The CPI numbers were released this morning higher than expected. TThe Consumer Price Index (CPI) is a measure of the average change over time in the prices paid by urban consumers for a market basket of consumer goods and services. The Consumer Price Index (CPI) is a measure of the average change over time in the prices paid by urban consumers for a market basket of consumer goods and services. The consumer price index numbers released this morning show the CPI increased 0.3% in December and 3.4% from a year ago. What this means is the CPI was higher by 0.30% than one year ago. Excluding volatile food and energy prices, the CPI rose 0.3% for the month and 3.9% from a year ago, compared with respective estimates of 0.3% and 3.8%.

Mortgage rates was not affected by the release of the CPI numbers.

https://www.youtube.com/watch?v=OiloFSVyfkk

• This discussion was modified 1 year, 3 months ago by  Gustan Cho.

What is the best artificial intelligence tool for blogging with original content

Here are the best updated numbers for everything Mortgage Statictics including the number of loan officers as of January 2024. A lot of Mortgage Companies, even companies who we worked for are no longer in business. For example, Loan Cabin, Inc. Is completely closed and two states California and Texas revoked their NMLS full eagle Mortgage Lender and Mortgage Broker licenses. Here is the statistics for mortgage industry

https://www.statista.com/topics/1685/mortgage-industry-of-the-united-states/#topicOverview

statista.com

Topic: Mortgage industry in the U.S.

Find the most up-to-date statistics and facts on the mortgage industry in the United States

Cute cat and dog video making a break in. Funny

https://youtube.com/shorts/wKc-eshuaEo?si=9cYXpKQuM9VTq2ip

Like to welcome my Tim Cho of Cho Time Fitness to GCA FORUMS. Tim is my son and has been a champion wrestler in high school, and is a former professional mixed martial arts fighter. Time is also a drill sergeant in the United States Army reserves and does personal training, and coaches groups like local police departments and other agencies in defensive tactics. Tim is going to launch and run the eGym and Nutrion subforum under the HEALTH, WELLNESS, AND FITNESS FORUM here and will answer any questions viewers have about setting up a work out regiment, defensive tactics, and nutrition. His company, Cho Time Fitness is a one on one personal training curriculum. He is taking a working business model and plans on expanding his successful work out coaching program to those who want to be in the best health through regular exercise, and proper eating.

Doctors suggest to exercise for diabetics but many people have a busy schedule. Is there a sucessful workout regiment for diabetics with a heavy work schedule. Many people who are tied to computers and remote workers have a busy schedule they do not have the opportunity to execise. Any suggestions would be greatly appreciated.

Updating old content that got penalized with the latest Google Algorithm UPDATE in September 2023 has helped rankings. Ravinder Sharma, our digital marketing and SEO director has been monitoring our websites after the 2023 latest Google Algorithm changes and found that blogs that have been updated and refreshed has increased in rankings on all search engines. I will have Ravinder post more on this topic.

There will be many positive changes to the GCA Forums. We have created and launched Great Content Authority (GCA) Forums to be a one stop non-spammed online community that has everything to do with everyday needs, goals, and access to homeownership, real estate investment, furthering one’s career, answers to any and all questions you may have. We are in the process of vetting out experts in their field to become mderators. You will see positive changes and useful resources that most people may ask daily and go to various different sources for answers. Our goal is to create a one-stop shop resource center mainly centered on real estate and mortgages but everything else. So instead of looking at dozens of different sources, our goal is for you to come to our online community first and then branch out. No hate content, hateful politics and religion, or Fake News that will offend anyone. Only humor is allowed. If you have a product or service that will benefit our community and the public, you can address it on this forum. We will not ban you from advertising useful specialty product that is a benefit to all of us. Thank you all

• This discussion was modified 1 year, 2 months ago by  Sapna Sharma.
• This discussion was modified 1 year ago by  Sapna Sharma.
• This discussion was modified 8 months ago by  Sapna Sharma.
• This discussion was modified 8 months ago by  Sapna Sharma.

Latest Google Algorithm Changes

Two unit one month and two to four units three months reserves on VA loans.

To become a loan officer, you need to complete a 20 hour pre-licensing course and pass the 125 hour three hour national NMLS federal exam. The key in passing the national NMLS exam is to go through hundreds of practice multiple choice question. I highly recommend Angie Crippen of On Course Learning. Angie is hands on and will go above and beyond to get you what you need, whether it is now passing the 125 hour course or throughout your mortgage career. Below is the link the NMLS mortgage licensing school On Course Learning with Angie Crippen as our account executive.

https://gustancho.com/mlo-license-school/

• This discussion was modified 1 year, 3 months ago by  Gustan Cho.

gustancho.com

MLO License School

MLO License School

Does any loan officers know how much tri-merger credit report fees will be increased to?

Here’s some photos of my babies. Not all of them. Will post the rest of them.

Bella is a 5 year old 21 pound Labrador mix that is one of the most cutest 😍 smartest dog 🐕 I have met. Belongs to my sister Claudia and brother in law Jeff and Bella knows she is precious and loved 😍 🥰 ❤️ 💖 💗 Stumpy legs and a Godsend

Auto insurance is a type of insurance coverage that protects individuals and businesses from financial loss in the event of a car accident or theft. It is a contract between the policyholder and the insurance company, where the policyholder pays a premium, and in return, the insurance company provides coverage for specified risks.

Here are some key components and coverages typically included in auto insurance:Liability Coverage: This covers the policyholder’s legal responsibility for bodily injury or property damage to others in the event of an accident for which they are at fault.

Collision Coverage: This covers damage to the policyholder’s vehicle in the event of a collision with another vehicle or object.

Comprehensive Coverage: This provides coverage for non-collision events, such as theft, vandalism, natural disasters, or hitting an animal.

Medical Payments Coverage (MedPay): This covers medical expenses for the policyholder and passengers injured in an accident, regardless of who is at fault.

Personal Injury Protection (PIP): Similar to MedPay, PIP covers medical expenses but may also include coverage for lost wages and other expenses.

Uninsured/Underinsured Motorist Coverage: This protects the policyholder if they are involved in an accident with a driver who has little or no insurance.

Auto insurance is mandatory in many places, and the minimum required coverage can vary. The cost of insurance premiums depends on various factors, including the driver’s age, driving history, type of vehicle, coverage limits, and geographic location.

It’s important for individuals to carefully review and understand their auto insurance policy to ensure they have adequate coverage for their needs. Additionally, laws and regulations regarding auto insurance can vary by jurisdiction, so it’s essential to be aware of the specific requirements in your area.