% of the dogs are Democrats. Here is a Pulitzur Winning Song about how canines are all Democrats and expect free things in life and do not work for things they need or want. So if you love dogs, you love Democrats:

https://www.youtube.com/watch?v=H3VLqLLWxbQ

The two days out of the year when suddenly NO ONE is confused about what a man and woman is.

Last week FED CHAIRMAN Jerome Powell announced interest rates will not be cut this year because the economy is in pace on recovering. Inflation has dropped but it’s slightly higher than the 2.0% target. Inflation is at 3% and unemployment rate is at 4 25% which means the economy in the United States 🇺🇸 remains strong. Jerome Powell keeps on lying on national television. The same is true with Joe Biden, Janet Yellen, and hundreds of Democrats on national television. Joe Biden is busy traveling the United States 🇺🇸 campaigning he is the Navy Seal of Fighting Inflation with his Bidenomics. Dementia Lying Cheating Joe Biden aggressively is lying that he took Inflation from 9% when he took office to under 3.0%. All of these clowns are just a joke. Have they not seen prices of goods and services? Ridiculously outrageous. Mortgage loan applications are the lowest in 30 plus years. These numb nuts are destroying America. We need competent politicians and not politicians who never held a job and have been leaching off taxyers for the past 60 years.

• This discussion was modified 1 year, 11 months ago by  Danny Vesokie | Affiliated Financial Partners.
• This discussion was modified 1 year, 11 months ago by  Danny Vesokie | Affiliated Financial Partners.

There are mortgage lenders that have no overlays on VA loans. Lender overlays are higher lending requirements set by individual mortgage lenders above the minimum agency guidelines from the Veterans Administration on VA loans.

What’s going on in this country. We have serial police inpersonator Jeremy Dewitte and now we have a civilian wearing a full set of Army Uniform shopping on black Friday impersonating a Army Ranger with a purple heart 💜 and other combat patches. What is this guy doing. Chubby fellow who is definitely quite obese to be an active duty Army Ranger. What is he doing? What scam does he want to pull? Is he going to commit a crime? Does he want to pick up little girls or little boys? Does he want free food?

https://www.facebook.com/share/r/C9spumr2GqqegA7M/?mibextid=D5vuiz

facebook.com

Fake' army ranger busted | 'Why don't you just admit you're a phony?' 😠 | By Daily Mail | Facebook

'Why don't you just admit you're a phony?' 😠

G-7 is supporting Black Rock buying World’s Infrastructure. The more land and real estate they buy, the more control Blackrock will have. Bill Gates, who is an outspoken supporter of human depopulation has started buying farm land in Arkansas and other states so he can get control of the nation’s food supply thereby controlling population in the United States. This is a disgusting act of malice because I think he’s planning on starving people to death.

https://rumble.com/v51svc4-neo-feudalism-g7-supports-blackrock-buying-up-worlds-infrastructure-to-make.html

rumble.com

Neo-Feudalism: G7 Supports BlackRock Buying up World's Infrastructure, to Make Rich Even Richer

Neo-Feudalism: G7 Supports BlackRock Buying up World's Infrastructure, to Make Rich Even Richer - POLITICIANS HAVE SOLD US OUT - BILLIONAIRES ARE BUYING YOUR FUTURE - 16,254 views • June 15, 2024 Geop

https://www.youtube.com/watch?v=XPBuOtUdm30

I am calling the next Supercar to skyrocket in value to be the 599 GTB Ferrari V12 supercar. The Ferrari 599 GTB Fiorano is a high-performance sports car produced by the Italian automaker Ferrari. It was manufactured from 2006 to 2012. The “599” in its name refers to the engine displacement, with a 6.0-liter V12 engine under the hood. The “GTB” stands for “Gran Turismo Berlinetta,” which is a term often used by Ferrari to denote their two-seater, front-engine, and rear-wheel-drive sports cars.

Key specifications of the Ferrari 599 GTB Fiorano include:

1. Engine: The car is powered by a naturally aspirated 6.0-liter V12 engine, which produces a substantial amount of horsepower and torque. The engine is known for its fantastic sound and delivers exhilarating performance.

2. Performance: The 599 GTB can accelerate from 0 to 60 mph (0 to 100 km/h) in around 3.7 seconds and has a top speed of approximately 205 mph (330 km/h).

3. Transmission: It typically comes with a 6-speed manual gearbox, although an F1 automated manual transmission is also available, providing paddle-shift capability.

4. Handling: The car features advanced suspension technology and active aerodynamics to enhance its handling and stability at high speeds. It has been praised for its balance and precision in corners.

5. Design: The 599 GTB Fiorano features a sleek and aerodynamic design, with distinctive Ferrari styling cues. Its front-engine layout gives it a long hood and a classic GT profile.

6. Interior: Inside, it offers a luxurious and driver-focused cabin with high-quality materials and various customization options.

7. Technology: The 599 GTB includes various technological features, including a modern infotainment system and driver aids to enhance the driving experience.

Please note that my knowledge is based on information available up to January 2022, and there may have been updates or newer models released since then. Ferrari often produces limited-edition and special variants of their vehicles, so it’s a good idea to check the latest information directly from Ferrari or a reliable automotive source for the most current details on their models.

https://www.youtube.com/watch?v=7VUN9-d9veY

What are mortgage rates on jumbo mortgages versus traditional conforming home loans?

Brian Adams has many songs love and it never gets old.

https://youtu.be/s6TtwR2Dbjg?si=JCGTwDmthn3H2yIx

Kamala Harris, is it racism?

Who is Kamala Harris? A vice president who hasn’t achieved much. She is a heartbeat away from being president. If Biden doesn’t run in November, she may be running in his stead. Every time I look up information on her, all I find is the following: The first female African American to hold the office of vice president That’s her claim to fame, and I take issue with that claim. Also, what is she? Her mother, Kamil, is from India, which makes her Asian; her father, Donald, is, get this, Afro-Jamaican with Irish ancestry. I will assume she is a woman. Why isn’t she the first Irish-Jamaican-Asian? You list the adjective first: I’m Italian American. An American by birth, a Native American is what I am. Granted, she was born in Oakland, California, apparently of many different ancestors. Why does Africa come first? She’s barely African; has she been there? I’ve been to Italy many times. I don’t play it up; it’s obvious I’m Italian. My wife’s DNA states she is 2% Polynesian; she can’t relate to that; she’s Ukrainian and Slovak. Would my wife be Polish or Polynesian? My DNA says I’m 20% Greek. Southern Italians and Greeks have been screwing around with each other for a long time. Africa is just 30 miles from Sicily. I have black cousins! Are we Afro-Italianos? Everyone here is from elsewhere. The party plays the female race ticket; just give them a minority, and they will vote them into office.Kamala Harris, is it racism?

Who is Kamala Harris? A vice president who hasn’t achieved much. She is a heartbeat away from being president. If Biden doesn’t run in November, she may be running in his stead. Every time I look up information on her, all I find is the following: The first female African American to hold the office of vice president That’s her claim to fame, and I take issue with that claim. Also, what is she? Her mother, Kamil, is from India, which makes her Asian; her father, Donald, is, get this, Afro-Jamaican with Irish ancestry. I will assume she is a woman. Why isn’t she the first Irish-Jamaican-Asian? You list the adjective first: I’m Italian American. An American by birth, a Native American is what I am. Granted, she was born in Oakland, California, apparently of many different ancestors. Why does Africa come first? She’s barely African; has she been there? I’ve been to Italy many times. I don’t play it up; it’s obvious I’m Italian. My wife’s DNA states she is 2% Polynesian; she can’t relate to that; she’s Ukrainian and Slovak. Would my wife be Polish or Polynesian? My DNA says I’m 20% Greek. Southern Italians and Greeks have been screwing around with each other for a long time. Africa is just 30 miles from Sicily. I have black cousins! Are we Afro-Italianos? Everyone here is from elsewhere. The party plays the female race ticket; just give them a minority, and they will vote them into office.

Real estate investors benefit from using fix and flip loans by getting a mortgage for the cost of the acquisition of the property and the cost of construction all in one loan closing. Once the property has been renovated, the investor will sell it for a profit. Many investors, including novices, can get fix and flip loans and start investing in distressed properties.

The weather in Florida has been 90 degrees everyday for the past two weeks. The good thing about it being so hot, that there is no one in the back seat of you car waiting to attack you.

FED CHAIRMAN LIE ON NATIONAL NEWS. Unbelievable. Inflation, unemployment is all fine according to FAKE NEWS JEROME POWELL. Everything is solid according to this lying POS.

https://www.youtube.com/live/Rhq5Y44OhFo?si=hy7uSUoSZRErhMWL

The Mafia and LGBT

I am proud of my Greenwich Village and my heritage. Just before summer kicked in early June 1969, the Stonewall Inn riots occurred. I’m not sure how many LGBTs know of this riot on Sheridan Square in Greenwich Village. The cops had enough of the gays and decided to raid the gay bar. This was the beginning of the gay movement.

This was actually a big mistake by the local police precinct; the “boys” owned the bar. When I refer to the “boys,” I mean the Mafia. They owned all the gay bars in the village. Gays were an everyday, matter of fact, occurrence in the village. The Italians paid them no mind; they didn’t hurt anyone. Tea Roooms, as they were called, sprung up, “Black Rabbit,” “One Potato,” where I actually worked a couple of bar shifts; it’s a long story how I wound up working there. The manager’s name was Bunny. He was gay and connected to the “boys.” My sisters had gay friends in elementary school. Everything was kept quiet, all behind closed doors, until that night in June, when 1,000 protesters came out of the closet and supported the Stonewall Inn. Not all were gay; many straight Villagers joined the protest.

The cops were brutal with their batons. This was long before “The Gay Officers Action League” was born. The cops and the “boys” always got along until that night. I guess there was a “sit down” between the two, and as expected, the “boys” won the battle. When it comes to money, don’t fuck with them. I suppose the Mafia helped the Gay Rights Movement.

I have always enjoyed the Italian traditions passed down through the generations. Meatless Fridays is a Catholic tradition the Italians practiced. I still try and adhere to the meatless Fridays whenever I can, except during Lent, when there is no meat at all.

Fish was the usual choice on Fridays, and I’ve eaten a lot of good pizza on Fridays. The Campagna Region of Italy, where this dish originated, has abundant fish and lots of great pizza. I’m sharing my recipe for Bucatini Aioli e Olio, with hot honey-seared scallops.

Aioli means garlic and oil. Olio is also oil.

Cook your pasta al dente.

Add garlic, olive oil, salt, pepper, and red pepper.

Season according to preference

Cast iron pan Heat a little canola or peanut oil, not olive oil.

When the pan is hot, place dried sea scallops in the pan

Salt and pepper lightly.

Sear scallops for three minutes each side.

Serve along with the pasta on a bed of spinach

Two-ounce ramekins of hot honey on the side for dipping

Don’t worry if a little honey mixes with the pasta.

This creates an amazing by-flavor.

New Zealand Sauvignon Blancs are dry and loaded with lemon and grapefruit flavors.

The acidity will call the hot honey a little, if not a beer.I have always enjoyed the Italian traditions passed down through the generations. Meatless Fridays is a Catholic tradition the Italians practiced. I still try and adhere to the meatless Fridays whenever I can, except during Lent, when there is no meat at all.

Fish was the usual choice on Fridays, and I’ve eaten a lot of good pizza on Fridays. The Campagna Region of Italy, where this dish originated, has abundant fish and lots of great pizza. I’m sharing my recipe for Bucatini Aioli e Olio, with hot honey-seared scallops.

Aioli means garlic and oil. Olio is also oil.

Cook your pasta al dente.

Add garlic, olive oil, salt, pepper, and red pepper.

Season according to preference

Cast iron pan Heat a little canola or peanut oil, not olive oil.

When the pan is hot, place dried sea scallops in the pan

Salt and pepper lightly.

Sear scallops for three minutes each side.

Serve along with the pasta on a bed of spinach

Two-ounce ramekins of hot honey on the side for dipping

Don’t worry if a little honey mixes with the pasta.

This creates an amazing by-flavor.

New Zealand Sauvignon Blancs are dry and loaded with lemon and grapefruit flavors.

The acidity will call the hot honey a little, if not a beer.

This subforum is directed to my friend Johnny Joe @RPE . Stay positive, stay away from negative energy, if there’s a will there’s a will, believe in yourself and your allies, you are not selling but rather offering, work smart vs hard, believe in yourself and success prevails. Never forget how you got to the top.

https://www.facebook.com/share/uYe3yanAzXHDq7Gq/?mibextid=xfxF2i

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Back in the day, Stallone was a struggling actor in every definition. At some point, he got so broke that he stole his wife’s jewelry and sold it. Things got so bad that he even ended up homeless....