Loan Officer Gustan Cho
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Here’s a detailed growth chart showing how large male and female German Shepherds typically get at various ages and when they reach full maturity.
Male German Shepherd Growth Chart:
Age (Months) Weight (lbs) Weight (kg) Height (in.)
Three months 22 – 30 lbs 10 – 14 kg 9 – 11 inches
Six months 49 – 57 lbs 22 – 26 kg 15 – 18 inches
Nine months 64 – 71 lbs 29 – 32 kg 20 – 23 inches
12 months 71 – 79 lbs 32 – 36 kg 22 – 24 inches
18 months 77 – 84 lbs 35 – 38 kg 24 – 25 inches
24 months 77 – 88 lbs 35 – 40 kg 24 – 25 inches
30 months 79 – 88 lbs 36 – 40 kg 24 – 26 inches
36 months 79 – 88 lbs 36 – 40 kg 24 – 26 inches
Female German Shepherd Growth Chart:
Age (Months) Weight (lbs) Weight (kg) Height (in.)
Three months 17 – 26 lbs 8 – 12 kg 8 – 10 inches
Six months 44 – 49 lbs 20 – 22 kg 14 – 16 inches
Nine months 53 – 59 lbs 24 – 27 kg 18 – 21 inches
12 months 60 – 66 lbs 27 – 30 kg 20 – 22 inches
18 months 62 – 66 lbs 28 – 30 kg 22 – 24 inches
24 months 62 – 66 lbs 28 – 30 kg 22 – 24 inches
30 months 62 – 66 lbs 28 – 30 kg 22 – 24 inches
36 months 62 – 66 lbs 28 – 30 kg 22 – 24 inches
When Is a German Shepherd Fully Grown?
Physical Growth: Most German Shepherds reach their full height by 12 to 18 months, but they may continue to gain muscle mass until they are about 24 to 36 months old. Males are typically larger than females, with males weighing between 77-88 lbs and females weighing 62-66 lbs once fully grown.
Full Maturity: While German Shepherds reach their full size around 24-36 months, they achieve full mental and emotional maturity between 2 and 3 years. During this period, they become more settled and calm.
Key Points:
- Males tend to be larger than females.
- Growth slows significantly after 12 months, with most dogs reaching their full size by 24 months.
- German Shepherds continue to develop muscle mass and reach full maturity up to 3 years of age.
Regular veterinary checkups, proper diet, and exercise will help your dog grow to its full potential.
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This is not uncommon, especially at this age, if your German Shepherd has one or both ears flopped down when it is around nine months old. Here is some information which should make it possible to comprehend the situation and to assist with the ears of your dog:
Why Are My German Shepherd’s Ears Down?
Floppy ears are observed in GSD puppies when they are born, and most often, their ears are standing erect by the time they have grown up. This is made possible by the muscles and cartilage in the ears fully forming. Nonetheless, several factors can affect this position of the ears:
Age: Several German Shepherds’ ears grow to stand up after 5 to 6 months. Nevertheless, in some instances, it can take up to 8 to 9 months or more.
Teething: During the teething period, which is usually between three and six months of age, there are earing in and out changes, meaning that there are those ears that are rotor hih floppy and others that are upright because even though kasal its ear cartilage.
Genetics: Some German Shepherds are hereditary flopped, even reaching adulthood. This is more likely if the dog’s parents or ancestors had floppy ears.
Nutrition and Health: Nutritional deficiencies, a lack of calcium or needed vitamins, or general health complications can cause relative weakness of the ear cartilage. It is paramount that the dog follows a well-balanced diet.
Is There a Cure for Floppy Ears?
Due to genetic reasons, some German Shepherds’ ears may not straighten up completely. In such cases, there are ways that may administer some strength to the cartilage and inspire the ears to rise upright. But such things must be executed rather gently.
How to Take Care of a Floppy-Eared German Shepherd
Diet: Ensure that you are giving your dog a healthy, balanced diet that will enhance the health of bone and cartilage structures. Some vets suggest injections like glucosamine and chondroitin or calcium if the dog seems to have weak cartilage in the ears, but this should only be done by seeking vet advice.
Chew Toys: Make your German Shepherd chew toys. Chewing helps develop below the ear muscle, and it can help keep the ear flaps in an erect position.
Minimize Ear Handling: Avoid unnecessarily manipulating the dog’s ears by constantly bending or playing with the ear head, as this could diminish the strength of the ear cartilage.
Taping Ears to Help Them Stand
To taper your dog’s ears is a technique that a few pet owners employ to support erecting the droopy loose ears. This should be done with caution and care not to injure the cartilage of the ear. Here is the guide on how you can tape German Shepherd’s ears:
Steps to Tape Ears
Get medical tape: Get some lightweight or ear support tape for dogs. Do NOT use heavy college tape, as this would be rough on the dog’s ear canals.
Construct a Support: Tape where it can ‘bridge’ or roll so that the ear tape can sit without crushing the ear or pulling it down. Cut the tape so that you can place it on both ears and raise them without straining them too much.
Tape below the ear: Lightly tape below each ear towards the base of the ear, creating a floor that holds the ear standing right. Don’t be too harsh while taping; you might cause pain or interfere with blood flow.
Leave the tape On:
- The tape is supposed to be left on for 2-3 days or a maximum of a week. Then, the tape is removed.
- One assesses whether the ears will stand without external support.
This process might need to be repeated for several weeks before it bears fruit.
Taping Preparation and Precautions:
Gentleness: Your dog’s ears should always be handled with caution and care since they are a very sensitive area. Taping should never be painful or uncomfortable.
Supervision: You must watch your dog when the tape is on so that it does not become irritated, infected, or damaged.
Consult a Vet: Taping a dog’s ears should be done only following a visit to the veterinarian to determine whether it is the best course of action for this dog.
Is There Any Guaranteed Procedure To Quicken the Process of Getting the Floppy Ears Fixed?
If the body structure is constructed so the dog’s ears are natural, there is no credible process to make them look like standing ears, assuming using some methods. Proper diet and care taping may assist in this problem. However, if the ear has yet to become erect using a different method after about this August until about one year, it will still become floppy throughout.
Should I Consider It A Problem Having Floppy Ears- German Shepherd?
A floppy ear on a German Shepherd mainly remains a cosmetic concern rather than affecting the dog’s health unless the dog is prone to chronic ear infections. Congested ears due to floppiness may, on some occasions, lead to increased susceptibility to ear infections due to low ventilation of the ear canal. Take precautions with your dog’s ears and ensure they are cleaned to avoid infecting them.
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The GCA FORUMS team has implemented many changes to various community areas and its resource resources related to members’ experience in mortgage, real estate, and other fields. Here’s a detailed report on how things have progressed:
GCA FORUMS Community & Mortgage Group
The members of the GCA FORUMS community are straightening the needs of most housing set-ups, such as housing buyers, realtors, mortgage bankers, and investors, among other professionals. More specifically, the GCA FORUMS Mortgage Group has established contacts with more than 250 wholesale lenders and financial companies, providing users with extensive information on mortgage products and financing alternatives. Understanding dealing with different types of regulations (for instance, licensing in NMLS), the forum helps users with mortgages and other real estate investments.
GCA FORUMS Business Directory
The GCA FORUMS Business Directory has become indispensable to real estate professionals. It includes the current list of companies purchasing, selling, financing, and operating property. The businesses included in the directory are actively assessed, taking into account their professional license, knowledge, reputation, experience, and so on. Measures are taken to improve the information here, including updated and verified information and original and authentic business listings in the directory.
GCA FORUMS Classified Ads
The GCA FORUMS classified ads section, which seeks or advertises for good work or training, has also developed tremendously, especially as a section seeking real estate listings and any service. This section includes the following: sale and lease of residential real estate, sale and lease of commercial premises, provision of property management services, and services for the assessment of the market value of homes. With the classified ads section, members can post, quickly find and respond to advertisements thanks to a simple yet effective structure that helps search for listings containing pictures, descriptions, prices, and contact details.
Solutions for running an online business and viral website makers.
With GCA FORUMS regarding Online Business Solutions, members are provided with tools, means of acquiring clients, and educational materials to enhance a person’s business reach online. The platform also provides Viral Website Development services, allowing businesses to expand their market by incorporating modern tools to increase their online presence and customer interaction. This is especially useful for real estate agents and business owners who aim to promote their services efficiently.
Social Networking and Learning Opportunities
GCA FORUMS’s networking capabilities are broad-based on various sub-forums and communities its members enjoy. These include ladies and gentlemen working as mortgage brokers, realtors, and property developers. Members can exchange relevant information, scout for investment opportunities, and receive market updates. They also include reaching out to the target audience with platforms such as podcasts, blogs, how-to videos, and many more to educate users about everything related to policy changes and new things in the baseline ideologies within this sector.
As part of this vision, the GCA FORUMS team implements regular changes and aims to make the membership worthwhile. Updates of the site and other activities to engage surveys and involvement of the participants, like suggestion boxes and surveys, are some of the many ways the site is updated.
For further information, they can check the official website or look into relevant topics and discussions relating to the forum. Great Community Authority (GCA) Forums) (Gustan Cho Associates Mortgage Brokers) (Great Community Authority (GCA) Forums).
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Welcome to the new and improved version of the GCA Forums! The platform of Great Community Authority (GCA) Forums and Sub-Forums is a collaborative space for consumers, business owners, homeowners and homebuyers researching mortgage and housing guidelines and news, loan officers, realtors, investors, content developers and industry authors who are experts in their respective fields of business, commercial, and residential lending and national journalists, content developers, and nationwide digital media network professionals with expertise in national real estate, commercial and residential mortgage markets, legal, and third-party industry professionals. Equally important is the daily growth of viewers registering as members, listing their businesses or professions in our business directory, and consumers using our classified ads section due to maximum exposure. Anyone wanting to acquire, share, or participate in one of our countless topics and categories on our forums, sub-forums, and resource centers is welcome. The GCA FORUMS Online Community family does not take the questions, answers, and discussions our viewers and members contribute for granted. Every time new, updated, fact-checked content is posted and updated as time passes, our national online community is growing and expanding as a national think tank. The growth of our viewers, members, associate contributing writers, content creators, and the media is enabling our community to expand our research and development pace to offer our members that makes us stand out from the competition where the consumer benefits with the best of the best, most accurate, answers to their questions. We aim to make the GCA Forums safe for discussion, cooperation, and learning and to make them a hub of the most reputable businesses endorsed and sponsored to become members of our elite business directory. First, let us request that you read the dos and don’ts as specified in the Community Guidelines. Great Community Authority (GCA) Forums policies and guidelines have been formulated to ensure everyone enjoys using an all-in-one comprehensive, user-friendly platform covering hundreds of categories and topics. Great Community Authority Forums consist of hundreds of sub-forums with every aspect of categories and topics that benefit consumers, businesses, loan officers, real estate agents, and third-party professionals in every possible industry you can think of.
About GCA Sub-Forums:
Great Community Authority (GCA Forums) has developed, created, and launched many sub-forums. However, our sub-forums will continue to grow, and other resource centers and portals will be added when it has been determined to benefit the public consumer, viewers, and our members. Currently, sub-forums consist of the following categories and topics:
Writing & Publishing:
- This sub-forum is dedicated to writing, publishing, and all related topics in the industry.
- It covers fiction, nonfiction, journalism, and self-publishing.
Book Reviews:
- This subforum is for posting and reading book reviews.
- Whenever you have read a book in any other case, love or hate, post your ideas here!
Book Promotion:
- This subforum allows authors and publishers to market books and for other members to discover new books.
- However, please ensure every advert is consistent with the Policies and Community Guidelines of GCA FORUMS and Sub-Forums.
Book Club:
- This subforum is for creating internet reading groups, selecting books, and communicating with others interested in similar subjects.
‘Marketing & Branding’:
- This subforum also allows for discussion and development of marketing strategies, branding, and work in social networks.
We highly recommend your review of and participation in such discussions. Don’t forget that this community relies on participation, so be active and share what you have!’
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Hola, Maria. Thanks for being active on our forum. Appreciate you. Hope you, Hector, the kids, and all the Familia Munoz are doing great. Refinancing after Chapter 13 bankruptcy is difficult, but it can be done. Here are some steps and some ideas that will enable your brother-in-law and his wife to get a mortgage loan in the Chicago area:
Waiting Period Eligibility Guidelines:
- As per norms, most lenders need 2-4 years from the date of a Chapter 13 discharge before they allow refinancing.
- If the case is still pending, they may have to request permission from the court.
Credit Score:
- They should be advised to obtain and enhance their credit histories where required.
- Increasing their credit scores may lead to better loan terms.
Lenders to Consider
As they seek to understand more about their options, here are some types of lenders that may work with them:
Local Banks and Credit Unions: Smaller institutions will likely have officer discretion, often leading to more favorable lending terms. Try:
- Chase Bank
- BMO Harris Bank
- First Midwest Bank
- Local Credit Unions (like Alliant or DuPage Credit Union)
Mortgage Brokers: They can help your brother-in-law find those who render services to hoard about with privy cases.
Online Lenders: Some online platforms are even quite lenient towards past bankrupt financiers:
- Quicken Loans
- Gustan Cho Associates
- Better.com
- SoFi
Gather Documentation
- Proof of Income: Pay stubs within the recent period or self-recent tax returns.
- Bank Statements: Demonstrate savings and payment histories for the loans in question.
- Debt Payment History: Evidence of timely payment to the Chapter 13 repayment plan documentation.
Seek Help from a Financial Consultant or Lawyer
- They can give appropriate advice on how best to refinance the property according to their case and respect any bankruptcy laws in the process.
Improve Financial Profile
- Advise them on reducing their debts concerning the existing loans and debt avoidance.
- Ensure steady employment and prepare for a larger down payment.
Start the Pre-approval Procedure
- Begin pre-approval with various lenders to average the interest rates and the terms.
- This way, they will be aware of the amount they are borrowing.
Look for a Co-Signer
- They may consider if a family member or a friend has good credit and can act as a co-signer to improve the loan terms.
- Refinancing after Chapter 13 bankruptcy presents opportunities because of its complexities, particularly for flexible lenders.
- Ensure your brother-in-law and his wife do their homework and find all available opportunities.
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Notably, this is not coincidental when an online forum goes viral. Several elements are responsible for why a forum attracts much attention and grows within a very short time frame. Below are some of the primary factors that can make an online forum go viral:
Engaging Content and Discussions
High-Quality Content:
- The forums’ core focus must be useful, proper, and interesting content.
- This could be niche knowledge or trending subjects.
- Users must feel as if they gain something useful by onboarding.
Viral Discussions:
- Issues that inspire people’s positive or negative emotions tend to go viral.
- It is not uncommon for such debates to metastasize from the forum to Twitter to blogs and news sites.
User-Generated Content:
- Involving users in asking questions, answering them, and expressing their concerns fosters a feeling of ownership and a desire to create more, which can result in growth.
Active and Passionate Community
Strong User Engagement:
- Proactive and devoted users willing to post and discuss various issues and share valuable insights tremendously increase a forum’s chances of growth.
- This sense of belonging makes many active users encourage others to be active, too.
Word of Mouth:
- A user pleased with his experience will go the extra mile and persuade his business associates, co-workers, family, friends, clients, and vendors to register and become active online community members.
- A community that believes in roaming the forum like evangelists can also be critical for accelerating growth.
Niche Focus
Targeting a Specific Audience:
- Forums targeting a particular market segment or section will more successfully incite discussions.
- Providing a forum with a center for information and interaction where such individuals can come together can be very useful.
Exclusive knowledge:
- If the forum contains experts’ thoughts or unique resources that are not readily available, it can be an attractive site for users looking for that information.
Ease of Use and Accessibility
User-Friendly Interface:
- A simple, user-friendly layout makes users return for more.
- Prospective members avoid forums that must be simplified or made easier to use.
Mobile Compatibility:
- In this era, allowing mobile access is paramount.
- Users who can quickly browse and post on the forum from their phones maintain activity.
Quick Sign-Up Process:
- Potential users may be alienated by the absence of a vigorous, rather long registration procedure.
- You should join much quicker, as this will allow the community to develop quicker.
Viral Loops and Sharing Features
Social Sharing:
- Adding social sharing features allows users to share interesting threads or content with their followers, which helps promote the forum.
Referral Programs:
- This can be done by providing some incentive.
- Examples include exclusive content, badges, or anything else for users who invite friends.
- This helps to grow the user base rapidly.
Content Hooks:
Similar forums that encourage and allow users to create easily shared content (for example, content about trending topics, surveys, or polls) can quickly penetrate all social networks.
Third Party or Expert Participation
Influencers and Experts:
- It is easy to capture a huge audience by involving star influencers or other industry authorities.
- It is expected that whenever treatment is made inside these people, many of their followers will join the forum to engage with them.
Q & A Sessions:
- Having live interactions with well-known people to seek their views creates great excitement.
- It encourages the audience to spread the event to others.
Time-Sensitive Content Related To a Trend
Trending Topics: Many people will likely share and discuss forums based on super hot themes or topics (breaking the news, viral memes, hit TV shows).
Seasonal or Event-Driven Discussions: Inscriptions related to the current season, upcoming events, and specifics on when products will be ready (like new movies or any new products), one is likely to experience a temporary rise in the viral popularity for it and later long term hibernation.
Positive User Experience Users
Strong Moderation: Active moderation ensures that users remain constructive and on topic, making the forum a welcoming and safe environment for all members. It is also vital to keep the right environment where abusive behavior is enforced, as people can be repelled by it.
Recognition and Rewards: Gamification elements, such as badges, levels, or leaderboards, motivate individual users to remain active and invite others to participate. The same applies to recognizing the top contributors.
SEO and Search Visibility
Search Engine Optimization (SEO):
Optimized forum content increases the chances that the forum will be returned in the search engine’s results to generate traffic. Those forums that can compete for some of the niche keywords can have a constant stream of new members.
Unique Content: More often than not, forums with a high concentration of fresh and user-generated content are usually favorable in browsers’ eyes, leading to more visitors.
Viral-Ready Platform Features
Notifications and Alerts: It has become very trendy for forums to integrate functionalities where users get notifications whenever there are replies to their posts or hot posts and reminders through emails or push notifications. A person can subscribe to particular topics, particular members, or areas on the net where people correspond, thus maximizing the time spent on the site.
Memes, Humor and Entertainment
Pop Culture: Forums or threads that include humor, relatability, and some memes or pop culture will have a larger appeal primarily to younger users, in this case, the adult audience.
Entertaining Content: When even the posts are informative and fun simultaneously, the chances of the users spreading such posts to others are high, increasing the chances of the forum growing.
Key Takeaways:
The very heart of every viral forum rests on the actionable and shareable content.
A dedicated and active user base will market and help grow the forum.
Leverage the forum’s ease of use, social sharing capabilities, and influencer activity to let it soar.
Proper moderation coupled with chances of positive user experience aids user retention and stimulates organic user growth.
By concentrating on these factors, virtual forums can establish a constant loop of returning users, bringing in more users and improving the virtual forum.
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You cannot get a mortgage loan, whether it’s in first or second position, with an outstanding judgment. You either need to pay the outstanding judgment, settle the judgment, or enter into a written payment agreement with the judgment creditor. Judgments are normally good for ten to twenty years depending on the individual state. I am under the understanding in the state of Illinois judgments are good for 20 years
After 20 years, judgment creditors have the option to renew for another 20 years. A bankruptcy will discharge judgments unless the judgment was due to criminal activity or fraud
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Absolutely 💯. The single most important part of the mortgage process is the qualification and pre-approval step. A loan officer needs to thoroughly qualify a loan applicant prior to issuing a pre-approval letter
Please call me when you are available at 262-627-1965 or text me for a faster response. You can also email me at gcho@gustancho.com. By the way, why were you issued a last minute mortgage loan denial?
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I would think twice before jumping in to buy condominium units for either an investment for positive cash flow and rental income or buying a condo to fix and flip. Condominiums are the talk of potential real estate downtown because of three factors: Property tax skyrocketing, A surge of homeowners insurance, and an exponential increase in homeowners association fee
These three things are a major concern for condominium complexes nationwide.
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