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Gustan Cho

Administrator
August 4, 2023 at 3:20 pm in reply to: ADU and DSCR

Tom, do you guys do non-qm loans after bankruptcy and foreclosure with no waiting period requirements. Many non-qm wholesale mortgage companies used to have non-qm loans one day out of bankruptcy and foreclosure with no waiting period requirements but have changed the waiting period requirements.
Gustan Cho

Administrator
August 4, 2023 at 4:22 am in reply to: Buying a Home With Acreage

Cameron, see if you guys can make an exception on second mortgage acreage loan.
Gustan Cho

Administrator
August 4, 2023 at 12:34 am in reply to: Rental Property Investments

Here is a YouTube video from GCA Mortgage GROUP on DSCR Loans.

https://www.youtube.com/watch?v=UsOpUAvspfc
Gustan Cho

Administrator
August 4, 2023 at 12:25 am in reply to: Are there other types of car financing available besides the dealership?
So the answer to your question is without warranty. We do not have to go through a car dealership.
- This reply was modified 1 month, 1 week ago by Sapna Sharma.
Gustan Cho

Administrator
August 3, 2023 at 4:59 pm in reply to: How To Start A Career As Mortgage Loan Originator

We need to go for round eight. Questions that keep on coming up that I am clueless about are fines. How much are fines per violation, maximum fines, and second-offender fines? There are three offenses under the PLM, and how much does the PLM have to pay if the PLM screwed up, the loan officer screwed up, and the loan officer the PLM was supervising screwed up—also, stupid ARM questions and APOR questions. After the exam, they give you two sheets of paper. The second paper says its the state test and says I passed.
Gustan Cho

Administrator
August 3, 2023 at 4:47 pm in reply to: Financing a used or new RV

Can you please share the places where they do RV slides and pics of before and after if you have it?
Gustan Cho

Administrator
August 4, 2023 at 4:21 am in reply to: Buying a Home With Acreage

Who are they? Are there second mortgage lenders that can do a second mortgage on 80 acres? All the non-qm lenders I spoke with does absolutely nothing to do with more than 10 acres.
Gustan Cho

Administrator
August 3, 2023 at 4:52 pm in reply to: Are there other types of car financing available besides the dealership?
will finance cars up to 125% LTV.
- This reply was modified 1 month, 1 week ago by Sapna Sharma.
Gustan Cho

Administrator
August 3, 2023 at 4:51 pm in reply to: Commercial Loan Officer Career Opportunities
I know. Sounds too good to be true, but it is true. I thought I was a commercial loan guru.

I am looking forward to kicking ass on the commercial loan side of the business. Commercial loans, business loans, residential loans, credit cards, business loans, equipment financing, car financing, RV financing, boat loans. home loans over five million, SBA loans, church financing, and joint venture loans.
- This reply was modified 1 month, 1 week ago by Sapna Sharma.

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