Gustan Cho
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What is the coronavirus pandemic? Is it true that the coronavirus pandemic was a man made weapon of mass destruction? What is true and what is fiction?
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There has been a lot of talk about whether the coronavirus is a deadly virus? Has the coronavirus been made by man? Was the coronavirus created to be a weapon to depopulate the World? Did Dr. Anthony Fauci, Bill Gates, The Rothchilds, George Soros, Barack Obama have anything to do with the creation and launch of the coronavirus? Why did so many healthy Americans die after taking the coronavirus vaccine? In this FORUM, we will get facts and stories about the coronavirus and try to get some sense into answering the question is the coronavirus a deadly virus.
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Motorhomes, also known as recreational vehicles (RVs), are designed for living accommodations. They are equipped with amenities found in homes, making them suitable for travel, camping, and extended stays. Motorhomes come in various sizes and styles, ranging from compact camper vans to larger Class A motorhomes. Here are some common types of motorhomes:
Class A Motorhomes are the largest and most luxurious motorhomes, resembling buses. They often have spacious interiors with amenities like full kitchens, bathrooms, and living areas. Class A motorhomes are built on heavy-duty chassis.
Class B Motorhomes (Camper Vans) are smaller, van-based motorhomes. They are more compact and easier to drive than Class A or C motorhomes but have limited interior space. Class B motorhomes typically include basic amenities like a small kitchen and bathroom.
Class C Motorhomes: These are built on a truck or van chassis, with a distinctive overhang over the driver’s cab. They compromise Class A’s size and Class B’s maneuverability. They often have sleeping areas over the cab, a kitchen, a bathroom, and a living space.
Travel Trailers: While not technically motorhomes, travel trailers are towed by a separate vehicle. They come in various sizes and floor plans, offering flexibility and the option to detach the living space from the towing vehicle.
Fifth-Wheel Trailers: Similar to travel trailers, fifth-wheel trailers are towed by a pickup truck with a special hitch. They provide more stability and interior space compared to traditional travel trailers.
Motorhomes typically feature various amenities, including sleeping quarters, kitchens, bathrooms, heating and air conditioning, entertainment systems, and storage space. Some high-end motorhomes may include additional luxuries like satellite TV, washer/dryer units, and slide-out sections that expand living space when parked.
Owning a motorhome allows individuals or families to travel conveniently with their accommodations, making it a popular choice for road trips, camping, and extended vacations. Motorhomes are becoming increasingly popular. It’s like having a mobile vacation or a second home.
- This discussion was modified 1 month ago by Gustan Cho.
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With Mortgage Rates Jumping from 2.0% to 8% in 2 years, inflation out of control, coronavirus pandemic outbreak, home values surging to all time highs, voter fraud, out of control political corruption, is the Mortgage Industry struggling?
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Electric car blog that is very informative. https://www.politico.com/news/2023/12/22/electric-vehicle-boom-demise-00133064
politico.com
Why the battle over electric cars is primed to take off
“In my district, … this is not playing well,” GOP Rep. Lisa McClain said. “And let’s be honest, Michigan is a very influential state for the upcoming election.”
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Mortgage rates are dropping the past three weeks. Many borrowers who have closed their home loans with rates in the 7% should maximize their credit scores to be ready to refinance in the coming months
https://www.youtube.com/live/eGIq0UNH4MQ?si=wr8gXeDb8hZrRc5T
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I still do not have the right answer on the question I have been asking what is an FHA case number. Why is it mortgage lenders make a big deal about transferring an FHA case number from one lender to another.
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The best insurance company with the best term and premium is Goosehead Insurance. Our Goosehead insurance account executive is Brent Norkus. We highly recommend Brent Norkus. My team at GCA Mortgage Group in Oakbrook Terrace, Illinois is the largest branch at NEXA Mortgage, LLC. Gustan Cho Associates is a dba of NEXA Mortgage, LLC and is licensed in 48 states, including Washington, DC, Puerto Rico, and the United States Virgin Islands. We need a dependable, hands on insurance agent for our borrowers. Brent Norkus is the agent. Brent is available seven days a week, can be reached through cell phone, and can be reached evenings, weekends, and holidays. Contact Brent Norkus of Goosehead Insurance at 312-764-5683.
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My blood results came back and the news was not good. Doctor said I have officially went from type two diabetic to type one. I am now taking insulin shots once a day. I cannot drink soda, no salt, non-fatty foods, and daily exercise. i have ignored the diabetes and just went about eating regular food and treats. Jolly ranchers, ice cream, steaks, greasy burgers, tons of diet soda. Time to grow up and take health a little more seriously. Looking to develop a diet and stick to it and an exercise program and daily routine.
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Google introduced new tools for website owners, including owners of social media sites and discussion forums, who want to make a higher presence of their content in Google’s search results. The algorithm changes includes Google’s prioritizing of user-generated web content over SEO-optimized junk, which has increasingly become a problem on today’s modern web. In May, Google first rolled out a new “Perspectives” search filter that would highlight posts from discussion boards like Reddit, Q&A sites like Quora and social media platforms in its search results. The feature, which first arrived on mobile, was launched to desktop users earlier this month along with other search changes.
The company also said its ranking algorithm was being updated to push more of these firsthand perspectives higher in search results so they’re easier to find.
With the new tools, Google is giving websites hosting first-person perspectives the ability to signal to the search engine how their data is structured so their content will be featured both accurately and “as complete as possible” in Google’s Search Results, the company explains.
For example, with the new ProfilePage markup, any site where creators post content will be able to showcase their creators’ profiles directly in Google Search results, including information like their name, handle, profile photo, follower count or the popularity of their content. Both Google’s Perspectives feature and its Discussions and Forums feature can make use of this type of markup.
developers.google.com
404 | Page Not Found | Google for Developers
404 | Page Not Found | Google for Developers
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Under Pressure, a song by David Bowie and Queens, is one of the greatest songs of all time. The song was released in 1981 and was a collaboration between David Bowie and the British rock band Queen, featuring vocals from both Bowie and Queen’s lead singer, Freddie Mercury. It’s a well-known and iconic track that has been praised for its powerful vocals and musical arrangement. If you have any specific questions about the song or its history, feel free to ask! David Bowie was a British musician, singer, songwriter, and actor who was one of the most influential and innovative figures in the world of popular music. He was born on January 8, 1947, in Brixton, London, England, and he passed away on January 10, 2016.
Bowie’s career spanned several decades, and he constantly reinvented himself, adopting various personas and musical styles. Some of his most famous alter egos include Ziggy Stardust, Aladdin Sane, and the Thin White Duke. His ability to evolve and experiment with different musical genres, from glam rock and art rock to soul, funk, and electronic music, made him a true chameleon of the music industry.
Some of Bowie’s most well-known songs include “Space Oddity,” “Heroes,” “Let’s Dance,” “Life on Mars?,” “Changes,” “Starman,” and “Under Pressure” (a collaboration with Queen). His albums, such as “The Rise and Fall of Ziggy Stardust and the Spiders from Mars,” “Hunky Dory,” and “The Rise and Fall of Ziggy Stardust and the Spiders from Mars,” are considered classics in the rock and pop canon.
In addition to his music career, Bowie also had a successful acting career, appearing in films like “Labyrinth,” “The Man Who Fell to Earth,” and “Merry Christmas, Mr. Lawrence.”
David Bowie’s impact on popular culture and music is immeasurable. He was known not only for his music but also for pushing the boundaries of gender, fashion, and identity. His influence can still be seen and heard in contemporary music, fashion, and art. Bowie’s death in 2016 was a profound loss to the world of music, but his legacy continues to live on through his timeless music and groundbreaking contributions to the arts.
https://www.youtube.com/watch?v=HglA72ogPCE
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This message is more towards John Strange, the FHA and VA STREAMLINE REFINANCE expert. Can you please explain how FHA and STREAMLINE REFINANCE loans work
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Kamala Harris’s husband, Doug Emoff, allegedly had an affair with a staffer while his wife was traveling to campaign for her Presidential campaign. Doug Emhoff is an American attorney and the husband of Kamala Harris, the United States Vice President. He was born on October 13, 1964, in Brooklyn, New York, and raised in New Jersey. Emhoff earned his undergraduate degree from the University of Southern California and his law degree from Georgetown University Law Center.
Before his role as Second Gentleman, Emhoff had a successful career in law, specializing in entertainment and intellectual property law. He worked for several prestigious law firms and was a partner at DLA Piper, representing high-profile clients in the entertainment industry.
Emhoff and Harris married in 2014. They blended their families, as both had children from previous relationships. Emhoff has supported Harris’s political career, often accompanying her on the campaign trail and taking on a visible role in her administration. Recent rumors have suggested that Doug Emhoff, husband of Vice President Kamala Harris, engaged in an affair with a campaign staffer during Harris’s presidential campaign. However, there is no credible evidence to support these claims. Neither Emhoff nor Harris has publicly addressed or confirmed such allegations.
It’s important to note that Emhoff has acknowledged an extramarital affair during his first marriage to Kerstin Emhoff, which contributed to their divorce in 2010. This affair occurred years before he met Harris, whom he married in 2014.
In summary, while past infidelity during Emhoff’s first marriage has been confirmed, there is are recent substantiated information regarding any recent affairs involving campaign staffers.
https://www.youtube.com/live/-rzNgWQtFLw?si=a4uiejIuryNPJZgi
- This discussion was modified 1 month, 1 week ago by Gustan Cho.
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Globalist and Democrats believe in depopulation especially Bill Gates, Joe Cheatin Lying Biden, Barack and Michael Robinson Obama
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Can someone please explain how the Revenue Share residual income program works for mortgage loan officers at NEXA Mortgage. I am getting conflicting answers. Thank you in advance.
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GCA Mortgage Best Mortgage Calculator powered by Alex Carlucci is used by loan companies. Mortgage processors, mortgage underwriters real l estate brokers, loan officers, realtors, bankers. attorneys, insurance agents, and other mortgage and real estate professionals. Here is a presentation about the GCAs Best Mortgage Calculator powered by Alex Carlucci
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German Shepherd Puppies. Tennessee. Pure bred. 2 panda color males and one black and tan males. Mom is black and tan. Dad is white. 4 months old. Beautiful German bloodlines. Contact Yvonne Schinzel for more information. To good homes only. I may be available on the black and tan one. Black and tan is a female
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Homeowners who need to reside or repaint their homes should seriously look at this brick veneer product. Looks so cool. Let us now take a closer look at GenStone exterior faux siding in detail –
GenStone Exterior Faux Siding
What is GenStone?
GenStone is a brand that sells manufactured stone veneer and faux siding products intended to replace real stone, brick, and wooden walls. Its products are lightweight, durable, and can be used indoors and outdoors.
Types of Products Offered
Faux Stone Panels: These are offered in many colors and styles and are made to look like natural stones.
Faux Brick Panels: These are brick-looking panels that can be used to achieve a traditional old brick wall style.
Wood and Shingle Styles: Designed to mimic wooden panels, providing the rural feel but without the upkeep.
Materials and Construction
Combining high-density polyurethanes with other materials makes GenStone products light but strong. They are manufactured to withstand different weather conditions and are fade-resistant.
Installation Process
Easy Installation: GenStone panels are designed to ensure ease of installation and enable homeowners or life hackers to complete the work without engaging a contractor.
No Mortar Needed: In most cases, the panels can simply be adhered to the walls, making the use of mortar obsolete.
Cutting and Fitting: Panels can be cut with ordinary tools to conveniently meet requirements for adjusting windows and doors.
GenStone Benefits
Cost-Effective: Faux siding materials are cheaper than installation of natural stone or wood because material and labor costs are lower.
Lightweight: They are easy to carry and fit since they weigh little.
Low Maintenance: These do not need as much care as conventional materials do since they will not rot, change shape, or require new paint.
Versatile Design: They come in different designs and colors to fit various architectural designs.
Applications
The GenStone works great for residential as well as commercial projects, with several exterior facades, accent walls, fireplaces, and even interiors as applications.
Warranty & Support
Most GenStone products are guaranteed to last a long time, and customers are supported in getting what they want. If a customer asks for help with installation or design ideas, they can help.
Environmental Considerations
GenStone products contain recyclable materials that can help conserve energy for a building, thus making them sellable as “eco-friendly.”
Where to Buy
GenStone products are available for order on their website and at other home improvement retailers. However, only some locations will have stock.
Feel free to ask about a certain product type, review other product lines, or get instructions on installing it!
- This discussion was modified 1 month, 2 weeks ago by Gustan Cho.
genstone.com
Shop the GenStone collection of faux stone wall panels for exterior and interior projects to find the perfect color panels for your project.
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After a fantastic day on Tuesday and frustrating little bounce after yesterday’s Retail Sales data, mortgage rates have fully recovered back to the recent lows.
Any time rates move enough to merit a discussion, it coincides with a similar move in the broader bond market. Bonds are currently highly susceptible to economic data (as seen on Tue/Wed).
Whereas Wednesday’s data pushed bond yields and interest rates higher, Thursday’s data sang a different tune. weekly Jobless Claims (not to be confused with the big monthly “jobs report” that comes out on the first week of any given month) were higher than expected and several other reports also spoke to a modest uptick in economic headwinds.
The economy may not like headwinds, but what’s bad for the economy is generally good for bonds/rates. Today was no exception. As bonds erased all of yesterday’s losses, interest rates moved back in line with best recent levels. For some lenders, that was Tuesday. For others, it was last Friday.
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A true mentor, friend, business Associate, Leader, and hands down the best inspiration, Kevin DeLory, The Chief Lending Officer at Equity Prime Mortgage (EPM). I never spoke or directly ever communicated with this great man and leader, Kevin DeLory. However, I have grown very fond of this great man and seem I have known him all my life. I first became curious about The leadership of Equity Prime Mortgage became I became intrigued with working with a young talented wholesale account executive three years ago, Christian Sorenson. I became very fond of Christian Sorenson over the years and beloved it or not, Christian Sorenson was part of a package deal when I was negotiating my employment for a P and L Branch at NEXA Mortgage with CEO Mike Kortas. I respectfully requested to CEO Kortas if TEAM GCA is moving to NEXA Mortgage, Christian Sorenson needs to be our EPM account executive even though there were other talented EPM wholesale reps. Having interest,friends, family, fondness, and experience in law enforcement, I started poking around the foundation of EPM and that’s how God dropped Kevin DeLory on my lap. WOW!!! Every one of his messages is spiritual and not a statement that I do not agree with this legend of a great man. Seems I known Kevin DeLory all my life. I become to know him more and more as time passed and asked a favor to Christian Sorenson if he can arrange a phone call between the two of us. There is not a person in the world 🌎 who I have prayed more for than Kevin DeLory. My foundation is you are who you hang with. It’s the people that make a great team. It’s the team that make a great company. Kevin DeLory is the type of leader we need for decades to come to make this World a better place for our children, and grandchildren. God Bless this GREAT FRIEND AND 🙏 ❤️ LEADER. WE LOVE YOU KEVIN DELORY
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Nebraska is a state located in the Midwestern region of the United States. Here are some key facts and information about Nebraska:
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Capital and Largest City: The capital of Nebraska is Lincoln, while its largest city is Omaha.
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Geography: Nebraska is known for its flat and largely treeless landscape, particularly in the eastern part of the state, which is part of the Great Plains. The western part of Nebraska is more rugged and includes the Sandhills region, as well as the beginning of the Rocky Mountains.
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State Motto: The state motto of Nebraska is “Equality before the law.”
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Nickname: Nebraska is often referred to as the “Cornhusker State.” This nickname is derived from the nickname “Cornhuskers,” which was given to the University of Nebraska athletic teams.
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History: Nebraska became the 37th state of the United States on March 1, 1867. It played a significant role in the westward expansion of the United States during the 19th century, as the Transcontinental Railroad passed through the state.
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Economy: Agriculture has historically been a major part of Nebraska’s economy. The state is known for its production of corn, soybeans, beef, and other agricultural products. In recent years, Nebraska has also developed a growing technology sector, particularly in and around Omaha.
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Education: Nebraska is home to several institutions of higher education, including the University of Nebraska system, Creighton University, and Nebraska Wesleyan University.
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Natural Attractions: Nebraska has several natural attractions, including Chimney Rock, a famous landmark on the Oregon Trail, and the Sandhills, which are a unique region of sand dunes and grasslands. The state also has several state parks and recreational areas for outdoor enthusiasts.
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Historic Sites: Nebraska has numerous historic sites and museums, including the Homestead National Monument of America, which commemorates the Homestead Act of 1862, and the Strategic Air Command & Aerospace Museum, which showcases the history of military aviation.
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Sports: Sports are popular in Nebraska, and the state is known for its passionate fan base, especially in college football. The University of Nebraska’s football team, the Cornhuskers, has a strong following. The state also has minor league baseball teams and other sports activities.
These are just some of the key aspects of Nebraska, a state with a rich history and diverse landscapes.
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So what does everyone’s thoughts on trigger leads. My clients with great credit, always gets harassed by other mortgage loan officers who purchase trigger leads. I’m thinking of actually purchasing trigger lead myself given the frequency that my clients get harassed. What are your thoughts?
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First President of the United States 🇺🇸 who is not potty trained and most incompetent cheating lying dementia Joe Lying Cheating Biden. Fake President of the United States. Joe Biden makes Jimmy Carter a great President Dementia Joe Cheatin Biden shits in his pants
https://www.facebook.com/reel/1020202732361545?mibextid=9drbnH
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Hello Everyone,
Here is a great read regarding Agent fees & commission caps for new buyers that you should start seeing in the near future !
This post from CBS news could be a HUGE interest to you. this is a MAJOR INSIGHT on what the Industry could come in contact with in the coming months~
” Experts said this week’s legal verdict that the powerful National Association of Realtors (NAR) and several large brokerages conspired to inflate home commissions could eventually reduce real estate agents’ fees and, crucially, lower costs for home buyers and sellers. At a minimum, the jury ruling will likely lead to greater transparency, long a source of confusion and frustration for consumers about where their money goes in real estate transactions.
The vast majority — or nearly 90% — of U.S. homes are bought and sold through real estate agents affiliated with NAR. The organization, the country’s largest trade association, requires home sellers to offer a non-negotiable commission before listing homes on its property database, known as the Multiple Listing Service, or MLS, which feeds into real estate sites such as Zillow. Paid by the home seller to their agent as well as the buyer’s agent, the commission currently stands at around 5% to 6% of a home’s sale price. “
Please read & let me know …
What is your thoughts on this?
Is this a positive or negative impact on you personally?
Were all getting ready for next year and hoping and wishing for the market to ease with inflation ASAP – Will this be a huge factor/reason for buyers to get back into the market? I think so, especially with the closing costs we have all been seeing ” Lately ” ( for a while now ) on your borrowers to get deals done, I think this will open up a chunk of the buyers market that we haven’t seen in a while.
Honestly, from an Account Executives point of view, Closing costs kill deals just as much as rates can ~
https://www.cbsnews.com/news/nar-lawsuit-verdict-real-estate-agent-commissions/
- This discussion was modified 1 week, 2 days ago by Sapna Sharma.
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This video clip is funny. Pranking a guy until he literally goes nuts.
https://www.facebook.com/share/r/Z1LV4FFvHHBExZ2A/?mibextid=D5vuiz
facebook.com
Please HOLD 📞 | Billy Rosewood IV | you_funny_fooker · Original audio
Please HOLD 📞. you_funny_fooker · Original audio
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